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Company Registration No. 15987065 (England and Wales)
Gem Mortgages Ltd Unaudited accounts for the period from 30 September 2024 to 30 September 2025
Gem Mortgages Ltd Unaudited accounts Contents
Page
Company information
3
Statement of financial position
4
Notes to the accounts
5
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Gem Mortgages Ltd Company Information for the period from 30 September 2024 to 30 September 2025
Director
Dean Murray
Company Number
15987065 (England and Wales)
Registered Office
39 Taunton Close Bexleyheath Kent DA7 6NN England
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Gem Mortgages Ltd Statement of financial position as at 30 September 2025
2025
Notes
£
Fixed assets
Intangible assets
4
9,000
Tangible assets
5
3,667
12,667
Current assets
Cash at bank and in hand
5,588
Creditors: amounts falling due within one year
6
(9,715)
Net current liabilities
(4,127)
Net assets
8,540
Capital and reserves
Called up share capital
1
Profit and loss account
8,539
Shareholders' funds
8,540
For the period ending 30 September 2025 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies. The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.
The director acknowledges his responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.
These accounts have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies' regime and in accordance with the provisions of FRS 102 Section 1A - Small Entities. The profit and loss account has not been delivered to the Registrar of Companies.
The financial statements were approved by the Board and authorised for issue on 31 March 2026 and were signed on its behalf by
Dean Murray Director Company Registration No. 15987065
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Gem Mortgages Ltd Notes to the Accounts for the period from 30 September 2024 to 30 September 2025
1
Statutory information
Gem Mortgages Ltd is a private company, limited by shares, registered in England and Wales, registration number 15987065. The registered office is 39 Taunton Close, Bexleyheath, Kent, DA7 6NN, England.
2
Compliance with accounting standards
The accounts have been prepared in accordance with the provisions of FRS 102 Section 1A Small Entities. There were no material departures from that standard.
3
Accounting policies
The principal accounting policies adopted in the preparation of the financial statements are set out below and have been consistently applied within the same accounts.
Basis of preparation
The accounts have been prepared under the historical cost convention as modified by the revaluation of certain fixed assets.
Presentation currency
The accounts are presented in £ sterling.
Tangible fixed assets and depreciation
Tangible assets are included at cost less depreciation and impairment. Depreciation has been provided at the following rates in order to write off the assets over their estimated useful lives:
Fixtures & fittings
33% on reducing balance basis
Intangible fixed assets
Intangible fixed assets (including purchased goodwill and patents) are included at cost less accumulated amortisation.
4
Intangible fixed assets
Goodwill
£
Cost
At 30 September 2024
-
Additions
10,000
At 30 September 2025
10,000
Amortisation
At 30 September 2024
-
Charge for the period
1,000
At 30 September 2025
1,000
Net book value
At 30 September 2025
9,000
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Gem Mortgages Ltd Notes to the Accounts for the period from 30 September 2024 to 30 September 2025
5
Tangible fixed assets
Fixtures & fittings
£
Cost or valuation
At cost
At 30 September 2024
-
Additions
5,500
At 30 September 2025
5,500
Depreciation
Charge for the period
1,833
At 30 September 2025
1,833
Net book value
At 30 September 2025
3,667
6
Creditors: amounts falling due within one year
2025
£
Taxes and social security
8,884
Loans from directors
397
Accruals
434
9,715
7
Average number of employees
During the period the average number of employees was 1.
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