Company Registration No. 04086286 (England and Wales)
Scott Blain Insurance Consultants Limited
Unaudited accounts
for the year ended 28 February 2026
Scott Blain Insurance Consultants Limited
Unaudited accounts
Contents
Scott Blain Insurance Consultants Limited
Company Information
for the year ended 28 February 2026
Directors
Mr J D Blain
Mr A S Azzopardi
Company Number
04086286 (England and Wales)
Registered Office
Unit 5 Swaker Yard
2B Theobald Street
Herts
WD6 4SE
United Kingdom
Accountants
Platts
Unit 5 Swaker Yard
2b Theobald Street
Herts
WD6 4SE
Scott Blain Insurance Consultants Limited
Statement of financial position
as at 28 February 2026
Tangible assets
16,293
16,002
Cash at bank and in hand
566,016
578,706
Creditors: amounts falling due within one year
(121,018)
(125,708)
Net current assets
461,773
471,982
Total assets less current liabilities
478,066
487,984
Creditors: amounts falling due after more than one year
-
(7,184)
Net assets
478,066
480,800
Called up share capital
80
80
Capital redemption reserve
20
20
Profit and loss account
477,966
480,700
Shareholders' funds
478,066
480,800
For the year ending 28 February 2026 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies. The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.
The directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.
These accounts have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies' regime and in accordance with the provisions of FRS 102 Section 1A - Small Entities. The profit and loss account has not been delivered to the Registrar of Companies.
The financial statements were approved by the Board of Directors and authorised for issue on 31 March 2026 and were signed on its behalf by
Mr A S Azzopardi
Director
Company Registration No. 04086286
Scott Blain Insurance Consultants Limited
Notes to the Accounts
for the year ended 28 February 2026
Scott Blain Insurance Consultants Limited is a private company, limited by shares, registered in England and Wales, registration number 04086286. The registered office is Unit 5 Swaker Yard, 2B Theobald Street, Herts, WD6 4SE, United Kingdom.
2
Compliance with accounting standards
The accounts have been prepared in accordance with the provisions of FRS 102 Section 1A Small Entities. There were no material departures from that standard.
The principal accounting policies adopted in the preparation of the financial statements are set out below and have remained unchanged from the previous year, and also have been consistently applied within the same accounts.
The accounts have been prepared under the historical cost convention as modified by the revaluation of certain fixed assets.
The accounts are presented in £ sterling.
Turnover is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes. Turnover from the sale of goods is recognised when goods have been delivered to customers such that risks and rewards of ownership have transferred to them. Turnover from the rendering of services is recognised by reference to the stage of completion of the contract. The stage of completion of a contract is measured by comparing the costs incurred for work performed to date to the total estimated contract costs.
The company operates a defined contribution scheme for the benefit of its employees. Contributions payable are recognised in the profit and loss account when due.
Tangible fixed assets and depreciation
Tangible assets are included at cost less depreciation and impairment. Depreciation has been provided at the following rates in order to write off the assets over their estimated useful lives:
Motor vehicles
25% reducing balance basis
Fixtures & fittings
25% reducing balance basis
Computer equipment
25% reducing balance basis
Rentals applicable to operating leases where substantially all of the benefits and risks of ownership remain with the lessor are charged against profit on a straight line basis over the lease term.
Assets held under finance leases and hire purchase contracts are capitalised and depreciated over their useful lives. The corresponding lease or hire purchase obligation is treated in the balance sheet as a liability. The interest element of rental obligations is charged to the profit and loss account over the period of the lease at a constant proportion of the outstanding balance of capital repayments.
Scott Blain Insurance Consultants Limited
Notes to the Accounts
for the year ended 28 February 2026
4
Tangible fixed assets
Motor vehicles
Fixtures & fittings
Computer equipment
Total
Cost or valuation
At cost
At cost
At cost
At 1 March 2025
12,995
59,955
34,208
107,158
Additions
-
352
5,369
5,721
At 28 February 2026
12,995
60,307
39,577
112,879
At 1 March 2025
5,686
58,665
26,805
91,156
Charge for the year
1,827
410
3,193
5,430
At 28 February 2026
7,513
59,075
29,998
96,586
At 28 February 2026
5,482
1,232
9,579
16,293
At 28 February 2025
7,309
1,290
7,403
16,002
Amounts falling due within one year
Accrued income and prepayments
8,000
8,000
Other debtors
8,775
10,984
6
Creditors: amounts falling due within one year
2026
2025
Bank loans and overdrafts
2,658
10,000
Obligations under finance leases and hire purchase contracts
-
3,021
Taxes and social security
113,912
108,239
Loans from directors
4,448
4,448
Included within creditors are loans from the directors. The loans are unsecured, interest free & repayable on demand.
7
Creditors: amounts falling due after more than one year
2026
2025
Obligations under finance leases and hire purchase contracts
-
4,085
Scott Blain Insurance Consultants Limited
Notes to the Accounts
for the year ended 28 February 2026
Allotted, called up and fully paid:
56 Ordinary Shares of £1 each
56
56
24 A Ordinary Shares of £1 each
24
24
9
Average number of employees
During the year the average number of employees was 17 (2025: 14).