REGISTERED NUMBER: 06653931 (England and Wales)

Unaudited Financial Statements

for the Year Ended 30 September 2025

for

Bloomfield Risk Management Ltd

Page

Company Information

1

Statement of Financial Position

2

Notes to the Financial Statements

4

DIRECTORS:

L R Chapman

Mrs M C Chapman

REGISTERED OFFICE:

5 Bloomfield Road

Gloucester

Gloucestershire

GL1 5BL

REGISTERED NUMBER:

06653931 (England and Wales)

ACCOUNTANTS:

HATS Gloucester Ltd

48 Hucclecote Road

Gloucester

Gloucestershire

GL3 3RS

BANKERS:

National Westminster Bank Plc

21 Eastgate Street

Gloucester

GL1 1NH

FIXED ASSETS

Tangible assets

4

667

833

CURRENT ASSETS

Debtors

5

20,702

26,268

Cash at bank

10,747

15,182

31,449

41,450

CREDITORS

Amounts falling due within one year

6

31,377

37,157

NET CURRENT ASSETS

72

4,293

TOTAL ASSETS LESS CURRENT LIABILITIES

739

5,126

CREDITORS

Amounts falling due after more than one year

7

-

4,097

NET ASSETS

739

1,029

CAPITAL AND RESERVES

Called up share capital

100

100

Retained earnings

639

929

SHAREHOLDERS' FUNDS

739

1,029

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 30 September 2025.

The members have not required the company to obtain an audit of its financial statements for the year ended 30 September 2025 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:

(a)	ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b)

preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 22 March 2026 and were signed on its behalf by:

L R Chapman - Director

1.	STATUTORY INFORMATION

Bloomfield Risk Management Ltd is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

2.	ACCOUNTING POLICIES

Basis of preparing the financial statements

These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Turnover

Turnover is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Plant and machinery

-

20% on reducing balance

Fixtures and fittings

-

20% on reducing balance

Computer equipment

-

Straight line over 3 years

Taxation

Taxation for the year comprises current and deferred tax. Tax is recognised in the Income Statement, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the statement of financial position date.

Pension costs and other post-retirement benefits

The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are charged to profit or loss in the period to which they relate.

3.	EMPLOYEES AND DIRECTORS

The average number of employees during the year was 2 (2024 - 1 ) .

4.	TANGIBLE FIXED ASSETS

Fixtures

Plant and

and

Computer

machinery

fittings

equipment

Totals

£

£

£

£

Cost

At 1 October 2024

and 30 September 2025

315

2,469

1,075

3,859

Depreciation

At 1 October 2024

212

1,739

1,075

3,026

Charge for year

20

146

-

166

At 30 September 2025

232

1,885

1,075

3,192

Net book value

At 30 September 2025

83

584

-

667

At 30 September 2024

103

730

-

833

5.

DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

30/9/25

30/9/24

£

£

Trade debtors

2,076

1,425

Other debtors

18,626

24,843

20,702

26,268

6.

CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

30/9/25

30/9/24

£

£

Bank loans and overdrafts

3,944

4,999

Trade creditors

820

818

Taxation and social security

25,456

30,042

Other creditors

1,157

1,298

31,377

37,157

7.

CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR

30/9/25

30/9/24

£

£

Bank loans

-

4,097

8.	DIRECTORS' ADVANCES, CREDITS AND GUARANTEES

The following advances and credits to directors subsisted during the years ended 30 September 2025 and 30 September 2024:

30/9/25

30/9/24

£

£

L R Chapman and Mrs M C Chapman

Balance outstanding at start of year

15,520

35,039

Amounts advanced

42,855

53,688

Amounts repaid

(47,843

)

(73,207

)

Amounts written off

-

-

Amounts waived

-

-

Balance outstanding at end of year

10,532

15,520

The loan to the directors, included within other debtors, has no fixed repayment terms. Interest of £382 (2024 - £562) has been charged on the loan at the HMRC official rate of interest.