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REGISTERED NUMBER: 06946611 (England and Wales)















Unaudited Financial Statements for the Year Ended 31 July 2025

for

RICHARDSON SWIFT LTD

RICHARDSON SWIFT LTD (REGISTERED NUMBER: 06946611)






Contents of the Financial Statements
for the year ended 31 July 2025




Page

Company Information 1

Balance Sheet 2

Notes to the Financial Statements 4


RICHARDSON SWIFT LTD

Company Information
for the year ended 31 July 2025







DIRECTORS: D Boulton
C J Healy
R Rackham





REGISTERED OFFICE: 11 Laura Place
Bath
Somerset
BA2 4BL





REGISTERED NUMBER: 06946611 (England and Wales)





ACCOUNTANTS: Richardson Swift
Chartered Accountants
11 Laura Place
Bath
BA2 4BL

RICHARDSON SWIFT LTD (REGISTERED NUMBER: 06946611)

Balance Sheet
31 July 2025

2025 2024
Notes £    £    £    £   
FIXED ASSETS
Intangible assets 4 6,867 26,379
Tangible assets 5 67,354 81,205
Investments 6 49 49
74,270 107,633

CURRENT ASSETS
Debtors 7 1,001,442 1,039,856
Cash at bank and in hand 240 1,937
1,001,682 1,041,793
CREDITORS
Amounts falling due within one year 8 723,917 770,854
NET CURRENT ASSETS 277,765 270,939
TOTAL ASSETS LESS CURRENT
LIABILITIES

352,035

378,572

CREDITORS
Amounts falling due after more than one
year

9

(2,185

)

(37,609

)

PROVISIONS FOR LIABILITIES 12 (16,837 ) (20,300 )
NET ASSETS 333,013 320,663

CAPITAL AND RESERVES
Called up share capital 13 520 520
Capital redemption reserve 584 584
Retained earnings 331,909 319,559
SHAREHOLDERS' FUNDS 333,013 320,663

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 July 2025.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 July 2025 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:
(a)ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and
(b)preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

RICHARDSON SWIFT LTD (REGISTERED NUMBER: 06946611)

Balance Sheet - continued
31 July 2025


The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 28 April 2026 and were signed on its behalf by:





D Boulton - Director


RICHARDSON SWIFT LTD (REGISTERED NUMBER: 06946611)

Notes to the Financial Statements
for the year ended 31 July 2025

1. STATUTORY INFORMATION

Richardson Swift Ltd is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

2. ACCOUNTING POLICIES

Basis of preparing the financial statements
These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Critical accounting judgements and key sources of estimation uncertainty
No significant judgements or key assumptions have had to be made by the Directors in preparing these financial statements.

Turnover
Turnover represents net invoiced sales of services, excluding value added tax, and is recognised when services are rendered.

Goodwill
Acquired goodwill is amortised over its useful life of 15 years.

Tangible fixed assets
Depreciation is provided at the following annual rates in order to write off the cost less estimated residual value of each asset over its estimated useful life.
Office Equipment - 33% on reducing balance
Fixtures and fittings - 15% on reducing balance
Software Licences - 25% on reducing balance

Investments in associates
Investments in associate undertakings are recognised at cost.

Financial instruments
The company only enters into basic financial instruments transactions that result in the recognition of financial assets and liabilities like trade and other debtors, loans from banks and other third parties.

Financial assets that are measured at cost and amortised cost are assessed at the end of each reporting period for objective evidence of impairment. If objective evidence of impairment is found, an impairment loss is recognised in the profit or loss.

For financial assets measured at amortised cost, the impairment loss is measured as the difference between an asset's carrying amount and the present value of estimated cash flows discounted at the asset's original effective interest rate determined under the contract.

For financial assets measured at cost less impairment, the impairment loss is measured as the difference between an asset's carrying amount and the best estimate, which is an approximation, of the amount the company would receive for the asset if it were to be sold at the reporting date.

Financial assets and liabilities are offset and the net amount reported in the balance sheet when there is an enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously.


RICHARDSON SWIFT LTD (REGISTERED NUMBER: 06946611)

Notes to the Financial Statements - continued
for the year ended 31 July 2025

2. ACCOUNTING POLICIES - continued
Taxation
Taxation for the year comprises current and deferred tax. Tax is recognised in the Income Statement, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

Deferred tax
Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date.

Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.

Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

Hire purchase and leasing commitments
Rentals paid under operating leases are charged to profit or loss on a straight line basis over the period of the lease.

Pension costs and other post-retirement benefits
The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are charged to profit or loss in the period to which they relate.

3. EMPLOYEES AND DIRECTORS

The average number of employees during the year was 42 (2024 - 40 ) .

4. INTANGIBLE FIXED ASSETS
Goodwill
Goodwill ABC ltd Totals
£    £    £   
COST
At 1 August 2024
and 31 July 2025 620,000 334,215 954,215
AMORTISATION
At 1 August 2024 620,000 307,836 927,836
Amortisation for year - 19,512 19,512
At 31 July 2025 620,000 327,348 947,348
NET BOOK VALUE
At 31 July 2025 - 6,867 6,867
At 31 July 2024 - 26,379 26,379

RICHARDSON SWIFT LTD (REGISTERED NUMBER: 06946611)

Notes to the Financial Statements - continued
for the year ended 31 July 2025

5. TANGIBLE FIXED ASSETS
Fixtures
Office and Software
Equipment fittings Licences Totals
£    £    £    £   
COST
At 1 August 2024 201,774 74,019 46,391 322,184
Additions 6,275 2,309 - 8,584
At 31 July 2025 208,049 76,328 46,391 330,768
DEPRECIATION
At 1 August 2024 155,164 41,094 44,721 240,979
Charge for year 16,790 5,227 418 22,435
At 31 July 2025 171,954 46,321 45,139 263,414
NET BOOK VALUE
At 31 July 2025 36,095 30,007 1,252 67,354
At 31 July 2024 46,610 32,925 1,670 81,205

6. FIXED ASSET INVESTMENTS
Interest
in
associate
£   
COST
At 1 August 2024
and 31 July 2025 49
NET BOOK VALUE
At 31 July 2025 49
At 31 July 2024 49

7. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2025 2024
£    £   
Trade debtors 688,125 711,000
Amounts recoverable on
contracts 211,801 218,518
Other debtors 101,516 110,338
1,001,442 1,039,856

RICHARDSON SWIFT LTD (REGISTERED NUMBER: 06946611)

Notes to the Financial Statements - continued
for the year ended 31 July 2025

8. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2025 2024
£    £   
Bank loans and overdrafts 235,734 133,769
Trade creditors 94,426 125,922
Taxation and social security 313,178 323,804
Other creditors 80,579 187,359
723,917 770,854

9. CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR
2025 2024
£    £   
Bank loans 2,185 37,609

10. LEASING AGREEMENTS
At the year end the company had total outstanding leasing commitments of £65,300 (2024: £130,600).

11. SECURED DEBTS

The following secured debts are included within creditors:

2025 2024
£    £   
Bank overdrafts 200,336 97,982
Bank loans 37,583 73,396
237,919 171,378

NatWest Bank Plc hold a fixed and floating charge over the undertaking and all property and assets present and future, including goodwill, uncalled capital, buildings, fixtures, fixed plant and machinery.

Included in loans is a government backed bounce back loan.

12. PROVISIONS FOR LIABILITIES
2025 2024
£    £   
Deferred tax 16,837 20,300

Deferred
tax
£   
Balance at 1 August 2024 20,300
Provided during year (3,463 )
Balance at 31 July 2025 16,837

RICHARDSON SWIFT LTD (REGISTERED NUMBER: 06946611)

Notes to the Financial Statements - continued
for the year ended 31 July 2025

13. CALLED UP SHARE CAPITAL

Allotted, issued and fully paid:

Number: Class: Nominal 2025 2024
value: £ £
117 Ordinary A £1 117 117
117 Ordinary B £1 117 117
117 Ordinary C £1 117 117
117 Ordinary D £1 117 117
13 Ordinary E £1 13 13
13 Ordinary F £1 13 13
13 Ordinary G £1 13 13
13 Ordinary H £1 13 13
520 520

Each share is entitled to one vote in any circumstances.
Each share is entitled pari passu to dividend payments or any other distribution.
The shares are not redeemable as such.
During the year all the shares were transferred to Richardson Swift Holdings Ltd via a share for share transfer.

14. ULTIMATE CONTROLLING PARTY

The ultimate controlling party is Richardson Swift Holdings Limited.