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REGISTERED NUMBER: 13904638 (England and Wales)















Unaudited Financial Statements for the Year Ended 31 March 2025

for

Cloverco Limited

Cloverco Limited (Registered number: 13904638)

Contents of the Financial Statements
for the Year Ended 31 March 2025










Page

Company Information 1

Chartered Accountants' Report 2

Statement of Financial Position 3

Notes to the Financial Statements 4


Cloverco Limited

Company Information
for the Year Ended 31 March 2025







DIRECTOR: T J Smith





REGISTERED OFFICE: Spring Valley Works
111 Bagley Lane
Rodley
Leeds
LS13 1FJ





REGISTERED NUMBER: 13904638 (England and Wales)





ACCOUNTANTS: Ford Campbell Freedman Limited
Chartered accountants
2nd Floor
33 Park Place
Leeds
LS1 2RY

Chartered Accountants' Report to the Director
on the Unaudited Financial Statements of
Cloverco Limited


The following reproduces the text of the report prepared for the director in respect of the company's annual unaudited financial statements. In accordance with the Companies Act 2006, the company is only required to file a Statement of Financial Position. Readers are cautioned that the Statement of Comprehensive Income and certain other primary statements and the Report of the Director are not required to be filed with the Registrar of Companies.

In order to assist you to fulfil your duties under the Companies Act 2006, we have prepared for your approval the financial statements of Cloverco Limited for the year ended 31 March 2025 which comprise the Statement of Comprehensive Income, Statement of Financial Position, Statement of Changes in Equity and the related notes from the company's accounting records and from information and explanations you have given us.

As a practising member firm of the Institute of Chartered Accountants in England and Wales (ICAEW), we are subject to its ethical and other professional requirements which are detailed within the ICAEW's regulations and guidance at http://www.icaew.com/en/membership/regulations-standards-and-guidance.

This report is made solely to the director of Cloverco Limited in accordance with our terms of engagement. Our work has been undertaken solely to prepare for your approval the financial statements of Cloverco Limited and state those matters that we have agreed to state to the director of Cloverco Limited in this report in accordance with ICAEW Technical Release 07/16AAF. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than Cloverco Limited and its director for our work or for this report.

It is your duty to ensure that Cloverco Limited has kept adequate accounting records and to prepare statutory financial statements that give a true and fair view of the assets, liabilities, financial position and loss of Cloverco Limited. You consider that Cloverco Limited is exempt from the statutory audit requirement for the year.

We have not been instructed to carry out an audit or a review of the financial statements of Cloverco Limited. For this reason, we have not verified the accuracy or completeness of the accounting records or information and explanations you have given to us and we do not, therefore, express any opinion on the statutory financial statements.






Ford Campbell Freedman Limited
Chartered accountants
2nd Floor
33 Park Place
Leeds
LS1 2RY


29 April 2026

Cloverco Limited (Registered number: 13904638)

Statement of Financial Position
31 March 2025

2025 2024
Notes £ £ £ £
FIXED ASSETS
Investment property 5 36,600,000 38,731,493

CURRENT ASSETS
Debtors 6 1,701,719 745,855
Cash at bank 1,914 176,141
1,703,633 921,996
CREDITORS
Amounts falling due within one year 7 17,501,300 946,939
NET CURRENT LIABILITIES (15,797,667 ) (24,943 )
TOTAL ASSETS LESS CURRENT
LIABILITIES

20,802,333

38,706,550

CREDITORS
Amounts falling due after more than one
year

8

(8,810,000

)

(18,498,614

)

PROVISIONS FOR LIABILITIES (4,717,616 ) (5,548,133 )
NET ASSETS 7,274,717 14,659,803

CAPITAL AND RESERVES
Called up share capital 2 2
Revaluation reserve 9 13,793,572 16,644,401
Retained earnings (6,518,857 ) (1,984,600 )
7,274,717 14,659,803

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 March 2025.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 March 2025 in accordance with Section 476 of the Companies Act 2006.

The director acknowledges his responsibilities for:
(a)ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and
(b)preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Statement of Comprehensive Income has not been delivered.

The financial statements were approved by the director and authorised for issue on 29 April 2026 and were signed by:



T J Smith - Director


Cloverco Limited (Registered number: 13904638)

Notes to the Financial Statements
for the Year Ended 31 March 2025


1. STATUTORY INFORMATION

Cloverco Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

The presentation currency of the financial statements is the Pound Sterling (£).


2. STATEMENT OF COMPLIANCE

These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006.

3. ACCOUNTING POLICIES

Basis of preparing the financial statements
The financial statements have been prepared on the historical cost basis, as modified by the revaluation of certain financial assets and liabilities and investment properties measured at fair value through profit or loss.

Going concern
The accounts have been prepared on the going concern basis which assumes that the company will continue in operational existence for the foreseeable future. This assumption is based on the continuing support of its directors and the external funders. Such support has been maintained since the year end and will continue to be made available to the extent required to enable the company to meet its liabilities as and when they fall due during the course of the current year.

On the basis of the above the directors consider it appropriate to prepare the financial statements on a going concern basis.

Turnover
Turnover represents rental income from tenants, excluding VAT. Rental income is recognised over the term of the lease.

Investment property
Investment property is initially recorded at cost, which includes purchase price and any directly attributable expenditure.

Investment property is revalued to its fair value at each reporting date and any changes in fair value are recognised in profit or loss.

If a reliable measure of fair value is no longer available without undue cost or effort for an item of investment property, it shall be transferred to tangible assets and treated as such until it is expected that fair value will be reliably measurable on an on-going basis.

Impairment of fixed assets
A review for indicators of impairment is carried out at each reporting date, with the recoverable amount being estimated where such indicators exist. Where the carrying value exceeds the recoverable amount, the asset is impaired accordingly. Prior impairments are also reviewed for possible reversal at each reporting date.

For the purposes of impairment testing, when it is not possible to estimate the recoverable amount of an individual asset, an estimate is made of the recoverable amount of the cash generating

unit to which the asset belongs. The cash-generating unit is the smallest identifiable group of assets that includes the asset and generates cash inflows that largely independent of the cash inflows from other assets or groups of assets. For impairment testing of goodwill, the goodwill acquired in a business combination is, from the acquisition date, allocated to each of the cash-generating units that are expected to benefit from the synergies of the combination, irrespective of whether other assets or liabilities of the company are assigned to those units.


Cloverco Limited (Registered number: 13904638)

Notes to the Financial Statements - continued
for the Year Ended 31 March 2025


3. ACCOUNTING POLICIES - continued
Taxation
Taxation for the year comprises current and deferred tax. Tax is recognised in the Income Statement, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the statement of financial position date.

Deferred tax
Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the statement of financial position date.

Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.

Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

4. EMPLOYEES AND DIRECTORS

The average number of employees during the year was NIL (2024 - NIL).

5. INVESTMENT PROPERTY
Total
£
FAIR VALUE
At 1 April 2024 38,731,493
Additions 1,441,301
Disposals (183,047 )
Revaluations (3,322,071 )
Reclassification/transfer (67,676 )
At 31 March 2025 36,600,000
NET BOOK VALUE
At 31 March 2025 36,600,000
At 31 March 2024 38,731,493

The investment property was valued by Jones Lang LaSalle in June 2025 on the basis of open market value, the directors have confirmed that this valuation was correct as at the year end position.

Fair value at 31 March 2025 is represented by:
£
Valuation in 2024 22,192,534
Valuation in 2025 (3,322,071 )
Cost 17,729,537
36,600,000

Cloverco Limited (Registered number: 13904638)

Notes to the Financial Statements - continued
for the Year Ended 31 March 2025


6. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2025 2024
£ £
Amounts owed by related
undertakings 1,373,241 685,038
VAT 5,462 -
Prepayments and accrued income 323,016 60,817
1,701,719 745,855

7. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2025 2024
£ £
Bank loans and overdrafts 15,672,096 -
Trade creditors 1,332,686 799,340
Other creditors 40,732 -
Accruals and deferred income 455,786 147,599
17,501,300 946,939

8. CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR
2025 2024
£ £
Bank loans - 1-2 years 8,810,000 15,388,674
Amounts owed to related undertakings - 3,109,940
8,810,000 18,498,614

There is a fixed and floating charge over the assets of the company.

9. RESERVES
Revaluation
reserve
£
At 1 April 2024 16,644,401
Reclassification of reserves (2,850,829 )

At 31 March 2025 13,793,572

10. RELATED PARTY DISCLOSURES

Amounts Owed By Related Companies


The loans to related parties are not interest bearing.

2025 2024
£ £
Amount due from related party at the balance sheet date 1,373,241 685,038

Cloverco Limited (Registered number: 13904638)

Notes to the Financial Statements - continued
for the Year Ended 31 March 2025


10. RELATED PARTY DISCLOSURES - continued

Related Party Loans


Interest amounting to £198,961 was paid on this loan during the year. It was repaid in full by the company in July 2024.

2025 2024
£ £
Amount due to related party at the balance sheet date - 3,109,940

11. ULTIMATE CONTROLLING PARTY

The company is not under the control of any one controlling party. On 19 August 2025 the company became a 100% subsidiary of Countrylarge Limited a company incorporated in England and Wales.