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Registration number: 05553273

Unavida Wealth Management Ltd
Unaudited Filleted Financial Statements
for the Year Ended 31 August 2025

Unavida Wealth Management Ltd

Contents

Company Information | 1
Balance Sheet | 2
Notes to the Unaudited Financial Statements | 3 to 6

Unavida Wealth Management Ltd

Company Information

Director | R L C Best

Registered office | Victoria House 26 Queen Victoria Street Reading Berkshire RG1 1TG

Accountants | Vale & West Accountancy Services Limited Chartered AccountantsVictoria House 26 Queen Victoria Street Reading Berkshire RG1 1TG

Unavida Wealth Management Ltd

(Registration number: 05553273)
Balance Sheet as at 31 August 2025

| Note | 31 August 2025 £ | 31 August 2024 £
Fixed assets |  |  |
Tangible assets | 4 | - | 33
Current assets |  |  |
Debtors | 5 | 79,958 | 148,573
Cash at bank and in hand |  | 198,907 | 216,622
|  | 278,865 | 365,195
Creditors: Amounts falling due within one year | 6 | (120,016) | (80,699)
Net current assets |  | 158,849 | 284,496
Net assets |  | 158,849 | 284,529
Capital and reserves |  |  |
Called up share capital |  | 34,750 | 34,750
Share premium reserve |  | 7,809 | 7,809
Retained earnings |  | 116,290 | 241,970
Shareholders' funds |  | 158,849 | 284,529

For the financial year ending 31 August 2025 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

Director's responsibilities:

• | The members have not required the company to obtain an audit of its accounts for the year in question in accordance with section 476; and
• | The director acknowledges his responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.

These financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime. As permitted by section 444 (5A) of the Companies Act 2006, the director has not delivered to the registrar a copy of the Profit and Loss Account.

Approved and authorised by the director on 21 April 2026

R L C Best Director

Unavida Wealth Management Ltd

Notes to the Unaudited Financial Statements for the Year Ended 31 August 2025

1 | General information

The company is a private company limited by share capital, incorporated in England and Wales.

The address of its registered office is:
Victoria House
26 Queen Victoria Street
Reading
Berkshire
RG1 1TG

The principal place of business is:
3 Trinity Court
Molly Millars Lane
Wokingham
Berkshire
RG41 2PY

2 | Accounting policies

Summary of significant accounting policies and key accounting estimates

The principal accounting policies applied in the preparation of these financial statements are set out below. These policies have been consistently applied to all the years presented, unless otherwise stated.

Statement of compliance

These financial statements have been prepared in accordance with Financial Reporting Standard 102 Section 1A smaller entities - 'The Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland' and the Companies Act 2006 (as applicable to companies subject to the small companies' regime).

Basis of preparation

These financial statements have been prepared using the historical cost convention except that as disclosed in the accounting policies certain items are shown at fair value.

The financial statements are presented in pounds sterling (GBP), which is the Company’s functional and presentational currency. Amounts are rounded to the nearest £1, unless stated otherwise.

Revenue recognition

Revenue comprises commission and fees earned for advising clients on financial products. Commission is recognised when the adviser’s performance obligations are satisfied, which is typically when the underlying financial product is placed and the Company becomes entitled to the income.
Where commission is contingent on future events, revenue is recognised only when the conditions for entitlement are met and the amount can be measured reliably. Ongoing or trail commission is recognised as it accrues in line with the terms of the relevant product or agreement.

Unavida Wealth Management Ltd

Notes to the Unaudited Financial Statements for the Year Ended 31 August 2025 (continued)

2 | Accounting policies (continued)

Tax

Taxation expense comprises current and deferred tax. Current tax is calculated on the taxable profit for the year using tax rates and laws that have been enacted or substantively enacted by the reporting date.
Deferred tax is recognised on timing differences between taxable profits and the results reported in the financial statements. Deferred tax assets are recognised only when it is probable that they will be recovered. Deferred tax balances are measured at the tax rates expected to apply when the timing differences reverse.

Tangible assets

Tangible fixed assets are stated at cost less accumulated depreciation and impairment. Depreciation is charged on a straight‑line basis over the estimated useful lives of the assets. Residual values and useful economic lives are reviewed annually. Assets are assessed for indicators of impairment at each reporting date and written down when necessary.

Cash and cash equivalents

Cash and cash equivalents comprise cash on hand and call deposits, and other short-term highly liquid investments that are readily convertible to a known amount of cash and are subject to an insignificant risk of change in value.

Trade debtors

Trade debtors are amounts due from customers for merchandise sold or services performed in the ordinary course of business.
Trade debtors are recognised initially at the transaction price. They are subsequently measured at amortised cost using the effective interest method, less provision for impairment. A provision for the impairment of trade debtors is established when there is objective evidence that the company will not be able to collect all amounts due according to the original terms of the receivables.

Trade creditors

Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of business from suppliers. Accounts payable are classified as current liabilities if the company does not have an unconditional right, at the end of the reporting period, to defer settlement of the creditor for at least twelve months after the reporting date. If there is an unconditional right to defer settlement for at least twelve months after the reporting date, they are presented as non-current liabilities.
Trade creditors are recognised initially at the transaction price and subsequently measured at amortised cost using the effective interest method.

Share capital

Ordinary shares are classified as equity. Equity instruments are measured at the fair value of the cash or other resources received or receivable, net of the direct costs of issuing the equity instruments. If payment is deferred and the time value of money is material, the initial measurement is on a present value basis.

Defined benefit pension scheme

The Company participates in a defined benefit pension scheme. Contributions payable to the company's pension scheme are charged to profit or loss in the period to which they relate.

Unavida Wealth Management Ltd

Notes to the Unaudited Financial Statements for the Year Ended 31 August 2025 (continued)

3 | Staff numbers

The average number of persons employed by the company (including the director) during the year, was 3 (2024 - 3).

4 | Tangible assets

| Office equipment £ | Total £
Cost or valuation
At 1 September 2024 | 999 | 999
At 31 August 2025 | 999 | 999
Depreciation
At 1 September 2024 | 966 | 966
Charge for the year | 33 | 33
At 31 August 2025 | 999 | 999
Carrying amount
At 31 August 2025 | - | -
At 31 August 2024 | 33 | 33

5 | Debtors

Current | 31 August 2025 £ | 31 August 2024 £
Trade debtors | 2,126 | -
Other debtors | 29,658 | 143,931
Prepayments | 48,174 | 4,642
| 79,958 | 148,573

Unavida Wealth Management Ltd

Notes to the Unaudited Financial Statements for the Year Ended 31 August 2025 (continued)

6 | Creditors

Creditors: amounts falling due within one year

| 31 August 2025 £ | 31 August 2024 £
Due within one year |  |
Trade creditors | 12,833 | 11,072
Taxation and social security | 14,414 | 16,004
Other creditors | 85,241 | 23,723
Accruals and deferred income | 7,528 | 29,900
| 120,016 | 80,699