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Registered number: 6855313
GW Financial Solutions (UK) Ltd
ACCOUNTS
FOR THE YEAR ENDED 31/08/2025
Prepared By:
Montague Kaye
Accountants & Registered Auditors
82 Reddish Road
Reddish
Stockport
Cheshire
SK5 7QU
GW Financial Solutions (UK) Ltd
ACCOUNTS
FOR THE YEAR ENDED 31/08/2025
DIRECTORS
Mr D N Godfrey
Mr A J White
REGISTERED OFFICE
82 Reddish Road
Reddish
Stockport
Cheshire
SK5 7QU
COMPANY DETAILS
Private company limited by shares registered in EW - England and Wales, registered number 6855313
ACCOUNTANTS
Montague Kaye
Accountants & Registered Auditors
82 Reddish Road
Reddish
Stockport
Cheshire
SK5 7QU
GW Financial Solutions (UK) Ltd
ACCOUNTS
FOR THEYEARENDED31/08/2025
CONTENTS
Page
Directors' Report-
Statement Of Comprehensive Income-
Balance Sheet3
Notes To The Accounts4
The following do not form part of the statutory financial statements:
Trading And Profit And Loss Account-
Profit And Loss Account Summaries-
GW Financial Solutions (UK) Ltd
BALANCE SHEET AT 31/08/2025
20252024
Notes££
FIXED ASSETS
Intangible assets2378,000372,876
Tangible assets334,69343,117
412,693415,993
CURRENT ASSETS
Debtors4547,808746,990
Cash at bank and in hand207,667126,535
755,475873,525
CREDITORS: Amounts falling due within one year5557,338542,274
NET CURRENT ASSETS198,137331,251
TOTAL ASSETS LESS CURRENT LIABILITIES610,830747,244
CREDITORS: Amounts falling due after more than one year6146,250360,382
NET ASSETS464,580386,862
CAPITAL AND RESERVES
Called up share capital833
Profit and loss account464,577386,859
SHAREHOLDERS' FUNDS464,580386,862
For the year ending 31/08/2025 the company was entitled to exemption under section 477 of the Companies Act 2006 relating to small companies.
The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.
The directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.
These accounts have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.
The directors have decided not to deliver to the registrar a copy of the company's profit and loss account.
Approved by the board on 07/05/2026 and signed on their behalf by
.............................
Mr D N Godfrey
Director
.............................
Mr A J White
Director
GW Financial Solutions (UK) Ltd
NOTES TO THE ACCOUNTS
FOR THE YEAR ENDED 31/08/2025
1. ACCOUNTING POLICIES
1a. Basis Of Accounting
The accounts have been prepared under the historical cost convention.
The accounts have been prepared in accordance with FRS102 - The Financial Reporting Standard applicable in the UK and Republic of Ireland and the Companies Act 2006 .
1b. Depreciation
Depreciation has been provided at the following rates in order to write off the assets over their estimated useful lives.
Fixtures and Fittingsreducing balance 15%
Equipmentreducing balance 33%
1c. Intangible Assets
Intangible assets are valued on a basis of the number of existing clients, which is revalued annually.
1d. Pension Costs
The company operates a defined contribution pension scheme. The pension charge represents the amounts payable by the company to the fund in respect of the year.
2. INTANGIBLE FIXED ASSETS
Development
CostsTotal
££
Cost
At 01/09/2024372,876372,876
Additions5,1245,124
At 31/08/2025378,000378,000
Depreciation
At 31/08/2025--
Net Book Amounts
At 31/08/2025378,000378,000
At 31/08/2024372,876372,876
Profit and loss reserves include £348,978 of non distributable reserves.
GW Financial Solutions (UK) Ltd
3. TANGIBLE FIXED ASSETS
Fixtures
and FittingsEquipmentTotal
£££
Cost
At 01/09/202468,770120,993189,763
Additions2,266-2,266
At 31/08/202571,036120,993192,029
Depreciation
At 01/09/202447,22699,420146,646
For the year3,5717,11910,690
At 31/08/202550,797106,539157,336
Net Book Amounts
At 31/08/202520,23914,45434,693
At 31/08/202421,54421,57343,117
4. DEBTORS 20252024
££
Amounts falling due within one year
Trade debtors194,687311,536
Amounts due from related undertakings27,46527,270
Prepayments132,346280,569
Directors current account169,025127,615
Directors current account24,285-
547,808746,990
5. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
20252024
££
UK corporation tax2,1283,217
PAYE control106,15042,069
Salaries and wages control118,951-
Directors current account-26,533
Loans272,407425,903
Credit card22,5494,726
Trade creditors2,0107,335
Other creditors655-
Pension schemes6,9787,386
Accruals25,51025,105
557,338542,274
GW Financial Solutions (UK) Ltd
6. CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR
20252024
££
Bank loans 146,250360,382
146,250360,382
7. EMPLOYEES
20252024
No.No.
Average number of employees6969
8. SHARE CAPITAL 20252024
££
Allotted, issued and fully paid:
2 'A' Ordinary shares of £1 each22
1 'B' Ordinary shares of £1 each11
33
9. RELATED PARTY TRANSACTIONS
The company was under the control of Mr D Godfrey and Mr A White throughout the current year and previous period. Messrs Godfrey and White are the directors and own two thirds of the ordinary share capital.
As at the balance sheet date the company was owed £10,110 by Clarion Finance Limited, £15,575 by Consolidators Limited, £1,089 (2024 : £969) by GW Debt Solutions Limited and £691 (2024 - £616 ) by My Debt Options Limited. Messrs Godfrey and White control all of these companies.
On 15 September 2023 Consolidators Limited was dissolved.