REGISTERED NUMBER: 09387736 (England and Wales)

URBAN AND RURAL LIMITED

UNAUDITED FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 JANUARY 2026

Page

Company Information

1

Balance Sheet

2

Notes to the Financial Statements

4

DIRECTORS:

Mr R Baron

Mr J Sargood

REGISTERED OFFICE:

424 Margate Road

Westwood

Ramsgate

Kent

CT12 6SJ

REGISTERED NUMBER:

09387736 (England and Wales)

ACCOUNTANTS:

Spurling Cannon

Chartered Certified Accountants

424 Margate Road

Westwood

Ramsgate

Kent

CT12 6SJ

FIXED ASSETS

Tangible assets

4

4,192

5,792

CURRENT ASSETS

Stocks

5

23,773

26,717

Debtors

6

10,354

23,958

Cash at bank

58,523

60,417

92,650

111,092

CREDITORS

Amounts falling due within one year

7

34,631

47,161

NET CURRENT ASSETS

58,019

63,931

TOTAL ASSETS LESS CURRENT LIABILITIES

62,211

69,723

CAPITAL AND RESERVES

Called up share capital

8

200

200

Retained earnings

9

62,011

69,523

SHAREHOLDERS' FUNDS

62,211

69,723

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 January 2026.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 January 2026 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:

(a)	ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b)

preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Statement of Income and Retained Earnings has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 6 May 2026 and were signed on its behalf by:

Mr R Baron - Director

Mr J Sargood - Director

1.	STATUTORY INFORMATION

Urban and Rural Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

2.	ACCOUNTING POLICIES

Basis of preparing the financial statements

These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Turnover

Turnover is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Fixture & Fittings

-

25% on reducing balance

Computer equipment

-

33% on reducing balance

Stocks

Work in progress is valued at the lower of cost and net realisable value.

Cost is calculated using the first-in, first-out method and includes all purchase, transport, and handling costs in bringing stocks to their present location and condition.

Taxation

Taxation for the year comprises current tax. Tax is recognised in the Statement of Income and Retained Earnings, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

Pension costs and other post-retirement benefits

The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are charged to profit or loss in the period to which they relate.

3.	EMPLOYEES AND DIRECTORS

The average number of employees during the year was 5 (2025 - 5 ) .

4.	TANGIBLE FIXED ASSETS

Fixture &

Computer

Fittings

equipment

Totals

£

£

£

COST

At 1 February 2025

and 31 January 2026

23,009

8,607

31,616

DEPRECIATION

At 1 February 2025

19,117

6,707

25,824

Charge for year

973

627

1,600

At 31 January 2026

20,090

7,334

27,424

NET BOOK VALUE

At 31 January 2026

2,919

1,273

4,192

At 31 January 2025

3,892

1,900

5,792

5.

STOCKS

2026

2025

£

£

Work-in-progress

23,773

26,717

6.

DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

2026

2025

£

£

Trade debtors

10,235

23,032

Sundry debtors

119

119

Urban & Rural Holdings Limited

-

807

10,354

23,958

7.

CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

2026

2025

£

£

Trade creditors

-

304

Corporation Tax

11,050

23,941

Social security and other taxes

2,883

2,876

Pension creditor

2,390

2,809

VAT

11,895

11,459

Directors' current accounts

4,530

3,715

Accruals and deferred income

1,883

2,057

34,631

47,161

8.	CALLED UP SHARE CAPITAL

Allotted, issued and fully paid:

Number:

Class:

Nominal

2026

2025

value:

£

£

100

Ordinary

£1

200

200

9.

RESERVES

Retained

earnings

£

At 1 February 2025

69,523

Profit for the year

39,972

Dividends

(47,484

)

At 31 January 2026

62,011