REGISTERED NUMBER: 11282844 (England and Wales)

UNAUDITED FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 MARCH 2026

FOR

HARWOOD FINANCIAL PLANNING LIMITED

Page

Company Information

1

Abridged Balance Sheet

2

Notes to the Financial Statements

4

DIRECTOR:

Mr R J Woodhouse

REGISTERED OFFICE:

3-4 Daltongate Business Centre

Daltongate

Ulverston

Cumbria

LA12 7AJ

REGISTERED NUMBER:

11282844 (England and Wales)

BANKERS:

Santander UK plc

Customer Service Centre

Bootle

Merseyside

L30 4GB

FIXED ASSETS

Intangible assets

4

12,603

15,124

Tangible assets

5

14,008

4,909

Investments

6

135,730

96,104

162,341

116,137

CURRENT ASSETS

Debtors

19,750

28,501

Cash at bank

121,876

102,770

141,626

131,271

CREDITORS

Amounts falling due within one year

67,052

67,538

NET CURRENT ASSETS

74,574

63,733

TOTAL ASSETS LESS CURRENT LIABILITIES

236,915

179,870

CREDITORS

Amounts falling due after more than one year

(2,799

)

(2,943

)

PROVISIONS FOR LIABILITIES

-

(3,500

)

NET ASSETS

234,116

173,427

CAPITAL AND RESERVES

Called up share capital

7

5,000

5,000

Retained earnings

229,116

168,427

SHAREHOLDERS' FUNDS

234,116

173,427

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 March 2026.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 March 2026 in accordance with Section 476 of the Companies Act 2006.

The director acknowledges his responsibilities for:

(a)	ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b)

preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

All the members have consented to the preparation of an abridged Balance Sheet for the year ended 31 March 2026 in accordance with Section 444(2A) of the Companies Act 2006.

In accordance with Section 444 of the Companies Act 2006, the Profit and Loss Account has not been delivered.

The financial statements were approved by the director and authorised for issue on 27 April 2026 and were signed by:

Mr R J Woodhouse - Director

1.	STATUTORY INFORMATION

Harwood Financial Planning Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

The presentation currency of the financial statements is the Pound Sterling (£).

2.	ACCOUNTING POLICIES

Basis of preparing the financial statements

These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention as modified by the revaluation of certain assets.

Turnover

Turnover represents net invoiced sales of services, excluding VAT.

Goodwill

Goodwill, being the amount paid in connection with the acquisition of a book of customers in 2018, is being amortised evenly over its estimated useful life of 10 years.

Goodwill is initially measured at cost. After initial recognition, goodwill is measured at cost less any accumulated amortisation and any accumulated impairment losses.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Leasehold property

-

10% on cost

Fixtures and fittings

-

20% on cost

Computer equipment

-

33% on cost

Pension costs and other post-retirement benefits

The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are charged to profit or loss in the period to which they relate.

3.	EMPLOYEES AND DIRECTORS

The average number of employees during the year was 5 (2025 - 5 ) .

4.	INTANGIBLE FIXED ASSETS

Totals

£

COST

At 1 April 2025

and 31 March 2026

35,206

AMORTISATION

At 1 April 2025

20,082

Amortisation for year

2,521

At 31 March 2026

22,603

NET BOOK VALUE

At 31 March 2026

12,603

At 31 March 2025

15,124

5.	TANGIBLE FIXED ASSETS

Totals

£

COST

At 1 April 2025

11,166

Additions

13,327

At 31 March 2026

24,493

DEPRECIATION

At 1 April 2025

6,257

Charge for year

4,228

At 31 March 2026

10,485

NET BOOK VALUE

At 31 March 2026

14,008

At 31 March 2025

4,909

6.	FIXED ASSET INVESTMENTS

Information on investments other than loans is as follows:

Totals

£

COST OR VALUATION

At 1 April 2025

96,104

Additions

31,494

Revaluations

7,194

Dividends received

938

At 31 March 2026

135,730

NET BOOK VALUE

At 31 March 2026

135,730

At 31 March 2025

96,104

Cost or valuation at 31 March 2026 is represented by:

Totals

£

Valuation in 2025

96,104

Valuation in 2026

39,626

135,730

7.	CALLED UP SHARE CAPITAL

Allotted, issued and fully paid:

Number:

Class:

Nominal

31.3.26

31.3.25

value:

£

£

5,000

Ordinary

£1

5,000

5,000

8.	DIRECTOR'S ADVANCES, CREDITS AND GUARANTEES

As at 31 March 2026 the director had advanced the company £21,705 (2025: £20,801) and was charged £3,000 (2025 : £3,000) interest on the loan which is unsecured and repayable on demand.

9.	ULTIMATE CONTROLLING PARTY

The controlling party is Mr R J Woodhouse.