Company registration number 09641054 (England and Wales)
KR MORTGAGE SERVICES LIMITED
UNAUDITED FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 JUNE 2025
PAGES FOR FILING WITH REGISTRAR
KR MORTGAGE SERVICES LIMITED
CONTENTS
Page
Balance sheet
1 - 2
Notes to the financial statements
3 - 5
KR MORTGAGE SERVICES LIMITED (REGISTERED NUMBER: 09641054)
BALANCE SHEET
AS AT 30 JUNE 2025
30 June 2025
- 1 -
2025
2024
Notes
£
£
£
£
Fixed assets
Tangible assets
3
-
0
174
Current assets
Debtors
4
45,703
32,949
Cash at bank and in hand
635
1,001
46,338
33,950
Creditors: amounts falling due within one year
5
(48,053)
(37,421)
Net current liabilities
(1,715)
(3,471)
Total assets less current liabilities
(1,715)
(3,297)
Creditors: amounts falling due after more than one year
6
(2,691)
(3,275)
Provisions for liabilities
-
(33)
Net liabilities
(4,406)
(6,605)
Capital and reserves
Called up share capital
100
100
Profit and loss reserves
(4,506)
(6,705)
Total equity
(4,406)
(6,605)
KR MORTGAGE SERVICES LIMITED (REGISTERED NUMBER: 09641054)
BALANCE SHEET (CONTINUED)
AS AT 30 JUNE 2025
30 June 2025
- 2 -

For the financial year ended 30 June 2025 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

T he members have not required the company to obtain an audit of its financial statements for the year in question in accordance with section 476.

The director acknowledges his responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of financial statements.

These financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

The director of the company has elected not to include a copy of the profit and loss account within the financial statements.true

The financial statements were approved and signed by the director and authorised for issue on 11 May 2026
Mr K Ramdeo
Director
KR MORTGAGE SERVICES LIMITED
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 JUNE 2025
- 3 -
1
Accounting policies
Company information

KR Mortgage Services Limited is a private company limited by shares incorporated in England and Wales. The registered office is 4th Floor 399-401 Strand, London, England, WC2R 0LT.

1.1
Basis of preparation

These financial statements have been prepared in accordance with FRS 102 “The Financial Reporting Standard applicable in the UK and Republic of Ireland” (“FRS 102”) and the requirements of the Companies Act 2006 as applicable to companies subject to the small companies regime. The disclosure requirements of section 1A of FRS 102 have been applied other than where additional disclosure is required to show a true and fair view.

The financial statements are prepared in sterling, which is the functional currency of the company. Monetary a mounts in these financial statements are rounded to the nearest £1.

The financial statements have been prepared under the historical cost convention. The principal accounting policies adopted are set out below.

1.2
Going concern

A t the time of approving the financial statements, t he director has a reasonable expectation that the company has adequate resources to continue in operational existence for the foreseeable future. Thus t he director continues to adopt the going concern basis of accounting in preparing the financial statements.

1.3
Revenue

Turnover is recognised at the fair value of consideration received or receivable for the services provided in the normal course of business. Turnover from mortgage advisory work is recognised based on work done in the period at pre-agreed rates.

1.4
Tangible fixed assets

Tangible fixed assets are initially measured at cost and subsequently measured at cost or valuation, net of depreciation and any impairment losses.

Depreciation is recognised so as to write off the cost or valuation of assets less their residual values over their useful lives on the following bases:

Computer equipment
25% on straight line

The gain or loss arising on the disposal of an asset is determined as the difference between the sale proceeds and the carrying value of the asset, and is credited or charged to profit or loss.

1.5
Taxation

The tax expense represents the sum of the tax currently payable and deferred tax.

KR MORTGAGE SERVICES LIMITED
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 30 JUNE 2025
- 4 -
2
Employees

The average monthly number of persons (including directors) employed by the company during the year was:

2025
2024
Number
Number
Total
1
1
3
Tangible fixed assets
Computer equipment
£
Cost
At 1 July 2024 and 30 June 2025
5,515
Depreciation and impairment
At 1 July 2024
5,341
Depreciation charged in the year
174
At 30 June 2025
5,515
Carrying amount
At 30 June 2025
-
0
At 30 June 2024
174
4
Debtors
2025
2024
Amounts falling due within one year:
£
£
Other debtors
45,703
32,949
5
Creditors: amounts falling due within one year
2025
2024
£
£
Bank loans
584
548
Trade creditors
3,306
3,534
Taxation and social security
37,235
30,161
Other creditors
6,928
3,178
48,053
37,421
KR MORTGAGE SERVICES LIMITED
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 30 JUNE 2025
- 5 -
6
Creditors: amounts falling due after more than one year
2025
2024
£
£
Bank loans and overdrafts
2,691
3,275
7
Director's transactions

As at the balance sheet date, there was an overdrawn directors' loan account balance of £30,855 (2024 - £21,319), this includes interest charged £704 (2024 - £680), this balance is included within other debtors.

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