REGISTERED NUMBER: 03969884 (England and Wales)

Unaudited Financial Statements for the Year Ended 31 March 2026

for

New Mortgage Finance Limited

Page

Company Information

1

Balance Sheet

2

Notes to the Financial Statements

4

DIRECTORS:

Mr N Denman

Mr M Mace

Mr D Mace

REGISTERED OFFICE:

Portal House Alkmaar Way

Norwich International Business Park

Norwich

Norfolk

NR6 6BF

REGISTERED NUMBER:

03969884 (England and Wales)

FIXED ASSETS

Tangible assets

4

20,342

8,407

CURRENT ASSETS

Debtors

5

655,352

635,320

Cash at bank and in hand

132,922

74,240

788,274

709,560

CREDITORS

Amounts falling due within one year

6

101,756

82,458

NET CURRENT ASSETS

686,518

627,102

TOTAL ASSETS LESS CURRENT LIABILITIES

706,860

635,509

CREDITORS

Amounts falling due after more than one year

7

-

(6,062

)

PROVISIONS FOR LIABILITIES

(4,875

)

(1,868

)

NET ASSETS

701,985

627,579

CAPITAL AND RESERVES

Called up share capital

805

805

Retained earnings

701,180

626,774

701,985

627,579

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 March 2026.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 March 2026 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:

(a)	ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b)

preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 12 May 2026 and were signed on its behalf by:

Mr D Mace - Director

Mr M Mace - Director

1.	STATUTORY INFORMATION

New Mortgage Finance Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

2.	ACCOUNTING POLICIES

Basis of preparing the financial statements

These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Turnover

Turnover is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Land and buildings

-

20% on reducing balance

Plant and machinery etc

-

20% on reducing balance

Taxation

Taxation for the year comprises current and deferred tax. Tax is recognised in the Income Statement, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

Deferred tax

Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date.

Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.

Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

Hire purchase and leasing commitments

Rentals paid under operating leases are charged to profit or loss on a straight line basis over the period of the lease.

Pension costs and other post-retirement benefits

The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are charged to profit or loss in the period to which they relate.

3.	EMPLOYEES AND DIRECTORS

The average number of employees during the year was 16 (2025 - 17 ) .

4.	TANGIBLE FIXED ASSETS

Plant and

Land and

machinery

buildings

etc

Totals

£

£

£

COST

At 1 April 2025

7,639

47,088

54,727

Additions

-

16,904

16,904

At 31 March 2026

7,639

63,992

71,631

DEPRECIATION

At 1 April 2025

6,706

39,614

46,320

Charge for year

93

4,876

4,969

At 31 March 2026

6,799

44,490

51,289

NET BOOK VALUE

At 31 March 2026

840

19,502

20,342

At 31 March 2025

933

7,474

8,407

5.

DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

31.3.26

31.3.25

£

£

Trade debtors

48,351

46,589

Other debtors

607,001

588,731

655,352

635,320

6.

CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

31.3.26

31.3.25

£

£

Bank loans and overdrafts

6,031

10,106

Taxation and social security

85,363

66,144

Other creditors

10,362

6,208

101,756

82,458

7.

CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR

31.3.26

31.3.25

£

£

Other creditors

-

6,062