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# LEVEL UP FINANCIAL EDUCATION CIC

## Company limited by guarantee

## Company Registration Number:
12328662 (England and Wales)

## Unaudited statutory accounts for the year ended 30 November 2025

## Period of accounts

## Start date: 1 December 2024

## End date: 30 November 2025

# LEVEL UP FINANCIAL EDUCATION CIC

## Contents of the Financial Statements

for the Period Ended 30 November 2025

Directors report |
Profit and loss |
Balance sheet |
Additional notes |
Balance sheet notes |
Community Interest Report |

# LEVEL UP FINANCIAL EDUCATION CIC

Directors' report period ended 30 November 2025

The directors present their report with the financial statements of the company for the period ended 30 November 2025

Directors

The directors shown below have held office during the whole of the period from
1 December 2024 to 30 November 2025

Peter Olawaye
Jacques Opoku

The above report has been prepared in accordance with the special provisions in part 15 of the Companies Act 2006

This report was approved by the board of directors on
7 May 2026

And signed on behalf of the board by:
Name: Peter Olawaye
Status: Director

# LEVEL UP FINANCIAL EDUCATION CIC

## Profit And Loss Account

for the Period Ended 30 November 2025

| 2025 | 2024
--- | --- | ---
| £ | £
Turnover: | 0 | 235
Cost of sales: | ( 23,824 ) | ( 924 )
Gross profit(or loss): | (23,824) | (689)
Administrative expenses: | ( 5,892 ) | ( 12,767 )
Other operating income: | 28,102 | 14,950
Operating profit(or loss): | (1,614) | 1,494
Profit(or loss) before tax: | (1,614) | 1,494
Profit(or loss) for the financial year: | (1,614) | 1,494

# LEVEL UP FINANCIAL EDUCATION CIC

## Balance sheet

As at 30 November 2025

| Notes | 2025 | 2024
--- | --- | --- | ---
|  | £ | £
Fixed assets
Tangible assets: | 3 | 628 | 1,239
Total fixed assets: |  | 628 | 1,239
Current assets
Cash at bank and in hand: |  | 21,866 | 986
Total current assets: |  | 21,866 | 986
Creditors: amounts falling due within one year: | 4 | ( 23,395 ) | ( 1,512 )
Net current assets (liabilities): |  | (1,529) | (526)
Total assets less current liabilities: |  | (901) | 713
Total net assets (liabilities): |  | (901) | 713
Members' funds
Profit and loss account: |  | (901) | 713
Total members' funds: |  | ( 901) | 713

The notes form part of these financial statements

# LEVEL UP FINANCIAL EDUCATION CIC

## Balance sheet statements

For the year ending 30 November 2025 the company was entitled to exemption under section 477 of the Companies Act 2006 relating to small companies.

The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.

These accounts have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

This report was approved by the board of directors on 7 May 2026
and signed on behalf of the board by:

Name: Peter Olawaye
Status: Director

The notes form part of these financial statements

# LEVEL UP FINANCIAL EDUCATION CIC

## Notes to the Financial Statements

for the Period Ended 30 November 2025

- ## 1. Accounting policies

  Basis of measurement and preparation

  These financial statements have been prepared in accordance with the provisions of Section 1A (Small Entities) of Financial Reporting Standard 102

  Turnover policy

  Turnover is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes. Turnover from the sale of goods is recognised when goods have been delivered to customers such that risks and rewards of ownership have transferred to them. Turnover from the rendering of services is recognised by reference to the stage of completion of the contract. The stage of completion of a contract is measured by comparing the costs incurred for work performed to date to the total estimated contract costs.

  Tangible fixed assets depreciation policy

  Tangible assets are included at cost less depreciation and impairment. Depreciation has been provided at the following rates in order to write off the assets over their estimated useful lives: Office Equipment: 33% Straight Line Method

  Other accounting policies

  Government grants: During the year, the company received a restricted grant of £50,000 from The Global Fund, designated for programme delivery purposes. Under the terms of the grant, any unspent amounts are repayable to the funder at their discretion. In accordance with FRS 102 Section 24, the grant has been recognised as income only to the extent that the related expenditure has been incurred during the year. Of the total grant received, £28,102 was consumed up to 30 November 2025 and has accordingly been recognised in the profit and loss account. The remaining balance of £21,898 has been deferred and is included within creditors as deferred income, representing funds not yet expended as at the balance sheet date. This balance remains repayable to the funder to the extent it is not utilised in accordance with the grant conditions.

# LEVEL UP FINANCIAL EDUCATION CIC

## Notes to the Financial Statements

for the Period Ended 30 November 2025

- ## 2. Employees

  | 2025 | 2024
  --- | --- | ---
  Average number of employees during the period | 0 | 0

# LEVEL UP FINANCIAL EDUCATION CIC

## Notes to the Financial Statements

for the Period Ended 30 November 2025

## 3. Tangible assets

| Land & buildings | Plant & machinery | Fixtures & fittings | Office equipment | Motor vehicles | Total
--- | --- | --- | --- | --- | --- | ---
Cost | £ | £ | £ | £ | £ | £
At 1 December 2024 |  |  |  | 1,850 |  | 1,850
Additions |  |  |  |  |  |
Disposals |  |  |  |  |  |
Revaluations |  |  |  |  |  |
Transfers |  |  |  |  |  |
At 30 November 2025 |  |  |  | 1,850 |  | 1,850
Depreciation |  |  |  |  |  |
At 1 December 2024 |  |  |  | 611 |  | 611
Charge for year |  |  |  | 611 |  | 611
On disposals |  |  |  |  |  |
Other adjustments |  |  |  |  |  |
At 30 November 2025 |  |  |  | 1,222 |  | 1,222
Net book value |  |  |  |  |  |
At 30 November 2025 |  |  |  | 628 |  | 628
At 30 November 2024 |  |  |  | 1,239 |  | 1,239

# LEVEL UP FINANCIAL EDUCATION CIC

## Notes to the Financial Statements

for the Period Ended 30 November 2025

## 4. Creditors: amounts falling due within one year note

| 2025 | 2024
--- | --- | ---
| £ | £
Accruals and deferred income | 22,272 | 374
Other creditors | 1,123 | 1,138
Total | 23,395 | 1,512

# COMMUNITY INTEREST ANNUAL REPORT

### LEVEL UP FINANCIAL EDUCATION CIC

### Company Number: 12328662 (England and Wales)

### Year Ending: 30 November 2025

Company activities and impact

Woke Finance CIC exists to provide personal finance education for young people aged 13-21 from underserved backgrounds. During the year, Woke Finance CIC delivered workshops and programmes across London, with a particular focus on reaching young people in the most underserved communities. We worked with a range of stakeholders, including Premier League football foundations and youth justice teams. Our impact remained strong: 96% of participants said they would recommend our workshops or programmes to a friend, and over 97% reported feeling better equipped to make financial decisions. In addition, 97% of programme participants said that our workshops provided them with information or skills they had not learned at school or at home. Woke Finance CIC takes pride in delivering high-quality, relatable education. The team will continue to focus on supporting those most in need while expanding our impact across London and into other regions.

Consultation with stakeholders

Woke Finance CIC's stakeholders include young people (our primary beneficiaries) and organisations that work with young people, such as schools, charities, and youth groups. During the year, we regularly engaged with young people through feedback forms following workshops and programmes, as well as informal discussions and ongoing relationships with participants. We also gathered feedback from partner organisations through regular communication and programme reviews. This feedback has directly informed the development of our services. For example, we have adapted our workshop content to make it more relevant and engaging, improved programme resources, and expanded opportunities for young people to contribute to the organisation. We continue to work with young people on a freelance basis, including supporting social media content, co-delivering sessions, and contributing to the development of programme materials. Woke Finance CIC will continue to place stakeholder feedback at the centre of its development to ensure our services remain relevant, accessible, and impactful.

Directors' remuneration

No remuneration was received

Transfer of assets

No transfer of assets other than for full consideration

This report was approved by the board of directors on
13 April 2026

And signed on behalf of the board by:
Name: Peter Olawaye
Status: Director