Company registration number 00956100 (England and Wales)
Charity registration number 259626 (England and Wales)
THE BAHAMAS LOCOMOTIVE SOCIETY LIMITED
ANNUAL REPORT AND UNAUDITED FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025
THE BAHAMAS LOCOMOTIVE SOCIETY LIMITED
LEGAL AND ADMINISTRATIVE INFORMATION
Trustees
S C Allsop
G C Bowler
F P Galvin
D J Guest
G Howard
P W Skellon
P W Smith
K Whitmore
J M Winderbank
Charity number
259626
Company number
00956100
Registered office
The Shippen
8 The Old Hall Court Yard
Heath
Wakefield
West Yorkshire
WF1 5ST
Independent examiner
Craig Stratford FCA
c/o Simpson Wood Limited
Bank Chambers
Market Street
Huddersfield
HD1 2EW
Bankers
The Royal Bank of Scotland Plc
Chatham Customer Service Centre
Waterside Court
Chatham Maritime
Chatham
ME4 4RT
Solicitors
Molesworth Bright-Clegg
17 Yorkshire Street
Rochdale
OL16 1BH
THE BAHAMAS LOCOMOTIVE SOCIETY LIMITED
CONTENTS
Page
Trustees report
1 - 4
Statement of trustees responsibilities
5
Independent examiner's report
6
Statement of financial activities
7
Balance sheet
8
Notes to the financial statements
9 - 19
THE BAHAMAS LOCOMOTIVE SOCIETY LIMITED
TRUSTEES REPORT (INCLUDING DIRECTORS' REPORT)
FOR THE YEAR ENDED 31 DECEMBER 2025
- 1 -

The trustees present their annual report and financial statements for the year ended 31 December 2025.

The accounts have been prepared in accordance with the accounting policies set out in note 1 to the accounts and comply with the charity's governing document, the Companies Act 2006 and the Statement of Recommended Practice, "Accounting and Reporting by Charities", issued in March 2005.

Objectives and activities

Objectives and Policy

The objects of the Society are: to advance education/learning: encourage and promote public interest in; and promote the preservation of steam and other railway locomotives, rolling stock, railway machinery and equipment of historical interest including (but not exclusively) by:

 

- the restoration, preservation and operation of heritage locomotives, rolling stock, and other items of railway infrastructure;

 

- the establishment and maintenance of a museum; and

 

- the provision of an education/learning programme for schools and general public

The trustees have paid due regard to guidance issued by the Charity Commission in deciding what activities the charity should undertake.

THE BAHAMAS LOCOMOTIVE SOCIETY LIMITED
TRUSTEES REPORT (CONTINUED)(INCLUDING DIRECTORS' REPORT)
FOR THE YEAR ENDED 31 DECEMBER 2025
- 2 -
Achievements and performance

I am pleased to report that 2025 proved to be a much more successful year than 2024, when we suffered a setback with virtually no mainline activity owing to external disputes between the regulator, the Office of Rail and Road, and West Coast Railways. Owing to this ongoing dispute, our work with the Railway Touring Company ended abruptly. Although this impasse remains, we have been able to work with Vintage Trains on several excursions and we have visited several other heritage railways with 45596, including the West Somerset Railway, Peak Rail and Nene Valley Railway. Our last trip with “Bahamas” before being withdrawn was at the Great Central Railway, following their Autumn gala. We enjoyed a very memorable members' evening train, with our coach immediately behind the loco and an orange glow from the firebox all around. The engine was then moved by low loader from the Great Central Railway to Tyseley for a full overhaul. Normally, after a 7-year ticket, a mainline certificated loco would commence a comprehensive but not full overhaul. However, following the lack of main line work and after much discussion, we decided that the only option, as we wanted to continue main line working, was to fit airbrakes to the locomotive to be able to work with centrally locked main line coaches, not just with slam door coaches as could be operated with vacuum brakes. This should see the locomotive available for a further 10 years and able to work on the main line again without the challenges in these last two years.

 

As well as 45596, our Coal Tank locomotive visited several heritage railways including operating in tandem with “Bahamas” at the Great Central Railway. We also took both locomotives as guests to the largest locomotive gathering of the year, the Rail 200 Event at the Alstom Works at Litchurch Lane in Derby, and our locos took their place alongside icons such as “Flying Scotsman”, “Tornado” and “Sir Nigel Gresley”. So many visitors commented on how well turned out both locomotives were. Rail 200 proved to be a milestone year for railway heritage, with many families encountering steam and historic diesel locomotives in operation for the first time.

 

Rail 200 also contributed to an increase in our visitor numbers at the museum at Ingrow. Our duty officers have continued to open the museum daily, and the number of school visits has also encouragingly increased as well. Perhaps the highlight of the year has been the unveiling of the Roger Bell collection of nameplates and other railwayana in the museum. It is now possible to see on public display for the first time such notable nameplates as British Legion, Patriot, Private E Sykes, Ayrshire Yeomanry and Duchess of Abercorn, to name just a few. You really must blink twice to believe all you are seeing in such a display at the same time. It was delightful to host Roger's partner Brenda Lawson, her daughter Claire and so many of Roger's friends as well as Jeff Gantschuk from the Royal British Legion, who dedicated the group of nameplates as a means of remembrance. Roger was a strong supporter in the early days of the Society as well as playing a major part in the preservation of 6201 “Princess Elizabeth”. Pete Skellon, Mike & Chris Bentley and a dedicated team spent many months in creating this magnificent new display.

We continued to work closely with our partners at the Keighley and Worth Valley Railway and the Vintage Carriages Trust to ensure that the Rail Story experience is a memorable day out for visitors. We participated in the KWVR Spring gala with both 45596 and 1054 in steam and the Coal Tank also operated on several other days on the railway including on vintage trains. In partnership with the Vintage Carriages Trust, we again participated in the September Heritage Open Days with behind-the-scenes tours at both museums. Also, we played our part in events during the Bradford City of Culture 2025 production of the Railway Children and indeed the costumes for the production have been donated to us for dressing up days! Our Learning Coach has been open on a notable number of days and was again used as a polling station in the local elections, and our local councillors have also held their advice surgery in the Coach.  In addition, we have continued to play a major role in the Bradford Museums Group and Museum Development North and our workshop team has worked on our locomotives and rolling stock on a weekly basis. Indeed, considerable work has been completed on our crane tank locomotive “Southwick” and it now looks the most complete that it has done for over 40 years. The team have continued to enjoy warmer winter working using our cosy mess facility, which makes on site outside work that little more tolerable knowing that a hot drink in a dry and warm environment is now available.

 

We continue to work on our review of governance and are implementing its proposals step by step to ensure that the Society is fit for purpose and can meet the modern challenges that continue to come our way.

THE BAHAMAS LOCOMOTIVE SOCIETY LIMITED
TRUSTEES REPORT (CONTINUED)(INCLUDING DIRECTORS' REPORT)
FOR THE YEAR ENDED 31 DECEMBER 2025
- 3 -
Financial review

Reserves

The Balance Sheet shows the restricted and unrestricted funds of the Society at the year-end and the prior year. Note 15 shows the movements on restricted funds. At the year-end, unrestricted funds amounted to £562,984, but after taking account of amounts invested in fixed assets less fixed assets relating to restricted funds, the free reserves are £486,727, representing approximately 63 months' expenditure, which the trustees feel is adequate.

Financial Risk Strategy

The Board of Trustees regularly reviews the main areas of financial risk. These may be summarised as follows: -

 

a) Insufficient funds to continue operations and complete projects.

b) Unauthorised transactions.

c) Failure to safeguard our assets.

d) Failure to adhere to legislation or restrictions in whatever field.

e) Liabilities are not identified and provision not made for them.

 

These risks are mitigated as follows:

 

The Board meets regularly to oversee the Society’s activities. Major expenditure has to be approved by the Board and board members (directors) have specific roles and duties. The Board ensures that current projects have sufficient funds available on a regular basis from a variety of sources e.g. subscriptions, donations, Gift Aid, shop and museum income and grants. At present the company has no borrowings. Our assets are housed securely at Ingrow other than "Bahamas" which is securely stored at Haworth. Items stored outside are secured and protected from the weather. A modern security system is in place and various insurance policies including public liability are in force. The Board keeps up to date with legislation and regulations by contact with specialists in the preservation sphere, membership of various associations and by taking advice from recognised experts.

Plans for the future

Along with several other heritage railways, we will be participating in an event to commemorate the 150th anniversary of the death of Charles Beyer, engineer, and the 60th anniversary of the closure of Beyer Peacock Works in Gorton, Manchester. We have a considerable collection of Beyer Peacock memorabilia that will be put on display, and KWVR are hoping to run a special train with 957, a Beyer Peacock-built loco often referred to as the Green Dragon from the original Railway Children film. We are making progress with a new facility to house our extensive and growing collection of railway items and to keep them safe whilst they are not on display.

Next year is a very significant one for the Society as we celebrate the 60th anniversary of our acquisition of “Bahamas” in 1967, and 2028 will see the 60th anniversary of the opening of our base at Dinting Railway Centre. We are planning to salute those pioneers who started it all off in so many ways by activities at Ingrow and on the KWVR, as well as on the other side of the Pennines where we began, including a possible civic reception hosted by the mayor of Stockport. The jewel in the crown would be if, later in the year, the overhaul of 45596 “Bahamas”, our flagship locomotive, was completed in time for our 60th anniversary celebrations. We will continue to implement the findings of our governance review to ensure that the Society is fit for purpose for another 60 years.

 

Structure, governance and management

The Bahamas Locomotive Society Limited is a company limited by guarantee, registered in England as no. 956100 on 12 June 1969 and is governed by its Articles of Association as amended on 14 December 2025. The company has also been registered as a charity for educational purposes as no. 259626 since 10 August 1970.

The trustees, who are also the directors for the purpose of company law, and who served during the year and, up to the date of signature of the financial statements were:

S C Allsop
G C Bowler
F P Galvin
D J Guest
G Howard
P W Skellon
THE BAHAMAS LOCOMOTIVE SOCIETY LIMITED
TRUSTEES REPORT (CONTINUED)(INCLUDING DIRECTORS' REPORT)
FOR THE YEAR ENDED 31 DECEMBER 2025
- 4 -
P W Smith
K Whitmore
J M Winderbank

The Board of Trustees, currently consisting of nine directors and trustees, holds monthly meetings to manage the activities of the Society. Details of the directors/trustees are included in the company information given on the first page of the financial statements.

 

A wholly owned subsidiary, Bahamas Loco Trading Limited, was formed in 1991 with a working capital of £5,000. This company is responsible for all trading activities such as locomotive hire, employment contracts, books and souvenir sales. Profits are transferred to the Society in return for free use of the Society's locomotives and other assets.

 

The Society is an organisation based on voluntary involvement. Fortunately, the Society is well supported by its friends and members and relies on volunteer labour wherever possible. Thanks again are due to the dedicated team who have operated the museum and shop and cared for the Society’s assets. A small number of paid staff are employed by Bahamas Loco Trading Ltd in customer-facing and museum roles. Otherwise, neither directors nor members receive any remuneration.

Liquid assets are held in current and deposit accounts with various high street banks and the Charities Official Investment Fund.

 

The Society's base was formerly known as "Ingrow Loco Museum" on the Keighley and Worth Valley Railway (KWVR) in West Yorkshire where an ex-Midland Railway goods warehouse has been converted into a workshop and museum with financial assistance from the National Lottery Heritage Fund. The Ingrow site is continuing to be developed as "Rail Story" and the Society has re-branded and developed its museum there to provide the "Engine Shed" component of the attraction.

Accountants

Accountants Simpson Wood will be considered for re-appointment at the forthcoming annual general meeting.

The trustees report was approved by the Board of Trustees.

K Whitmore
Trustee
Dated: 20 March 2026
THE BAHAMAS LOCOMOTIVE SOCIETY LIMITED
STATEMENT OF TRUSTEES RESPONSIBILITIES  
FOR THE YEAR ENDED 31 DECEMBER 2025
- 5 -

The trustees, who are also the directors of The Bahamas Locomotive Society Limited for the purpose of company law, are responsible for preparing the Trustees Report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

 

Company law requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources, including the income and expenditure, of the charitable company for that year.

 

In preparing these financial statements, the trustees are required to:

 

- select suitable accounting policies and then apply them consistently;

 

- observe the methods and principles in the Charities SORP;

 

- make judgements and estimates that are reasonable and prudent;

 

- state whether applicable UK Accounting Standards have been followed, subject to any material departures disclosed and explained in the financial statements; and

 

- prepare the financial statements on the going concern basis unless it is inappropriate to presume that the charity will continue in operation.

 

The trustees are responsible for keeping adequate accounting records that disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Company law requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources, including the income and expenditure, of the charitable company for that year.

In preparing these financial statements, the trustees are required to:

- select suitable accounting policies and then apply them consistently;

- observe the methods and principles in the Charities SORP;

- make judgements and estimates that are reasonable and prudent;

- state whether applicable UK Accounting Standards have been followed, subject to any material departures disclosed and explained in the financial statements; and

- prepare the financial statements on the going concern basis unless it is inappropriate to presume that the charity will continue in operation.

The trustees are responsible for keeping adequate accounting records that disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

THE BAHAMAS LOCOMOTIVE SOCIETY LIMITED
INDEPENDENT EXAMINER'S REPORT
TO THE TRUSTEES OF THE BAHAMAS LOCOMOTIVE SOCIETY LIMITED
- 6 -

I report on the financial statements of the charity for the year ended 31 December 2025, which are set out on pages 7 to 19.

Respective responsibilities of trustees and examiner

The trustees, who are also the directors of The Bahamas Locomotive Society Limited for the purposes of company law, are responsible for the preparation of the accounts. The trustees consider that an audit is not required for this year under section 144(2) of the Charities Act 2011 (the 2011 Act) and that an independent examination is needed. The charity's gross income exceeded £250,000 in 2017 and I am qualified to undertake the examination being a qualified member of The Institute of Chartered Accountants in England and Wales.

Having satisfied myself that the charity is not subject to audit under company law and is eligible for independent examination, it is my responsibility:

(i)

to examine the accounts under section 145 of the 2011 Act;

(ii)

to follow the procedures laid down in the General Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act; and

(iii)
to state whether particular matters have come to my attention.
Basis of independent examiner's report

My examination was carried out in accordance with the General Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and consequently no opinion is given as to whether the accounts present a ‘true and fair view’ and the report is limited to those matters set out in the statement below.

Independent examiner's statement

In connection with my examination, no matter has come to my attention:

(a)
which gives me reasonable cause to believe that in any material respect the requirements:
(i)

to keep accounting records in accordance with section 386 of the Companies Act 2006; and

(ii)

to prepare financial statements which accord with the accounting records, comply with the accounting requirements of section 396 of the Companies Act 2006 and with the methods and principles of the Statement of Recommended Practice: Accounting and Reporting by Charities;

have not been met or
(b)

to which, in my opinion, attention should be drawn in order to enable a proper understanding of the financial statements to be reached.

Craig Stratford FCA
c/o Simpson Wood Limited
Chartered Accountants
Bank Chambers
Market Street
Huddersfield
HD1 2EW
Dated: 20 March 2026
THE BAHAMAS LOCOMOTIVE SOCIETY LIMITED
STATEMENT OF FINANCIAL ACTIVITIES
INCLUDING INCOME AND EXPENDITURE ACCOUNT
FOR THE YEAR ENDED 31 DECEMBER 2025
- 7 -
Unrestricted
Restricted
Total
Unrestricted
Restricted
Total
funds
funds
funds
funds
2025
2025
2025
2024
2024
2024
Notes
£
£
£
£
£
£
Income from:

Voluntary activities

2
17,660
4,384
22,044
220,231
128,055
348,286
Other trading activities
3
70,927
-
70,927
28,727
-
28,727

Investments

4
15,366
10,471
25,837
10,939
8,355
19,294
Total income
103,953
14,855
118,808
259,897
136,410
396,307
Expenditure on:

Raising funds

5
456
-
456
502
-
502
Charitable activities
6
91,564
17,580
109,144
54,024
14,050
68,074
Total resources expended
92,020
17,580
109,600
54,526
14,050
68,576
Net (losses)/gains on investments
9
-
(6,799)
(6,799)
-
16,633
16,633
Net movement in funds
11,933
(9,524)
2,409
205,371
138,993
344,364
Fund balances at 1 January 2025
551,051
540,780
1,091,831
345,680
401,787
747,467
Fund balances at 31 December 2025
562,984
531,256
1,094,240
551,051
540,780
1,091,831

The statement of financial activities includes all gains and losses recognised in the year. All income and expenditure derive from continuing activities.

The statement of financial activities also complies with the requirements for an income and expenditure account under the Companies Act 2006.
THE BAHAMAS LOCOMOTIVE SOCIETY LIMITED
BALANCE SHEET
AS AT
31 DECEMBER 2025
31 December 2025
- 8 -
2025
2024
Notes
£
£
£
£
Fixed assets
Tangible assets
11
131,423
140,533
Investments
12
5,000
5,000
136,423
145,533
Current assets
Debtors
13
76,430
68,007
Investments
14
215,920
222,719
Cash at bank and in hand
671,431
667,282
963,781
958,008
Creditors: amounts falling due within one year
15
5,964
11,710
Net current assets
957,817
946,298
Total assets less current liabilities
1,094,240
1,091,831
The funds of the charity
Restricted income funds
16
531,256
540,780
Unrestricted funds
17
562,984
551,051
1,094,240
1,091,831

The company is entitled to the exemption from the audit requirement contained in section 477 of the Companies Act 2006, for the year ended 31 December 2025.

The trustees acknowledge their responsibilities for ensuring that the charity keeps accounting records which comply with section 386 of the Act and for preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of the financial year and of its incoming resources and application of resources, including its income and expenditure, for the financial year in accordance with the requirements of sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The members have not required the company to obtain an audit of its financial statements for the year in question in accordance with section 476.

These financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies regime.

The financial statements were approved by the trustees on 20 March 2026
K Whitmore
Trustee
Company registration number 00956100 (England and Wales)
THE BAHAMAS LOCOMOTIVE SOCIETY LIMITED
NOTES TO THE  FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025
- 9 -
1
Accounting policies
Charity information

The Bahamas Locomotive Society Limited is a private company limited by guarantee incorporated in England and Wales. The registered office is The Shippen, 8 The Old Hall Court Yard, Heath, Wakefield, West Yorkshire, WF1 5ST.

1.1
Accounting convention

The accounts have been prepared under the historical cost convention, with the exception of investments which are included at market value.

The financial statements are prepared in sterling, which is the functional currency of the charity. Monetary amounts in these financial statements are rounded to the nearest £.

The financial statements have been prepared under the historical cost convention. The principal accounting policies adopted are set out below.

1.2
Going concern

At the time of approving the financial statements, the trustees have a reasonable expectation that the charity has adequate resources to continue in operational existence for the foreseeable future. Thus the trustees continue to adopt the going concern basis of accounting in preparing the financial statements.

1.3
Charitable funds

Unrestricted funds are available for use at the discretion of the trustees in furtherance of their charitable objectives.

Restricted funds are subject to specific conditions by donors as to how they may be used. The purposes and uses of the restricted funds are set out in the notes to the accounts.

1.4
Incoming resources
Income is recognised when the charity is legally entitled to it after any performance conditions have been met, the amounts can be measured reliably, and it is probable that income will be received.

Cash donations are recognised on receipt. Other donations are recognised once the charity has been notified of the donation, unless performance conditions require deferral of the amount. Income tax recoverable in relation to donations received under Gift Aid or deeds of covenant is recognised at the time of receipt.

Legacies are recognised on receipt or otherwise if the charity has been notified of an impending distribution, the amount is known, and receipt is expected. If the amount is not known, the legacy is treated as a contingent asset.

 

Turnover is measured at the fair value of the consideration received or receivable and represents amounts receivable for goods and services provided in the normal course of business, net of discounts, VAT and other sales related taxes.

THE BAHAMAS LOCOMOTIVE SOCIETY LIMITED
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
1
Accounting policies
(Continued)
- 10 -
1.5
Resources expended

Expenditure is recognised once there is a legal or constructive obligation to transfer economic benefit to a third party, it is probable that a transfer of economic benefits will be required in settlement, and the amount of the obligation can be measured reliably.

 

Expenditure is classified by activity. The costs of each activity are made up of the total of direct costs and shared costs, including support costs involved in undertaking each activity. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs which contribute to more than one activity and support costs which are not attributable to a single activity are apportioned between those activities on a basis consistent with the use of resources. Central staff costs are allocated on the basis of time spent, and depreciation charges are allocated on the portion of the asset’s use.

Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

1.6
Tangible fixed assets

Tangible fixed assets are initially measured at cost and subsequently measured at cost or valuation, net of depreciation and any impairment losses.

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Building improvements
Straight line over 25 years
Plant and machinery
Straight line over 20 years
Fixtures and equipment
10% on reducing balance
Computers
Straight line over 4 years

The gain or loss arising on the disposal of an asset is determined as the difference between the sale proceeds and the carrying value of the asset, and is recognised in the statement of financial activities.

1.7
Fixed asset investments

Fixed asset investments are initially measured at transaction price excluding transaction costs, and are subsequently measured at fair value at each reporting date. Changes in fair value are recognised in net income/(expenditure) for the year. Transaction costs are expensed as incurred.

A subsidiary is an entity controlled by the charity. Control is the power to govern the financial and operating policies of the entity so as to obtain benefits from its activities.

1.8
Impairment of fixed assets

At each reporting end date, the charity reviews the carrying amounts of its tangible assets to determine whether there is any indication that those assets have suffered an impairment loss. If any such indication exists, the recoverable amount of the asset is estimated in order to determine the extent of the impairment loss (if any).

THE BAHAMAS LOCOMOTIVE SOCIETY LIMITED
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
1
Accounting policies
(Continued)
- 11 -

Recoverable amount is the higher of fair value less costs to sell and value in use. In assessing value in use, the estimated future cash flows are discounted to their present value using a pre-tax discount rate that reflects current market assessments of the time value of money and the risks specific to the asset for which the estimates of future cash flows have not been adjusted.

 

If the recoverable amount of an asset is estimated to be less than its carrying amount, the carrying amount of the asset is reduced to its recoverable amount. An impairment loss is recognised immediately in income/(expenditure) for the year, unless the relevant asset is carried at a revalued amount, in which case the impairment loss is treated as a revaluation decrease.

 

Recognised impairment losses are reversed if, and only if, the reasons for the impairment loss have ceased to apply. Where an impairment loss subsequently reverses, the carrying amount of the asset is increased to the revised estimate of its recoverable amount, but so that the increased carrying amount does not exceed the carrying amount that would have been determined had no impairment loss been recognised for the asset in prior years. A reversal of an impairment loss is recognised immediately, unless the relevant asset is carried in at a revalued amount, in which case the reversal of the impairment loss is treated as a revaluation increase.

1.9
Cash and cash equivalents

Cash and cash equivalents include cash in hand, deposits held at call with banks, and bank overdrafts.

1.10
Financial instruments

The charity has elected to apply the provisions of Section 11 ‘Basic Financial Instruments’ and Section 12 ‘Other Financial Instruments Issues’ of FRS 102 to all of its financial instruments.

 

Financial instruments are recognised in the charity's balance sheet when the charity becomes party to the contractual provisions of the instrument.

 

Financial assets and liabilities are offset, with the net amounts presented in the financial statements, when there is a legally enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously.

Basic financial assets

Basic financial assets, which include debtors and cash and bank balances, are initially measured at transaction price including transaction costs and are subsequently carried at amortised cost using the effective interest method unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest. Financial assets classified as receivable within one year are not amortised.

Basic financial liabilities

Basic financial liabilities, including creditors and bank loans, are initially recognised at transaction price unless the arrangement constitutes a financing transaction, where the debt instrument is measured at the present value of the future receipts discounted at a market rate of interest. Financial liabilities classified as payable within one year are not amortised.

 

Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of operations from suppliers. Amounts payable are classified as current liabilities if payment is due within one year or less. If not, they are presented as non-current liabilities. Trade creditors are recognised initially at transaction price and subsequently measured at amortised cost using the effective interest method.

Derecognition of financial liabilities

Financial liabilities are derecognised when the charity’s contractual obligations expire or are discharged or cancelled.

THE BAHAMAS LOCOMOTIVE SOCIETY LIMITED
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
1
Accounting policies
(Continued)
- 12 -
1.11
Employee benefits

The cost of any unused holiday entitlement is recognised in the period in which the employee’s services are received.

 

Termination benefits are recognised immediately as an expense when the charity is demonstrably committed to terminate the employment of an employee or to provide termination benefits.

1.12

Taxation

The charity is exempt from corporation tax on its charitable activities.

1.13

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

 

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when the funds are raised for particular restricted purposes.

 

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

1.14

Grants

Capital grants received are treated as deferred income and as such are released to the income and expenditure account over the same period as asset depreciation. In accordance with the Statement of Recommended Practice, all heritage grants are treated as income when receivable.

2

Voluntary activities

Unrestricted
Restricted
Total
Total
funds
funds
2025
2024
£
£
£
£
Donations and gifts
13,127
4,384
17,511
343,305
Membership fees
4,533
-
4,533
4,981
17,660
4,384
22,044
348,286
For the year ended 31 December 2024
220,231
128,055
348,286
THE BAHAMAS LOCOMOTIVE SOCIETY LIMITED
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
- 13 -
3
Other trading activities
Unrestricted
funds
Total
2024
2024
£
£

Admissions

23,455
22,078
Education
7,456
-

Other income

40,016
6,649
70,927
28,727
4
Income from investments
Unrestricted
Restricted
Total
Unrestricted
Restricted
Total
funds
funds
funds
funds
2025
2025
2025
2024
2024
2024
£
£
£
£
£
£
Interest receivable
15,366
10,471
25,837
10,939
8,355
19,294
5

Raising funds

Unrestricted
funds
Total
2024
2024
£
£

Fundraising and publicity

General fundraising expenditure

456
502
456
502
THE BAHAMAS LOCOMOTIVE SOCIETY LIMITED
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
- 14 -
6
Charitable activities
Charitable activities

Governance costs

 

Total
2025
Total
2024
£
£
£
£
Staff costs
29,285
-
29,285
-
Depreciation and impairment
12,299
-
12,299
12,018

Rent and rates

164
-
164
61

Insurance

21,847
-
21,847
22,190

Light, heat and power

3,268
-
3,268
3,824

Repairs to buildings and equipment

7,253
-
7,253
6,503

Locomotive and rolling stock maintenance

16,622
-
16,622
11,194

Postage and stationery

5,572
-
5,572
4,987

Telephone

671
-
671
215

Sundries

4,018
-
4,018
1,238

Bank charges

377
-
377
375

Legal and professional fees

2,081
-
2,081
3,969

Travel and subsistence

732
-
732
-

Outreach activities

3,355
-
3,355
-
107,544
-
107,544
66,574
Governance costs
-
1,600
1,600
1,500
107,544
1,600
109,144
68,074

The governance costs relate to the accountancy fees for both this year and the previous year.

7
Trustees

None of the trustees (or any persons connected with them) received any remuneration during the year and, aside from travel expenses, there were no trustees' expenses paid for the year (2024 - nil).

8
Employees

The average monthly number of employees during the year was:

2025
2024
Number
Number
Total
0
0
THE BAHAMAS LOCOMOTIVE SOCIETY LIMITED
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
- 15 -
9
Gains and losses on investments
Restricted
Restricted
funds
funds
2025
2024
Gains and losses arising on:
£
£
Revaluation of investments
(6,799)
16,633
10
Taxation

The charity is exempt from taxation on its activities because all its income is applied for charitable purposes.

11
Tangible fixed assets
Building improvements
Plant and machinery
Fixtures and equipment
Computers
Total
£
£
£
£
£
Cost
At 1 January 2025
251,815
122,416
20,841
3,327
398,399
Additions
3,188
-
-
-
3,188
At 31 December 2025
255,003
122,416
20,841
3,327
401,587
Depreciation and impairment
At 1 January 2025
207,375
30,965
16,497
3,028
257,865
Depreciation charged in the year
5,644
6,121
434
100
12,299
At 31 December 2025
213,019
37,086
16,931
3,128
270,164
Carrying amount
At 31 December 2025
41,984
85,330
3,910
199
131,423
At 31 December 2024
44,440
91,450
4,344
299
140,533
12
Fixed asset investments
Other investments
£
Cost or valuation
At 1 January 2025 & 31 December 2025
5,000
Carrying amount
At 31 December 2025
5,000
At 31 December 2024
5,000
THE BAHAMAS LOCOMOTIVE SOCIETY LIMITED
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
12
Fixed asset investments
(Continued)
- 16 -
2025
2024
Other investments comprise:
Notes
£
£
Investments in subsidiaries
20
5,000
5,000
13
Debtors
2025
2024
Amounts falling due within one year:
£
£
Amounts owed by subsidiary undertakings
56,252
43,335
Other debtors
1,013
-
VAT recoverable
1,489
4,275
Prepayments and accrued income
17,676
20,397
76,430
68,007
14
Current asset investments
2025
2024
£
£
Short term investments
215,920
222,719
15
Creditors: amounts falling due within one year
2025
2024
£
£
Other creditors
1,415
3,790
Accruals and deferred income
4,549
7,920
5,964
11,710
THE BAHAMAS LOCOMOTIVE SOCIETY LIMITED
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
- 17 -
16
Restricted funds

The restricted funds of the charity comprise the unexpended balances of donations and grants held on trust subject to specific conditions by donors as to how they may be used.

Movement in funds
Balance at
1 January 2025
Incoming resources
Resources expended

Gains and losses

Balance at
31 December 2025
£
£
£
£
£
The Bahamas Appeal
369,865
9,733
(13,925)
(6,799)
358,874
National Lottery Heritage Fund Grant: Museum
9,622
-
(2,800)
-
6,822
The Southwick Fund
32,671
-
(855)
-
31,816
Loco Dept. Fund
9,059
-
-
-
9,059
Adamson Fund
119,563
5,122
-
-
124,685
540,780
14,855
(17,580)
(6,799)
531,256

The Bahamas Appeal is a specific fund for the restoration of the locomotive Bahamas and movements in funds are written off as incurred.

 

The National Lottery Heritage Fund Grant: Museum is the balance of the proceeds from the National Lottery Heritage Fund grant. The grant was provided to assist in the building of the society's museum. The fund is being written off in line with the life expectancy of the museum.

 

"The Southwick Fund" represents contributions by members and others towards the restoration of Robert Stephenson & Hawthorn crane tank no. 7069 "Southwick".

 

The Loco Dept. Fund: contributions from members towards the purchase and maintenance of tools for the workshop.

 

The Adamson Fund is a fund for maintenance of London & North Western Railway 0-6-2T No. 1054 "Coal Tank"

17
Unrestricted funds

The unrestricted funds of the charity comprise the unexpended balances of donations and grants which are not subject to specific conditions by donors and grantors as to how they may be used. These include designated funds which have been set aside out of unrestricted funds by the trustees for specific purposes.

At 1 January 2025
Incoming resources
Resources expended
At 31 December 2025
£
£
£
£
General funds
551,051
103,953
(92,020)
562,984
THE BAHAMAS LOCOMOTIVE SOCIETY LIMITED
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
17
Unrestricted funds
(Continued)
- 18 -
Previous year:
At 1 January 2024
Incoming resources
Resources expended
At 31 December 2024
£
£
£
£
General funds
345,680
259,897
(54,526)
551,051
18
Analysis of net assets between funds
Unrestricted
Restricted
Total
funds
funds
2025
2025
2025
£
£
£
At 31 December 2025:
Tangible assets
76,256
55,167
131,423
Investments
5,000
-
5,000
Current assets
481,728
476,089
957,817
562,984
531,256
1,094,240
Unrestricted
Restricted
Total
funds
funds
2024
2024
2024
£
£
£
At 31 December 2024:
Tangible assets
80,637
59,896
140,533
Investments
5,000
-
5,000
Current assets
465,414
480,884
946,298
551,051
540,780
1,091,831
19
Related party transactions
Transactions with related parties

During the year the charity entered into the following transactions with related parties:

Management charges of £38,101 (2024 - £2,802) were received from the subsidiary Bahamas Loco Trading Ltd. At the balance sheet date the amount due from the company was £56,252 (2024 - £43,335).

THE BAHAMAS LOCOMOTIVE SOCIETY LIMITED
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
- 19 -
20
Subsidiaries

These financial statements are separate charity financial statements for The Bahamas Locomotive Society Limited.

Details of the charity's subsidiaries at 31 December 2025 are as follows:

Name of undertaking
Registered
Nature of business
Class of
% Held
office
shares held
Direct
Indirect
Bahamas Loco Trading Ltd.
England & Wales
To promote the trading activities of the Society.
Ordinary
100.00
The aggregate capital and reserves and the result for the year of subsidiaries excluded from consolidation was as follows:
Name of undertaking
Profit/(Loss)
Capital and Reserves
£
£
Bahamas Loco Trading Ltd.
8,232
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