PF Consulting Group Limited
Annual Report and Financial Statements
For the year ended 31 December 2025
Company Registration No. 04403030 (England and Wales)
PF Consulting Group Limited
Company Information
Directors
I A Bisset
L S Roberts
S Carter
R Starling
Secretary
H E Dougan-Gaftea
Company number
04403030
Registered office
First Floor
South Wing
55 Baker Street
London
England
W1U 8EW
Auditor
Moore Kingston Smith LLP
6th Floor
9 Appold Street
London
EC2A 2AP
PF Consulting Group Limited
Contents
Page
Strategic report
1 - 5
Directors' report
6 - 10
Independent auditor's report
11 - 14
Group statement of comprehensive income
15
Group statement of financial position
16
Company statement of financial position
17
Group statement of changes in equity
18
Company statement of changes in equity
19
Notes to the financial statements
20 - 39
PF Consulting Group Limited
Strategic Report
For the year ended 31 December 2025
Page 1

The directors present the strategic report for the year ended 31 December 2025.

 

The principal activities of the group during the year encompassed all disciplines of consulting engineering and project management including specialist areas such as mechanical and electrical, building structures, civil engineering, land development and regeneration infrastructure, traffic & transportation rail, intelligent transportation systems, waste management, water, wastewater and environmental engineering, sustainable development, facilities management and property services.

 

Fair review of the business

The performance of the group in the financial year is considered successful in a challenging economic climate with post tax profits of £3.2m (2024: £4.0m).

 

The financial year of 2025 represents the fourth year of delivery against the business’ strategic growth plan, following a period of business transformation between 2019 and 2021. This has shown that investment decisions have largely resulted in our anticipated positive trading outcomes. The underlying focus on ensuring that the group operates in a resilient and agile manner remains unchanged and operational priorities continue to drive these attributes.

 

Our business model focuses on the provision of professional consultancy services, primarily within the UK. We generate and preserve value through the provision of high-quality advice and gaining a truly in-depth understanding of our clients and supporting them through the delivery and realisation of their strategic objectives. We seek to maintain a blend of public and private sector workstreams, diversified across sectors, specialisms, and regions. We continue to focus on key clients with whom we have a strong history of repeat business, underpinning our value proposition. Our key clients include Homes England, National Highways, West Midlands Combined Authority, Balfour Beatty, Transport for Greater Manchester, South West Water, Severn Trent Water, Kier, Costain, Galliford Try, Ebbsfleet Development Corporation as well as various Local Authorities.

 

Finally, we were extremely proud that in 2025, our primary trading subsidiary, Pell Frischmann Consultants Ltd, were awarded Consulting Firm of the Year at the New Civil Engineer (NCE) Awards, the preeminent awards in our industry. It is a particularly valuable achievement as they head into their centenary year in 2026.

 

In the context of our primary markets, we have continued to see a mixture of both opportunity and threat. In the year following the UK general election, we experienced a significant slow down in trading in the first half of 2025 compared to previous years. This resulted in some targeted restructuring, which, aligned with an improvement in some markets saw a stronger trading in the second half of the year. In summary these are:

 

 

 

PF Consulting Group Limited
Strategic Report (Continued)
For the year ended 31 December 2025
Page 2

 

 

 

 

 

 

The outlook for the next financial year and beyond is stable, reflected in a strong order book. Whilst growth will remain a challenge amidst continuing global economic and geopolitical uncertainties, as well as a flat UK economy, we remain confident that the relationships that have been built with key clients and the routes to market available to us via frameworks will result in positive trading through 2026 and beyond.

 

Principal Risks & Uncertainties

 

Talent Acquisition & Retention: Having grown our staff numbers significantly through 2023 and 2024, the slow start to 2025 resulted in this falling back and our staff churn rate increasing beyond that which we would want to see. Despite difficult trading conditions, talent acquisition remains a challenge in growth markets, as businesses look to retain their best people, often paying above market rates to do so. This is most acute in the Water sector.

 

Economic: We monitor economic indicators and sentiment in the markets in which we operate. We saw a negative shift in the first half of 2025 but saw an improvement in activity in the second half of the year despite there being little growth in the wider economy. Construction output grew by 1.8% in 2025 according to ONS data. Much of this growth came from private industrial work and public sector health & education.

 

PF Consulting Group Limited
Strategic Report (Continued)
For the year ended 31 December 2025
Page 3

Environment & Sustainability: The UK construction industry is the largest contributor to UK carbon and also provides the greatest opportunity for its reduction. As consultants, we have a responsibility to advise and support our clients to minimise and mitigate damage to the environment and are empowering our staff to do so through extensive training and development opportunities against their core sustainability competencies.

 

Financial: Our long/medium-term framework contracts bring predictable cash flows into the foreseeable future. This, together with our existing balance sheet strength, and minimal exposure to foreign exchange rate movements, significantly mitigates financial risks to our business. For UK projects, we minimise working capital balances and avoid overexposure to non-payment risk and support the wider industry through our commitment to prompt supply chain partners payment. Finally, we continually monitor resource utilisation, profitability, invoicing and cash collection very closely to ensure predictability of financial KPIs.

 

Geo-Political: Political instability in the regions within which we operate can threaten our ability to deliver contractual services and receive payment as well as endangering the safety of our staff. We obtain the latest professional risk and security information before engaging in contracts in new geographies and continue to monitor the stability and seek professional advice in respect of the markets in which we trade. The ongoing impact of the war in Ukraine and Gaza has presented a challenge to the UK economy, our clients and our staff due to its impact on inflation. We continue to monitor such matters in particular in respect of staff deployment to and securing payment from overseas locations.

 

Government Policy: We operate in a fluid and responsive environment which may be altered by government changes in regulation, procurement practices or policy. We mitigate this by carefully monitoring policy trends and attempting to ‘get ahead of the curve’. Notably, in respect of climate change recently, public procurement is being steered by government to ensure suppliers have a Carbon Reduction Plan and a net zero carbon commitment in place if they are to be awarded contracts over a specific value. Having already prepared a strategy and plan that responds to this, we were ahead of both the public announcement and its effect on public procurement procedure.

 

Health & Safety (H&S): Our business is concerned with the built environment, entailing significant safety risks to employees, clients, contractors and third parties. We take H&S seriously and ensure all staff are appropriately trained, and procedures are continuously reviewed and improved. The directors accept ultimate responsibility for the H&S and seek to ensure continual improvement in performance. We proactively track our Accident Incident Rate (AIR) and, once again, there have been no Enforcement/Prohibition Notices, or Offence Convictions in the year.

 

Physical & Data Security: Our business is dependent on the secure storage and transmission of data in either physical or electronic form. The risk of confidential data being mishandled, resulting in breach of contract, or the inappropriate release or loss of personal information of our clients or employees is significant. Because of this, our business systems will always be a target for crime, cyber or otherwise. We use appropriate physical security, secure networks and encryption in order to protect data with strong data protection business practices in place. We train staff on best practice in information security and confidentiality. Our businesses are Cyber Essentials Plus accredited.

 

Digitisation: Separate to the risk of data integrity is the effect of new/emerging technology on our traditional business model; much like e-commerce has disrupted the traditional high street. However, digital technology is also an opportunity. Due to our size, we can be more agile and therefore be earlier adopters of new ways of working and delivering. We were an earlier adopter of BIM and continue to see the potential in integrating a personable, relationship-based consultancy service with the speed and efficiency of automation and/or machine-learning techniques for solving problems. We continually monitor digital trends, carefully interrogate new/emerging technologies such as Artificial Intelligence and their likelihood of disruption and/or commoditisation of our services and, where relevant, seek to adopt them quickly and re-orient our business model to suit.

 

 

PF Consulting Group Limited
Strategic Report (Continued)
For the year ended 31 December 2025
Page 4

Reputational Risk: Our business is built on repeat business with key clients. Reputational damage could impact our ability to win future work or indeed damage these long-term relationships. We mitigate this by managing our contractual commitments and ensuring we operate robust cost and project management systems; certified and accredited to ISO 9001:2015 (quality management system).

 

Corporate Social Responsibility (CSR)

We are committed to corporate transparency on broader matters and believe it indicates our ability to generate and preserve value over the long term, and to assess the management of risks which may impact the sustainability of our business or affect society more broadly. 2025 represented another year of development in our performance, position and activities, including:

 

Key performance indicators

The directors use a range of performance measures to monitor and manage the business. A number of these measures are particularly important in the generation of shareholder value, thus are considered KPIs. Our KPIs monitor past performance which not only provides us with information to manage the business in the present, but also enables us to make informed choices regarding future strategic decisions. Turnover, gross profit margin and EBITDA are monitored closely. KPIs for the year ended 31 December 2025 are turnover of £64.8m (2024: £65.2m), gross profit margin of 23.2% (2024: 25.0%) and EBITDA of £4.6m (2024: £5.9m).

 

 

PF Consulting Group Limited
Strategic Report (Continued)
For the year ended 31 December 2025
Page 5
Statement by the directors relating to their statutory duties under section 172(1) of the Companies Act 2006

The directors, in line with their duties under s172 of the Companies Act 2006, act individually and collectively in the way they consider, in good faith, would be most likely to promote the success of the group for the benefit of its members, and in doing so have regard, amongst other matters, to the:

 

 

Stakeholders

The directors understand the importance of engagement with all of their stakeholders and give appropriate weighting to the outcome of their decisions for the relevant stakeholder in weighing up how best to promote the success of the group. The directors regularly discuss issues concerning customers, suppliers, employees, community and environment and their shareholders, which it takes into account in its discussions and in its decision-making process. In addition to this, the directors seek to understand the interests and views of the group's stakeholders by engaging with them directly when required. The below summarises the key stakeholders and the engagement with each:

 

Customers

The directors are in regular contact with their customers, including to obtain feedback on matters such as quality of our services. The group works closely with its customers to achieve long term client satisfaction through bespoke service delivery.

 

Suppliers

The group works with a range of suppliers and remains committed to being fair and transparent in dealings with all suppliers. The group has, where relevant, procedures in place requiring due diligence of suppliers as to their internal governance, including for example, their anti-bribery and corruption practices, data protection policies and modern slavery matters. The group has systems and processes in place to ensure suppliers are paid in a timely manner.

 

Employees

The group has a well-established management reporting structure which encourages employee engagement in an open working environment. The directors are responsible for ensuring that this structure enables effective communication and feedback between employees and management.

 

Community and environment

The directors are aware of the impact its activities can have on the environment and is committed to minimising the group's environmental footprint.

 

Shareholders

The directors also seek to behave in a responsible manner towards its shareholders. The directors communicate information relevant to its shareholders, such as its financial reporting information, in the form and frequency agreed between the parties.

On behalf of the board

I Bisset
Director
21 April 2026
PF Consulting Group Limited
Directors' Report
For the year ended 31 December 2025
Page 6

The directors present their annual report and financial statements for the year ended 31 December 2025.

Principal activities

The principal activity of the Group during the year was all disciplines of consulting engineering and project management including specialist areas such as mechanical and electrical, building structures, civil engineering, land development and regeneration infrastructure, traffic & transportation rail, intelligent transportation systems, waste management, power including nuclear power, water, wastewater and environmental engineering, sustainable development, facilities management and property services.

Directors

The directors who held office during the year and up to the date of signature of the financial statements were as follows:

I A Bisset
L S Roberts
S Carter
R Starling
Results and dividends

Ordinary dividends were paid amounting to £4,450,000 (2024: £4,625,000). The directors do not recommend payment of a further dividend.

Disabled persons

Applications for employment by disabled persons are always fully considered, bearing in mind the aptitudes of the applicant concerned. In the event of members of staff becoming disabled, every effort is made to ensure that their employment within the group continues and that the appropriate training is arranged. It is the policy of the group that the training, career development and promotion of disabled persons should, as far as possible, be identical to that of other employees.

Employee involvement

The group's policy is to consult and discuss with employees, staff councils and at meetings, matters likely to affect employees' interests.

 

Information about matters of concern to employees is given through information bulletins and reports which seek to achieve a common awareness on the part of all employees of the financial and economic factors affecting the group's performance.

Auditor

The auditor, Moore Kingston Smith LLP, is deemed to be reappointed under section 487(2) of the Companies Act 2006.

Energy and carbon reporting
Pell Frischmann Consultants Limited, a subsidiary of the group, is a large company and as such is required to disclose information relating to energy and carbon reporting. The SECR report on the next page outlines Pell Frischmann Consultants Limited's carbon footprint for the 2025 reporting year.
PF Consulting Group Limited
Directors' Report (Continued)
For the year ended 31 December 2025
Page 7
Energy and carbon report

This SECR report outlines Pell Frischmann Consultants Limited operational carbon footprint for the 2025 reporting year mandatory emissions under the Environmental Reporting Guidelines, calculated using methodologies aligned with industry best practices, including the GHG Protocol.

2025
2024
Energy consumption
kWh
kWh
Aggregate of energy consumption in the year:
- Scope 1.1 Gas
131,852
239,080
- Scope 1.2 Mobile Combustion
101,489
51,908
- Scope 2 Purchased Electricity
374,803
758,753
- Scope 3.6 Business Travel
534,188
481,667
1,142,332
1,531,408
2025
2024
Emissions of CO2 equivalent
metric tonnes
metric tonnes
Scope 1 - direct emissions
- Gas combustion
24.12
43.73
- Fuel consumed for owned transport
20.08
10.00
44.20
53.73
Scope 2 - indirect emissions
- Electricity purchased
77.60
157.10
Scope 3 - other indirect emissions
- Fuel consumed for transport not owned by the company
132.83
119.77
Total gross emissions
254.63
330.60
Intensity ratio
Tonnes CO2e per employee
0.39
0.37
PF Consulting Group Limited
Directors' Report (Continued)
For the year ended 31 December 2025
Page 8
Quantification and reporting methodology

An operational control approach has been selected for this carbon footprint assessment.

 

Data was gathered from direct sources where available, with assumptions made where necessary, and emissions were categorized by Scope 1, 2, and 3. Scope 1 emissions included gas consumption, using location-based data estimated using m2 floor area data and the CIBSE 2021 benchmarks for a typical airconditioned office, while mobile combustion emissions were calculated based on vehicle kilometre data. For Scope 2 emissions, electricity consumption, where primary data was not readily available, was estimated using location-based data, calculated with m2 floor area and the CIBSE 2021 benchmarks a typical airconditioned office. For Scope 2 emissions where primary data was available market-based data was utilised e.g., REGO certificates indicating renewable energy use in certain sites. Scope 3 emissions, specifically from business travel, were calculated using kilometre data and emissions factors from the UK Government Conversion Factors for accommodation and car travel.

 

 

The methodology and calculations that have been used throughout this footprint report align with industry best practice guidance that is issued as part of the GHG protocol methodologies. A description of these methodologies is provided below:

 

Scope 1.1 Gas
Monthly gas consumption was unavailable across all Pell Frischmann sites during the 2025 reporting period. Floor area of each site was used to calculate the total annual gas consumption (kWh). To calculate an assumption for gas consumption, the CIBSE 2021 was used as a benchmark, applying the 'Offices – Air Conditioned, Standard' (typical) archetype. The total emissions (for all sites) were calculated using the latest UK Government 2025 Emission Factors.
Scope 1.2 Mobile Combustion
Pell Frischmann leased and operated 3 vehicles during the 2025 reporting period. Primary kilometre data was provided for all 3 of the vehicles. From this, it allowed for the application of the UK Governments 2025 Emission Factors for a ‘medium car' to calculate the associated carbon emissions for 2 of the vehicles. For the remaining one vehicle actual kgCO2e data was taken from the Gov.uk vehicle tax checker, this data was then multiplied against the primary kilometre data to generate the vehicles emission for the 2025 period.
Scope 2 Purchased electricity
Monthly electricity consumption was unavailable across most Pell Frischmann sites during the 2025 reporting period. Where primary consumption data (market-based) in kWh was not available the m2 floor area (location-based) was used to calculate the total annual gas consumption (kWh). REGO Certificates were provided for Wakefield, Manchester and Birmingham. These certify the purchase of 100% renewable electricity and nullify the facilities emissions. To develop an assumption for electricity consumption, the CIBSE 2021 was used as a benchmark, applying the 'Offices – Air Conditioned, Standard' (typical) archetype. The total emissions (for all sites) were calculated using the latest UK Government 2025 Emission Factors
PF Consulting Group Limited
Directors' Report (Continued)
For the year ended 31 December 2025
Page 9
Scope 3.6 Business Travel
Pell Frischmann provided primary kilometre data for business travel completed by employees during the 2025 reporting period. This primary data was multiplied against the UK Government 2025 Emissions Factor for a ‘medium car'.
Intensity measurement

The chosen intensity measurement ratio is total gross emissions in metric tonnes CO2e per employee, the recommended ratio for the sector.

Measures taken to improve energy efficiency

In the period covered by the report, Pell Frischmann Consultants Limited has commenced:

 

In the period covered by the report the Company has purchased 241,151 (2024: 212,694) kWh of renewable energy. The attributes are backed by Renewable Energy Guarantees of Origin (REGOs), and the renewable power generated is free from the use of nuclear energy as Pell Frischmann recognises this to not currently be a recognised Net Zero energy source for electricity.

 

Statement of directors' responsibilities

The directors are responsible for preparing the Annual Report and the financial statements in accordance with applicable law and regulations.

 

Company law requires the directors to prepare financial statements for each financial year. Under that law, the directors have prepared the group and parent company financial statements in accordance with United Kingdom Generally Accepted Accounting Practice (United Kingdom Accounting Standards and applicable law). Under company law, the directors must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the group and parent company, and of the profit or loss of the group for that period.

 

In preparing these financial statements, the directors are required to:

 

The directors are responsible for keeping adequate accounting records that are sufficient to show and explain the group’s and parent company’s transactions and disclose with reasonable accuracy at any time the financial position of the group and parent company, and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the group and parent company, and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

PF Consulting Group Limited
Directors' Report (Continued)
For the year ended 31 December 2025
Page 10
Statement of disclosure to auditor

So far as each person who was a director at the date of approving this report is aware, there is no relevant audit information of which the auditor of the company is unaware. Additionally, the directors individually have taken all the necessary steps that they ought to have taken as directors in order to make themselves aware of all relevant audit information and to establish that the auditor of the group is aware of that information.

On behalf of the board
R Starling
Director
22 April 2026
PF Consulting Group Limited
Independent Auditor's Report
To the Members of PF Consulting Group Limited
Page 11
Opinion

We have audited the financial statements of PF Consulting Group Limited (the 'parent company') and its subsidiaries (the 'group') for the year ended 31 December 2025 which comprise the Group Statement of Comprehensive Income, the Group Statement Of Financial Position, the Company Statement Of Financial Position, the Group Statement of Changes in Equity, the Company Statement of Changes in Equity and notes to the financial statements, including significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 The Financial Reporting Standard applicable in the UK and Republic of Ireland (United Kingdom Generally Accepted Accounting Practice).

In our opinion the financial statements:

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditor's responsibilities for the audit of the financial statements section of our report. We are independent of the group and parent company in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC’s Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

 

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the group's and parent company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.

 

Our responsibilities and the responsibilities of the directors with respect to going concern are described in the relevant sections of this report.

Other information

The other information comprises the information included in the annual report other than the financial statements and our auditor's report thereon. The directors are responsible for the other information contained within the annual report. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon.

 

Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the course of the audit, or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

 

We have nothing to report in this regard.

PF Consulting Group Limited
Independent Auditor's Report (Continued)
To the Members of PF Consulting Group Limited
Page 12

Opinions on other matters prescribed by the Companies Act 2006

In our opinion, based on the work undertaken in the course of our audit:

Matters on which we are required to report by exception

In the light of the knowledge and understanding of the group and the parent company and their environment obtained in the course of the audit, we have not identified material misstatements in the strategic report or the directors' report.

 

We have nothing to report in respect of the following matters in relation to which the Companies Act 2006 requires us to report to you if, in our opinion:

Responsibilities of directors

As explained more fully in the directors' responsibilities statement, the directors are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the directors determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error. In preparing the financial statements, the directors are responsible for assessing the group's and parent company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the directors either intend to liquidate the group or parent company or to cease operations, or have no realistic alternative but to do so.

PF Consulting Group Limited
Independent Auditor's Report (Continued)
To the Members of PF Consulting Group Limited
Page 13
Auditor's responsibilities for the audit of the financial statements

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor's report that includes our opinion. Reasonable assurance is a high level of assurance but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

As part of an audit in accordance with ISAs (UK) we exercise professional judgement and maintain professional scepticism throughout the audit. We also:

 

We communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit and significant audit findings, including any significant deficiencies in internal control that we identify during our audit.

 

PF Consulting Group Limited
Independent Auditor's Report (Continued)
To the Members of PF Consulting Group Limited
Page 14

Explanation as to what extent the audit was considered capable of detecting irregularities, including

fraud

Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities,

including fraud is detailed below.

 

The objectives of our audit in respect of fraud, are; to identify and assess the risks of material misstatement of the financial statements due to fraud; to obtain sufficient appropriate audit evidence regarding the assessed risks of material misstatement due to fraud, through designing and implementing appropriate responses to those assessed risks; and to respond appropriately to instances of fraud or suspected fraud identified during the audit. However, the primary responsibility for the prevention and detection of fraud rests with both management and those charged with governance of the company.

 

Our approach was as follows:

 

 

There are inherent limitations in the audit procedures described above. We are less likely to become aware of instances of non-compliance with laws and regulations that are not closely related to events and transactions reflected in the financial statements. Also, the risk of not detecting a material misstatement due to fraud is higher than the risk of not detecting one resulting from error, as fraud may involve deliberate concealment by, for example, forgery or intentional misrepresentations, or through collusion.

Use of our report

This report is made solely to the parent company’s members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006. Our audit work has been undertaken so that we might state to the parent company’s members those matters we are required to state to them in an auditor's report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the parent company and the parent company’s members as a body, for our audit work, for this report, or for the opinions we have formed.

Jamie Seaford (Senior Statutory Auditor)
30 April 2026
for and on behalf of Moore Kingston Smith LLP
Chartered Accountants
6th Floor
Statutory Auditor
9 Appold Street
London
EC2A 2AP
PF Consulting Group Limited
Group Statement of Comprehensive Income
For the year ended 31 December 2025
Page 15
2025
2024
Notes
£
£
Turnover
3
64,818,592
65,179,701
Cost of sales
(49,793,578)
(48,869,909)
Gross profit
15,025,014
16,309,792
Administrative expenses
(12,280,310)
(12,357,115)
Other operating income
3
373,249
364,700
Operating profit
4
3,117,953
4,317,377
Comprising of:
Operating profit before depreciation and amortisation (EBITDA)
4,644,212
5,938,231
Depreciation and amortisation
(1,526,259)
(1,620,854)
3,117,953
4,317,377
Interest receivable and similar income
8
66,252
9,364
Interest payable and similar expenses
9
(75)
(3,063)
Profit before taxation
3,184,130
4,323,678
Tax on profit
10
41,959
(367,563)
Profit for the financial year
3,226,089
3,956,115
Other comprehensive income
Currency translation differences
(1,623)
(2,710)
Total comprehensive income for the year
3,224,466
3,953,405

The Group Statement of Comprehensive Income has been prepared on the basis that all operations are continuing operations.

PF Consulting Group Limited
Group Statement Of Financial Position
As at 31 December 2025
Page 16
2025
2024
Notes
£
£
£
£
Fixed assets
Intangible assets
12
5,650,954
6,592,780
Tangible assets
13
773,217
1,170,450
Investments
14
477,398
465,140
6,901,569
8,228,370
Current assets
Debtors
16
17,900,759
18,797,595
Cash at bank and in hand
7,244,837
5,152,806
25,145,596
23,950,401
Creditors: amounts falling due within one year
17
(14,585,821)
(13,026,514)
Net current assets
10,559,775
10,923,887
Total assets less current liabilities
17,461,344
19,152,257
Provisions for liabilities
Provisions
18
(951,087)
(1,171,049)
Deferred tax liability
19
(1,133,294)
(1,378,711)
(2,084,381)
(2,549,760)
Net assets
15,376,963
16,602,497
Capital and reserves
Called up share capital
21
8
8
Other reserves
22
1,384,274
1,384,274
Foreign exchange reserve
22
(58,950)
(57,327)
Profit and loss reserves
22
14,051,631
15,275,542
Total equity
15,376,963
16,602,497
The financial statements were approved by the board of directors and authorised for issue on 15 April 2026 and are signed on its behalf by:
15 April 2026
R Starling
Director
PF Consulting Group Limited
Company Statement Of Financial Position
As at 31 December 2025
31 December 2025
Page 17
2025
2024
Notes
£
£
£
£
Fixed assets
Investments
14
16,548,008
16,548,008
Current assets
Debtors
16
652,671
2,107,998
Cash at bank and in hand
80
45
652,751
2,108,043
Creditors: amounts falling due within one year
17
(2,115,770)
(3,328,910)
Net current liabilities
(1,463,019)
(1,220,867)
Total assets less current liabilities
15,084,989
15,327,141
Net assets
15,084,989
15,327,141
Capital and reserves
Called up share capital
21
8
8
Profit and loss reserves
22
15,084,981
15,327,133
Total equity
15,084,989
15,327,141

As permitted by s408 Companies Act 2006, the company has not presented its own profit and loss account and related notes. The company’s profit for the year was £4,207,848 (2024: £4,245,057).

The financial statements were approved by the board of directors and authorised for issue on 15 April 2026 and are signed on its behalf by:
15 April 2026
R Starling
Director
Company Registration No. 04403030
PF Consulting Group Limited
Group Statement of Changes in Equity
For the year ended 31 December 2025
Page 18
Share capital
Other reserves
Foreign exchange reserve
Profit and loss reserves
Total
Notes
£
£
£
£
£
Balance at 1 January 2024
8
1,384,274
(54,617)
15,944,427
17,274,092
Year ended 31 December 2024:
Profit for the year
-
-
-
3,956,115
3,956,115
Currency translation differences
-
-
(2,710)
(2,710)
Total comprehensive income for the year
-
-
-
3,953,405
3,953,405
Dividends
11
-
-
-
(4,625,000)
(4,625,000)
Transfer of currency translation differences
21
-
-
(2,710)
2,710
-
Balance at 31 December 2024
8
1,384,274
(57,327)
15,275,542
16,602,497
Year ended 31 December 2025:
Profit for the year
-
-
-
3,226,089
3,226,089
Currency translation differences
-
-
-
(1,623)
(1,623)
Total comprehensive income for the year
-
-
-
3,224,466
3,224,466
Dividends
11
-
-
-
(4,450,000)
(4,450,000)
Transfer of currency translation differences
21
-
-
(1,623)
1,623
-
Balance at 31 December 2025
8
1,384,274
(58,950)
14,051,631
15,376,963
PF Consulting Group Limited
Company Statement of Changes in Equity
For the year ended 31 December 2025
Page 19
Share capital
Profit and loss reserves
Total
Notes
£
£
£
Balance at 1 January 2024
8
15,707,076
15,707,084
Year ended 31 December 2024:
Profit and total comprehensive income for the year
-
4,245,057
4,245,057
Dividends
11
-
(4,625,000)
(4,625,000)
Balance at 31 December 2024
8
15,327,133
15,327,141
Year ended 31 December 2025:
Profit and total comprehensive income for the year
-
4,207,848
4,207,848
Dividends
11
-
(4,450,000)
(4,450,000)
Balance at 31 December 2025
8
15,084,981
15,084,989
PF Consulting Group Limited
Notes to the Financial Statements
For the year ended 31 December 2025
Page 20
1
Accounting policies
Company information

PF Consulting Group Limited (“the company”) is a private limited company domiciled and incorporated in England and Wales. The registered office is First Floor, South Wing, 55 Baker Street, London, England, W1U 8EW.

 

The group consists of PF Consulting Group Limited and all of its subsidiaries.

1.1
Accounting convention

These financial statements have been prepared in accordance with FRS 102 “The Financial Reporting Standard applicable in the UK and Republic of Ireland” (“FRS 102”) and the requirements of the Companies Act 2006.

The financial statements are prepared in sterling, which is the functional currency of the company. Monetary amounts in these financial statements are rounded to the nearest £.

The financial statements have been prepared under the historical cost convention. The principal accounting policies adopted are set out below.

The company is a qualifying entity for the purposes of FRS 102, being a member of a group where the parent of that group prepares publicly available consolidated financial statements, including this company, which are intended to give a true and fair view of the assets, liabilities, financial position and profit or loss of the group. The company has therefore taken advantage of exemptions from the following disclosure requirements for parent company information presented within the consolidated financial statements:

 

The information is included in the consolidated financial statements of RSBG UK Limited, a company registered in England and Wales as at 31 December 2025 and these financial statements may be obtained from the company secretary at the company’s registered address: First Floor, South Wing, 55 Baker Street, London, England, W1U 8EW.

PF Consulting Group Limited
Notes to the Financial Statements (Continued)
For the year ended 31 December 2025
1
Accounting policies
(Continued)
Page 21
1.2
Basis of consolidation

In the parent company financial statements, the cost of a business combination is the fair value at the acquisition date of the assets given, equity instruments issued and liabilities incurred or assumed, plus costs directly attributable to the business combination. The excess of the cost of a business combination over the fair value of the identifiable assets, liabilities and contingent liabilities acquired is recognised as goodwill. The cost of the combination includes the estimated amount of contingent consideration that is probable and can be measured reliably, and is adjusted for changes in contingent consideration after the acquisition date. Provisional fair values recognised for business combinations in previous periods are adjusted retrospectively for final fair values determined in the 12 months following the acquisition date. Investments in subsidiaries, joint ventures and associates are accounted for at cost less impairment.

 

Deferred tax is recognised on differences between the value of assets (other than goodwill) and liabilities recognised in a business combination accounted for using the purchase method and the amounts that can be deducted or assessed for tax, considering the manner in which the carrying amount of the asset or liability is expected to be recovered or settled. The deferred tax recognised is adjusted against goodwill or negative goodwill.

The consolidated financial statements incorporate those of PF Consulting Group Limited and its subsidiaries (ie entities that the group controls through its power to govern the financial and operating policies so as to obtain economic benefits). Subsidiaries acquired during the year are consolidated using the purchase method. Their results are incorporated from the date that control passes.

 

One entity is not consolidated into the financial statements, Bernwood E C S Limited. This is not consolidated on the basis that the balance is immaterial, and it is treated as an investment within the accounts.

 

All financial statements are made up to 31 December 2025. Where necessary, adjustments are made to the financial statements of subsidiaries to bring the accounting policies used in line with those used by other members of the group.

 

All intra-group transactions, balances and unrealised gains on transactions between group companies are eliminated on consolidation. Unrealised losses are also eliminated unless the transaction provides evidence of an impairment of the asset transferred.

1.3
Going concern

At the time of approving the financial statements, the directors have a reasonable expectation that the group and company will be able to meet their liabilities as they fall due for the foreseeable future (and at least a period of 12 months beyond the date of approval of these financial statements). This is based on their assessment of the trading position of the group and company and their consideration of the impact of external factors. Having considered these factors, they have concluded that there is no significant impact to the going concern status of the group and company, thus the directors continue to adopt the going concern basis of accounting in preparing the financial statements.

1.4
Turnover

Turnover is recognised at the fair value of the consideration received or receivable for services provided in the normal course of business, and is shown net of VAT and other sales related taxes. The fair value of consideration takes into account trade discounts, settlement discounts and volume rebates.

 

When cash inflows are deferred and represent a financing arrangement, the fair value of the consideration is the present value of the future receipts. The difference between the fair value of the consideration and the nominal amount received is recognised as interest income.

PF Consulting Group Limited
Notes to the Financial Statements (Continued)
For the year ended 31 December 2025
1
Accounting policies
(Continued)
Page 22

Revenue from contracts for the provision of professional services is recognised by reference to the stage of completion when the stage of completion, costs incurred and costs to complete can be estimated reliably. The stage of completion is calculated by comparing costs incurred, mainly in relation to contractual hourly staff rates and materials, as a proportion of total costs. Where the outcome cannot be estimated reliably, revenue is recognised only to the extent of the expenses recognised that are recoverable.

1.5
Research and development expenditure

Research expenditure is written off against profits in the year in which it is incurred. Identifiable development expenditure is capitalised as intangible fixed assets to the extent that the technical, commercial and financial feasibility can be demonstrated.

1.6
Intangible fixed assets - goodwill

Goodwill represents the excess of the cost of acquisition of a business over the fair value of net assets acquired. It is initially recognised as an asset at cost and is subsequently measured at cost less accumulated amortisation and accumulated impairment losses. Goodwill is considered to have a finite useful life of 16 years and is amortised on a systematic basis over its expected life.

 

For the purposes of impairment testing, goodwill is allocated to the cash-generating units expected to benefit from the acquisition. Cash-generating units to which goodwill has been allocated are tested for impairment at least annually, or more frequently when there is an indication that the unit may be impaired. If the recoverable amount of the cash-generating unit is less than the carrying amount of the unit, the impairment loss is allocated first to reduce the carrying amount of any goodwill allocated to the unit and then to the other assets of the unit pro-rata on the basis of the carrying amount of each asset in the unit.

1.7
Intangible fixed assets other than goodwill

Intangible assets acquired separately from a business combination are recognised at cost and are subsequently measured at cost less accumulated amortisation and accumulated impairment losses.

 

Intangible assets acquired on business combinations are recognised separately from goodwill at the acquisition date where it is probable that the expected future economic benefits that are attributable to the asset will flow to the entity and the fair value of the asset can be measured reliably; the intangible asset arises from contractual or other legal rights; and the intangible asset is separable from the entity.

Amortisation is recognised so as to write off the cost or valuation of assets less their residual values over their useful lives. All intangible fixed assets are considered to have a finite useful life of between 3 and 16 years. If a reliable estimate of the useful life cannot be made, the useful life shall not exceed 10 years.

1.8
Tangible fixed assets

Tangible fixed assets are initially measured at cost and subsequently measured at cost or valuation, net of depreciation and any impairment losses.

Depreciation is recognised so as to write off the cost or valuation of assets less their residual values over their useful lives on the following bases:

Leasehold land and buildings
Over the term of the lease
Fixtures and fittings
25% straight line
Computer equipment
25% straight line
Motor vehicles
25% straight line
PF Consulting Group Limited
Notes to the Financial Statements (Continued)
For the year ended 31 December 2025
1
Accounting policies
(Continued)
Page 23

The gain or loss arising on the disposal of an asset is determined as the difference between the sale proceeds and the carrying value of the asset, and is recognised in the income statement.

1.9
Fixed asset investments

In the parent company financial statements, investments in subsidiaries, associates and jointly controlled entities are initially measured at cost and subsequently measured at cost less any accumulated impairment losses.

A subsidiary is an entity controlled by the group. Control is the power to govern the financial and operating policies of the entity so as to obtain benefits from its activities.

1.10
Impairment of fixed assets

At each reporting period end date, the group reviews the carrying amounts of its tangible and intangible assets to determine whether there is any indication that those assets have suffered an impairment loss. If any such indication exists, the recoverable amount of the asset is estimated in order to determine the extent of the impairment loss (if any). Where it is not possible to estimate the recoverable amount of an individual asset, the company estimates the recoverable amount of the cash-generating unit to which the asset belongs.

 

The carrying amount of the investments accounted for using the equity method is tested for impairment as a single asset. Any goodwill included in the carrying amount of the investment is not tested separately for impairment.

Recoverable amount is the higher of fair value less costs to sell and value in use. In assessing value in use, the estimated future cash flows are discounted to their present value using a pre-tax discount rate that reflects current market assessments of the time value of money and the risks specific to the asset for which the estimates of future cash flows have not been adjusted.

 

If the recoverable amount of an asset (or cash-generating unit) is estimated to be less than its carrying amount, the carrying amount of the asset (or cash-generating unit) is reduced to its recoverable amount. An impairment loss is recognised immediately in profit or loss, unless the relevant asset is carried at a revalued amount, in which case the impairment loss is treated as a revaluation decrease.

Recognised impairment losses are reversed if, and only if, the reasons for the impairment loss have ceased to apply. Where an impairment loss subsequently reverses, the carrying amount of the asset (or cash-generating unit) is increased to the revised estimate of its recoverable amount, but so that the increased carrying amount does not exceed the carrying amount that would have been determined had no impairment loss been recognised for the asset (or cash-generating unit) in prior years. A reversal of an impairment loss is recognised immediately in profit or loss, unless the relevant asset is carried at a revalued amount, in which case the reversal of the impairment loss is treated as a revaluation increase.

1.11
Cash and cash equivalents

Cash and cash equivalents are basic financial assets and include cash in hand, deposits held at call with banks, other short-term liquid investments with original maturities of three months or less, and bank overdrafts. Bank overdrafts are shown within borrowings in current liabilities.

PF Consulting Group Limited
Notes to the Financial Statements (Continued)
For the year ended 31 December 2025
1
Accounting policies
(Continued)
Page 24
1.12
Financial instruments

The group has elected to apply the provisions of Section 11 ‘Basic Financial Instruments’ and Section 12 ‘Other Financial Instruments Issues’ of FRS 102 to all of its financial instruments.

 

Financial instruments are recognised in the group's statement of financial position when the group becomes party to the contractual provisions of the instrument.

 

Financial assets and liabilities are offset and the net amounts presented in the financial statements when there is a legally enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously.

Basic financial assets

Basic financial assets, which include debtors and cash and bank balances, are initially measured at transaction price including transaction costs and are subsequently carried at amortised cost using the effective interest method unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest. Financial assets classified as receivable within one year are not amortised.

Other financial assets

Other financial assets, including investments in equity instruments which are not subsidiaries, associates or joint ventures, are initially measured at fair value, which is normally the transaction price. Such assets are subsequently carried at fair value and the changes in fair value are recognised in profit or loss, except that investments in equity instruments that are not publicly traded and whose fair values cannot be measured reliably are measured at cost less impairment.

Impairment of financial assets

Financial assets, other than those held at fair value through profit and loss, are assessed for indicators of impairment at each reporting end date.

 

Financial assets are impaired where there is objective evidence that, as a result of one or more events that occurred after the initial recognition of the financial asset, the estimated future cash flows have been affected. If an asset is impaired, the impairment loss is the difference between the carrying amount and the present value of the estimated cash flows discounted at the asset’s original effective interest rate. The impairment loss is recognised in profit or loss.

 

If there is a decrease in the impairment loss arising from an event occurring after the impairment was recognised, the impairment is reversed. The reversal is such that the current carrying amount does not exceed what the carrying amount would have been, had the impairment not previously been recognised. The impairment reversal is recognised in profit or loss.

Derecognition of financial assets

Financial assets are derecognised only when the contractual rights to the cash flows from the asset expire or are settled, or when the group transfers the financial asset and substantially all the risks and rewards of ownership to another entity, or if some significant risks and rewards of ownership are retained but control of the asset has transferred to another party that is able to sell the asset in its entirety to an unrelated third party.

Classification of financial liabilities

Financial liabilities and equity instruments are classified according to the substance of the contractual arrangements entered into. An equity instrument is any contract that evidences a residual interest in the assets of the group after deducting all of its liabilities.

PF Consulting Group Limited
Notes to the Financial Statements (Continued)
For the year ended 31 December 2025
1
Accounting policies
(Continued)
Page 25
Basic financial liabilities

Basic financial liabilities, including creditors, bank loans, loans from fellow group companies and preference shares that are classified as debt, are initially recognised at transaction price unless the arrangement constitutes a financing transaction, where the debt instrument is measured at the present value of the future payments discounted at a market rate of interest. Financial liabilities classified as payable within one year are not amortised.

 

Debt instruments are subsequently carried at amortised cost, using the effective interest rate method.

 

Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of business from suppliers. Amounts payable are classified as current liabilities if payment is due within one year or less. If not, they are presented as non-current liabilities. Trade creditors are recognised initially at transaction price and subsequently measured at amortised cost using the effective interest method.

Other financial liabilities

Derivatives, including interest rate swaps and forward foreign exchange contracts, are not basic financial instruments. Derivatives are initially recognised at fair value on the date a derivative contract is entered into and are subsequently re-measured at their fair value. Changes in the fair value of derivatives are recognised in profit or loss in finance costs or finance income as appropriate, unless hedge accounting is applied and the hedge is a cash flow hedge.

 

Debt instruments that do not meet the conditions in FRS 102 paragraph 11.9 are subsequently measured at fair value through profit or loss. Debt instruments may be designated as being measured at fair value through profit or loss to eliminate or reduce an accounting mismatch or if the instruments are measured and their performance evaluated on a fair value basis in accordance with a documented risk management or investment strategy.

Derecognition of financial liabilities

Financial liabilities are derecognised when the group's contractual obligations expire or are discharged or cancelled.

1.13
Equity instruments

Equity instruments issued by the group are recorded at the proceeds received, net of transaction costs. Dividends payable on equity instruments are recognised as liabilities once they are no longer at the discretion of the group.

1.14
Taxation

The tax expense represents the sum of the tax currently payable and deferred tax.

Current tax

The tax currently payable is based on taxable profit for the year. Taxable profit differs from net profit as reported in the income statement because it excludes items of income or expense that are taxable or deductible in other years and it further excludes items that are never taxable or deductible. The group’s liability for current tax is calculated using tax rates that have been enacted or substantively enacted by the reporting end date.

PF Consulting Group Limited
Notes to the Financial Statements (Continued)
For the year ended 31 December 2025
1
Accounting policies
(Continued)
Page 26
Deferred tax

Deferred tax liabilities are generally recognised for all timing differences and deferred tax assets are recognised to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits. Such assets and liabilities are not recognised if the timing difference arises from goodwill or from the initial recognition of other assets and liabilities in a transaction that affects neither the tax profit nor the accounting profit.

The carrying amount of deferred tax assets is reviewed at each reporting end date and reduced to the extent that it is no longer probable that sufficient taxable profits will be available to allow all or part of the asset to be recovered. Deferred tax is calculated at the tax rates that are expected to apply in the period when the liability is settled or the asset is realised. Deferred tax is charged or credited in the income statement, except when it relates to items charged or credited directly to equity, in which case the deferred tax is also dealt with in equity. Deferred tax assets and liabilities are offset if, and only if, there is a legally enforceable right to offset current tax assets and liabilities and the deferred tax assets and liabilities relate to taxes levied by the same tax authority.

1.15
Provisions

Provisions are recognised when the group has a legal or constructive present obligation as a result of a past event, it is probable that the group will be required to settle that obligation and a reliable estimate can be made of the amount of the obligation.

 

The amount recognised as a provision is the best estimate of the consideration required to settle the present obligation at the reporting end date, taking into account the risks and uncertainties surrounding the obligation. Where the effect of the time value of money is material, the amount expected to be required to settle the obligation is recognised at present value. When a provision is measured at present value, the unwinding of the discount is recognised as a finance cost in profit or loss in the period in which it arises.

1.16
Employee benefits

The costs of short-term employee benefits are recognised as a liability and an expense, unless those costs are required to be recognised as part of the cost of stock or fixed assets.

 

The cost of any unused holiday entitlement is recognised in the period in which the employee’s services are received.

 

Termination benefits are recognised immediately as an expense when the company is demonstrably committed to terminate the employment of an employee or to provide termination benefits.

1.17
Retirement benefits

Payments to defined contribution retirement benefit schemes are charged as an expense as they fall due.

1.18
Leases

Rentals payable under operating leases, including any lease incentives received, are charged to profit or loss on a straight line basis over the term of the relevant lease except where another more systematic basis is more representative of the time pattern in which economic benefits from the leases asset are consumed.

PF Consulting Group Limited
Notes to the Financial Statements (Continued)
For the year ended 31 December 2025
1
Accounting policies
(Continued)
Page 27
1.19
Foreign exchange

Transactions in currencies other than pounds sterling are recorded at the rates of exchange prevailing at the dates of the transactions. At each reporting end date, monetary assets and liabilities that are denominated in foreign currencies are retranslated at the rates prevailing on the reporting end date. Gains and losses arising on translation in the period are included in profit or loss.

1.20

Subsidiary audit exemption

The Company's active subsidiaries Pell Frischmann Limited, Pell Frischmann Consulting Engineers Limited and Desco (2011) Limited are exempt from the requirements of the Companies Act 2006 relating to the audit of their individual accounts by virtue of section 479A of the Companies Act 2006.

 

The parent company has therefore guaranteed all existing liabilities of the above entities and this guarantee will remain in force until those liabilities are settled.

2
Judgements and key sources of estimation uncertainty

In the application of the group’s accounting policies, the directors are required to make judgements, estimates and assumptions about the carrying amount of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.

 

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised where the revision affects only that period, or in the period of the revision and future periods where the revision affects both current and future periods.

Critical judgements

The following judgements (apart from those involving estimates) have had the most significant effect on amounts recognised in the financial statements.

Business combinations

On initial recognition, the assets and liabilities of the acquired business and the consideration paid for them are included in the consolidated financial statements at their fair values. In measuring fair value, management uses estimates of future cash flows and discount rates. Any subsequent changes in these estimates would affect the amount of goodwill recognised.

Intangible asset valuation

In attributing value to intangible assets arising on acquisition, management has made certain assumptions in terms of cash flows attributable to intellectual property and customer relationships. The key assumptions relate to the trading performance of the acquired business, royalty rates applied in the royalty relief calculation and discount rates applied to calculate the present value of future cash flows.

Goodwill and Intangible asset amortisation

The Group recognises a significant amount of goodwill and intangible assets. Management have estimated the useful economic life to be between 3 to 16 years. This is based on forecasting prepared for the cash generating unit to which the assets relate.

PF Consulting Group Limited
Notes to the Financial Statements (Continued)
For the year ended 31 December 2025
2
Judgements and key sources of estimation uncertainty
(Continued)
Page 28
Accrued and deferred income

Accrued and deferred income is assessed on an individual basis with revenue earned being ascertained based on the stage of completion of the contract which is estimated using a combination of the milestones in the contract and the time spent to date. This is compared to the total time expected to be required to undertake the contract. Judgements of the total time required to undertake the contracts are made on a regular basis and subject to management review. These judgements may differ from the actual results due to a variety of factors such as efficiency of working, accuracy of assessment of progress to date and client decision making.

 

3
Turnover and other income
2025
2024
£
£
Turnover analysed by geographical market
United Kingdom
64,281,929
64,808,884
Rest of Europe
162,401
131,905
Rest of the World
374,262
238,912
64,818,592
65,179,701
2025
2024
£
£
Other operating income
Other sundry income
264,183
210,372
R&D tax credit
109,066
154,328
373,249
364,700
4
Operating profit
2025
2024
£
£
Operating profit for the year is stated after charging/(crediting):
Exchange losses
18,633
7,874
Depreciation of tangible fixed assets
584,433
679,028
Loss/(profit) on disposal of tangible fixed assets
9,385
(10,511)
Amortisation of intangible assets
941,826
941,826
Operating lease charges
1,004,843
1,120,525
PF Consulting Group Limited
Notes to the Financial Statements (Continued)
For the year ended 31 December 2025
Page 29
5
Auditor's remuneration
2025
2024
Fees payable to the company's auditor and associates:
£
£
For audit services
Audit of the financial statements of the group and company
73,500
72,500
73,500
72,500
For other services
Taxation compliance services
21,000
21,000
All other non-audit services
19,000
18,900
113,500
112,400
6
Employees

The average monthly number of persons (including directors) employed by the group and company during the year was:

Group
Company
2025
2024
2025
2024
Number
Number
Number
Number
Management
11
11
-
-
Administration
50
47
-
-
Operational
666
678
-
-
Total
727
736
0
0

Their aggregate remuneration comprised:

Group
Company
2025
2024
2025
2024
£
£
£
£
Wages and salaries
33,838,557
33,668,086
-
0
-
0
Social security costs
4,177,089
3,586,196
-
-
Pension costs
4,159,374
2,896,324
-
0
-
0
42,175,020
40,150,606
-
0
-
0
PF Consulting Group Limited
Notes to the Financial Statements (Continued)
For the year ended 31 December 2025
Page 30
7
Directors' remuneration
2025
2024
£
£
Remuneration for qualifying services
176,570
252,862
Company pension contributions to defined contribution schemes
38,317
38,308
214,887
291,170

During the year retirement benefits were accruing to 1 director (2024 - 1) in respect of defined contribution pension schemes.

 

Remuneration disclosed above includes the following amounts paid to the highest paid director:
2025
2024
£
£
Remuneration for qualifying services
176,570
252,862
Company pension contributions to defined contribution schemes
38,317
38,308
214,887
291,170
8
Interest receivable and similar income
2025
2024
£
£
Interest income
Other interest income
11,888
9,364
Interest receivable from group companies
54,364
-
0
Total income
66,252
9,364
9
Interest payable and similar expenses
2025
2024
£
£
Other interest
75
3,063
PF Consulting Group Limited
Notes to the Financial Statements (Continued)
For the year ended 31 December 2025
Page 31
10
Taxation
2025
2024
£
£
Current tax
UK corporation tax on profits for the current period
203,458
288,431
Deferred tax
Origination and reversal of timing differences
(245,417)
79,132
Total tax (credit)/charge
(41,959)
367,563

The actual (credit)/charge for the year can be reconciled to the expected charge for the year based on the profit or loss and the standard rate of tax as follows:

2025
2024
£
£
Profit before taxation
3,184,130
4,323,678
Expected tax charge based on the standard rate of corporation tax in the UK of 25.00% (2024: 25.00%)
796,033
1,080,920
Tax effect of expenses that are not deductible in determining taxable profit
27,565
52,076
Tax effect of income not taxable in determining taxable profit
54
55,812
Adjustments in respect of prior years
25,741
(180,920)
Group relief
(939,776)
(891,870)
Amortisation on assets not qualifying for tax allowances
58,797
235,457
Research and development tax credit
(27,112)
(38,582)
Effect of overseas tax rates
-
0
(545)
Movement in deferred tax not recognised
8,660
(40,457)
Movement in deferred tax recognised
7,386
-
0
Utilisation of tax losses from prior years
(13,412)
-
0
Unused tax losses
3,010
-
0
Fixed asset differences
11,510
16,152
Foreign tax
(415)
79,520
Taxation (credit)/charge
(41,959)
367,563
11
Dividends
2025
2024
Recognised as distributions to equity holders:
£
£
Final paid
4,450,000
4,625,000
PF Consulting Group Limited
Notes to the Financial Statements (Continued)
For the year ended 31 December 2025
Page 32
12
Intangible fixed assets
Group
Goodwill
Trademarks
Customer Relationships
Order Book
Total
£
£
£
£
£
Cost
At 1 January 2025 and 31 December 2025
3,408,839
2,218,655
8,373,391
674,327
14,675,212
Amortisation and impairment
At 1 January 2025
1,762,512
1,185,976
4,459,617
674,327
8,082,432
Amortisation charged for the year
235,189
147,526
559,111
-
0
941,826
At 31 December 2025
1,997,701
1,333,502
5,018,728
674,327
9,024,258
Carrying amount
At 31 December 2025
1,411,138
885,153
3,354,663
-
0
5,650,954
At 31 December 2024
1,646,327
1,032,679
3,913,774
-
0
6,592,780
The company had no intangible fixed assets at 31 December 2025 or 31 December 2024.
Goodwill, trademarks, customer relationships and order books arose on the purchase of businesses in prior years.
The intangible assets are being amoritsed over their useful economic lives as detailed in the accounting policies.
PF Consulting Group Limited
Notes to the Financial Statements (Continued)
For the year ended 31 December 2025
Page 33
13
Tangible fixed assets
Group
Leasehold land and buildings
Fixtures and fittings
Computer equipment
Motor vehicles
Total
£
£
£
£
£
Cost
At 1 January 2025
626,310
626,209
2,159,441
19,818
3,431,778
Additions
21,254
34,431
141,194
-
0
196,879
Disposals
(17,502)
(4,306)
-
0
(4,801)
(26,609)
Exchange adjustments
(2,354)
(9,340)
-
0
-
0
(11,694)
At 31 December 2025
627,708
646,994
2,300,635
15,017
3,590,354
Depreciation and impairment
At 1 January 2025
506,638
402,908
1,343,540
8,242
2,261,328
Depreciation charged in the year
89,311
105,426
385,942
3,754
584,433
Eliminated in respect of disposals
(8,000)
(4,306)
-
0
(4,801)
(17,107)
Exchange adjustments
(2,354)
(9,163)
-
0
-
0
(11,517)
At 31 December 2025
585,595
494,865
1,729,482
7,195
2,817,137
Carrying amount
At 31 December 2025
42,113
152,129
571,153
7,822
773,217
At 31 December 2024
119,672
223,301
815,901
11,576
1,170,450
The company had no tangible fixed assets at 31 December 2025 or 31 December 2024.
PF Consulting Group Limited
Notes to the Financial Statements (Continued)
For the year ended 31 December 2025
Page 34
14
Fixed asset investments
Group
Company
2025
2024
2025
2024
Notes
£
£
£
£
Investments in subsidiaries
15
477,398
465,140
16,548,008
16,548,008
Movements in fixed asset investments
Group
Shares in subsidiaries
£
Cost or valuation
At 1 January 2025
465,140
Additions
12,258
At 31 December 2025
477,398
Carrying amount
At 31 December 2025
477,398
At 31 December 2024
465,140
Movements in fixed asset investments
Company
Shares in subsidiaries
£
Cost or valuation
At 1 January 2025 and 31 December 2025
16,548,008
Carrying amount
At 31 December 2025
16,548,008
At 31 December 2024
16,548,008
PF Consulting Group Limited
Notes to the Financial Statements (Continued)
For the year ended 31 December 2025
Page 35
15
Subsidiaries

Details of the company's subsidiaries at 31 December 2025 are as follows:

Name of undertaking
Registered
Nature of business
Class of
% Held
office
shares held
Direct
Indirect
4way Consulting Ltd
UK
Consulting engineering
Ordinary
100.00
0
Pell Frischmann Consulting Engineers Limited
UK
Consulting engineering
Ordinary
100.00
0
Desco (2011) Limited
UK
Holding company
Ordinary
100.00
0
Desco (Asia) Inc
Philippines
Consulting engineering
Ordinary
0
100.00
Desco (Design and Consultancy) Limited
UK
Consulting engineering
Ordinary
0
100.00
Pell Frischmann Consultants Limited
UK
Consulting engineering
Ordinary
100.00
0
Pell Frischmann Limited
UK
Consulting engineering
Ordinary
0
100.00
Bernwood E C S Limited
UK
Consulting engineering
Ordinary
0
100.00
Vela Tech Europe GmbH
Germany
Consulting engineering
Ordinary
0
100.00

The registered office address for each subsidiary is available from the company secretary at the registered office of the company.

 

Pell Frischmann Limited, company number 02750217, Pell Frischmann Consulting Engineers Limited, company number 01213169 and Desco (2011) Limited, company number 07557654, were exempt from the requirements of the Companies Act 2006 relating to the audit of individual accounts by virtue of s479A of the Act.

 

 

16
Debtors
Group
Company
2025
2024
2025
2024
Amounts falling due within one year:
£
£
£
£
Trade debtors
11,145,282
10,501,604
295,613
1,540,057
Accrued income
4,263,271
5,378,410
240,756
474,328
Corporation tax recoverable
289,870
333,524
23,069
81,610
Amounts owed by group undertakings
264,063
217,193
87,902
5,645
Other debtors
610,591
270,058
5,331
6,358
Prepayments
1,327,682
2,096,806
-
0
-
0
17,900,759
18,797,595
652,671
2,107,998

 

PF Consulting Group Limited
Notes to the Financial Statements (Continued)
For the year ended 31 December 2025
Page 36
17
Creditors: amounts falling due within one year
Group
Company
2025
2024
2025
2024
£
£
£
£
Trade creditors
2,063,047
2,180,703
132,862
102,960
Amounts owed to group undertakings
2,471,204
608,331
1,375,720
2,430,746
Corporation tax payable
-
0
13,382
-
0
-
0
Other taxation and social security
3,429,986
3,398,452
342,912
264,308
Other creditors
1,490,630
1,388,025
3,942
7,110
Accruals and deferred income
5,130,954
5,437,621
260,334
523,786
14,585,821
13,026,514
2,115,770
3,328,910
18
Provisions for liabilities
Group
Company
2025
2024
2025
2024
£
£
£
£
Dilapidations
321,544
442,395
-
-
Other provisions
629,543
728,654
-
-
951,087
1,171,049
-
-
Movements on provisions:
Dilapidations
Other provisions
Total
Group
£
£
£
At 1 January 2025
442,395
728,654
1,171,049
Additional provisions in the year
-
170,889
170,889
Reversal of provision
(20,000)
(150,000)
(170,000)
Utilisation of provision
(100,851)
(120,000)
(220,851)
At 31 December 2025
321,544
629,543
951,087

The dilapidations provision relates to the anticipated costs for restoring the group offices to their original state on termination of the leases and is expected to be utilised in line with when the leases expire. The timing of the utilisation of other provisions is uncertain.

PF Consulting Group Limited
Notes to the Financial Statements (Continued)
For the year ended 31 December 2025
Page 37
19
Deferred taxation

The following are the major deferred tax liabilities and assets recognised by the group and company, and movements thereon:

Liabilities
Liabilities
2025
2024
Group
£
£
Capital allowances in excess of depreciation
134,662
207,867
Short term timing differences
(61,323)
(65,770)
Deferred tax balance on acquisitions
1,059,955
1,236,614
1,133,294
1,378,711
The company has no deferred tax assets or liabilities.
Group
Company
2025
2025
Movements in the year:
£
£
Liability at 1 January 2025
1,378,711
-
Credit to profit or loss
(245,417)
-
Liability at 31 December 2025
1,133,294
-
20
Retirement benefit schemes
2025
2024
Defined contribution schemes
£
£
Charge to profit or loss in respect of defined contribution schemes
4,159,374
2,896,324

A defined contribution pension scheme is operated for all qualifying employees. The assets of the scheme are held separately from those of the group in an independently administered fund.

21
Share capital and share premium
Group and company
2025
2024
2025
2024
Ordinary share capital
Number
Number
£
£
Issued and fully paid
Ordinary Shares of £1 each
8
8
8
8
PF Consulting Group Limited
Notes to the Financial Statements (Continued)
For the year ended 31 December 2025
Page 38
22
Reserves
Share premium

Share premium comprise amounts paid in excess of share capital's nominal value, net of transfers to the profit and loss account.

Foreign exchange reserve
This reserve contains any exchange differences captured on retranslation of subsidiaries reserves.
Profit and loss account
The profit and loss account contains all transfers from share premium and all current and prior period retained earnings, net of dividends paid.
Other reserves

Other reserves arose on the waiver of an intercompany debt.

23
Operating lease commitments
Lessee

As at the reporting end date the company had outstanding commitments for future lease payment under operating leases, which fall due as follows:

Group
Group
2025
2024
£
£
Within one year
640,725
784,236
Between one and five years
938,905
1,155,709
In over five years
596,778
704,900
2,176,408
2,644,845

The company had no commitments under non-cancellable operating leases as at the reporting date.

24
Financial commitments, guarantees and contingent liabilities

There are unquantified contingent liabilities in the normal course of business arising under consultancy contracts and the company is covered by professional indemnity insurance in respect of claims which the directors believe is adequate.

 

There is also an unlimited multilateral guarantee and debenture including fixed and floating charges over all assets between the company and its fellow group companies.

25
Capital commitments

At 31 December 2025 the Group had no capital commitments (2024: £nil).

PF Consulting Group Limited
Notes to the Financial Statements (Continued)
For the year ended 31 December 2025
Page 39
26
Related party transactions

The Group and company have taken advantage of the exemption available in section 33.1A of FRS 102 not to disclose transactions with other wholly owned group companies.

27
Ultimate controlling party

The immediate parent company is RSBG UK Limited whose registered address is First Floor, South Wing, 55 Baker Street, London, England, W1U 8EW.

 

The ultimate controlling party of the company is RAG-Stiftung, a company registered in Germany.

 

The largest group of undertakings which prepares consolidated financial statements including the company is RAG-Stiftung. These financial statements may be obtained from RAG-Stiftung, Welterbe 10, 45141 Essen, Germany

 

The smallest group of undertakings which prepares consolidated financial statements including the company is RSBG UK Ltd. These financial statements may be obtained from RSBG UK Limited, First Floor, South Wing, 55 Baker Street, London, England, W1U 8EW.

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