Company registration number 04412547 (England and Wales)
YARDGATE LIMITED
ANNUAL REPORT AND FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 OCTOBER 2025
YARDGATE LIMITED
COMPANY INFORMATION
Directors
Mr C R Toomer
Mr R P Toomer
Mr J C Toomer
Secretary
Mrs E A Toomer
Company number
04412547
Registered office
Unit 1, St Stephens Court
15-17 St Stephens Road
Bournemouth
Dorset
BH2 6LA
Auditor
Schofields
Chartered Accountants and Statutory Auditors
Unit 1, St Stephens Court
15-17 St Stephens Road
Bournemouth
Dorset
BH2 6LA
YARDGATE LIMITED
CONTENTS
Page
Strategic report
1 - 2
Directors' report
3 - 4
Independent auditor's report
5 - 7
Profit and loss account
8
Group balance sheet
9
Company balance sheet
10
Group statement of changes in equity
11
Company statement of changes in equity
12
Group statement of cash flows
13
Notes to the financial statements
14 - 29
YARDGATE LIMITED
STRATEGIC REPORT
FOR THE YEAR ENDED 31 OCTOBER 2025
- 1 -

The directors present the strategic report for the year ended 31 October 2025.

Review of the business
The results for the year are set out on page 8.
The key financial highlights of the group are as follows:
2025
2024
2023
£
£
£
Turnover
11,831,468
11,572,250
11,448,965
Gross profit
2,776,502
2,693,294
2,370,238
Profit on ordinary activities before taxation
873,365
736,445
670,360
%
%
%
Turnover growth
2.24%
1.08%
0.45%
Gross profit margin
23.47%
23.27%
20.70%

The directors are pleased to report that the company maintained a steady level of turnover throughout 2025 whilst achieving a consistent gross profit margin, supported by continuing demand and ongoing orders across its diversified customer base. The breadth of sectors served by the company has helped to provide resilience against fluctuations in any one particular market.

 

The directors intend to continue with the company’s current business strategy throughout 2026, with a focus on maintaining existing customer relationships, securing further orders across its core sectors, and continuing to deliver a reliable and high-quality service.

 

The company benefits from a stable and experienced workforce and remains committed to the health, safety and welfare of its employees. We continue to invest in new technology to streamline our processes and improve efficiency. Our commitment to quality and reliability remains central to everything we do.

 

PRINCIPAL RISKS AND UNCERTAINTIES

The board considers risk management an important aspect in developing the business, allowing management to make informed decisions and be adequately prepared for uncertainties and eventualities that may come in the way of progress and growth. The principal risks and uncertainties of the group are identified are as follows:

 

Economic risk

The board continually monitors economic risk whereby negative economic market conditions may affect the group's operations. This is extremely prevalent in the current economy which in recent times has seen Brexit, Covid-19 and the war in Ukraine, resulting in high inflation and a rise in raw materials, energy prices and production costs.

 

The impact of economic conditions are carefully managed through close engagement with our supply chain to safeguard the business from input price inflation.

 

Compliance risk

The board recognises the potentially hazardous industry in which the group operates whereby accidents could result in reputational damage and financial loss. We are therefore committed to the ongoing process of meeting the highest health and safety standards through continually investing in PPE, providing initial and ongoing training to all workers, and promoting a safety culture that creates a safe and efficient working environment for all.

 

Operational risk

Our ethos is to produce steel work that exceeds all of our clients expectations and are proud to have a long standing reputation within the industry. Failure to continually meet these high standards could result in reputational damage, financial loss and loss of future custom.

 

YARDGATE LIMITED
STRATEGIC REPORT (CONTINUED)
FOR THE YEAR ENDED 31 OCTOBER 2025
- 2 -

In our commitment to quality assurance, we hold a number of accreditation as follows:

 

Certificate of Factory Production Control (FPC) BS EN 1090-1: 2009 + A1: 2011

Welding Certificate BS EN 1090-2: 2018

Welding Quality Management System to BS EN ISO 3834-3

Weld procedures to BS EN 288-3

Welders qualified to BS EN ISO 9606-1

Steel Construction Scheme Certificate to BS EN ISO 9001:2015

 

Financial risk

The group's operations expose it to a variety of financial risks that include the effects of credit risk and interest rate fluctuations on company debt.

 

Bad debt on sales invoices raised detrimentally effects the cash flow and ultimate profitability of the group. This is mitigated through knowing our customers, continually determining their credit worthiness and setting appropriate credit limits. The impact of bad debt is further mitigated through our extensive order book with a low level of customer concentration.

 

Fluctuating interest rates can potentially give the group uncertainty over the amount of debt servicing cash payments. We have reduced our exposure to the rise in short-term interest rates through borrowing at a fixed rate of interest on the majority of group debt.

 

On behalf of the board

Mr R P Toomer
Director
13 May 2026
YARDGATE LIMITED
DIRECTORS' REPORT
FOR THE YEAR ENDED 31 OCTOBER 2025
- 3 -

The directors present their annual report and financial statements for the year ended 31 October 2025.

Dividends

The results for the year are set out on page 8.

Ordinary dividends were paid amounting to £376,471. The directors do not recommend payment of a further dividend.

Directors

The directors who held office during the year and up to the date of signature of the financial statements were as follows:

Mr C R Toomer
Mr R P Toomer
Mr J C Toomer
Financial instruments

The group's principal financial instruments compromise of cash, trade debtors, trade creditors and bank borrowing. Key financial risk management objectives and policies arising from these financial instruments have been included on the strategic report.

Auditor

The auditors, Schofields, will be proposed for re-appointment at the forthcoming Annual General Meeting.

Statement of directors' responsibilities

The directors are responsible for preparing the annual report and the financial statements in accordance with applicable law and regulations.

United Kingdom company law requires the directors to prepare financial statements for each financial year. Under that law, the directors have elected to prepare the group and parent company financial statements in accordance with United Kingdom Generally Accepted Accounting Practice (United Kingdom Accounting Standards and applicable law). Under company law, the directors must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the group and parent company, and of the profit or loss of the group for that period.

In preparing these financial statements, the directors are required to:

The directors are responsible for keeping adequate accounting records that are sufficient to show and explain the group’s and parent company’s transactions and disclose with reasonable accuracy at any time the financial position of the group and parent company, and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the group and parent company, and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Statement of disclosure to auditor

So far as each person who was a director at the date of approving this report is aware, there is no relevant audit information of which the auditor of the company is unaware. Additionally, the directors individually have taken all the necessary steps that they ought to have taken as directors in order to make themselves aware of all relevant audit information and to establish that the auditor of the company is aware of that information.

YARDGATE LIMITED
DIRECTORS' REPORT (CONTINUED)
FOR THE YEAR ENDED 31 OCTOBER 2025
- 4 -
Future developments

We are constantly looking to refine processing, automate and introduce time saving technology. Through this continual investment in our infrastructure, machinery and staff, it has enabled the group to continue its exponential growth whilst maintaining deliverance of projects to the highest standard.

On behalf of the board
Mr R P Toomer
Director
13 May 2026
YARDGATE LIMITED
INDEPENDENT AUDITOR'S REPORT
TO THE MEMBERS OF YARDGATE LIMITED
- 5 -
Opinion

We have audited the financial statements of Yardgate Limited (the 'parent company') and its subsidiaries (the 'group') for the year ended 31 October 2025 which comprise the group profit and loss account, the group balance sheet, the company balance sheet, the group statement of changes in equity, the company statement of changes in equity, the group statement of cash flows and notes to the financial statements, including significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 The Financial Reporting Standard applicable in the UK and Republic of Ireland (United Kingdom Generally Accepted Accounting Practice).

In our opinion the financial statements:

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditor's responsibilities for the audit of the financial statements section of our report. We are independent of the group and parent company in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC’s Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

 

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the group's and parent company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.

 

Our responsibilities and the responsibilities of the directors with respect to going concern are described in the relevant sections of this report.

Other information

The other information comprises the information included in the annual report other than the financial statements and our auditor's report thereon. The directors are responsible for the other information contained within the annual report. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon. Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the course of the audit, or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

 

We have nothing to report in this regard.

Opinions on other matters prescribed by the Companies Act 2006

In our opinion, based on the work undertaken in the course of our audit:

YARDGATE LIMITED
INDEPENDENT AUDITOR'S REPORT (CONTINUED)
TO THE MEMBERS OF YARDGATE LIMITED
- 6 -
Matters on which we are required to report by exception

In the light of the knowledge and understanding of the group and the parent company and their environment obtained in the course of the audit, we have not identified material misstatements in the strategic report or the directors' report.

 

We have nothing to report in respect of the following matters in relation to which the Companies Act 2006 requires us to report to you if, in our opinion:

Responsibilities of directors

As explained more fully in the directors' responsibilities statement, the directors are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the directors determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error. In preparing the financial statements, the directors are responsible for assessing the group's and parent company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the directors either intend to liquidate the group or parent company or to cease operations, or have no realistic alternative but to do so.

Auditor's responsibilities for the audit of the financial statements

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor's report that includes our opinion. Reasonable assurance is a high level of assurance but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

The extent to which our procedures are capable of detecting irregularities, including fraud, is detailed below.

An understanding of the legal and regulatory framework the group operates in was obtained through discussions with directors and other management in addition to our general industry and sector experience. The most significant laws and regulations identified, being those that have a direct effect on material amounts and disclosures in the financial statements, are FRS 102, Companies Act 2006 and HM Revenue & Customs (HMRC) Tax Legislation.

 

We also considered other laws and regulations that do not have a direct effect on the financial statements but compliance with which may be fundamental to the group's ability to operate, or to avoid material penalty. These included the requirements of the various Health and Safety Regulations.

 

Audit procedures were performed to obtain sufficient evidence regarding compliance. These procedures include making enquiries to directors and other management in addition to the inspection of applicable regulatory and legal correspondence. Financial statement disclosures were reviewed and tested to supporting documentation.

 

Enquiries were also made to the directors and other management to assess the group's internal control environment and their policies and procedures on fraud risk. The group's systems and controls were documented, and audit procedures were designed to test these controls. Further, the risk of management override of controls was addressed through testing journal entries and other adjustments for appropriateness. The judgements made in making accounting estimates were assessed for any indication of potential bias, and the business rationale of significant transactions outside the normal course of the business was evaluated.

 

We have properly planned and performed the audit in accordance with auditing standards and all members of the engagement team have the appropriate competence and capabilities to identify or recognise non-compliance with laws and regulations. However, the inherent nature of the audit, and the limited procedures performed, means there is an unavoidable risk that some irregularities may have gone undetected. We are not responsible for preventing non-compliance and cannot be expected to detect non-compliance with all laws and regulations.

YARDGATE LIMITED
INDEPENDENT AUDITOR'S REPORT (CONTINUED)
TO THE MEMBERS OF YARDGATE LIMITED
- 7 -

A further description of our responsibilities is available on the Financial Reporting Council’s website at: https://www.frc.org.uk/auditorsresponsibilities. This description forms part of our auditor's report.

Use of our report

This report is made solely to the parent company’s members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006. Our audit work has been undertaken so that we might state to the parent company’s members those matters we are required to state to them in an auditor's report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the parent company and the parent company’s members as a body, for our audit work, for this report, or for the opinions we have formed.

Ian Legg FCCA ACA (Senior Statutory Auditor)
For and on behalf of Schofields, Statutory Auditor
Chartered Accountants
Unit 1, St Stephens Court
15-17 St Stephens Road
Bournemouth
Dorset
BH2 6LA
13 May 2026
YARDGATE LIMITED
GROUP PROFIT AND LOSS ACCOUNT
FOR THE YEAR ENDED 31 OCTOBER 2025
- 8 -
2025
2024
Notes
£
£
Turnover
3
11,831,468
11,572,250
Cost of sales
(9,054,966)
(8,878,956)
Gross profit
2,776,502
2,693,294
Administrative expenses
(1,775,575)
(1,779,271)
Operating profit
4
1,000,927
914,023
Interest receivable and similar income
8
16,720
13,435
Interest payable and similar expenses
9
(144,282)
(191,013)
Profit before taxation
873,365
736,445
Tax on profit
10
(236,190)
(205,575)
Profit for the financial year
26
637,175
530,870
Profit for the financial year is all attributable to the owners of the parent company.
YARDGATE LIMITED
GROUP BALANCE SHEET
AS AT
31 OCTOBER 2025
31 October 2025
- 9 -
2025
2024
Notes
£
£
£
£
Fixed assets
Tangible assets
12
6,494,799
6,708,127
6,494,799
6,708,127
Current assets
Stocks
15
127,073
222,588
Debtors
16
3,898,061
3,655,000
Cash at bank and in hand
678,828
960,635
4,703,962
4,838,223
Creditors: amounts falling due within one year
17
(2,978,329)
(3,094,776)
Net current assets
1,725,633
1,743,447
Total assets less current liabilities
8,220,432
8,451,574
Creditors: amounts falling due after more than one year
18
(1,172,915)
(1,617,692)
Provisions for liabilities
Deferred tax liability
22
604,977
652,046
(604,977)
(652,046)
Net assets
6,442,540
6,181,836
Capital and reserves
Called up share capital
24
15,000
15,000
Profit and loss reserves
26
6,427,540
6,166,836
Total equity
6,442,540
6,181,836

These financial statements have been prepared in accordance with the provisions relating to medium-sized groups.

The financial statements were approved by the board of directors and authorised for issue on 13 May 2026 and are signed on its behalf by:
13 May 2026
Mr R P Toomer
Director
Company registration number 04412547 (England and Wales)
YARDGATE LIMITED
COMPANY BALANCE SHEET
AS AT 31 OCTOBER 2025
31 October 2025
- 10 -
2025
2024
Notes
£
£
£
£
Fixed assets
Tangible assets
12
4,115,498
4,133,438
Investments
13
165,150
165,150
4,280,648
4,298,588
Current assets
Debtors
16
2,569,671
2,129,994
Cash at bank and in hand
198,752
360,461
2,768,423
2,490,455
Creditors: amounts falling due within one year
17
(339,812)
(299,059)
Net current assets
2,428,611
2,191,396
Total assets less current liabilities
6,709,259
6,489,984
Creditors: amounts falling due after more than one year
18
(853,147)
(872,845)
Provisions for liabilities
Deferred tax liability
22
17,314
17,941
(17,314)
(17,941)
Net assets
5,838,798
5,599,198
Capital and reserves
Called up share capital
24
15,000
15,000
Share premium account
25
121,500
121,500
Profit and loss reserves
26
5,702,298
5,462,698
Total equity
5,838,798
5,599,198

As permitted by section 408 of the Companies Act 2006, the company has not presented its own profit and loss account and related notes. The company’s profit for the year was £616,070 (2024 - £656,414 profit).

The financial statements were approved by the board of directors and authorised for issue on 13 May 2026 and are signed on its behalf by:
13 May 2026
Mr R P Toomer
Director
Company registration number 04412547 (England and Wales)
YARDGATE LIMITED
GROUP STATEMENT OF CHANGES IN EQUITY
FOR THE YEAR ENDED 31 OCTOBER 2025
- 11 -
Share capital
Profit and loss reserves
Total
Notes
£
£
£
Balance at 1 November 2023
15,000
6,117,951
6,132,951
Year ended 31 October 2024:
Profit and total comprehensive income
-
530,870
530,870
Dividends
11
-
(481,985)
(481,985)
Balance at 31 October 2024
15,000
6,166,836
6,181,836
Year ended 31 October 2025:
Profit and total comprehensive income
-
637,175
637,175
Dividends
11
-
(376,471)
(376,471)
Balance at 31 October 2025
15,000
6,427,540
6,442,540
YARDGATE LIMITED
COMPANY STATEMENT OF CHANGES IN EQUITY
FOR THE YEAR ENDED 31 OCTOBER 2025
- 12 -
Share capital
Share premium account
Profit and loss reserves
Total
Notes
£
£
£
£
Balance at 1 November 2023
15,000
121,500
5,288,270
5,424,770
Year ended 31 October 2024:
Profit and total comprehensive income for the year
-
-
656,413
656,413
Dividends
11
-
-
(481,985)
(481,985)
Balance at 31 October 2024
15,000
121,500
5,462,698
5,599,198
Year ended 31 October 2025:
Profit and total comprehensive income
-
-
616,071
616,071
Dividends
11
-
-
(376,471)
(376,471)
Balance at 31 October 2025
15,000
121,500
5,702,298
5,838,798
YARDGATE LIMITED
GROUP STATEMENT OF CASH FLOWS
FOR THE YEAR ENDED 31 OCTOBER 2025
- 13 -
2025
2024
Notes
£
£
£
£
Cash flows from operating activities
Cash generated from operations
30
1,173,656
1,500,643
Interest paid
(144,282)
(191,013)
Income taxes paid
(191,656)
(68,879)
Net cash inflow from operating activities
837,718
1,240,751
Investing activities
Purchase of tangible fixed assets
(233,981)
(203,663)
Introduced by related parties
67,974
171,272
Amount introduced (withdrawn) by directors
516
(74,002)
Interest received
16,720
13,435
Net cash used in investing activities
(148,771)
(92,958)
Financing activities
Repayment of bank loans
(172,693)
(171,802)
Payment of finance leases obligations
(421,590)
(395,061)
Dividends paid to equity shareholders
(376,471)
(481,985)
Net cash used in financing activities
(970,754)
(1,048,848)
Net (decrease)/increase in cash and cash equivalents
(281,807)
98,945
Cash and cash equivalents at beginning of year
960,635
861,690
Cash and cash equivalents at end of year
678,828
960,635
YARDGATE LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 OCTOBER 2025
- 14 -
1
Accounting policies
Company information

Yardgate Limited (“the company”) is a private limited company domiciled and incorporated in England and Wales. The registered office is Unit 1, St Stephens Court, 15-17 St Stephens Road, Bournemouth, Dorset, BH2 6LA.

 

The group consists of Yardgate Limited and all of its subsidiaries.

1.1
Basis of preparation

These financial statements have been prepared in accordance with FRS 102 “The Financial Reporting Standard applicable in the UK and Republic of Ireland” (“FRS 102”) and the requirements of the Companies Act 2006.

The financial statements are prepared in sterling, which is the functional currency of the company. Monetary amounts in these financial statements are rounded to the nearest £.

The financial statements have been prepared under the historical cost convention. The principal accounting policies adopted are set out below.

1.2
Business combinations

In the parent company financial statements, the cost of a business combination is the fair value at the acquisition date of the assets given, equity instruments issued and liabilities incurred or assumed, plus costs directly attributable to the business combination. The excess of the cost of a business combination over the fair value of the identifiable assets, liabilities and contingent liabilities acquired is recognised as goodwill.

1.3
Basis of consolidation

The consolidated group financial statements consist of the financial statements of the parent company Yardgate Limited together with all entities controlled by the parent company (its subsidiaries) and the group’s share of its interests in joint ventures and associates.

 

All financial statements are made up to 31 October 2025. Where necessary, adjustments are made to the financial statements of subsidiaries to bring the accounting policies used into line with those used by other members of the group.

 

All intra-group transactions, balances and transactions, including income, expenses and dividends are eliminated in full. The non-controlling interest is measured and resented separately from the interest of the owners of the parent company.

Subsidiaries are consolidated in the group’s financial statements from the date that control commences until the date that control ceases.

Entities in which the group has a participating interest and over whose operating and financial policies the group exercises a significant influence, are treated as associates.

1.4
Going concern

At the time of approving the financial statements, the directors have a reasonable expectation that the group and parent company have adequate resources to continue in operational existence for the foreseeable future. Thus the directors continue to adopt the going concern basis of accounting in preparing the financial statements.

1.5
Revenue

Turnover is measured at fair value of the consideration received or receivable,excluding discounts, rebates, value added tax and other sales taxes,

YARDGATE LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 OCTOBER 2025
1
Accounting policies
(Continued)
- 15 -
1.6
Tangible fixed assets

Tangible fixed assets are initially measured at cost and subsequently measured at cost or valuation, net of depreciation and any impairment losses.

Depreciation is recognised so as to write off the cost or valuation of assets less their residual values over their useful lives on the following bases:

Freehold land and buildings
2% on cost
Plant and equipment
15% on cost and 10% on cost
Fixtures and fittings
20% on reducing balance
Motor vehicles
25% on reducing balance

The gain or loss arising on the disposal of an asset is determined as the difference between the sale proceeds and the carrying value of the asset, and is recognised in the profit and loss account.

1.7
Fixed asset investments

Equity investments are measured at fair value through profit or loss, except for those equity investments that are not publicly traded and whose fair value cannot otherwise be measured reliably, which are recognised at cost less impairment until a reliable measure of fair value becomes available.

 

In the parent company financial statements, investments in subsidiaries, associates and jointly controlled entities are initially measured at cost and subsequently measured at cost less any accumulated impairment losses.

A subsidiary is an entity controlled by the group. Control is the power to govern the financial and operating policies of the entity so as to obtain benefits from its activities.

1.8
Impairment of fixed assets

At each reporting period end date, the group reviews the carrying amounts of its tangible assets to determine whether there is any indication that those assets have suffered an impairment loss. If any such indication exists, the recoverable amount of the asset is estimated in order to determine the extent of the impairment loss (if any). Where it is not possible to estimate the recoverable amount of an individual asset, the company estimates the recoverable amount of the cash-generating unit to which the asset belongs. The carrying amount of the investments accounted for using the equity method is tested for impairment as a single asset. Any goodwill included in the carrying amount of the investment is not tested separately for impairment.

Recoverable amount is the higher of fair value less costs to sell and value in use. In assessing value in use, the estimated future cash flows are discounted to their present value using a pre-tax discount rate that reflects current market assessments of the time value of money and the risks specific to the asset for which the estimates of future cash flows have not been adjusted. If the recoverable amount of an asset (or cash-generating unit) is estimated to be less than its carrying amount, the carrying amount of the asset (or cash-generating unit) is reduced to its recoverable amount. An impairment loss is recognised immediately in profit or loss, unless the relevant asset is carried at a revalued amount, in which case the impairment loss is treated as a revaluation decrease.

Recognised impairment losses are reversed if, and only if, the reasons for the impairment loss have ceased to apply. Where an impairment loss subsequently reverses, the carrying amount of the asset (or cash-generating unit) is increased to the revised estimate of its recoverable amount, but so that the increased carrying amount does not exceed the carrying amount that would have been determined had no impairment loss been recognised for the asset (or cash-generating unit) in prior years. A reversal of an impairment loss is recognised immediately in profit or loss, unless the relevant asset is carried at a revalued amount, in which case the reversal of the impairment loss is treated as a revaluation increase.

YARDGATE LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 OCTOBER 2025
1
Accounting policies
(Continued)
- 16 -
1.9
Stocks

Stock and work in progress is valued at the lower of cost and net realisable value after making due allowances for obsolete and slow moving items.

 

Costs includes all direct expenditure and an appropriate proportion of fixed and variable overheads.

At each reporting date, an assessment is made for impairment. Any excess of the carrying amount of stocks over its estimated selling price less costs to complete and sell is recognised as an impairment loss in profit or loss. Reversals of impairment losses are also recognised in profit or loss.

1.10
Cash and cash equivalents

Cash and cash equivalents are basic financial assets and include cash in hand, deposits held at call with banks, other short-term liquid investments with original maturities of three months or less, and bank overdrafts. Bank overdrafts are shown within borrowings in current liabilities.

1.11
Financial instruments

The group has elected to apply the provisions of Section 11 ‘Basic Financial Instruments’ and Section 12 ‘Other Financial Instruments Issues’ of FRS 102 to all of its financial instruments.

 

Financial instruments are recognised in the group's balance sheet when the group becomes party to the contractual provisions of the instrument.

 

Short term debtors are measured at transaction price (which is usually the invoice price), less any impairment losses for bad and doubtful debts.

 

Loans and other financial assets are initially recognised at transaction price including any transaction costs and subsequently measured at amortised cost determined using the effective interest method.

Basic financial assets

Basic financial assets, which include debtors and cash and bank balances, are initially measured at transaction price including transaction costs and are subsequently carried at amortised cost using the effective interest method unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest. Financial assets classified as receivable within one year are not amortised.

Other financial assets

Other financial assets, including investments in equity instruments which are not subsidiaries, associates or joint ventures, are initially measured at fair value, which is normally the transaction price. Such assets are subsequently carried at fair value and the changes in fair value are recognised in profit or loss, except that investments in equity instruments that are not publicly traded and whose fair values cannot be measured reliably are measured at cost less impairment.

YARDGATE LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 OCTOBER 2025
1
Accounting policies
(Continued)
- 17 -
Impairment of financial assets

Financial assets, other than those held at fair value through profit and loss, are assessed for indicators of impairment at each reporting end date.

 

Financial assets are impaired where there is objective evidence that, as a result of one or more events that occurred after the initial recognition of the financial asset, the estimated future cash flows have been affected. If an asset is impaired, the impairment loss is the difference between the carrying amount and the present value of the estimated cash flows discounted at the asset’s original effective interest rate. The impairment loss is recognised in profit or loss.

 

If there is a decrease in the impairment loss arising from an event occurring after the impairment was recognised, the impairment is reversed. The reversal is such that the current carrying amount does not exceed what the carrying amount would have been, had the impairment not previously been recognised. The impairment reversal is recognised in profit or loss.

Derecognition of financial assets

Financial assets are derecognised only when the contractual rights to the cash flows from the asset expire or are settled, or when the group transfers the financial asset and substantially all the risks and rewards of ownership to another entity, or if some significant risks and rewards of ownership are retained but control of the asset has transferred to another party that is able to sell the asset in its entirety to an unrelated third party.

Classification of financial liabilities

Financial liabilities and equity instruments are classified according to the substance of the contractual arrangements entered into. An equity instrument is any contract that evidences a residual interest in the assets of the group after deducting all of its liabilities.

Basic financial liabilities

Basic financial liabilities, including creditors, bank loans, loans from fellow group companies and preference shares that are classified as debt, are initially recognised at transaction price unless the arrangement constitutes a financing transaction, where the debt instrument is measured at the present value of the future payments discounted at a market rate of interest. Financial liabilities classified as payable within one year are not amortised.

 

Debt instruments are subsequently carried at amortised cost, using the effective interest rate method.

 

Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of business from suppliers. Amounts payable are classified as current liabilities if payment is due within one year or less. If not, they are presented as non-current liabilities. Trade creditors are recognised initially at transaction price and subsequently measured at amortised cost using the effective interest method.

Other financial liabilities

Derivatives, including interest rate swaps and forward foreign exchange contracts, are not basic financial instruments. Derivatives are initially recognised at fair value on the date a derivative contract is entered into and are subsequently re-measured at their fair value. Changes in the fair value of derivatives are recognised in profit or loss in finance costs or finance income as appropriate, unless hedge accounting is applied and the hedge is a cash flow hedge.

 

Debt instruments that do not meet the conditions in FRS 102 paragraph 11.9 are subsequently measured at fair value through profit or loss. Debt instruments may be designated as being measured at fair value through profit or loss to eliminate or reduce an accounting mismatch or if the instruments are measured and their performance evaluated on a fair value basis in accordance with a documented risk management or investment strategy.

YARDGATE LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 OCTOBER 2025
1
Accounting policies
(Continued)
- 18 -
Derecognition of financial liabilities

Financial liabilities are derecognised when the group's contractual obligations expire or are discharged or cancelled.

1.12
Equity instruments

Equity instruments issued by the group are recorded at the proceeds received, net of transaction costs. Dividends payable on equity instruments are recognised as liabilities once they are no longer at the discretion of the group.

1.13
Taxation

The tax expense represents the sum of the tax currently payable and deferred tax.

Current tax

The tax currently payable is based on taxable profit for the year. Taxable profit differs from net profit as reported in the profit and loss account because it excludes items of income or expense that are taxable or deductible in other years and it further excludes items that are never taxable or deductible. The group’s liability for current tax is calculated using tax rates that have been enacted or substantively enacted by the reporting end date.

Deferred tax

Deferred tax liabilities are generally recognised for all timing differences and deferred tax assets are recognised to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits. Such assets and liabilities are not recognised if the timing difference arises from goodwill or from the initial recognition of other assets and liabilities in a transaction that affects neither the tax profit nor the accounting profit.

The carrying amount of deferred tax assets is reviewed at each reporting end date and reduced to the extent that it is no longer probable that sufficient taxable profits will be available to allow all or part of the asset to be recovered. Deferred tax is calculated at the tax rates that are expected to apply in the period when the liability is settled or the asset is realised. Deferred tax is charged or credited in the profit and loss account, except when it relates to items charged or credited directly to equity, in which case the deferred tax is also dealt with in equity. Deferred tax assets and liabilities are offset if, and only if, there is a legally enforceable right to offset current tax assets and liabilities and the deferred tax assets and liabilities relate to taxes levied by the same tax authority.

1.14
Employee benefits

The costs of short-term employee benefits are recognised as a liability and an expense, unless those costs are required to be recognised as part of the cost of stock or fixed assets.

 

The cost of any unused holiday entitlement is recognised in the period in which the employee’s services are received.

 

Termination benefits are recognised immediately as an expense when the company is demonstrably committed to terminate the employment of an employee or to provide termination benefits.

1.15
Retirement benefits

The group operates a defined contributions pension scheme. Contributions payable to the group's pension scheme are charges to profit or loss in the period to which they relate to.

YARDGATE LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 OCTOBER 2025
1
Accounting policies
(Continued)
- 19 -
1.16
Leases
As lessee

Assets obtained under hire purchase contracts or finance leases are capitalised in the balance sheet. Those held under hire purchase contracts are depreciated over their estimated useful lives. Those held under finance leases are depreciated over their estimated useful lives or the lease term, whichever is shorter.

 

The interest element of these obligations is charged to the profit or loss over the relevant period. The capital element of the future payments is treated as a liability.

2
Judgements and key sources of estimation uncertainty

In the application of the group’s accounting policies, the directors are required to make judgements, estimates and assumptions about the carrying amount of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.

 

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised where the revision affects only that period, or in the period of the revision and future periods where the revision affects both current and future periods.

Key sources of estimation uncertainty

The estimates and assumptions which have a significant risk of causing a material adjustment to the carrying amount of assets and liabilities are as follows.

Depreciation

Depreciation is provided at differing rates in order to write off each asset over its estimated useful life. At each reporting date, management review several factors, such as changes in market prices, to ensure the depreciation of an asset is allocated over its estimated useful life.

3
Turnover and other revenue

Rental income for the year totalled £9,100 (2024 - £13,046), the remaining turnover is attributable to the principal activity of the group.

2025
2024
£
£
Other revenue
Interest income
16,720
13,435
4
Operating profit
2025
2024
£
£
Operating profit for the year is stated after charging:
Depreciation of tangible fixed assets
447,309
440,889
YARDGATE LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 OCTOBER 2025
- 20 -
5
Auditor's remuneration
2025
2024
Fees payable to the company's auditor and associates:
£
£
For audit services
Audit of the financial statements of the group and company
4,595
4,410
Audit of the financial statements of the company's subsidiaries
11,500
11,000
16,095
15,410
6
Employees

The average monthly number of persons (including directors) employed by the group and company during the year was:

Group
Company
2025
2024
2025
2024
Number
Number
Number
Number
Production
73
70
-
-
Administration
7
7
-
-
Total
80
77
0
0

Their aggregate remuneration comprised:

Group
Company
2025
2024
2025
2024
£
£
£
£
Wages and salaries
3,501,435
3,304,785
-
0
-
0
Social security costs
377,077
351,811
-
-
Pension costs
93,991
97,255
-
0
-
0
3,972,503
3,753,851
-
0
-
0
7
Directors' remuneration
2025
2024
£
£
Remuneration for qualifying services
107,500
107,500
Company pension contributions to defined contribution schemes
2,000
2,000
109,500
109,500

The number of directors for whom retirement benefits are accruing under defined contribution schemes amounted to 1 (2024 - 1)

YARDGATE LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 OCTOBER 2025
- 21 -
8
Interest receivable and similar income
2025
2024
£
£
Interest income
Interest on bank deposits
16,720
13,435
9
Interest payable and similar expenses
2025
2024
£
£
Interest on bank overdrafts and loans
69,434
86,294
Interest on finance leases and hire purchase contracts
74,848
104,719
Total finance costs
144,282
191,013
10
Taxation
2025
2024
£
£
Current tax
UK corporation tax on profits for the current period
283,259
191,656
Deferred tax
Origination and reversal of timing differences
(47,069)
13,919
Total tax charge
236,190
205,575

The actual charge for the year can be reconciled to the expected charge for the year based on the profit or loss and the standard rate of tax as follows:

2025
2024
£
£
Profit before taxation
873,365
736,445
Expected tax charge based on the standard rate of corporation tax in the UK of 25.00% (2024: 25.00%)
218,341
184,111
Tax effect of expenses that are not deductible in determining taxable profit
7,153
10,769
Depreciation in excess of capital allowances
10,696
10,696
Taxation charge
236,190
205,576
11
Dividends
2025
2024
Recognised as distributions to equity holders:
£
£
Interim paid
376,471
481,985
YARDGATE LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 OCTOBER 2025
- 22 -
12
Tangible fixed assets
Group
Freehold land and buildings
Plant and equipment
Fixtures and fittings
Motor vehicles
Total
£
£
£
£
£
Cost
At 1 November 2024
4,459,311
4,284,186
205,664
446,118
9,395,279
Additions
17,847
121,569
1,044
93,521
233,981
At 31 October 2025
4,477,158
4,405,755
206,708
539,639
9,629,260
Depreciation and impairment
At 1 November 2024
325,873
1,983,315
140,015
237,949
2,687,152
Depreciation charged in the year
35,787
344,254
13,286
53,982
447,309
At 31 October 2025
361,660
2,327,569
153,301
291,931
3,134,461
Carrying amount
At 31 October 2025
4,115,498
2,078,186
53,407
247,708
6,494,799
At 31 October 2024
4,133,438
2,300,871
65,649
208,169
6,708,127
Company
Freehold land and buildings
£
Cost
At 1 November 2024
4,459,311
Additions
17,847
At 31 October 2025
4,477,158
Depreciation and impairment
At 1 November 2024
325,873
Depreciation charged in the year
35,787
At 31 October 2025
361,660
Carrying amount
At 31 October 2025
4,115,498
At 31 October 2024
4,133,438

The net book value of tangible fixed assets included £1,460,354 (2004 - £1,724,028) in respect of assets held under hire purchase contracts.

YARDGATE LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 OCTOBER 2025
- 23 -
13
Fixed asset investments
Group
Company
2025
2024
2025
2024
Notes
£
£
£
£
Investments in subsidiaries
14
-
0
-
0
165,150
165,150
Movements in fixed asset investments
Company
Shares in subsidiaries
£
Cost or valuation
At 1 November 2024 and 31 October 2025
165,150
Carrying amount
At 31 October 2025
165,150
14
Subsidiaries

Details of the company's subsidiaries at 31 October 2025 are as follows:

Name of undertaking
Registered office
Nature of business
Class of
% Held
shares held
Direct
Toomers Limited
Unit 1, St Stephens Court, 15 - 17 St Stephens Road, Bournemouth, Dorset, BH2 6LA
Steel fabrication
Ordinary
100.00
15
Stocks
Group
Company
2025
2024
2025
2024
£
£
£
£
Raw materials
57,758
62,854
-
-
Work in progress
69,315
159,734
-
-
127,073
222,588
-
-
YARDGATE LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 OCTOBER 2025
- 24 -
16
Debtors
Group
Company
2025
2024
2025
2024
Amounts falling due within one year:
£
£
£
£
Trade debtors
2,284,030
2,130,306
961
2,520
Amounts owed by group undertakings
-
0
-
0
1,859,774
1,071,875
Amounts owed by associates
678,355
750,961
145,936
388,037
Other debtors
689,454
373,698
423,345
373,698
Prepayments
115,108
294,712
8,541
188,541
3,766,947
3,549,677
2,438,557
2,024,671
Amounts falling due after more than one year:
Other debtors
131,114
105,323
131,114
105,323
Total debtors
3,898,061
3,655,000
2,569,671
2,129,994
17
Creditors: amounts falling due within one year
Group
Company
2025
2024
2025
2024
Notes
£
£
£
£
Bank loans
19
61,879
169,291
16,296
37,004
Obligations under finance leases
20
379,496
421,590
-
0
-
0
Trade creditors
1,581,847
1,507,813
450
450
Corporation tax payable
283,259
191,656
83,744
80,524
Other taxation and social security
331,562
289,983
27,237
15,146
Other creditors
199,819
154,288
199,819
154,288
Accruals and deferred income
140,467
360,155
12,266
11,647
2,978,329
3,094,776
339,812
299,059
18
Creditors: amounts falling due after more than one year
Group
Company
2025
2024
2025
2024
Notes
£
£
£
£
Bank loans and overdrafts
19
853,147
918,428
853,147
872,845
Obligations under finance leases
20
319,768
699,264
-
0
-
0
1,172,915
1,617,692
853,147
872,845
YARDGATE LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 OCTOBER 2025
- 25 -
19
Loans and overdrafts
Group
Company
2025
2024
2025
2024
£
£
£
£
Bank loans
915,026
1,087,719
869,443
909,849
Payable within one year
61,879
169,291
16,296
37,004
Payable after one year
853,147
918,428
853,147
872,845

Bank loans amounting to £45,583 at 31 October 2025 are unsecured at a fixed rate of 5%, maturing in January 2026.

 

Bank loans amounting to £869,443 at 31 October 2025 (2024 - £909,849) are secured and repayable at an interest rate of 2.76% over Bank of England base rate, maturing in August 2048. The loan is secured by way of fixed and floating charges over all property and assets of the company.

20
Finance lease obligations
Group
Company
2025
2024
2025
2024
£
£
£
£
Future minimum lease payments due under finance leases:
Within one year
379,496
421,590
-
0
-
0
In two to five years
319,768
699,264
-
0
-
0
699,264
1,120,854
-
-
21
Operating lease commitments
As lessee

At the reporting end date the group had outstanding commitments for future minimum lease payments under non-cancellable operating leases, which fall due as follows:

Group
Company
2025
2024
2025
2024
£
£
£
£
Within 1 year
21,054
30,289
-
-
Years 2-5
34,755
54,423
-
-
After 5 years
-
1,386
-
-
55,809
86,098
-
-
YARDGATE LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 OCTOBER 2025
- 26 -
22
Deferred taxation

The following are the major deferred tax liabilities and assets recognised by the group and company:

Liabilities
Liabilities
2025
2024
Group
£
£
Accelerated capital allowances
604,977
652,046
Liabilities
Liabilities
2025
2024
Company
£
£
Accelerated capital allowances
17,314
17,941
Group
Company
2025
2025
Movements in the year:
£
£
Liability at 1 November 2024
638,127
17,941
Credit to profit or loss
(47,069)
(627)
Liability at 31 October 2025
591,058
17,314

Deferred tax represents capital allowances in advance of depreciation.

23
Retirement benefit schemes
2025
2024
Defined contribution schemes
£
£
Charge to profit or loss in respect of defined contribution schemes
93,991
97,255

A defined contribution pension scheme is operated for all qualifying employees. The assets of the scheme are held separately from those of the group in an independently administered fund.

24
Share capital
Group and company
2025
2024
2025
2024
Ordinary share capital
Number
Number
£
£
Issued and fully paid
Ordinary A shares of £1 each
11,250
11,250
11,250
11,250
Ordinary B shares of £1 each
3,750
3,750
3,750
3,750
15,000
15,000
15,000
15,000
YARDGATE LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 OCTOBER 2025
24
Share capital
(Continued)
- 27 -

Each A and B share is entitled to one vote in any circumstances. Dividends may be voted on each share class independently.

 

Each A and B share is entitled to participate in a distribution arising from winding up the company.

25
Share premium account
Group
Company
2025
2024
2025
2024
£
£
£
£
At the beginning and end of the year
-
0
-
0
121,500
121,500
26
Profit and loss reserves
Group
Company
2025
2024
2025
2024
£
£
£
£
At the beginning of the year
6,166,836
6,117,951
5,462,698
5,288,270
At the beginning of the year
6,166,836
6,117,951
5,462,698
5,288,270
Profit for the year
637,175
530,870
616,071
656,413
Dividends
(376,471)
(481,985)
(376,471)
(481,985)
At the end of the year
6,427,540
6,166,836
5,702,298
5,462,698
27
Contingent liabilities

The subsidiary company, Toomers Limited, have provided a cross guarantee in respect of bank loans held in the parent company. As at 31 October 2025 the outstanding balance was £869,443 (2024 - £909,849).

28
Related party transactions
Remuneration of key management personnel

The remuneration of key management personnel is as follows.

2025
2024
£
£
Aggregate compensation
296,163
308,483

Key management are those persons who have the authority and responsibility for planning, directing and controlling the activities of the company, directly or indirectly, including the directors.

 

The company has taken advantage of exemption, under the terms of Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland', not to disclose related party transactions with wholly owned subsidiaries within the group.

 

Transactions between group entities which have been eliminated on consolidation are not disclosed within the financial statements.

YARDGATE LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 OCTOBER 2025
28
Related party transactions
(Continued)
- 28 -
Transactions with related parties

During the year the group entered into the following transactions with related parties:

2025
2024
£
£
Group
Other related parties
200,000
300,000

The following amounts were outstanding at the reporting end date:

Amounts due from related parties
2025
2024
Balance
Balance
£
£
Group
Key management personnel of the entity or its parent (in the aggregate)
199,819
154,289
Other related parties
829,110
897,084

 

29
Directors' transactions

Dividends totalling £176,471 (2024 - £181,985) were paid in the year in respect of shares held by the company's directors.

Loans to directors are unsecured and repayable on demand. Interest has been charged at the appropriate HMRC rate.

Loans
Opening balance
Amounts advanced
Closing balance
£
£
£
Mr R P Toomer
154,404
463
154,867
Mr J C Toomer
73,171
44,552
117,723
227,575
45,015
272,590
YARDGATE LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 OCTOBER 2025
- 29 -
30
Cash generated from group operations
2025
2024
£
£
Profit after taxation
637,175
530,870
Adjustments for:
Taxation charged
236,190
205,575
Finance costs
144,282
191,013
Investment income
(16,720)
(13,435)
Depreciation and impairment of tangible fixed assets
447,309
440,889
Movements in working capital:
Decrease/(increase) in stocks
95,515
(106,032)
(Increase)/decrease in debtors
(266,020)
342,828
Decrease in creditors
(104,075)
(91,065)
Cash generated from operations
1,173,656
1,500,643
31
Analysis of changes in net debt - group
1 November 2024
Cash flows
31 October 2025
£
£
£
Cash at bank and in hand
960,635
(281,807)
678,828
Borrowings excluding overdrafts
(1,087,719)
172,693
(915,026)
Obligations under finance leases
(1,120,854)
421,590
(699,264)
(1,247,938)
312,476
(935,462)
2025-10-312024-11-01falsefalseCCH SoftwareCCH Accounts Production 2026.100Mr C R ToomerMr R P ToomerMr J C ToomerMrs E A 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