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REGISTERED NUMBER: 10850141 (England and Wales)






















Unaudited Financial Statements

for the Year Ended 31 December 2025

for

White Wealth Management Ltd

White Wealth Management Ltd (Registered number: 10850141)






Contents of the Financial Statements
for the Year Ended 31 December 2025




Page

Company Information 1

Balance Sheet 2

Notes to the Financial Statements 4


White Wealth Management Ltd

Company Information
for the Year Ended 31 December 2025







DIRECTORS: D J White
Mrs C L White





REGISTERED OFFICE: Suite 5, The Lawn
Union Road
Lincoln
LN1 3BU





REGISTERED NUMBER: 10850141 (England and Wales)





ACCOUNTANTS: Wright Vigar Limited
Chartered Accountants & Business Advisers
15 Newland
Lincoln
Lincolnshire
LN1 1XG

White Wealth Management Ltd (Registered number: 10850141)

Balance Sheet
31 December 2025

2025 2024
Notes £    £    £    £   
FIXED ASSETS
Intangible assets 4 667,789 667,094
Tangible assets 5 114,843 84,683
782,632 751,777

CURRENT ASSETS
Debtors 6 9,935 8,225
Cash at bank 217,631 62,290
227,566 70,515
CREDITORS
Amounts falling due within one year 7 199,886 138,841
NET CURRENT ASSETS/(LIABILITIES) 27,680 (68,326 )
TOTAL ASSETS LESS CURRENT
LIABILITIES

810,312

683,451

CREDITORS
Amounts falling due after more than one
year

8

(410,642

)

(450,039

)

PROVISIONS FOR LIABILITIES (28,711 ) (17,497 )
NET ASSETS 370,959 215,915

CAPITAL AND RESERVES
Called up share capital 10 100 100
Retained earnings 370,859 215,815
SHAREHOLDERS' FUNDS 370,959 215,915

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 December 2025.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 December 2025 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:
(a)ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and
(b)preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

White Wealth Management Ltd (Registered number: 10850141)

Balance Sheet - continued
31 December 2025


The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 11 May 2026 and were signed on its behalf by:




D J White - Director



Mrs C L White - Director


White Wealth Management Ltd (Registered number: 10850141)

Notes to the Financial Statements
for the Year Ended 31 December 2025

1. STATUTORY INFORMATION

White Wealth Management Ltd is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

2. ACCOUNTING POLICIES

Basis of preparing the financial statements
These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Turnover
Turnover is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes.

Goodwill
Goodwill, being the amount paid in connection with the acquisition of a business, are being amortised evenly over their estimated useful lives of twenty years.

Intangible assets
Intangible assets are initially measured at cost. After initial recognition, intangible assets are measured at cost less any accumulated amortisation and any accumulated impairment losses.

Tangible fixed assets
Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.
Plant and machinery - 20% on reducing balance
Fixtures and fittings - 20% on reducing balance
Motor vehicles - 20% on reducing balance
Computer equipment - 33% on cost

Financial instruments
The Company only enters into basic financial instrument transactions that result in the recognition of financial assets and liabilities like trade and other debtors and creditors, loans from banks and other third parties, loans to related parties and investments in ordinary shares.

Financial assets that are measured at cost and amortised cost are assessed at the end of each reporting period for objective evidence of impairment. If objective evidence of impairment is found, an impairment loss is recognised in the Statement of Comprehensive Income.

For financial assets measured at cost less impairment, the impairment loss is measured as the difference between an asset's carrying amount and best estimate of the recoverable amount, which is an approximation of the amount that the Company would receive for the asset if it were to be sold at the balance sheet date.

Taxation
Taxation for the year comprises current and deferred tax. Tax is recognised in the Income Statement, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

Deferred tax
Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date.

Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.

Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

White Wealth Management Ltd (Registered number: 10850141)

Notes to the Financial Statements - continued
for the Year Ended 31 December 2025

2. ACCOUNTING POLICIES - continued

Pension costs and other post-retirement benefits
The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are charged to profit or loss in the period to which they relate.

Hire purchase and leasing commitments
Rentals paid under operating leases are charged to profit or loss on a straight line basis over the period of the lease.

3. EMPLOYEES AND DIRECTORS

The average number of employees during the year was 6 (2024 - 6 ) .

4. INTANGIBLE FIXED ASSETS
Goodwill
£   
COST
At 1 January 2025 879,771
Additions 45,254
At 31 December 2025 925,025
AMORTISATION
At 1 January 2025 212,677
Charge for year 44,559
At 31 December 2025 257,236
NET BOOK VALUE
At 31 December 2025 667,789
At 31 December 2024 667,094

5. TANGIBLE FIXED ASSETS
Fixtures
Plant and and Motor Computer
machinery fittings vehicles equipment Totals
£    £    £    £    £   
COST
At 1 January 2025 3,020 43,119 85,762 24,702 156,603
Additions 3,500 687 101,575 3,990 109,752
Disposals - - (85,762 ) (1,018 ) (86,780 )
At 31 December 2025 6,520 43,806 101,575 27,674 179,575
DEPRECIATION
At 1 January 2025 1,826 23,383 28,953 17,758 71,920
Charge for year 415 4,028 19,299 4,289 28,031
Eliminated on disposal - - (34,491 ) (728 ) (35,219 )
At 31 December 2025 2,241 27,411 13,761 21,319 64,732
NET BOOK VALUE
At 31 December 2025 4,279 16,395 87,814 6,355 114,843
At 31 December 2024 1,194 19,736 56,809 6,944 84,683

White Wealth Management Ltd (Registered number: 10850141)

Notes to the Financial Statements - continued
for the Year Ended 31 December 2025

6. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2025 2024
£    £   
Trade debtors 1,075 50
Other debtors 8,860 8,175
9,935 8,225

7. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2025 2024
£    £   
Hire purchase contracts 11,963 15,114
Taxation and social security 86,074 42,101
Other creditors 101,849 81,626
199,886 138,841

8. CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR
2025 2024
£    £   
Hire purchase contracts 49,924 38,435
Other creditors 360,718 411,604
410,642 450,039

9. SECURED DEBTS

The following secured debts are included within creditors:

2025 2024
£    £   
Hire purchase contracts 61,887 -

Hire purchase liabilities are secured against the assets which they relate to.

10. CALLED UP SHARE CAPITAL

Allotted, issued and fully paid:
Number: Class: Nominal 2025 2024
value: £    £   
100 Ordinary £1 100 100