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# ISC GROUP GLOBAL C.I.C.

## Company limited by guarantee

## Company Registration Number:
09664345 (England and Wales)

## Unaudited statutory accounts for the year ended 31 December 2025

## Period of accounts

## Start date: 1 January 2025

## End date: 31 December 2025

# ISC GROUP GLOBAL C.I.C.

## Contents of the Financial Statements

for the Period Ended 31 December 2025

Directors report |
Balance sheet |
Additional notes |
Balance sheet notes |
Community Interest Report |

# ISC GROUP GLOBAL C.I.C.

Directors' report period ended 31 December 2025

The directors present their report with the financial statements of the company for the period ended 31 December 2025

Directors

The directors shown below have held office during the whole of the period from
1 January 2025 to 31 December 2025

Barbara Elizabeth Schonhofer
Isabel Frances Hudson
Nicholas John Dunlop
Carmen Powell

The director shown below has held office during the period of
1 January 2025 to 31 May 2025

Grace Vandecruze

The above report has been prepared in accordance with the special provisions in part 15 of the Companies Act 2006

This report was approved by the board of directors on
19 March 2026

And signed on behalf of the board by:
Name: Barbara Elizabeth Schonhofer
Status: Director

# ISC GROUP GLOBAL C.I.C.

## Balance sheet

As at 31 December 2025

| Notes | 2025 | 2024
--- | --- | --- | ---
|  | £ | £
Current assets
Debtors: | 3 | 86,252 | 61,467
Cash at bank and in hand: |  | 41,971 | 43,193
Total current assets: |  | 128,223 | 104,660
Prepayments and accrued income: |  | 2,526 | 2,359
Creditors: amounts falling due within one year: | 4 | ( 23,951 ) | ( 37,159 )
Net current assets (liabilities): |  | 106,798 | 69,860
Total assets less current liabilities: |  | 106,798 | 69,860
Accruals and deferred income: |  | ( 204,307 ) | ( 190,205 )
Total net assets (liabilities): |  | (97,509) | (120,345)
Members' funds
Profit and loss account: |  | (97,509) | ( 120,345)
Total members' funds: |  | ( 97,509) | (120,345)

The notes form part of these financial statements

# ISC GROUP GLOBAL C.I.C.

## Balance sheet statements

For the year ending 31 December 2025 the company was entitled to exemption under section 477 of the Companies Act 2006 relating to small companies.

The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.

These accounts have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

The directors have chosen not to file a copy of the company's profit and loss account.

This report was approved by the board of directors on 19 March 2026
and signed on behalf of the board by:

Name: Barbara Elizabeth Schonhofer
Status: Director

The notes form part of these financial statements

# ISC GROUP GLOBAL C.I.C.

## Notes to the Financial Statements

for the Period Ended 31 December 2025

- ## 1. Accounting policies

  Basis of measurement and preparation

  These financial statements have been prepared in accordance with the provisions of Section 1A (Small Entities) of Financial Reporting Standard 102

# ISC GROUP GLOBAL C.I.C.

## Notes to the Financial Statements

for the Period Ended 31 December 2025

- ## 2. Employees

  | 2025 | 2024
  --- | --- | ---
  Average number of employees during the period | 5 | 7

# ISC GROUP GLOBAL C.I.C.

## Notes to the Financial Statements

for the Period Ended 31 December 2025

## 3. Debtors

| 2025 | 2024
--- | --- | ---
| £ | £
Trade debtors | 86,252 | 61,467
Total | 86,252 | 61,467

# ISC GROUP GLOBAL C.I.C.

## Notes to the Financial Statements

for the Period Ended 31 December 2025

## 4. Creditors: amounts falling due within one year note

| 2025 | 2024
--- | --- | ---
| £ | £
Trade creditors | 10,504 | 14,482
Taxation and social security | 4,190 | 8,324
Other creditors | 9,257 | 14,353
Total | 23,951 | 37,159

# COMMUNITY INTEREST ANNUAL REPORT

### ISC GROUP GLOBAL C.I.C.

### Company Number: 09664345 (England and Wales)

### Year Ending: 31 December 2025

Company activities and impact

The company’s activities provide career development and business networking benefits to women operating in or involved with the insurance industry. ISC Group provides a business community for women around the globe to engage with other females in the sector on business issues while enabling peer to peer mentoring, sponsorship and coaching support and progression. ISC Group also facilitates bringing together senior leaders with pipeline talent across the sector to improve communication and bridge the seniority gap. Throughout 2025, ISC Group raised funds through sponsors, corporate and individual membership to pay for the administration of the organisation and deliver services to members. Events were held both in person in the UK, overseas as well as virtually, with over 3000 in attendance over the course of the year. We continued to offer a mentoring programme connecting professionals outside their organisation and facilitating mentoring relationships for them. During 2024 ISC Group held its inaugural ISC Awards ceremony in the UK and followed up with another successful event in 2025. Event locations were as follows: UK, USA, Canada, Ireland, Switzerland, Bermuda, France and Monaco.

Consultation with stakeholders

The company’s stakeholders are people and companies connected with the insurance sector. We have regional advisory committees in all regions made up predominately of corporate members representatives from that region. We also have a global advisory committee made up of regional heads and other individuals from the insurance industry. These are all members and external to the company. The company runs a number of events and programmes for its members. These events are supported by various insurance companies or companies that work closely with insurance companies. These events can take the form of an executive roundtable, lunch and learn, bespoke workshop etc. Consultation with these companies and their representatives occurred during meetings to prepare for the events and at other ad hoc meetings. In addition to these events the company hosts various forums (working parents’ forum, women from underrepresented ethnic background forum) as well as producing regular newsletters, running

Directors' remuneration

The aggregate amount of emoluments paid to or receivable by directors in respect of qualifying services was £28,665. There were no other transactions or arrangements in connection with the remuneration of directors, or compensation for director’s loss of office, which require to be disclosed.

Transfer of assets

No transfer of assets other than for full consideration

This report was approved by the board of directors on
19 March 2026

And signed on behalf of the board by:
Name: Barbara Elizabeth Schonhofer
Status: Director