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Company Registration No. 07772518 (England and Wales)
It Is Your Money Ltd Unaudited accounts for the year ended 30 September 2025
It Is Your Money Ltd Unaudited accounts Contents
Page
Company information
3
Statement of financial position
4
Notes to the accounts
5
- 2 -
It Is Your Money Ltd Company Information for the year ended 30 September 2025
Director
R F Woods
Company Number
07772518 (England and Wales)
Registered Office
Quay House Lansdowne Lane Torquay TQ2 5BS
Accountants
Marke & Co Ltd Barnfield Swimbridge Barnstaple Devon EX32 0RB
- 3 -
It Is Your Money Ltd Statement of financial position as at 30 September 2025
2025 
2024 
Notes
£ 
£ 
Fixed assets
Intangible assets
4
222,300 
89,300 
Tangible assets
5
74,222 
26,726 
296,522 
116,026 
Current assets
Debtors
6
1,357,240 
1,491,035 
Cash at bank and in hand
64,308 
164,996 
1,421,548 
1,656,031 
Creditors: amounts falling due within one year
7
(107,975)
(233,104)
Net current assets
1,313,573 
1,422,927 
Total assets less current liabilities
1,610,095 
1,538,953 
Creditors: amounts falling due after more than one year
8
(46,330)
- 
Provisions for liabilities
Deferred tax
(18,556)
(6,682)
Net assets
1,545,209 
1,532,271 
Capital and reserves
Called up share capital
100 
100 
Profit and loss account
1,545,109 
1,532,171 
Shareholders' funds
1,545,209 
1,532,271 
For the year ending 30 September 2025 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies. The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.
The director acknowledges his responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.
These accounts have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies' regime and in accordance with the provisions of FRS 102 Section 1A - Small Entities. The profit and loss account has not been delivered to the Registrar of Companies.
The financial statements were approved by the Board and authorised for issue on 21 May 2026 and were signed on its behalf by
R F Woods Director Company Registration No. 07772518
- 4 -
It Is Your Money Ltd Notes to the Accounts for the year ended 30 September 2025
1
Statutory information
It Is Your Money Ltd is a private company, limited by shares, registered in England and Wales, registration number 07772518. The registered office is Quay House, Lansdowne Lane, Torquay, TQ2 5BS.
2
Compliance with accounting standards
The accounts have been prepared in accordance with the provisions of FRS 102 Section 1A Small Entities. There were no material departures from that standard.
3
Accounting policies
The principal accounting policies adopted in the preparation of the financial statements are set out below and have remained unchanged from the previous year, and also have been consistently applied within the same accounts.
Basis of preparation
The accounts have been prepared under the historical cost convention as modified by the revaluation of certain fixed assets.
Presentation currency
The accounts are presented in £ sterling.
Tangible fixed assets and depreciation
Tangible assets are included at cost less depreciation and impairment. Depreciation has been provided at the following rates in order to write off the assets over their estimated useful lives:
Motor vehicles
25%
Computer equipment
25%
Other tangible fixed assets
25%
Intangible fixed assets
Intangible fixed assets (including purchased goodwill and patents) are included at cost less accumulated amortisation.
4
Intangible fixed assets
Other 
£ 
Cost
At 1 October 2024
89,300 
Additions
133,000 
At 30 September 2025
222,300 
Amortisation
At 1 October 2024
- 
At 30 September 2025
- 
Net book value
At 30 September 2025
222,300 
At 30 September 2024
89,300 
- 5 -
It Is Your Money Ltd Notes to the Accounts for the year ended 30 September 2025
5
Tangible fixed assets
Plant & machinery 
Motor vehicles 
Computer equipment 
Total 
£ 
£ 
£ 
£ 
Cost or valuation
At cost 
At cost 
At cost 
At 1 October 2024
4,526 
107,980 
22,268 
134,774 
Additions
1,174 
66,716 
3,688 
71,578 
Disposals
- 
(51,890)
- 
(51,890)
At 30 September 2025
5,700 
122,806 
25,956 
154,462 
Depreciation
At 1 October 2024
3,687 
86,966 
17,395 
108,048 
Charge for the year
541 
20,603 
2,938 
24,082 
On disposals
- 
(51,890)
- 
(51,890)
At 30 September 2025
4,228 
55,679 
20,333 
80,240 
Net book value
At 30 September 2025
1,472 
67,127 
5,623 
74,222 
At 30 September 2024
839 
21,014 
4,873 
26,726 
6
Debtors
2025 
2024 
£ 
£ 
Amounts falling due within one year
Trade debtors
74,007 
137,450 
Accrued income and prepayments
10,146 
7,183 
Other debtors
1,273,087 
1,346,402 
1,357,240 
1,491,035 
7
Creditors: amounts falling due within one year
2025 
2024 
£ 
£ 
VAT
47,221 
77,333 
Obligations under finance leases and hire purchase contracts
14,654 
- 
Trade creditors
9,627 
5,443 
Taxes and social security
22,256 
136,865 
Other creditors
13,433 
11,993 
Loans from directors
107 
320 
Accruals
677 
1,150 
107,975 
233,104 
8
Creditors: amounts falling due after more than one year
2025 
2024 
£ 
£ 
Obligations under finance leases and hire purchase contracts
46,330 
- 
- 6 -
It Is Your Money Ltd Notes to the Accounts for the year ended 30 September 2025
9
Loans to directors
Brought Forward 
Advance/ credit 
Repaid 
Carried Forward 
£ 
£ 
£ 
£ 
Interest Free loan
- 
59,206 
59,206 
- 
- 
59,206 
59,206 
- 
10
Transactions with related parties
During the year the company made an interest free loan of £74,978 to Charmaine A'Lee a shareholder of the company. This was repaid before the year end.
11
Average number of employees
During the year the average number of employees was 8 (2024: 8).
- 7 -