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Registration number: 05053117

Jammar Limited

Annual Report and Unaudited Financial Statements

for the Year Ended 30 April 2025

 

Jammar Limited

Contents

Company Information

1

Balance Sheet

2 to 3

Notes to the Unaudited Financial Statements

4 to 11

 

Jammar Limited

Company Information

Directors

Mr Mark Abraham

Mrs Jain Abraham

Company secretary

Mrs Jain Abraham

Registered office

St Ethelbert House
Ryelands Street
Hereford
Herefordshire
England
HR4 0LA

Accountants

Young & Co (Hereford) Limited
Chartered AccountantsSt Ethelbert House
Ryelands Street
Hereford
Herefordshire
HR4 0LA

 

Jammar Limited

(Registration number: 05053117)
Balance Sheet as at 30 April 2025

Note

2025
£

2024
£

Fixed assets

 

Tangible assets

4

181

452

Current assets

 

Stocks

5

84,223

95,402

Debtors

6

258,001

275,246

Cash at bank and in hand

 

36

29

 

342,260

370,677

Creditors: Amounts falling due within one year

7

(352,951)

(358,514)

Net current (liabilities)/assets

 

(10,691)

12,163

Total assets less current liabilities

 

(10,510)

12,615

Creditors: Amounts falling due after more than one year

7

-

(11,213)

Net (liabilities)/assets

 

(10,510)

1,402

Capital and reserves

 

Called up share capital

8

1

1

Retained earnings

(10,511)

1,401

Shareholders' (deficit)/funds

 

(10,510)

1,402

For the financial year ending 30 April 2025 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

Directors' responsibilities:

The members have not required the company to obtain an audit of its accounts for the year in question in accordance with section 476; and

The directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.

 

Jammar Limited

(Registration number: 05053117)
Balance Sheet as at 30 April 2025
(continued)

These financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime. As permitted by section 444 (5A) of the Companies Act 2006, the directors have not delivered to the registrar a copy of the Profit and Loss Account.

Approved and authorised by the Board on 22 May 2026 and signed on its behalf by:
 

.........................................
Mr Mark Abraham
Director

 

Jammar Limited

Notes to the Unaudited Financial Statements for the Year Ended 30 April 2025

1

General information

The company is a private company limited by share capital, incorporated in England.

The address of its registered office is:
St Ethelbert House
Ryelands Street
Hereford
Herefordshire
HR4 0LA
England

The principal place of business is:
Coach Garage
The Homend
Ledbury
Herefordshire
HR8 1BA
England

These financial statements were authorised for issue by the Board on 22 May 2026.

2

Accounting policies

Summary of significant accounting policies and key accounting estimates

The principal accounting policies applied in the preparation of these financial statements are set out below. These policies have been consistently applied to all the years presented, unless otherwise stated.

Statement of compliance

These financial statements have been prepared in accordance with Financial Reporting Standard 102 Section 1A - 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Companies Act 2006.

 

Jammar Limited

Notes to the Unaudited Financial Statements for the Year Ended 30 April 2025
(continued)

2

Accounting policies (continued)

Basis of preparation

The financial statements show a deficit on net assets. The business has experienced a difficult trading period during the financial year, which has contributed to the current insolvent position.

The directors have considered the company’s current financial position and its expected trading over the next 12 months. They have confirmed their intention to continue to trade and to provide, or obtain, the financial support necessary for the company to meet its liabilities as they fall due.

On this basis, the directors consider it appropriate to prepare the financial statements on a going concern basis.

Revenue recognition

Revenue is measured at the fair value of the consideration received or receivable. Revenue is reduced for estimated customer returns, rebates and other similar allowances. Revenue from the sale of goods is recognised when goods are delivered and legal title has passed.

Tax

Taxation represents the sum of tax currently payable and deferred tax.

The company's liability for current tax is calculated using tax rates that have been enacted or substantially enacted by the end of the reporting period.

Deferred tax is recognised on all timing differences between the carrying amounts of assets and liabilities in the financial statements and the corresponding tax bases used in the computation of taxable profit. The carrying amount of deferred tax assets is reviewed at the end of each reporting period and reduced to the extent that it is no longer probable that sufficient taxable profits will be available to allow all or part of the asset to be recovered. Deferred tax assets and liabilities are measured at the tax rates that are expected to apply in the period in which the liability is settled or the asset realised, based on tax rates (and tax laws) that have been enacted or substantially enacted by the end of the reporting period.

Depreciation

their expected useful lives at the following rates:

Asset class

Depreciation method and rate

Leasehold improvements

10% of cost per annum

Fixtures and fittings

15% of cost per annum

Motor vehicles

25% of written down value per annum

 

Jammar Limited

Notes to the Unaudited Financial Statements for the Year Ended 30 April 2025
(continued)

2

Accounting policies (continued)

Computer equipment

33% of cost per annum

Intangible assets

Separately acquired trademarks and licences are shown at historical cost. Trademarks, licences (including software) and customer-related intangible assets acquired in a business combination are recognised at fair value at the acquisition date. Trademarks, licences and customer-related intangible assets have a finite useful life and are carried at cost less accumulated amortisation and any accumulated impairment losses.

Stocks

Stocks are stated at the lower of cost and estimated selling price less costs to complete and sell (net realisable value). Costs, which comprise direct production costs, are based on the method most appropriate to the type of inventory class, but usually on a first-in-first-out basis. Overheads are charged to profit and loss as incurred. Net realisable value is based on the estimated selling price less any estimated completion or selling costs. When stocks are sold, the carrying amount of those stocks is recognised as an expense in the period in which the related revenue is recognised. The amount of any write-down of stocks to net realisable value and all losses of stocks are recognised as an expense in the period in which the write-down or loss occurs. The amount of any reversal of any write-down of stocks is recognised as a reduction in the amount of stocks recognised as an expense in the period in which the reversal occurs.

Borrowings

Interest-bearing borrowings are initially recorded at fair value, net of transaction costs. Interest-bearing borrowings are subsequently carried at amortised cost, with the difference between the proceeds, net of transaction costs, and the amount due on redemption being recognised as a charge to the profit and loss account over the period of the relevant borrowing.

Interest expense is recognised on the basis of the effective interest method and is included in interest payable and similar charges.

Borrowings are classified as current liabilities unless the company has an unconditional right to defer settlement of the liability for at least twelve months after the reporting date.

Share capital

Ordinary shares are classified as equity. Equity instruments are measured at the fair value of the cash or other resources received or receivable, net of the direct costs of issuing the equity instruments. If payment is deferred and the time value of money is material, the initial measurement is on a present value basis.

 

Jammar Limited

Notes to the Unaudited Financial Statements for the Year Ended 30 April 2025
(continued)

3

Staff numbers

The average number of persons employed by the company (including directors) during the year, was 2 (2024 - 2).

4

Tangible assets

Property improvements
£

Furniture, fittings and equipment
 £

Motor vehicles
 £

Total
£

Cost or valuation

At 1 May 2024

5,398

8,981

4,469

18,848

At 30 April 2025

5,398

8,981

4,469

18,848

Depreciation

At 1 May 2024

5,398

8,580

4,418

18,396

Charge for the year

-

258

13

271

At 30 April 2025

5,398

8,838

4,431

18,667

Carrying amount

At 30 April 2025

-

143

38

181

At 30 April 2024

-

401

51

452

Included within the net book value of land and buildings above is £Nil (2024 - £Nil) in respect of long leasehold land and buildings.
 

 

Jammar Limited

Notes to the Unaudited Financial Statements for the Year Ended 30 April 2025
(continued)

5

Stocks

2025
£

2024
£

Other inventories

84,223

95,402

6

Debtors

2025
£

2024
£

Trade debtors

16,590

12,255

Prepayments

2,432

3,273

Other debtors

238,979

259,718

258,001

275,246

 

Jammar Limited

Notes to the Unaudited Financial Statements for the Year Ended 30 April 2025
(continued)

7

Creditors

Creditors: amounts falling due within one year

Note

2025
£

2024
£

Due within one year

 

Loans and borrowings

9

203,116

217,906

Trade creditors

 

37,631

38,800

Taxation and social security

 

87,885

62,414

Accruals and deferred income

 

24,319

39,394

 

352,951

358,514

Creditors: amounts falling due after more than one year

Note

2025
£

2024
£

Due after one year

 

Loans and borrowings

9

-

11,213

8

Share capital

Allotted, called up and fully paid shares

2025

2024

No.

£

No.

£

Ordinary Shares of £1 each

1

1

1

1

       

9

Loans and borrowings

Non-current loans and borrowings

 

Jammar Limited

Notes to the Unaudited Financial Statements for the Year Ended 30 April 2025
(continued)

9

Loans and borrowings (continued)

2025
£

2024
£

Bank borrowings

-

11,213

Current loans and borrowings

2025
£

2024
£

Bank borrowings

10,833

9,620

Bank overdrafts

192,283

208,286

203,116

217,906

Bank borrowings

Bank overdraft and loan is denominated in with a nominal interest rate of 2%, and the final instalment is due on . The carrying amount at year end is £203,116 (2024 - £229,118).

Secured over the assets of the company and a personal guarantee from the directors

10

Related party transactions

Transactions with directors

2025

At 1 May 2024
£

Repayments by director
£

At 30 April 2025
£

Mr Mark Abraham

Repayable on demand

98,133

(8,267)

89,866

Mrs Jain Abraham

Repayable on demand

98,133

(8,267)

89,866

 

Jammar Limited

Notes to the Unaudited Financial Statements for the Year Ended 30 April 2025
(continued)

10

Related party transactions (continued)

2024

At 1 May 2023
£

Repayments by director
£

At 30 April 2024
£

Mr Mark Abraham

Repayable on demand

109,373

(11,240)

98,133

Mrs Jain Abraham

Repayable on demand

109,373

(11,240)

98,133