KAMA FINANCIAL SOLUTIONS LTD

Company Registration Number:
06289948 (England and Wales)

Unaudited abridged accounts for the year ended 30 September 2025

Period of accounts

Start date: 01 October 2024

End date: 30 September 2025

KAMA FINANCIAL SOLUTIONS LTD

Contents of the Financial Statements

for the Period Ended 30 September 2025

Balance sheet
Notes

KAMA FINANCIAL SOLUTIONS LTD

Balance sheet

As at 30 September 2025


Notes
2025
2024


£
£
Fixed assets
Tangible assets: 3 2,039 2,718
Total fixed assets: 2,039 2,718
Current assets
Debtors: 4 150,138 90,112
Cash at bank and in hand: 96,925 120,281
Total current assets: 247,063 210,393
Creditors: amounts falling due within one year: 5 (96,734) (48,648)
Net current assets (liabilities): 150,329 161,745
Total assets less current liabilities: 152,368 164,463
Creditors: amounts falling due after more than one year: 6 (46,714)
Provision for liabilities: (510) (679)
Total net assets (liabilities): 105,144 163,784
Capital and reserves
Called up share capital: 1 2
Other reserves: 1
Profit and loss account: 105,142 163,782
Shareholders funds: 105,144 163,784

The notes form part of these financial statements

KAMA FINANCIAL SOLUTIONS LTD

Balance sheet statements

For the year ending 30 September 2025 the company was entitled to exemption under section 477 of the Companies Act 2006 relating to small companies.

The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.

The members have agreed to the preparation of abridged accounts for this accounting period in accordance with Section 444(2A).

These accounts have been prepared in accordance with the provisions applicable to companies subject to the small companies regime.

The directors have chosen to not file a copy of the company’s profit & loss account.

This report was approved by the board of directors on 22 May 2026
and signed on behalf of the board by:

Name: M Kelynack
Status: Director

The notes form part of these financial statements

KAMA FINANCIAL SOLUTIONS LTD

Notes to the Financial Statements

for the Period Ended 30 September 2025

1. Accounting policies

These financial statements have been prepared in accordance with the provisions of Section 1A (Small Entities) of Financial Reporting Standard 102

Turnover policy

Income is recognised when clients have been invoiced for mortgage advice and commission has been earned on mortgage products sold.

Tangible fixed assets and depreciation policy

Depreciation is provided, after taking account of any grants receivable, at the following annual rates in order to write off each asset over its estimated useful life. Fixtures and equipment 25% reducing balance. Computer equipment 33.3% straight line.

Other accounting policies

1. Taxation. Current or deferred tax for the year is recognised in profit or loss, except when they relate to items that are recognised in other comprehensive income or directly in equity, in which case, the current and deferred tax is also recognised in other comprehensive income or directly in equity respectively. Corporation tax payable is provided on taxable profits at the current rate. 2. Short term debtors and creditors. Debtors and creditors receivable or payable within one year are recorded at transaction price. Any losses arising from impairment are recognised in profit and loss. 3. Cash and cash equivalents. Cash and cash equivalents comprise cash at bank and on hand, demand deposits with banks and other short-term highly liquid investments with original maturities of three months or less and bank overdrafts. In the statement of financial position, bank overdrafts are shown within borrowings or current liabilities. 4. Employee benefits. The obligations for contributions to defined contribution scheme are recognised as an expense as incurred. The assets of the scheme are held separately from those of the Company in an independent administered fund.

KAMA FINANCIAL SOLUTIONS LTD

Notes to the Financial Statements

for the Period Ended 30 September 2025

2. Employees

2025 2024
Average number of employees during the period 4 4

KAMA FINANCIAL SOLUTIONS LTD

Notes to the Financial Statements

for the Period Ended 30 September 2025

3. Tangible Assets

Total
Cost £
At 01 October 2024 55,922
At 30 September 2025 55,922
Depreciation
At 01 October 2024 53,204
Charge for year 679
At 30 September 2025 53,883
Net book value
At 30 September 2025 2,039
At 30 September 2024 2,718

KAMA FINANCIAL SOLUTIONS LTD

Notes to the Financial Statements

for the Period Ended 30 September 2025

4. Debtors

2025 2024
££
Debtors due after more than one year: 0 0

KAMA FINANCIAL SOLUTIONS LTD

Notes to the Financial Statements

for the Period Ended 30 September 2025

5. Creditors: amounts falling due within one year note

Bank loans and overdrafts £14,000. Trade creditors £27,823. Other creditors £3,311. Corporation tax £46,228. Director's loan account £607. Other taxes and social security £2,165. Accruals £2,600.

KAMA FINANCIAL SOLUTIONS LTD

Notes to the Financial Statements

for the Period Ended 30 September 2025

6. Creditors: amounts falling due after more than one year note

Bank loans due between 1 and 2 years £14,000. Bank loans due between 2 and 5 years £32,714.