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Company Registration No. 04195457 (England and Wales)
EAST KENT UNDERWRITING LTD Unaudited accounts for the year ended 31 December 2025
EAST KENT UNDERWRITING LTD Unaudited accounts Contents
Page
Company information
3
Statement of financial position
4
Notes to the accounts
5
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EAST KENT UNDERWRITING LTD Company Information for the year ended 31 December 2025
Directors
A Blackshaw A Willoughby
Company Number
04195457 (England and Wales)
Registered Office
2ND FLOOR, KNIGHTRIDER CHAMBERS KNIGHTRIDER STREET MAIDSTONE ME15 6LP ENGLAND
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EAST KENT UNDERWRITING LTD Statement of financial position as at 31 December 2025
2025
2024
Notes
£
£
Fixed assets
Tangible assets
4
-
499
Current assets
Debtors
5
1,166,934
974,811
Cash at bank and in hand
310,451
186,621
1,477,385
1,161,432
Creditors: amounts falling due within one year
6
(1,323,074)
(1,056,387)
Net current assets
154,311
105,045
Net assets
154,311
105,544
Capital and reserves
Called up share capital
7
5,000
5,000
Profit and loss account
149,311
100,544
Shareholders' funds
154,311
105,544
For the year ending 31 December 2025 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies. The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.
The directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.
These accounts have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies' regime and in accordance with the provisions of FRS 102 Section 1A - Small Entities. The profit and loss account has not been delivered to the Registrar of Companies.
The financial statements were approved by the Board of Directors and authorised for issue on 27 April 2026 and were signed on its behalf by
A Blackshaw Director Company Registration No. 04195457
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EAST KENT UNDERWRITING LTD Notes to the Accounts for the year ended 31 December 2025
1
Statutory information
EAST KENT UNDERWRITING LTD is a private company, limited by shares, registered in England and Wales, registration number 04195457. The registered office is 2ND FLOOR, KNIGHTRIDER CHAMBERS, KNIGHTRIDER STREET, MAIDSTONE, ME15 6LP, ENGLAND.
2
Compliance with accounting standards
The accounts have been prepared in accordance with the provisions of FRS 102 Section 1A Small Entities. There were no material departures from that standard.
3
Accounting policies
The principal accounting policies adopted in the preparation of the financial statements are set out below and have remained unchanged from the previous year, and also have been consistently applied within the same accounts.
Basis of preparation
The accounts have been prepared under the historical cost convention as modified by the revaluation of certain fixed assets.
Presentation currency
The accounts are presented in £ sterling.
Tangible fixed assets and depreciation
Tangible assets are included at cost less depreciation and impairment. Depreciation has been provided at the following rates in order to write off the assets over their estimated useful lives:
Fixtures & fittings
33% Straight Line
Computer equipment
33% Straight Line
Turnover
The Company's turnover is comprised of fees earned from underwriting activities on behalf of clients, and profit commission paid periodically by those clients based upon the results of completed years of account. Turnover is measured at the fair value of the consideration receivable.
4
Tangible fixed assets
Fixtures & fittings
Computer equipment
Total
£
£
£
Cost or valuation
At cost
At cost
At 1 January 2025
16,380
6,000
22,380
At 31 December 2025
16,380
6,000
22,380
Depreciation
At 1 January 2025
16,380
5,501
21,881
Charge for the year
-
499
499
At 31 December 2025
16,380
6,000
22,380
Net book value
At 31 December 2025
-
-
-
At 31 December 2024
-
499
499
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EAST KENT UNDERWRITING LTD Notes to the Accounts for the year ended 31 December 2025
5
Debtors
2025
2024
£
£
Amounts falling due within one year
Trade debtors
943,110
745,768
Deferred tax asset
-
9,255
Accrued income and prepayments
23,824
19,788
Other debtors
200,000
200,000
1,166,934
974,811
6
Creditors: amounts falling due within one year
2025
2024
£
£
Bank loans and overdrafts
-
9,948
Trade creditors
830,381
664,001
Taxes and social security
12,266
8,107
Other creditors
480,427
374,331
1,323,074
1,056,387
7
Share capital
2025
2024
£
£
Allotted, called up and fully paid:
5,000 Ordinary shares of £1 each
5,000
5,000
8
Average number of employees
During the year the average number of employees was 11 (2024: 10).
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