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Registered number: 01682126










CLOISTER COURT PROPERTIES PLC










ANNUAL REPORT AND FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 AUGUST 2025

 
CLOISTER COURT PROPERTIES PLC
 
 
COMPANY INFORMATION


Directors
D S Tatter 
H S Kataria 




Company secretary
H S Kataria



Registered number
01682126



Registered office
148 Cranbrook Road
Ilford

Essex

London

IG14LZ




Independent auditors
Xeinadin Audit Limited
Chartered Accountants & Statutory Auditors

8th Floor

Becket House

36 Old Jewry

London

EC2R 8DD





 
CLOISTER COURT PROPERTIES PLC
 

CONTENTS



Page
Strategic report
1 - 3
Directors' report
4 - 5
Independent auditors' report
6 - 9
Statement of comprehensive income
10
Statement of financial position
11
Statement of changes in equity
12
Statement of cash flows
13
Notes to the financial statements
14 - 24


 
CLOISTER COURT PROPERTIES PLC
 
 
STRATEGIC REPORT
FOR THE YEAR ENDED 31 AUGUST 2025

Introduction
 
 The directors were satisfied that the business performed as planned in the year ended 31 August 2025.

Business review
 
The primary objective of the company is to maximise long term returns for our shareholders by stable growth in Asset values and its portfolio. 
The rental receipts at £872,956 in 2025 vs £871,237 in 2024. The company has a strong rental portfolio with a stable income stream, Occupancy was 100% throughout the year as the company was able to retain the tenants.

Principal risks and uncertainties
 
The company has a stable mixed portfolio of residential & commercial properties at New Road, Gale Street and St Mary’s Lane.
The company is affected by the recent Interest rate hikes by the Bank of England and the company is closely monitoring the situation, However the Rates are looking stable and is expected to decrease in in the coming year.  

Future Outlook
 
The company has successfully negotiated increased rents in 2023-24 with many residential and commercial tenants.
The company is also currently planning and moving closer to increase the Gale Street site with permission to extend/develop a further 20 flats and hotel with approx. 80-100 rooms. Renders/drawings and plans are still in negotiations with local authorities. 
The plan for Cloister Court Properties PLC is to increase the number of properties held on their portfolio and to enhance the rental income. 

Key performance indicator
 
Occupancy rates during the year for residential properties were 100% (2024: 100%) and 100% (2024: 100%) for commercial properties. Revenue stabilized to £872,974 in the current year, from £871,237 in the prior year on account of rent increase done in year 2023-24.
Revenue remained stable compared to last year on account of strong rent rolls. 
The operating profit (earnings before interest & tax) decreased by 39% (2024 - £692,887, vs 2025 – £424,113). The was due to revaluation effect in 2024, The properties were revalued in 2024.

Net assets increased by 1.5% to £8,345,990 in the current year, from £8,223,476 in the prior year. 

Page 1

 
CLOISTER COURT PROPERTIES PLC
 

STRATEGIC REPORT (CONTINUED)
FOR THE YEAR ENDED 31 AUGUST 2025

Section 172 Statement
 
We, as Directors of the Company, uphold the professional conduct and obligations as outlined under section 172(1) of the Companies Act 2006 ('Section 172'). Giving our compliance to this code of conduct, we as Directors, act in a way that we consider to most likely to promote the success of the company for the benefit of its owners. Our commitment to uphold such professional integrity encompasses the following factors (amongst many other considerations):
The likely consequences of any decision in the long term.
The interests of the Company's employees.
The need to foster the Company's business relationships with suppliers, customers, and all other external and internal stakeholders.
The impact of the Company's operations on the wider community and the environment.
The necessity of the Company to maintain a reputation for high standards of business conduct at all times.
The requirement to act fairly with, and between, owners of the Company.

The likely consequences of any decision in the long term
Consideration of the consequences of any decision in both the short, medium and long term is duly considered as part of the decision-making process.
 
The interests of the group's employees
We strive to create a workplace using appropriate labour practices. We are committed to complying with applicable laws, including labour and employment laws, in all areas of operation. We believe it is everyone’s right to earn a living wage through freely chosen work, and we believe in having a diverse workforce and in fostering a safe, healthy, and positive workplace environment for them.

Key Initiatives:
Equal Employment Opportunity: Our company is committed to the principles of equal employment, including complying with all federal, state, and local laws providing Equal Employment Opportunities (EEO), and all other employment laws and regulations.
Compensation Philosophy: We provide compensation solutions across all business units that attract, retain, reward, and motivate the best performers. Compensation packages are aligned with market trends to be competitive and equitable in total compensation versus base salary alone.
Employee Benefits: We offer a full suite of health and welfare, and employment benefits that are designed to deliver quality care and options to our employees and their families.
Safe and Healthy Workplace: We value the safety of our employees and provide a safe and healthy workplace for them, compliant with applicable safety and health laws, regulations, and policies.

The need to foster the group's business relationships with suppliers, customers, and others
Our customers are at the heart of everything we do. As a result, the relationships with our customers and our suppliers are very important. We have nominated responsibility within each of our trading divisions who maintain our supplier relationships.

The impact of the company's operations on the community and the environment
The impact of our operations on the community and the environment is very important to us and that is why we regularly review our processes and procedures to seek continual improvements in this respect.
At our offices, we promote waste reduction, the conservation of water and energy, and movement towards a paperless workplace. We purchase sustainable recyclable supplies and comply with all energy conservation and recycling programs required by our local municipalities, such as:
Separating recyclables such as bottles, plastics and paper from other trash and food waste.
Our office and IT equipment as well as our appliances are ENERGY STAR rated. Office equipment goes into sleep mode when inactive.

The desirability of the company maintaining a reputation for high standards of business conduct
Our company core values set out the values that are a fundamental part in how we deliver our mission.  Our core
Page 2

 
CLOISTER COURT PROPERTIES PLC
 

STRATEGIC REPORT (CONTINUED)
FOR THE YEAR ENDED 31 AUGUST 2025

values include communicating honestly and openly in our interactions and set the standard for how we maintain high standards of business conduct.
The need to act fairly as between members of the company.
The Directors treat all external stakeholders collaboratively and fairly, and duly expect a level of conduct from them which aligns to the Company’s values.


This report was approved by the board and signed on its behalf.



D S Tatter
Director

Date: 26 May 2026

Page 3

 
CLOISTER COURT PROPERTIES PLC
 
 
 
DIRECTORS' REPORT
FOR THE YEAR ENDED 31 AUGUST 2025

The directors present their report and the financial statements for the year ended 31 August 2025.

Directors' responsibilities statement

The directors are responsible for preparing the Strategic report, the Directors' report and the financial statements in accordance with applicable law and regulations.
 
Company law requires the directors to prepare financial statements for each financial year. Under that law the directors have elected to prepare the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice), including Financial Reporting Standard 102 ‘The Financial Reporting Standard applicable in the UK and Republic of Ireland'. Under company law the directors must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the Company and of the profit or loss of the Company for that period.

 In preparing these financial statements, the directors are required to:


select suitable accounting policies for the Company's financial statements and then apply them consistently;

make judgments and accounting estimates that are reasonable and prudent;

state whether applicable UK Accounting Standards have been followed, subject to any material departures disclosed and explained in the financial statements;

prepare the financial statements on the going concern basis unless it is inappropriate to presume that the Company will continue in business.

The directors are responsible for keeping adequate accounting records that are sufficient to show and explain the Company's transactions and disclose with reasonable accuracy at any time the financial position of the Company and to enable them to ensure that the financial statements comply with the Companies Act 2006They are also responsible for safeguarding the assets of the Company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Results and dividends

The profit for the year, after taxation, amounted to £122,514 (2024 - £352,274).

Directors

The directors who served during the year were:

D S Tatter 
H S Kataria 

Future developments

Please see "future outlook" in the strategic report.

Engagement with suppliers, customers and others

Our customers, suppliers, partners are at the heart of everything we do. As a result, the relationships with
our customers, suppliers and our partners are fiercely important and the value we put on them is paramount.

Page 4

 
CLOISTER COURT PROPERTIES PLC
 
 
 
DIRECTORS' REPORT (CONTINUED)
FOR THE YEAR ENDED 31 AUGUST 2025

Greenhouse gas emissions, energy consumption and energy efficiency action

The Company has not disclosed information in respect of greenhouse gas emissions, energy consumption and energy efficiency action as its energy consumption in the United Kingdom for the year is 40,000kWh or lower.

Disclosure of information to auditors

Each of the persons who are directors at the time when this Directors' report is approved has confirmed that:
 
so far as the director is aware, there is no relevant audit information of which the Company's auditors are unaware, and

the director has taken all the steps that ought to have been taken as a director in order to be aware of any relevant audit information and to establish that the Company's auditors are aware of that information.

Post balance sheet events

There have been no significant events affecting the Company since the year end.

Auditors

The auditorsXeinadin Audit Limitedwill be proposed for reappointment in accordance with section 485 of the Companies Act 2006.

This report was approved by the board and signed on its behalf.
 





D S Tatter
Director

Date: 26 May 2026

Page 5

 
CLOISTER COURT PROPERTIES PLC
 
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF CLOISTER COURT PROPERTIES PLC
 

Opinion


We have audited the financial statements of Cloister Court Properties Plc (the 'Company') for the year ended 31 August 2025, which comprise the Statement of comprehensive income, the Statement of financial position, the Statement of cash flows, the Statement of changes in equity and the related notes, including a summary of significant accounting policiesThe financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 ‘The Financial Reporting Standard applicable in the UK and Republic of Ireland' (United Kingdom Generally Accepted Accounting Practice).


In our opinion the financial statements:


give a true and fair view of the state of the Company's affairs as at 31 August 2025 and of its profit for the year then ended;
have been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice; and
have been prepared in accordance with the requirements of the Companies Act 2006.


Basis for opinion


We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditors' responsibilities for the audit of the financial statements section of our report. We are independent of the Company in accordance with the ethical requirements that are relevant to our audit of the financial statements in the United Kingdom, including the Financial Reporting Council's Ethical Standard and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.


Conclusions relating to going concern


In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.


Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.


Our responsibilities and the responsibilities of the directors with respect to going concern are described in the relevant sections of this report.


Page 6

 
CLOISTER COURT PROPERTIES PLC
 
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF CLOISTER COURT PROPERTIES PLC (CONTINUED)


Other information


The other information comprises the information included in the Annual Report other than the financial statements and our Auditors' report thereon. The directors are responsible for the other information contained within the Annual ReportOur opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon. Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the course of the audit, or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.


We have nothing to report in this regard.


Opinion on other matters prescribed by the Companies Act 2006
 

In our opinion, based on the work undertaken in the course of the audit:


the information given in the Strategic report and the Directors' report for the financial year for which the financial statements are prepared is consistent with the financial statements; and
the Strategic report and the Directors' report have been prepared in accordance with applicable legal requirements.


Matters on which we are required to report by exception
 

In the light of the knowledge and understanding of the Company and its environment obtained in the course of the audit, we have not identified material misstatements in the Strategic report or the Directors' report.


We have nothing to report in respect of the following matters in relation to which the Companies Act 2006 requires us to report to you if, in our opinion:


adequate accounting records have not been kept, or returns adequate for our audit have not been received from branches not visited by us; or
the financial statements are not in agreement with the accounting records and returns; or
certain disclosures of directors' remuneration specified by law are not made; or
we have not received all the information and explanations we require for our audit.


Responsibilities of directors
 

As explained more fully in the Directors' responsibilities statement set out on page 4, the directors are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the directors determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.


In preparing the financial statements, the directors are responsible for assessing the Company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the directors either intend to liquidate the Company or to cease operations, or have no realistic alternative but to do so.


Page 7

 
CLOISTER COURT PROPERTIES PLC
 
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF CLOISTER COURT PROPERTIES PLC (CONTINUED)


Auditors' responsibilities for the audit of the financial statements
 

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an Auditors' report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.


Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:
Enquiry of management and those charged with governance around actual and potential litigation and claims;
Reviewing minutes of meetings of those charged with governance;
Performing audit work over the risk of management override of controls, including testing of journal entries and other adjustments for appropriateness, evaluating the business rationale of significant transactions outside the normal course of business and reviewing accounting estimates for bias.



The potential effect of these laws and regulations on the financial statements varies considerably.
Firstly, the Company is subject to laws and regulations that directly affect the financial statements including financial reporting legislation (including related companies legislation), distributable profits legislation and taxation legislation and we assessed the extent of compliance with these laws and regulations as part of our procedures on the related financial statement items.
Secondly, the Company is subject to many other laws and regulations where the consequence of non-compliance could have a material effect on amounts or disclosures in the financial statements, for instance the imposition of fines or litigation or the loss of the Company’s license to operate. Auditing standards limit the required audit procedures to identify non-compliance with these laws and regulations to enquiry of the directors and other management and inspection of regulatory and legal correspondence, if any. Therefore, if a breach of operational regulations is not disclosed to us or evident from relevant correspondence, an audit will not detect that breach.
Because of the inherent limitations of an audit, there is a risk that we will not detect all irregularities, including those leading to a material misstatement in the financial statements or non-compliance with regulation. This risk increases the more that compliance with a law or regulation is removed from the events and transactions reflected in the financial statements, as we will be less likely to become aware of instances of non-compliance. The risk is also greater regarding irregularities occurring due to fraud rather than error, as fraud involves intentional concealment, forgery, collusion, omission or misrepresentation.

We communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit and significant audit findings, including any significant deficiencies in internal control that we identify during our audit.
A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council's website at: www.frc.org.uk/auditorsresponsibilities. This description forms part of our Auditors' report.


Page 8

 
CLOISTER COURT PROPERTIES PLC
 
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF CLOISTER COURT PROPERTIES PLC (CONTINUED)


Use of our report
 

This report is made solely to the Company's members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006Our audit work has been undertaken so that we might state to the Company's members those matters we are required to state to them in an Auditors' report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the Company and the Company's members, as a body, for our audit work, for this report, or for the opinions we have formed.





Alexander Wall BA ACA (Senior statutory auditor)
  
for and on behalf of
Xeinadin Audit Limited
 
Chartered Accountants
Statutory Auditors
  
8th Floor
Becket House
36 Old Jewry
London
EC2R 8DD

26 May 2026
Page 9

 
CLOISTER COURT PROPERTIES PLC
 
 
STATEMENT OF COMPREHENSIVE INCOME
FOR THE YEAR ENDED 31 AUGUST 2025

2025
2024
Note
£
£

  

Turnover
 4 
872,974
871,237

Cost of sales
  
(248,866)
(198,050)

Gross profit
  
624,108
673,187

Administrative expenses
  
(199,995)
(168,050)

Fair value movements
  
-
187,750

Operating profit
 5 
424,113
692,887

Interest payable and similar expenses
 9 
(251,449)
(279,234)

Profit before tax
  
172,664
413,653

Tax on profit
 10 
(50,150)
(61,379)

Profit for the financial year
  
122,514
352,274

There were no recognised gains and losses for 2025 or 2024 other than those included in the statement of comprehensive income.

There was no other comprehensive income for 2025 (2024:£NIL).

The notes on pages 14 to 24 form part of these financial statements.

Page 10

 
CLOISTER COURT PROPERTIES PLC
REGISTERED NUMBER: 01682126

STATEMENT OF FINANCIAL POSITION
AS AT 31 AUGUST 2025

2025
2024
Note
£
£

Fixed assets
  

Investment Property
 11 
11,270,000
11,270,000

  
11,270,000
11,270,000

Current assets
  

Debtors: amounts falling due after more than one year
 12 
2,479,786
2,479,786

Debtors: amounts falling due within one year
 12 
326,969
327,605

Cash at bank and in hand
 13 
21,955
22,623

  
2,828,710
2,830,014

Creditors: amounts falling due within one year
 14 
(73,056)
(109,991)

Net current assets
  
 
 
2,755,654
 
 
2,720,023

Total assets less current liabilities
  
14,025,654
13,990,023

Creditors: amounts falling due after more than one year
 15 
(3,507,302)
(3,594,185)

Provisions for liabilities
  

Deferred tax
 17 
(2,172,362)
(2,172,362)

  
 
 
(2,172,362)
 
 
(2,172,362)

Net assets
  
8,345,990
8,223,476


Capital and reserves
  

Called up share capital 
 18 
100,000
100,000

Profit And Loss Account
 19 
8,245,990
8,123,476

  
8,345,990
8,223,476


The financial statements were approved and authorised for issue by the board and were signed on its behalf by: 


D S Tatter
Director

Date: 26 May 2026

The notes on pages 14 to 24 form part of these financial statements.

Page 11

 
CLOISTER COURT PROPERTIES PLC
 

STATEMENT OF CHANGES IN EQUITY 
FOR THE YEAR ENDED 31 AUGUST 2025


Called up share capital
Profit and loss account
Total equity

£
£
£


At 1 September 2023
100,000
7,771,202
7,871,202



Profit for the year
-
352,274
352,274



At 1 September 2024
100,000
8,123,476
8,223,476



Profit for the year
-
122,514
122,514


At 31 August 2025
100,000
8,245,990
8,345,990


The notes on pages 14 to 24 form part of these financial statements.

Page 12

 
CLOISTER COURT PROPERTIES PLC
 

STATEMENT OF CASH FLOWS
FOR THE YEAR ENDED 31 AUGUST 2025

2025
2024
£
£

Cash flows from operating activities

Profit for the financial year
122,514
352,274

Adjustments for:

Interest paid
251,449
279,234

Taxation charge
50,150
61,379

Decrease/(increase) in debtors
636
(9,983)

Increase/(decrease) in creditors
2,326
(10,714)

Net fair value losses/(gains) recognised in P&L
-
(187,750)

Corporation tax (paid)
(89,411)
(52,174)

Net cash generated from operating activities

337,664
432,266



Cash flows from financing activities

Repayment of other loans
(86,883)
(145,376)

Interest paid
(251,449)
(279,234)

Net cash used in financing activities
(338,332)
(424,610)

Net (decrease)/increase in cash and cash equivalents
(668)
7,656

Cash and cash equivalents at beginning of year
22,623
14,967

Cash and cash equivalents at the end of year
21,955
22,623


Cash and cash equivalents at the end of year comprise:

Cash at bank and in hand
21,955
22,623

21,955
22,623


The notes on pages 14 to 24 form part of these financial statements.

Page 13

 
CLOISTER COURT PROPERTIES PLC
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 AUGUST 2025

1.


General information

Cloister Court Properties PLC is an unlisted company incorporated in England and Wales. The address of the registered office is given in the company information pages to these financial statements. The principal activity of the company is the rental of its residential and commercial investment property.

2.Accounting policies

 
2.1

Basis of preparation of financial statements

The financial statements have been prepared under the historical cost convention unless otherwise specified within these accounting policies and in accordance with Financial Reporting Standard 102, the Financial Reporting Standard applicable in the UK and the Republic of Ireland and the Companies Act 2006.

The preparation of financial statements in compliance with FRS 102 requires the use of certain critical accounting estimates. It also requires management to exercise judgment in applying the Company's accounting policies (see note 3).

The following principal accounting policies have been applied:

  
2.2

Revenue

Revenue recognised by the company in respect of rental income receivable and service charges, to the extent that it is probable that the economic benefits will flow to the Company and the revenue can be reliably measured. Revenue is measured as the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes.

 
2.3

Operating leases: the Company as lessee

Rentals paid under operating leases are charged to profit or loss on a straight-line basis over the lease term.

Benefits received and receivable as an incentive to sign an operating lease are recognised on a straight-line basis over the lease term, unless another systematic basis is representative of the time pattern of the lessee's benefit from the use of the leased asset.

 
2.4

Finance costs

Finance costs are charged to profit or loss over the term of the debt using the effective interest method so that the amount charged is at a constant rate on the carrying amount. Issue costs are initially recognised as a reduction in the proceeds of the associated capital instrument.

 
2.5

Borrowing costs

All borrowing costs are recognised in profit or loss in the year in which they are incurred.

Page 14

 
CLOISTER COURT PROPERTIES PLC
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 AUGUST 2025

2.Accounting policies (continued)

 
2.6

Current and deferred taxation

The tax expense for the year comprises current and deferred tax. Tax is recognised in profit or loss except that a charge attributable to an item of income and expense recognised as other comprehensive income or to an item recognised directly in equity is also recognised in other comprehensive income or directly in equity respectively.

The current income tax charge is calculated on the basis of tax rates and laws that have been enacted or substantively enacted by the reporting date in the countries where the Company operates and generates income.

Deferred tax balances are recognised in respect of all timing differences that have originated but not reversed by the reporting date, except that:
The recognition of deferred tax assets is limited to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits; and
Any deferred tax balances are reversed if and when all conditions for retaining associated tax allowances have been met.

Deferred tax balances are not recognised in respect of permanent differences except in respect of business combinations, when deferred tax is recognised on the differences between the fair values of assets acquired and the future tax deductions available for them and the differences between the fair values of liabilities acquired and the amount that will be assessed for tax. Deferred tax is determined using tax rates and laws that have been enacted or substantively enacted by the reporting date.


 
2.7

Investment property

Investment property is carried at fair value. This was determined in 2025 by external valuers. The value is derived from the current market rents and investment property yields for comparable real estate, adjusted if necessary for any difference in the nature, location or condition of the specific asset. The directors, instruct chartered surveyors to undertake valuations of their portfolio, to ensure the portfolio is carried at fair value. No depreciation is provided. Changes in fair value are recognised in the Statement of comprehensive income.

 
2.8

Debtors

Short-term debtors are measured at transaction price, less any impairment. Loans receivable are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method, less any impairment.

 
2.9

Cash and cash equivalents

Cash is represented by cash in hand and deposits with financial institutions repayable without penalty on notice of not more than 24 hours. Cash equivalents are highly liquid investments that mature in no more than three months from the date of acquisition and that are readily convertible to known amounts of cash with insignificant risk of change in value.

In the Statement of cash flows, cash and cash equivalents are shown net of bank overdrafts that are repayable on demand and form an integral part of the Company's cash management.

Page 15

 
CLOISTER COURT PROPERTIES PLC
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 AUGUST 2025

2.Accounting policies (continued)

 
2.10

Creditors

Short-term creditors are measured at the transaction price. Other financial liabilities, including bank loans, are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method.

 
2.11

Provisions for liabilities

Provisions are recognised when an event has taken place that gives rise to a legal or constructive obligation, a transfer of economic benefits is probable and a reliable estimate can be made.
Provisions are measured as the best estimate of the amount required to settle the obligation, taking into account the related risks and uncertainties.
 
Increases in provisions are generally charged as an expense to profit or loss.

 
2.12

Financial instruments

The Company only enters into basic financial instrument transactions that result in the recognition of financial assets and liabilities like trade and other debtors and creditors and loans from third parties.


3.


Judgments in applying accounting policies and key sources of estimation uncertainty

In the application of the company's accounting policies, the directors are required to make judgements, estimates and assumptions about the carrying amount of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based historical experience and other factors that are recognised to be relevant. Actual results may differ from these estimates.
The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised where the revision affects only that period, or in the period of revision and future periods where the revision affects both current and future periods.
Critical judgements:
The Company holds an investment property portfolio. Investment property is carried at fair value. This was determined in 2025 by external valuers. The value is derived from the current market rents and investment property yields for comparable real estate, adjusted if necessary for any difference in the nature, location or condition of the specific asset. The directors, instruct chartered surveyors to undertake valuations of their portfolio, to ensure the portfolio is carried at fair value.
The directors are of the view that there are no estimates or assumptions that have a significant risk of causing a material adjustment to the carrying amount of assets and liabilities, other than the above.

Page 16

 
CLOISTER COURT PROPERTIES PLC
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 AUGUST 2025

4.


Turnover

An analysis of turnover by class of business is as follows:


2025
2024
£
£

Rental income
872,974
871,237

872,974
871,237


All turnover arose within the United Kingdom.


5.


Operating profit

The operating profit is stated after charging:

2025
2024
£
£

Other operating lease rentals
-
9,177


6.


Auditors' remuneration

During the year, the Company obtained the following services from the Company's auditors and their associates:


2025
2024
£
£

Fees payable to the Company's auditors and their associates for the audit of the Company's financial statements
13,500
13,500

Fees payable to the Company's auditors and their associates in respect of all other non audit services
4,500
4,500

Page 17

 
CLOISTER COURT PROPERTIES PLC
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 AUGUST 2025

7.


Employees

2025
2024
£
£

Wages and salaries
35,000
35,000

Social security costs
3,960
3,574

38,960
38,574


The average monthly number of employees, including the directors, during the year was as follows:


        2025
        2024
            No.
            No.







Directors
2
2



Sales & Administration Staff
1
1

3
3


8.


Directors' remuneration



There was no directors' renumeration paid during the year.


9.


Interest payable and similar expenses

2025
2024
£
£


Other loan interest payable
249,451
279,234

Other interest payable
1,998
-

251,449
279,234

Page 18

 
CLOISTER COURT PROPERTIES PLC
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 AUGUST 2025

10.


Taxation


2025
2024
£
£

Corporation tax


Current tax on profits for the year
50,150
58,246

Adjustments in respect of previous periods
-
3,133


Total current tax
50,150
61,379

Factors affecting tax charge for the year

The tax assessed for the year is the same as (2024 - the same as) the standard rate of corporation tax in the UK of 25% (2024 - 25%) as set out below:

2025
2024
£
£


Profit on ordinary activities before tax
172,664
413,653


Profit on ordinary activities multiplied by standard rate of corporation tax in the UK of 25% (2024 - 25%)
43,166
103,413

Effects of:


Expenses not deductible for tax purposes
7,222
6,071

Adjustments to tax charge in respect of prior periods
-
3,134

Non-taxable income
(238)
(51,239)

Total tax charge for the year
50,150
61,379


Factors that may affect future tax charges

There were no factors that may affect future tax charges.

Page 19

 
CLOISTER COURT PROPERTIES PLC
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 AUGUST 2025

11.


Investment property


Freehold investment property

£



Valuation


At 1 September 2024
11,270,000



At 31 August 2025
11,270,000

The 2025 valuations were made by Fletcher King, Chartered Surveyors, on an open market value for existing use basis.



If the Investment properties had been accounted for under the historic cost accounting rules, the properties would have been measured as follows:

2025
2024
£
£


Historic cost
2,584,805
2,584,805

2,584,805
2,584,805


12.


Debtors

2025
2024
£
£

Due after more than one year

Trade debtors
2,479,786
2,479,786

2,479,786
2,479,786


2025
2024
£
£

Due within one year

Other debtors
326,969
327,605

326,969
327,605


Page 20

 
CLOISTER COURT PROPERTIES PLC
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 AUGUST 2025

13.


Cash and cash equivalents

2025
2024
£
£

Cash at bank and in hand
21,955
22,623

21,955
22,623



14.


Creditors: Amounts falling due within one year

2025
2024
£
£

Corporation tax
50,132
89,393

Other taxation and social security
598
598

Other creditors
4,326
2,000

Accruals and deferred income
18,000
18,000

73,056
109,991


The Royal Bank Of Scotland PLC has a legal charge and debenture over the undertaking and all present and future assets. This contains fixed & floating charges and a negative pledge.


15.


Creditors: Amounts falling due after more than one year

2025
2024
£
£

Other loans
3,507,302
3,594,185

3,507,302
3,594,185


Page 21

 
CLOISTER COURT PROPERTIES PLC
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 AUGUST 2025

16.


Loans


Analysis of the maturity of loans is given below:


2025
2024
£
£



Amounts falling due 2-5 years

Other loans
3,507,302
3,594,185


3,507,302
3,594,185





Page 22

 
CLOISTER COURT PROPERTIES PLC
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 AUGUST 2025

17.


Deferred taxation




2025


£






At beginning of year
(2,172,362)



At end of year
(2,172,362)

The provision for deferred taxation is made up as follows:

2025
2024
£
£


Capital gains
(2,172,362)
(2,172,362)

(2,172,362)
(2,172,362)


18.


Share capital

2025
2024
£
£
Allotted, called up and fully paid



100,000 (2024 - 100,000) ordinary shares of £1.00 each
100,000
100,000



19.


Reserves

Profit and loss account

Profit and loss account includes all current and prior period retained profits and losses.


20.


Commitments under operating leases

The Company had no commitments under non-cancellable operating leases at the reporting date.

Page 23

 
CLOISTER COURT PROPERTIES PLC
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 AUGUST 2025

21.


Related party transactions

During the year the company had a loan with Kataria Holdings Limited, a connected company. Interest of £249,451 (2024: £279,234) has been charged by the company. At the year end, Cloister Court Properties Plc owed £3,507,302 (2024: £3,594,185).
During the year the company had a loan with Westlake Estates Ltd, a connected company. No interest has been charged by the company. At the year end Cloister Court Properties Plc was owed £2,479,786 (2024: £2,479,786)
The Company has taken the exemption available to not disclose transactions within the year, between wholly owned subsidiaries.


22.


Controlling party

The ultimate controlling party is Becontree Estates Limited.

 
Page 24