REGISTERED NUMBER: 09010153 (England and Wales)

Fast Track Business Finance Limited

Unaudited Financial Statements

for the Year Ended 30 September 2025

Page

Company Information

1

Balance Sheet

2

Notes to the Financial Statements

3

DIRECTORS:

RW Traynor

JC Cossey

CL Kenyon

REGISTERED OFFICE:

28 Eaton Avenue

Matrix Office Park

Buckshaw Village

Chorley

Lancashire

PR7 7NA

REGISTERED NUMBER:

09010153 (England and Wales)

ACCOUNTANTS:

McMillan & Co LLP

Chartered Accountants

28 Eaton Avenue

Matrix Office Park

Buckshaw Village

Chorley

Lancashire

PR7 7NA

CURRENT ASSETS

Debtors

4

122,512

131,931

Cash at bank

4,973

1,290

127,485

133,221

CREDITORS

Amounts falling due within one year

5

6,364

6,365

NET CURRENT ASSETS

121,121

126,856

TOTAL ASSETS LESS CURRENT LIABILITIES

121,121

126,856

CAPITAL AND RESERVES

Called up share capital

7

1

1

Retained earnings

121,120

126,855

SHAREHOLDERS' FUNDS

121,121

126,856

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 30 September 2025.

The members have not required the company to obtain an audit of its financial statements for the year ended 30 September 2025 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:

(a)	ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b)

preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Statement of Income and Retained Earnings has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 21 May 2026 and were signed on its behalf by:

RW Traynor - Director

1.	STATUTORY INFORMATION

Fast Track Business Finance Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

The presentation currency of the financial statements is the Pound Sterling (£).

The amounts in the financial statements have been rounded to the nearest £1.

2.	ACCOUNTING POLICIES

Basis of preparing the financial statements

These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Turnover

Turnover represents interest, commissions and fees earned in respect of loans made. Interest is accrued for on a monthly basis. Commission and fees are recognised on inception of the loan. Penalty fees and default charges are recognised at the time of default and on an ongoing basis.

Financial instruments

Financial instruments are recognised when the company becomes party to the contractual provisions of the instrument. Basic financial assets, which include debtors, prepayments and bank balances, are initially measured at transaction price and are subsequently carried at cost unless the arrangement indicates otherwise and then the asset is measured at the present value of the future receipts discounted at a market rate of interest. Basic financial liabilities, which include creditors, accruals, bank loans and group borrowings, are initially recognised at transaction price and are subsequently carried at cost unless the arrangement indicates otherwise and then the liability is measured at the present value of the future obligations discounted at a market rate of interest.

Bad and doubtful debts

Specific provision for bad debts is made where an amount is in arrears of repayment and in the opinion of the directors doubt exists regarding the recoverability of that debt. General provisions are made in respect of bad debts which have not been separately identified but are known from experience to be present in any portfolio of lending.

3.	EMPLOYEES AND DIRECTORS

The average number of employees during the year was NIL (2024 - NIL).

4.

DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

2025

2024

£

£

Amounts owed by group undertakings

106,944

109,648

Loans advanced

14,835

21,535

Prepayments and accrued income

733

748

122,512

131,931

Loans are disclosed net of finance income due from future periods.

5.

CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

2025

2024

£

£

Other loans

6,364

6,365

6.	SECURED DEBTS

The following secured debts are included within creditors:

2025

2024

£

£

Other loans

6,364

6,365

The other loans are on a revolving credit facility . The loan is secured with a fixed and floating charge.

7.	CALLED UP SHARE CAPITAL

Allotted, issued and fully paid:

Number:

Class:

Nominal

2025

2024

value:

£

£

1

Ordinary

£1

1

1

8.	RELATED PARTY DISCLOSURES

The company has taken advantage of exemption, under the terms of Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland', not to disclose related party transactions with wholly owned subsidiaries within the group.

9.	ULTIMATE CONTROLLING PARTY

The ultimate parent company is Reparo Fast Track Finance Group Limited, a company registered in England and Wales.

In the opinion of the director the company is ultimately controlled by Mr RW Traynor by virtue of his shareholding in the ultimate parent company.