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Registration number: 09192805

Carbide Properties Limited

Annual Report and Consolidated Financial Statements

for the Year Ended 31 August 2025

 

Carbide Properties Limited

Contents

Company Information

1

Strategic Report

2 to 3

Directors' Report

4 to 5

Statement of Directors' Responsibilities

6

Independent Auditor's Report

7 to 10

Consolidated Profit and Loss Account

11

Consolidated Statement of Comprehensive Income

12

Consolidated Balance Sheet

13

Balance Sheet

14

Consolidated Statement of Changes in Equity

15

Statement of Changes in Equity

16

Consolidated Statement of Cash Flows

17

Notes to the Financial Statements

18 to 43

 

Carbide Properties Limited

Company Information

Directors

D. J. Sear-Mayes

J. D. Penman

Registered office

Gateway House
4 Penman Way
Grove Park
Leicester
LE19 1SY

Auditors

Robert Whowell & Partners LLP Westwood House
78 Loughborough Road
Quorn
Loughborough
Leicestershire
LE12 8DX

 

Carbide Properties Limited

Strategic Report for the Year Ended 31 August 2025

The directors present their strategic report for the year ended 31 August 2025.

Principal activity

The principal activity of the group is property development.

Fair review of the business

The directors continue to successfully invest in commercial property development and seek new development opportunities.

The parent company year end was extended by six months in the previous period and therefore the group presented an eighteen month period for the comparative period in these financial statements. During this year the group maintained an expected gross profit margin of 14-16%. Even though turnover and net profit are lower pro rata compared to the previous eighteen month period, the directors are satisfied with the performance and a stable net asset position, considering the challenges that the group faces, including the cost of living crisis, resistance to development planning and funding opportunities due to high interest rates.

During the financial year, an employee ownership trust acquired the company and group. There have been no day to day changes in business operations or development opportunities, and the company and group continue to strive for success, new opportunities and developments.

The company's key financial and other performance indicators for the year were as follows (comparative is an 18 month period):

Financial KPIs

Unit

2025

2024

Turnover

£'000

32,279

51,355

Gross profit

£'000

4,569

7,609

Gross profit

%

14.16

14.82

Profit before tax

£'000

1,326

3,082

Net assets

£'000

14,653

18,386

 

Carbide Properties Limited

Strategic Report for the Year Ended 31 August 2025

Principal risks and uncertainties

The management of the business and the nature of the group's strategies are subject to a number of risks.

The directors have set out below the principal risks facing the business. The directors are of the opinion that a thorough risk management process is adopted which involves the formal review of all risks identified below. Where possible, processes are in place to monitor and mitigate such risks.

The principal risks are as follows:

The economic downturn due to market uncertainties; the impact of this has been causing economic issues and consequently impacting commercial decision making, including funding opportunities due to high interest rates and construction costs due to price inflation.

Resistance in development and planning; planning applications and finding relevant funders can delay progression of developments, and hence cashflow and profit can fluctuate over periods of time.

The directors mitigate these risks by constantly monitoring the market, costs, strategies and pricing.


Approved and authorised by the Board on 26 May 2026 and signed on its behalf by:
 

.........................................
D. J. Sear-Mayes
Director

 

Carbide Properties Limited

Directors' Report for the Year Ended 31 August 2025

The directors present their report and the for the year ended 31 August 2025.

Directors of the group

The directors who held office during the year were as follows:

D. J. Sear-Mayes

J. D. Penman

Contributions/dividends

Contributions to an employee ownership trust were distributed in the financial year amounting to £4,705,000 (2024 - Dividends distributed to shareholders of £1,950,000).

Information included in the Strategic Report

The group and parent company has chosen, in accordance with section 414C(11) of the Companies Act 2006 (Strategic Report and Directors' Report) Regulations 2013 to set out in the strategic report certain information required by schedule 7 of the Large and Medium-sized Companies and Groups (Accounts and Reports) Regulations 2008.

Financial instruments

Objectives and policies

The group uses various financial instruments which include bank balances, capital loans, bank loans and connected party loans that arise directly from its operations. The main purpose of these financial instruments is to raise finance for the group's operations. Their existence exposes the group to a number of financial risks.

The main risks arising from the financial instruments are interest rate risk, liquidity risk and cash flow risk. The directors review and agree policies for managing each of these risks which are summarised below. These policies have remained unchanged from previous years.

Price risk, credit risk, liquidity risk and cash flow risk

Interest rate risk; the group finances its operations through a mixture of borrowings and retained earnings. The group's exposure to interest rate fluctuations on its borrowings is managed by the use of fixed and floating facilities. The group policy throughout the year has been to achieve its objective through the day to day involvement of management in business decisions rather than through setting maximum or minimum policies for the level of fixed interest rate borrowings.

Liquidity and cash flow risk; the group seeks to manage risk by ensuring sufficient liquidity is available to meet forseeable needs and to invest cash assets safely and profitably.

Future developments

The group continues to seek development opportunities throughout the UK.

 

Carbide Properties Limited

Directors' Report for the Year Ended 31 August 2025

Going concern

The directors have considered the future operating profits, cash flows and facilities available to the group, including the impact on the cost of living crisis.

The impact of the cost of living crisis to economic activity and the resulting uncertainty may have an impact on the group's ability to deliver forecasts, support projects and in the highly unlikely event, fail to secure additional or renewed funding where necessary.

The directors have concluded the group has adequate resources and the necessary means to continue as a going concern in the normal course of business for the forseeable future. For these reasons, they continue to adopt the going concern basis of accounting in preparing these financial statements.

Disclosure of information to the auditor

Each director has taken steps that they ought to have taken as a director in order to make themselves aware of any relevant audit information and to establish that the company's auditor is aware of that information. The directors confirm that there is no relevant information that they know of and of which they know the auditor is unaware.

Approved and authorised by the Board on 26 May 2026 and signed on its behalf by:
 

.........................................
D. J. Sear-Mayes
Director

 

Carbide Properties Limited

Statement of Directors' Responsibilities

The directors acknowledge their responsibilities for preparing the Annual Report and the financial statements in accordance with applicable law and regulations.

Company law requires the directors to prepare financial statements for each financial year. Under that law the directors have elected to prepare the financial statements in accordance with United Kingdom Generally Accepted Accounting Practice (United Kingdom Accounting Standards and applicable law). Under company law the directors must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the group and the company and of the profit or loss of the group for that period. In preparing these financial statements, the directors are required to:

select suitable accounting policies and apply them consistently;

make judgements and accounting estimates that are reasonable and prudent;

state whether applicable UK Accounting Standards have been followed, subject to any material departures disclosed and explained in the financial statements; and

prepare the financial statements on the going concern basis unless it is inappropriate to presume that the company will continue in business.

The directors are responsible for keeping adequate accounting records that are sufficient to show and explain the group's and the company's transactions and disclose with reasonable accuracy at any time the financial position of the group and the company and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the group and the company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

 

Carbide Properties Limited

Independent Auditor's Report to the Members of Carbide Properties Limited

Opinion

We have audited the financial statements of Carbide Properties Limited (the 'parent company') and its subsidiaries (the 'group') for the year ended 31 August 2025, which comprise the Consolidated Profit and Loss Account, Consolidated Statement of Comprehensive Income, Consolidated Balance Sheet, Balance Sheet, Consolidated Statement of Changes in Equity, Statement of Changes in Equity, Consolidated Statement of Cash Flows, and Notes to the Financial Statements, including a summary of significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' (United Kingdom Generally Accepted Accounting Practice).

In our opinion the financial statements:

give a true and fair view of the state of the group's and the parent company's affairs as at 31 August 2025 and of the group's profit for the year then ended;

have been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice; and

have been prepared in accordance with the requirements of the Companies Act 2006.

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the auditor responsibilities for the audit of the financial statements section of our report. We are independent of the group in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC’s Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the directors use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the group's ability to continue as a going concern for a period of at least twelve months from when the original financial statements were authorised for issue.

Our responsibilities and the responsibilities of the directors with respect to going concern are described in the relevant sections of this report.

Other information

The directors are responsible for the other information. The other information comprises the information included in the annual report, other than the financial statements and our auditor’s report thereon. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon.

 

Carbide Properties Limited

Independent Auditor's Report to the Members of Carbide Properties Limited

In connection with our audit of the financial statements, our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the audit or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether there is a material misstatement in the financial statements or a material misstatement of the other information. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

We have nothing to report in this regard.

Opinion on other matter prescribed by the Companies Act 2006

In our opinion, based on the work undertaken in the course of the audit:

the information given in the Strategic Report and Directors' Report for the financial year for which the financial statements are prepared is consistent with the financial statements; and

the Strategic Report and Directors' Report have been prepared in accordance with applicable legal requirements.

Matters on which we are required to report by exception

In the light of our knowledge and understanding of the company and its environment obtained in the course of the audit, we have not identified material misstatements in the Strategic Report and the Directors' Report.

We have nothing to report in respect of the following matters where the Companies Act 2006 requires us to report to you if, in our opinion:

adequate accounting records have not been kept by the parent company, or returns adequate for our audit have not been received from branches not visited by us; or

the parent company financial statements are not in agreement with the accounting records and returns; or

certain disclosures of directors' remuneration specified by law are not made; or

we have not received all the information and explanations we require for our audit.

Responsibilities of directors

As explained more fully in the Statement of Directors' Responsibilities [set out on page 6], the directors are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the directors determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the directors are responsible for assessing the company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the directors either intend to liquidate the company or to cease operations, or have no realistic alternative but to do so.

 

Carbide Properties Limited

Independent Auditor's Report to the Members of Carbide Properties Limited

Auditor Responsibilities for the audit of the financial statements

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

 

Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud, is detailed below:

enquiring of management, including obtaining and reviewing supporting documentation, concerning the group and parent company's policies and procedures relating to: identifying, evaluating and complying with laws and regulations and whether they were aware of any instances of non-compliance; detecting and responding to the risks of fraud and whether they had knowledge of any actual, suspected or alleged fraud; and the internal controls established to mitigate risks related to fraud or non-compliance with laws and regulations.

we obtained an understanding of the legal and regulatory frameworks applicable to the group and parent company based on our understanding of the group and the parent company, sector experience and discussions with management. The most significant considerations for the company are the Companies Act 2006, Corporate and VAT legislation, Employment Taxes, Health and Safety and the Bribery Act 2010.

discussing amongst the engagement team to assess how and where fraud might occur in the financial statements and any potential indicators of fraud. As part of this discussion, we identified potential for fraud in the following areas: management override of controls; and revenue recognition, specifically the manipulation of revenue using fraudulent journals.

we tested the appropriateness of accounting journals and other adjustments made in the preparation of the financial statements.

we reviewed the group and parent company's accounting policies for non-compliance with relevant standards. Our work also included considering significant accounting estimates for evidence of misstatement or possible bias and testing any significant transactions that appeared to be outside the normal course of business.

we critically assessed the appropriateness and tested the application of the revenue policies.

 

Carbide Properties Limited

Independent Auditor's Report to the Members of Carbide Properties Limited

 

Our audit procedures were designed to respond to risks of material misstatement in the financial statements, recognising that the risk of not detecting a material misstatement due to fraud is higher than the risk of not detecting one resulting from error, as fraud may involve deliberate concealment by, for example, forgery, misrepresentations or through collusion. There are inherent limitations in the audit procedures performed and the further removed non-compliance with laws and regulations is from events and transactions reflected in the financial statements, the less likely we are to become aware of it.

A further description of our responsibilities is available on the Financial Reporting Council’s website at: www.frc.org.uk/auditorsresponsibilities. This description forms part of our auditor’s report.

Use of our report

This report is made solely to the company’s members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006. Our audit work has been undertaken so that we might state to the company’s members those matters we are required to state to them in an auditor’s report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the company and the company’s members as a body, for our audit work, for this report, or for the opinions we have formed.

..................................................................................
Paul Johnson FCA (Senior Statutory Auditor)
For and on behalf of Robert Whowell & Partners LLP, Statutory Auditor
 Westwood House
78 Loughborough Road
Quorn
Loughborough
Leicestershire
LE12 8DX

26 May 2026

 

Carbide Properties Limited

Consolidated Profit and Loss Account for the Year Ended 31 August 2025

Note

Year ended
31 August
2025
£

1 March 2023
to 31 August
2024
£

Turnover

3

32,278,913

51,355,139

Cost of sales

 

(27,709,608)

(43,746,204)

Gross profit

 

4,569,305

7,608,935

Administrative expenses

 

(3,219,968)

(4,537,441)

Operating profit

4

1,349,337

3,071,494

Other interest receivable and similar income

5

71,601

37,609

Interest payable and similar expenses

6

(95,083)

(27,453)

   

(23,482)

10,156

Profit before tax

 

1,325,855

3,081,650

Tax on profit

10

(354,224)

(838,173)

Profit for the financial year

 

971,631

2,243,477

Profit/(loss) attributable to:

 

Owners of the company

 

971,631

2,243,477

The group has no recognised gains or losses for the year other than the results above.

 

Carbide Properties Limited

Consolidated Statement of Comprehensive Income for the Year Ended 31 August 2025

Year ended
31 August
2025
£

1 March 2023
to 31 August
2024
£

Profit for the year

971,631

2,243,477

Total comprehensive income for the year

971,631

2,243,477

Total comprehensive income attributable to:

Owners of the company

971,631

2,243,477

 

Carbide Properties Limited

(Registration number: 09192805)
Consolidated Balance Sheet as at 31 August 2025

Note

2025
£

2024
£

Fixed assets

 

Intangible assets

11

-

-

Tangible assets

12

297,104

411,040

Investments

13

300

700

 

297,404

411,740

Current assets

 

Stocks

14

5,600,239

14,516,841

Debtors

15

10,105,719

9,873,600

Cash at bank and in hand

 

4,999,941

7,279,583

 

20,705,899

31,670,024

Creditors: Amounts falling due within one year

17

(6,335,580)

(13,657,658)

Net current assets

 

14,370,319

18,012,366

Total assets less current liabilities

 

14,667,723

18,424,106

Creditors: Amounts falling due after more than one year

17

-

(7,420)

Provisions for liabilities

18

(15,013)

(30,607)

Net assets

 

14,652,710

18,386,079

Capital and reserves

 

Called up share capital

20

100

100

Retained earnings

21

14,652,610

18,385,979

Equity attributable to owners of the company

 

14,652,710

18,386,079

Shareholders' funds

 

14,652,710

18,386,079

Approved and authorised by the Board on 26 May 2026 and signed on its behalf by:
 

.........................................
D. J. Sear-Mayes
Director

 

Carbide Properties Limited

(Registration number: 09192805)
Balance Sheet as at 31 August 2025

Note

2025
£

2024
£

Fixed assets

 

Intangible assets

11

-

-

Tangible assets

12

297,104

411,040

Investments

13

2,502

2,502

 

299,606

413,542

Current assets

 

Stocks

14

875,972

1,058,476

Debtors

15

14,119,245

15,503,403

Cash at bank and in hand

 

174,991

546,134

 

15,170,208

17,108,013

Creditors: Amounts falling due within one year

17

(1,834,646)

(2,704,219)

Net current assets

 

13,335,562

14,403,794

Total assets less current liabilities

 

13,635,168

14,817,336

Creditors: Amounts falling due after more than one year

17

-

(7,420)

Provisions for liabilities

18

(15,013)

(30,607)

Net assets

 

13,620,155

14,779,309

Capital and reserves

 

Called up share capital

20

100

100

Retained earnings

21

13,620,055

14,779,209

Shareholders' funds

 

13,620,155

14,779,309

The company made a profit after tax for the financial year of £3,545,846 (2024 - profit of £4,388,854).

Approved and authorised by the Board on 26 May 2026 and signed on its behalf by:
 

.........................................
D. J. Sear-Mayes
Director

 

Carbide Properties Limited

Consolidated Statement of Changes in Equity for the Year Ended 31 August 2025
Equity attributable to the parent company

Share capital
£

Retained earnings
£

Total
£

At 1 September 2024

100

18,385,979

18,386,079

Profit for the year

-

971,631

971,631

Contribution to Carbide Properties Employee Ownership Trust

-

(4,705,000)

(4,705,000)

At 31 August 2025

100

14,652,610

14,652,710

Share capital
£

Retained earnings
£

Total
£

At 1 March 2023

100

18,092,502

18,092,602

Profit for the period

-

2,243,477

2,243,477

Dividends

-

(1,950,000)

(1,950,000)

At 31 August 2024

100

18,385,979

18,386,079

 

Carbide Properties Limited

Statement of Changes in Equity for the Year Ended 31 August 2025

Share capital
£

Retained earnings
£

Total
£

At 1 September 2024

100

14,779,209

14,779,309

Profit for the year

-

3,545,846

3,545,846

Contribution to Carbide Properties Employee Ownership Trust

-

(4,705,000)

(4,705,000)

At 31 August 2025

100

13,620,055

13,620,155

Share capital
£

Retained earnings
£

Total
£

At 1 March 2023

100

12,340,355

12,340,455

Profit for the period

-

4,388,854

4,388,854

Dividends

-

(1,950,000)

(1,950,000)

At 31 August 2024

100

14,779,209

14,779,309

 

Carbide Properties Limited

Consolidated Statement of Cash Flows for the Year Ended 31 August 2025

Note

Year ended
31 August
2025
£

1 March 2023
to 31 August
2024
£

Cash flows from operating activities

Profit for the year

 

971,631

2,243,477

Depreciation and amortisation

4

115,972

216,207

Finance income

5

(71,601)

(37,609)

Finance costs

6

95,083

27,453

Income tax expense

10

354,224

838,173

 

1,465,309

3,287,701

Working capital adjustments

 

Decrease/(increase) in stocks

14

8,916,602

(5,316,172)

(Increase)/decrease in debtors

 

(231,719)

12,529,922

Increase/(decrease) in creditors

17

981,064

(11,997,311)

Cash generated from operations

 

11,131,256

(1,495,860)

Income taxes paid

10

(800,507)

(1,045,622)

Net cash flow from operating activities

 

10,330,749

(2,541,482)

Cash flows from investing activities

 

Interest received

5

71,601

37,609

Acquisitions of tangible assets

12

(2,036)

(386,726)

Net cash flows from investing activities

 

69,565

(349,117)

Cash flows from financing activities

 

Interest paid

6

(95,083)

(27,453)

Bank borrowing repayments

 

(8,141,162)

(15,913)

New loans

 

261,289

4,150,450

Dividends paid

-

(1,950,000)

Contributions to employee ownership trust

 

(4,705,000)

-

Net cash flows from financing activities

 

(12,679,956)

2,157,084

Net decrease in cash and cash equivalents

 

(2,279,642)

(733,515)

Opening cash and cash equivalents

16

7,279,583

8,013,098

Closing cash and cash equivalents

16

4,999,941

7,279,583

 

Carbide Properties Limited

Notes to the Financial Statements for the Year Ended 31 August 2025

1

General information

The company is a private company limited by share capital, incorporated in England and Wales.

The address of its registered office is:
Gateway House
4 Penman Way
Grove Park
Leicester
LE19 1SY

These financial statements were authorised for issue by the Board on 26 May 2026.

2

Accounting policies

Summary of significant accounting policies and key accounting estimates

The principal accounting policies applied in the preparation of these financial statements are set out below. These policies have been consistently applied to all the years presented, unless otherwise stated.

Statement of compliance

These financial statements were prepared in accordance with Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland and the Companies Act 2006'.

Basis of preparation

These financial statements have been prepared using the historical cost convention except that as disclosed in the accounting policies certain items are shown at fair value.

Summary of disclosure exemptions

The parent company has taken advantage of the exemption allowed under section 408 of the Companies Act 2006 and has not presented its own profit and loss account in these financial statements. The parent company has taken the exemption to not produce a company Statement of Cash Flows.

The parent company has taken advantage of the exemption in FRS102 "Related Party Disclosures" not to disclose transactions between the company and other companies within the group which are wholly owned.

 

Carbide Properties Limited

Notes to the Financial Statements for the Year Ended 31 August 2025

Basis of consolidation

The consolidated financial statements consolidate the financial statements of the company and its subsidiary undertakings drawn up to 31 August 2025.

A subsidiary is an entity controlled by the company. Control is achieved where the company has the power to govern the financial and operating policies of an entity so as to obtain benefits from its activities.

The results of subsidiaries acquired or disposed of during the year are included in the profit and loss account from the effective date of acquisition or up to the effective date of disposal, as appropriate. Where necessary, adjustments are made to the financial statements of subsidiaries to bring their accounting policies into line with those used by the group.

The purchase method of accounting is used to account for business combinations that result in the acquisition of subsidiaries by the group. The cost of a business combination is measured as the fair value of the assets given, equity instruments issued and liabilities incurred or assumed at the date of exchange, plus costs directly attributable to the business combination. Identifiable assets acquired and liabilities and contingent liabilities assumed in a business combination are measured initially at their fair values at the acquisition date. Any excess of the cost of the business combination over the acquirer’s interest in the net fair value of the identifiable assets, liabilities and contingent liabilities recognised is recorded as goodwill.

Inter-company transactions, balances and unrealised gains on transactions between the company and its subsidiaries, which are related parties, are eliminated in full.

Intra-group losses are also eliminated but may indicate an impairment that requires recognition in the consolidated financial statements.

Going concern

The financial statements have been prepared on a going concern basis. Management have considered future information and exercised a degree of judgement in forecasting results beyond the immediate future and do not forsee any going concern issues.

Judgements

Going concern; the directors have used a degree of judgement in forecasting results beyond the immediate future which are in many cases contingent on the approvals of third parties in connection with planned property developments.

 

Carbide Properties Limited

Notes to the Financial Statements for the Year Ended 31 August 2025

Key sources of estimation uncertainty

Estimates are continually evaluated and are based on historical experience and other factors, including expectations of future events that are believed to be reasonable under the circumstances. Although these estimates are management's best knowledge of the amount, events or actions, actual amounts may ultimately differ from those estimates. The directors have made the following ciritical judgements.

Long term contracts; recognised profits and turnover. The directors have used the input method on percentage of completion for recognition of long term contracts. In making these assessments there is a degree of inherent uncertainty.

Long term contracts; work in progress. The directors have used the input method on percentage of completion for recognition of long term contracts. In making these assessments there is a degree of inherent uncertainty. The carrying amount is £5,600,239 (2024 -£14,516,841).

Long term contracts; amounts recoverable. The directors have used the input method on percentage of completion for recognition of long term contracts. In making these assessments there is a degree of inherent uncertainty. The carrying amount is £2,197,634 (2024 -£Nil).

Long term contracts; payments on account. The directors have used the input method on percentage of completion for recognition of long term contracts. In making these assessments there is a degree of inherent uncertainty. The carrying amount is £57,976 (2024 -£159,039).

Long term contracts; forseeable losses. The directors have assessed the future likely outcome of specific contracts. In making these assessments there is a degree of inherent uncertainty. These are included in trade creditors. The carrying amount is £418,097 (2024 -£475,401).

Long term contracts; costs to be completed. The directors have used the input method on percentage of completion for recognition of long term contracts. In making these assessments there is a degree of inherent uncertainty. These are included in trade creditors. The carrying amount is £10,000 (2024 -£150,335).

Revenue recognition

Turnover comprises the fair value of the consideration received or receivable for contracted services in the ordinary course of the group’s activities. Turnover is shown net of value added tax, returns, rebates and discounts and after eliminating sales within the group.

The group recognises revenue when the amount of revenue can be reliably measured, it is probable that future economic benefits will flow to the entity and specific criteria have been met for each of the group's activities.

 

Carbide Properties Limited

Notes to the Financial Statements for the Year Ended 31 August 2025

Long term contract revenue recognition

Turnover and profits on long term contracts are recognised in proportion to the stage of completion reached when the outcome of the contract can be assessed with reasonable certainty. The directors have used the input method on percentage of completion for recognition of long term contract turnover.

This is recognised when all of the following conditions are satisfied:
- the amount of turnover can be measured reliably;
- it is probable that the group will receive the consideration due under the contract;
- the stage of completion of the contract at the end of the reporting period can be measured reliably; and
- the costs incurred and the costs to complete the contract can be measured reliably.

The accounting treatments are:
- amounts recoverable on contracts are included within debtors;
- amounts invoiced in excess of amounts recoverable on contracts are included within creditors;
- forseeable losses are included within creditors;
- costs to complete are included within creditors;
- costs, net of amounts transferred to cost of sales, are included within work in progress.

Tax

The tax expense for the period comprises current and deferred tax. Tax is recognised in the profit and loss account, except that a change attributable to an item of income or expense recognised as other comprehensive income is also recognised directly in other comprehensive income.

The current income tax charge is calculated on the basis of tax rates and laws that have been enacted or substantively enacted by the reporting date in the countries where the group operates and generates taxable income.

Deferred tax is recognised in respect of all timing differences between taxable profits and profits reported in the consolidated financial statements.

Unrelieved tax losses and other deferred tax assets are recognised when it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

Deferred tax is measured using the tax rates and laws that have been enacted or substantively enacted by the reporting date and that are expected to apply to the reversal of the timing difference.

Tangible assets

Tangible assets are stated in the balance sheet at cost, less any subsequent accumulated depreciation and subsequent accumulated impairment losses.

The cost of tangible assets includes directly attributable incremental costs incurred in their acquisition and installation.

 

Carbide Properties Limited

Notes to the Financial Statements for the Year Ended 31 August 2025

Depreciation

Depreciation is charged so as to write off the cost of assets over their estimated useful lives, as follows:

Asset class

Depreciation method and rate

Furniture, fittings and equipment

Five years straight line

Motor vehicles

Five years straight line

Business combinations

Business combinations are accounted for using the purchase method. The consideration for each acquisition is measured at the aggregate of the fair values at acquisition date of assets given, liabilities incurred or assumed, and equity instruments issued by the group in exchange for control of the acquired, plus any costs directly attributable to the business combination. When a business combination agreement provides for an adjustment to the cost of the combination contingent on future events, the group includes the estimated amount of that adjustment in the cost of the combination at the acquisition date if the adjustment is probable and can be measured reliably.

Goodwill

Goodwill arising on the acquisition of an entity represents the excess of the cost of acquisition over the group’s interest in the net fair value of the identifiable assets, liabilities and contingent liabilities of the entity recognised at the date of acquisition. Goodwill is initially recognised as an asset at cost and is subsequently measured at cost less accumulated amortisation and accumulated impairment losses. Goodwill is held in the currency of the acquired entity and revalued to the closing rate at each reporting period date. Goodwill is amortised over its useful life, which shall not exceed ten years if a reliable estimate of the useful life cannot be made.

Amortisation

Amortisation is provided on intangible assets so as to write off the cost, less any estimated residual value, over their useful life as follows:

Asset class

Amortisation method and rate

Goodwill

Seven years straight line

Investments

Investments in equity shares which are publicly traded or where the fair value can be measured reliably are initially measured at fair value, with changes in fair value recognised in the profit and loss account. Investments in equity shares which are not publicly traded and where fair value cannot be measured reliably are measured at cost less impairment.

Interest income on debt securities, where applicable, is recognised in income using the effective interest method. Dividends on equity securities are recognised in income when receivable.

Cash and cash equivalents

Cash and cash equivalents comprise cash on hand and call deposits, and other short-term highly liquid investments that are readily convertible to a known amount of cash and are subject to an insignificant risk of change in value.

 

Carbide Properties Limited

Notes to the Financial Statements for the Year Ended 31 August 2025

Debtors

Trade debtors are amounts due from customers for contract services performed in the ordinary course of business.

Debtors are recognised initially at the transaction price. They are subsequently measured at amortised cost using the effective interest method, less provision for impairment. A provision for the impairment of trade debtors is established when there is objective evidence that the group will not be able to collect all amounts due according to the original terms of the debtor.

Stocks

Stocks are stated at the lower of cost and estimated selling price less costs to complete and sell. Cost is determined using the first-in, first-out (FIFO) method.

Contract work in progress comprises costs incurred less costs recognised as contract expenses.

Creditors

Creditors are obligations to pay for goods or services that have been acquired in the ordinary course of business from suppliers. Creditors are classified as current liabilities if the group does not have an unconditional right, at the end of the reporting period, to defer settlement of the creditor for at least twelve months after the reporting date. If there is an unconditional right to defer settlement for at least twelve months after the reporting date, they are presented as non-current liabilities.

Creditors are recognised initially at the transaction price and subsequently measured at amortised cost using the effective interest method.

Borrowings

Interest-bearing borrowings are initially recorded at fair value, net of transaction costs. Interest-bearing borrowings are subsequently carried at amortised cost, with the difference between the proceeds, net of transaction costs, and the amount due on redemption being recognised as a charge to the profit and loss account over the period of the relevant borrowing.

Interest expense is recognised on the basis of the effective interest method and is included in interest payable and similar charges. Where interest is incurred on borrowings that relate to specific developments, interest is capitalised within contract work in progress.

Borrowings are classified as current liabilities unless the group has an unconditional right to defer settlement of the liability for at least twelve months after the reporting date.

Share capital

Ordinary shares are classified as equity. Equity instruments are measured at the fair value of the cash or other resources received or receivable, net of the direct costs of issuing the equity instruments. If payment is deferred and the time value of money is material, the initial measurement is on a present value basis.

 

Carbide Properties Limited

Notes to the Financial Statements for the Year Ended 31 August 2025

Contributions and other distributions

Contributions and other distributions to the company's shareholders are recognised in the financial statements in the period in which the contributions and other distributions are approved by the shareholders. These amounts are recognised in the statements of changes in equity.

Defined contribution pension obligation

A defined contribution plan is a pension plan under which fixed contributions are paid into a pension fund and the group has no legal or constructive obligation to pay further contributions even if the fund does not hold sufficient assets to pay all employees the benefits relating to employee service in the current and prior periods.

Contributions to defined contribution plans are recognised as employee benefit expense when they are due. If contribution payments exceed the contribution due for service, the excess is recognised as a prepayment.

Financial instruments

Classification
The group only enters into basic financial instrument transactions that result in the recognition of financial assets and liabilities such as bank and cash balances, trade and other debtors, trade and other creditors, loans from banks and other third parties, loans to and from related parties, and long term contract values.
 Recognition and measurement
Debt instruments, including loans and other accounts receivable and payable, are initially measured at the transaction price and subsequently at amortised cost using the effective interest method, other than those wholly repayable or receivable within one year. Debt instruments that are payable or receivable within one year, typically trade debtors and creditors, are measured, initially and subsequently, at the undiscounted amount of the cash or other consideration expected to be paid or received. However, if the arrangements of a short-term instrument constitute a financing transaction, the financial asset or liability is measured, initially, at the present value of the future cash flow discounted at a market rate of interest for a similar debt instrument and subsequently at amortised cost.
 

3

Turnover

The analysis of the group's Turnover for the year/period from continuing operations is as follows:

Year ended
31 August
2025
£

1 March 2023
to 31 August
2024
£

Commercial property developments

32,278,913

51,355,139

 

Carbide Properties Limited

Notes to the Financial Statements for the Year Ended 31 August 2025

The amount of contract revenue recognised as turnover in the year was £31,382,731 (2024 - £51,355,139). The directors have used the input method on percentage of completion for recognition of long term contract turnover and contracts in progress. The gross amounts due to and from customers are disclosed in Notes 15 and 17.

4

Operating profit

Arrived at after charging:

Year ended
31 August
2025
£

1 March 2023
to 31 August
2024
£

Depreciation

115,972

123,519

Amortisation

-

92,688

5

Other interest receivable and similar income

Year ended
31 August
2025
£

1 March 2023
to 31 August
2024
£

Other finance income

71,601

37,609

6

Interest payable and similar expenses

Year ended
31 August
2025
£

1 March 2023
to 31 August
2024
£

Interest expense on other finance liabilities

95,083

27,453

 

Carbide Properties Limited

Notes to the Financial Statements for the Year Ended 31 August 2025

7

Staff costs

The aggregate payroll costs (including directors' remuneration) were as follows:

Year ended
31 August
2025
£

1 March 2023
to 31 August
2024
£

Wages and salaries

1,377,004

1,781,089

Social security costs

187,126

251,565

Pension costs, defined contribution scheme

14,403

26,077

Other employee expense

9,564

5,861

1,588,097

2,064,592

The average number of persons employed by the group (including directors) during the year/period, analysed by category was as follows:

Year ended
31 August
2025
No.

1 March 2023
to 31 August
2024
No.

Administration and support

13

11

13

11

8

Directors' remuneration

The directors' remuneration for the year/period was as follows:

Year ended
31 August
2025
£

1 March 2023
to 31 August
2024
£

Remuneration

142,800

370,986

Contributions paid to money purchase schemes

1,321

9,981

144,121

380,967

During the year the number of directors who were receiving benefits and share incentives was as follows:

 

Carbide Properties Limited

Notes to the Financial Statements for the Year Ended 31 August 2025

Year ended
31 August
2025
No.

1 March 2023
to 31 August
2024
No.

Accruing benefits under money purchase pension scheme

1

1

In respect of the highest paid director:

Year ended
31 August
2025
£

1 March 2023
to 31 August
2024
£

Remuneration

140,310

335,715

Company contributions to money purchase pension schemes

1,321

9,981

9

Auditors' remuneration

Year ended
31 August
2025
£

1 March 2023
to 31 August
2024
£

Audit of these financial statements

40,000

35,000


 

10

Taxation

Tax charged in the consolidated profit and loss account

Year ended
31 August
2025
£

1 March 2023
to 31 August
2024
£

Current taxation

UK corporation tax

368,173

807,566

UK corporation tax adjustment to prior periods

1,645

-

369,818

807,566

Deferred taxation

Arising from origination and reversal of timing differences

(15,594)

30,607

Tax expense in the income statement

354,224

838,173

 

Carbide Properties Limited

Notes to the Financial Statements for the Year Ended 31 August 2025

The tax on profit before tax for the year is higher than the standard rate of corporation tax in the UK (2024 - higher than the standard rate of corporation tax in the UK) of 25% (2024 - 24.6%).

The differences are reconciled below:

Year ended
31 August
2025
£

1 March 2023
to 31 August
2024
£

Profit before tax

1,325,855

3,081,650

Corporation tax at standard rate

331,464

758,086

Increase in current tax from adjustment for prior periods

1,645

-

Tax increase from effect of capital allowances and depreciation

15,401

28,102

Effect of expense not deductible in determining taxable profit

22,402

20,475

Effect of tax losses

(1,088)

903

Deferred tax (credit)/expense

(15,594)

30,607

Tax decrease from other tax effects

(6)

-

Total tax charge

354,224

838,173

Deferred tax

Group and company

Deferred tax assets and liabilities

2025

Asset
£

Liability
£

Accelerated tax depreciation

-

15,013

-

15,013

2024

Asset
£

Liability
£

Accelerated tax depreciation

-

30,607

-

30,607

 

Carbide Properties Limited

Notes to the Financial Statements for the Year Ended 31 August 2025

11

Intangible assets

Group and company

Goodwill
 £

Total
£

Cost or valuation

At 1 September 2024

598,911

598,911

At 31 August 2025

598,911

598,911

Amortisation

At 1 September 2024

598,911

598,911

At 31 August 2025

598,911

598,911

Carrying amount

At 31 August 2025

-

-

At 31 August 2024

-

-

 

Carbide Properties Limited

Notes to the Financial Statements for the Year Ended 31 August 2025

12

Tangible assets

Group and company

Furniture, fittings and equipment
 £

Motor vehicles
 £

Total
£

Cost or valuation

At 1 September 2024

188,206

382,720

570,926

Additions

2,036

-

2,036

At 31 August 2025

190,242

382,720

572,962

Depreciation

At 1 September 2024

92,737

67,149

159,886

Charge for the year

39,416

76,556

115,972

At 31 August 2025

132,153

143,705

275,858

Carrying amount

At 31 August 2025

58,089

239,015

297,104

At 31 August 2024

95,469

315,571

411,040

 

Carbide Properties Limited

Notes to the Financial Statements for the Year Ended 31 August 2025

13

Investments

Group

Details of undertakings

Details of the investments in which the group holds 20% or more of the nominal value of any class of share capital are as follows:

Undertaking

Registered office

Holding

Proportion of voting rights and shares held

2025

2024

Subsidiary undertakings

Tungsten Properties Limited*

Gateway House, 4 Penman Way, Grove Park, Leicester, LE19 1SY

Ordinary

100%

100%

Carbide Fortwell RCF Limited*

Gateway House, 4 Penman Way, Grove Park, Leicester, LE19 1SY

Ordinary

100%

100%

Tungsten MW Witney Limited*

Gateway House, 4 Penman Way, Grove Park, Leicester, LE19 1SY

Ordinary

100%

100%

Tungsten Witham (1) Limited*

Gateway House, 4 Penman Way, Grove Park, Leicester, LE19 1SY

Ordinary

100%

100%

Tungsten Lutterworth (1) Limited*

Gateway House, 4 Penman Way, Grove Park, Leicester, LE19 1SY

Ordinary

100%

100%

Tungsten Oakham (1) Limited

Gateway House, 4 Penman Way, Grove Park, Leicester, LE19 1SY

Ordinary

100%

100%

Carbide Witney Fortwell Limited

Gateway House, 4 Penman Way, Grove Park, Leicester, LE19 1SY

Ordinary

100%

100%

Tungsten Birkenhead Limited*

Gateway House, 4 Penman Way, Grove Park, Leicester, LE19 1SY

Ordinary

100%

100%

 

Carbide Properties Limited

Notes to the Financial Statements for the Year Ended 31 August 2025

Undertaking

Registered office

Holding

Proportion of voting rights and shares held

Tungsten Worksop Limited*

Gateway House, 4 Penman Way, Grove Park, Leicester, LE19 1SY

Ordinary

100%

100%

Tungsten Cirencester Limited

Gateway House, 4 Penman Way, Grove Park, Leicester, LE19 1SY

Ordinary

100%

100%

Tungsten Colchester Limited*

Gateway House, 4 Penman Way, Grove Park, Leicester, LE19 1SY

Ordinary

100%

100%

Tungsten Nuneaton Limited*

Gateway House, 4 Penman Way, Grove Park, Leicester, LE19 1SY

Ordinary

100%

100%

Tungsten Dev Co 10 Limited*

Gateway House, 4 Penman Way, Grove Park, Leicester, LE19 1SY

Ordinary

100%

100%

Tungsten Dev Co 6 Limited*

Gateway House, 4 Penman Way, Grove Park, Leicester, LE19 1SY

Ordinary

100%

100%

Tungsten Dev Co 8 Limited*

Gateway House, 4 Penman Way, Grove Park, Leicester, LE19 1SY

Ordinary

100%

100%

Tungsten Asset Management Limited*

Gateway House, 4 Penman Way, Grove Park, Leicester, LE19 1SY

Ordinary

100%

100%

Tungsten Dev Co 3 Limited*

Gateway House, 4 Penman Way, Grove Park, Leicester, LE19 1SY

Ordinary

100%

100%

Tungsten Court Management Limited

5 Armston Road, Quorn, Loughborough, Leicestershire, LE12 8QP

Ordinary

100%

100%

Tungsten Holdco 1 Limited

Gateway House, 4 Penman Way, Grove Park, Leicester, LE19 1SY

Ordinary

100%

100%

 

Carbide Properties Limited

Notes to the Financial Statements for the Year Ended 31 August 2025

Undertaking

Registered office

Holding

Proportion of voting rights and shares held

Tungsten Property Investment Ltd*

Gateway House, 4 Penman Way, Grove Park, Leicester, LE19 1SY

Ordinary

100%

0%

Tungsten Dev Co 9 Limited*

Gateway House, 4 Penman Way, Grove Park, Leicester, LE19 1SY

Ordinary

100%

0%

Tungsten Dev Co 12 Limited*

Gateway House, 4 Penman Way, Grove Park, Leicester, LE19 1SY

Ordinary

100%

0%

Tungsten Dev Co 5 Limited*

Gateway House, 4 Penman Way, Grove Park, Leicester, LE19 1SY

Ordinary

0%

100%

Tungsten Dev Co 7 Limited*

Gateway House, 4 Penman Way, Grove Park, Leicester, LE19 1SY

Ordinary

0%

100%

* indicates direct investment of the company

 

Carbide Properties Limited

Notes to the Financial Statements for the Year Ended 31 August 2025

Subsidiary undertakings

Tungsten Properties Limited

The principal activity of Tungsten Properties Limited is property development.

Carbide Fortwell RCF Limited

The principal activity of Carbide Fortwell RCF Limited is property development.

Tungsten MW Witney Limited

The principal activity of Tungsten MW Witney Limited is property development.

Tungsten Witham (1) Limited

The principal activity of Tungsten Witham (1) Limited is property development.

Tungsten Lutterworth (1) Limited

The principal activity of Tungsten Lutterworth (1) Limited is property development.

Tungsten Oakham (1) Limited

The principal activity of Tungsten Oakham (1) Limited is property development.

Carbide Witney Fortwell Limited

The principal activity of Carbide Witney Fortwell Limited is property development.

Tungsten Birkenhead Limited

The principal activity of Tungsten Birkenhead Limited is property development.

Tungsten Worksop Limited

The principal activity of Tungsten Worksop Limited is property development.

Tungsten Cirencester Limited

The principal activity of Tungsten Cirencester Limited is property development.

Tungsten Colchester Limited

The principal activity of Tungsten Colchester Limited is property development.

Tungsten Nuneaton Limited

The principal activity of Tungsten Nuneaton Limited is property development.

Tungsten Dev Co 10 Limited

The principal activity of Tungsten Dev Co 10 Limited is property development.

 

Carbide Properties Limited

Notes to the Financial Statements for the Year Ended 31 August 2025

Tungsten Dev Co 6 Limited

The principal activity of Tungsten Dev Co 6 Limited is property development.

Tungsten Dev Co 8 Limited

The principal activity of Tungsten Dev Co 8 Limited is property development.

Tungsten Asset Management Limited

The principal activity of Tungsten Asset Management Limited is dormant and therefore not consolidated.

Tungsten Dev Co 3 Limited

The principal activity of Tungsten Dev Co 3 Limited is property development.

Tungsten Court Management Limited

The principal activity of Tungsten Court Management Limited is dormant and therefore not consolidated.

Tungsten Holdco 1 Limited

The principal activity of Tungsten Holdco 1 Limited is property deveopment.

Tungsten Property Investment Ltd

The principal activity of Tungsten Property Investment Ltd is dormant and therefore not consolidated.

Tungsten Dev Co 9 Limited

The principal activity of Tungsten Dev Co 9 Limited is property development.

Tungsten Dev Co 12 Limited

The principal activity of Tungsten Dev Co 12 Limited is property development.

Tungsten Dev Co 5 Limited

The principal activity of Tungsten Dev Co 5 Limited is dormant and therefore not consolidated.

Tungsten Dev Co 7 Limited

The principal activity of Tungsten Dev Co 7 Limited is dormant and therefore not consolidated.

 

Carbide Properties Limited

Notes to the Financial Statements for the Year Ended 31 August 2025

For the year ending 31 August 2025 the following subsidiaries were entitled to exemption from audit under section 479A of the Companies Act 2006 relating to subsidiary companies:

Tungsten Properties Limited

Carbide Fortwell RCF Limited

Tungsten MW Witney Limited

Tungsten Witham (1) Limited

Tungsten Lutterworth (1) Limited

Tungsten Oakham (1) Limited

Carbide Witney Fortwell Limited

Tungsten Birkenhead Limited

Tungsten Worksop Limited

Tungsten Cirencester Limited

Tungsten Dev Co 3 Limited

Tungsten Colchester Limited

Tungsten Nuneaton Limited

Tungsten Holdco 1 Limited

Tungsten Dev Co 10 Limited

Tungsten Dev Co 12 Limited

Tungsten Dev Co 8 Limited

Tungsten Dev Co 6 Limited

 

Carbide Properties Limited

Notes to the Financial Statements for the Year Ended 31 August 2025

Company

2025
£

2024
£

Investments in subsidiaries

2,502

2,502

Subsidiaries

£

Cost or valuation

At 1 September 2024

2,502

Additions

200

Disposals

(200)

At 31 August 2025

2,502

Provision

Carrying amount

At 31 August 2025

2,502

At 31 August 2024

2,502

14

Stocks

 

Group

Company

2025
£

2024
£

2025
£

2024
£

Long term contract balances

5,600,239

14,516,841

875,972

1,058,476

15

Debtors

   

Group

Company

Current

Note

2025
£

2024
£

2025
£

2024
£

Trade debtors

 

515,931

2,331,879

199,162

952,668

Amounts owed by related parties

26

1,184,717

2,823,224

7,230,565

7,643,217

Other debtors and prepayments

 

8,405,071

4,718,497

6,689,518

6,907,518

   

10,105,719

9,873,600

14,119,245

15,503,403

16

Cash and cash equivalents

 

Group

Company

2025
£

2024
£

2025
£

2024
£

Cash at bank

4,999,941

7,279,583

174,991

546,134

 

Carbide Properties Limited

Notes to the Financial Statements for the Year Ended 31 August 2025

17

Creditors

   

Group

Company

Note

2025
£

2024
£

2025
£

2024
£

Due within one year

 

Loans and borrowings

22

268,797

8,141,250

7,508

10,000

Trade creditors

 

2,155,961

1,296,821

573,241

921,890

Amounts due to related parties

26

150,000

-

150,000

-

Social security and other taxes

 

631,106

1,060,570

109,532

42,771

Other creditors and accruals

 

2,694,863

2,192,412

936,389

1,603,702

Corporate tax liability

10

376,877

807,566

-

98,804

Amounts invoiced in excess of amounts recoverable on contracts

 

57,976

159,039

57,976

27,052

 

6,335,580

13,657,658

1,834,646

2,704,219

Due after one year

 

Loans and borrowings

22

-

7,420

-

7,420

18

Provisions for liabilities

Group and company

Deferred tax
£

Total
£

At 1 September 2024

30,607

30,607

Provisions used

(15,594)

(15,594)

At 31 August 2025

15,013

15,013

 

Carbide Properties Limited

Notes to the Financial Statements for the Year Ended 31 August 2025

19

Pension and other schemes

Defined contribution pension scheme

The group operates a defined contribution pension scheme. The pension cost charge for the year represents contributions payable by the group to the scheme and amounted to £14,403 (2024 - £26,077).

20

Share capital

Allotted, called up and fully paid shares

2025

2024

No.

£

No.

£

Ordinary shares of £1 each

100

100

100

100

       

Rights, preferences and restrictions

Ordinary have the following rights, preferences and restrictions:
These have no restrictions on dividends and the repayment of capital.

21

Reserves

Group and company

Share capital

There is a single class of ordinary shares. All the shares hold full voting rights and there are no restrictions on the distribution of dividends and the repayment of capital.

Profit and loss account

This represents accumulated comprehensive income for the year and prior periods.

 

Carbide Properties Limited

Notes to the Financial Statements for the Year Ended 31 August 2025

22

Loans and borrowings

Non-current loans and borrowings

 

Group

Company

2025
£

2024
£

2025
£

2024
£

Bank borrowings

-

7,420

-

7,420

Current loans and borrowings

 

Group

Company

2025
£

2024
£

2025
£

2024
£

Bank borrowings

7,508

10,000

7,508

10,000

Other borrowings

261,289

8,131,250

-

-

268,797

8,141,250

7,508

10,000

Group

Bank borrowings

The bank loan is denominated in pounds sterling with an interest rate of 2.5%, and the final instalment is due on 30 June 2026. The carrying amount at year end is £7,508 (2024 - £17,420).

Other borrowings

Other borrowings were an investor loan denominated in pounds sterling with an interest rate of 8.0%. The carrying amount at year end is £Nil (2024 - £8,131,250).

The loan was secured against the related developments and repayable on demand.

Other borrowings at 31st August 2025 are an investor loan denominated in sterling with an interest rate of 8.0%. The carrying amount at year end is £261,289 (2024 - £Nil).

The loan is secured against the related developments and repayable on demand.

Company

Bank borrowings

The bank loan is denominated in pounds sterling with an interest rate of 2.5%, and the final instalment is due on 30 June 2026. The carrying amount at year end is £7,508 (2024 - £17,420).

 

Carbide Properties Limited

Notes to the Financial Statements for the Year Ended 31 August 2025

23

Obligations under leases and hire purchase contracts

Group and Company

Operating leases

The total of future minimum lease payments is as follows:

2025
£

2024
£

Not later than one year

98,913

101,093

Later than one year and not later than five years

5,163

42,122

104,076

143,215

The amount of non-cancellable operating lease payments recognised as an expense during the year was £130,053 (2024 - £116,375).

24

Contingent liabilities

Company

Under S479C of the Companies Act 2006, the company has agreed to guarantee the liabilities of the subsidiaries listed on page 36. At 31st August 2025 these liabilites total £4,485,934 (2024 - £10,953,439)

25

Analysis of changes in net debt

Group

At 1 September 2024
£

Financing cash flows
£

At 31 August 2025
£

Cash and cash equivalents

Cash

7,279,583

(2,279,642)

4,999,941

Borrowings

Long term borrowings

(7,420)

7,420

-

Short term borrowings

(8,141,250)

7,872,453

(268,797)

(8,148,670)

7,879,873

(268,797)

Net cash/(debt)

(869,087)

5,600,231

4,731,144

 

Carbide Properties Limited

Notes to the Financial Statements for the Year Ended 31 August 2025

26

Related party transactions

Group and company

Transactions with directors

2025

At 1 September 2024
£

Repayments by director
£

At 31 August 2025
£

J. D. Penman

Director's loan

1,325,000

(1,400,000)

(75,000)

D. J. Sear-Mayes

Director's loan

1,325,000

(1,400,000)

(75,000)

2024

At 1 March 2023
£

Advances to director
£

Repayments by director
£

At 31 August 2024
£

J. D. Penman

Director's loan

950,973

1,349,027

(975,000)

1,325,000

D. J. Sear-Mayes

Director's loan

900,000

1,400,000

(975,000)

1,325,000

The group/company had authorised unsecured, interest free loans to the directors totalling £2,650,000 in the period ended 31 August 2024. These loans were repaid during the year.

 

Carbide Properties Limited

Notes to the Financial Statements for the Year Ended 31 August 2025

Summary of transactions with other related parties

At the year end the group/company was owed £1,184,717 from related companies connected to the directors (2024 - £173,224).

Income totalling £98,280 arose during the year from related parties connected to the directors (2024 - £84,881).

Purchases totalling £39,250 arose during the year from related parties connected to the directors (2024 - £334,992).

The directors provided consultancy services totalling £800,000 (2024 - £1,200,000).

Family members related to the directors received dividends of £nil (2024 - £1,950,000).

Contributions were paid to the Employee Ownership Trust amounting to £4,705,000 (2024 - £nil).

27

Ultimate controlling party

The ultimate controlling party is Carbide Properties Trustee Limited.