REGISTERED NUMBER: SC262571 (Scotland)

Unaudited Financial Statements for the Year Ended 31 March 2026

for

AB1 Financial Planning Ltd

Page

Company Information

1

Balance Sheet

2

Notes to the Financial Statements

3

DIRECTOR:

A Blyth

REGISTERED OFFICE:

Room 12

Alva Street Business Centre

11 Alva Street

Edinburgh

Lothian

EH2 4PH

REGISTERED NUMBER:

SC262571 (Scotland)

ACCOUNTANT:

Hazel Lauder

Chartered Accountant

One St Colme Street

Edinburgh

Lothian

EH3 6AA

BANKERS:

Bank of Scotland

8 Lochside Avenue

Edinburgh

EH12 9DJ

FIXED ASSETS

Tangible assets

4

-

43

CURRENT ASSETS

Debtors

5

1,229

1,625

Cash at bank

49,385

36,045

50,614

37,670

CREDITORS

Amounts falling due within one year

6

8,959

9,334

NET CURRENT ASSETS

41,655

28,336

TOTAL ASSETS LESS CURRENT LIABILITIES

41,655

28,379

CAPITAL AND RESERVES

Called up share capital

1

1

Retained earnings

41,654

28,378

SHAREHOLDERS' FUNDS

41,655

28,379

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 March 2026.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 March 2026 in accordance with Section 476 of the Companies Act 2006.

The director acknowledges his responsibilities for:

(a)	ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b)

preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the director and authorised for issue on 11 May 2026 and were signed by:

A Blyth - Director

1.	STATUTORY INFORMATION

AB1 Financial Planning Ltd is a private company, limited by shares , registered in Scotland. The company's registered number and registered office address can be found on the Company Information page.

2.	ACCOUNTING POLICIES

Basis of preparing the financial statements

These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Turnover

Turnover is recognised on fees and commission when the company obtains the right to consideration and is stated net of value added tax.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Plant and machinery etc

-

33% on cost

Pension costs and other post-retirement benefits

The company contributes to the director's personal pension scheme. Contributions are charged as incurred.

3.	EMPLOYEES AND DIRECTORS

The average number of employees during the year was 1 (2025 - 1 ) .

4.	TANGIBLE FIXED ASSETS

Plant and

machinery

etc

£

COST

At 1 April 2025

and 31 March 2026

2,246

DEPRECIATION

At 1 April 2025

2,203

Charge for year

43

At 31 March 2026

2,246

NET BOOK VALUE

At 31 March 2026

-

At 31 March 2025

43

5.

DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

31.3.26

31.3.25

£

£

Trade debtors

900

1,296

Other debtors

329

329

1,229

1,625

6.

CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

31.3.26

31.3.25

£

£

Trade creditors

185

174

Taxation and social security

7,394

7,840

Other creditors

1,380

1,320

8,959

9,334

7.	DIRECTOR'S ADVANCES, CREDITS AND GUARANTEES

The following advances and credits to a director subsisted during the years ended 31 March 2026 and 31 March 2025:

31.3.26

31.3.25

£

£

A Blyth

Balance outstanding at start of year

-

(105

)

Amounts repaid

-

105

Amounts written off

-

-

Amounts waived

-

-

Balance outstanding at end of year

-

-

8.	ULTIMATE CONTROLLING PARTY

The controlling party is A Blyth.