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Registered number: 00396381









Creamline Dairies Limited









Annual Report and Financial Statements

For the period ended 27 September 2025

 
Creamline Dairies Limited
 
 
Company Information


Directors
R K B Purvis 
A D Swallow (Chairman) 
C D Swallow 
H H G Swallow 




Company secretary
C D Swallow



Registered number
00396381



Registered office
Mellors Road
Trafford Park

Manchester

M17 1PB




Independent auditors
Hurst Accountants Limited
Chartered Accountants & Statutory Auditors

3 Stockport Exchange

Stockport

Cheshire

SK1 3GG




Solicitors
Ward Hadaway
The Observatory

Chapel Walks

Manchester

M2 1HL





 
Creamline Dairies Limited
 

Contents



Page
Strategic Report
 
1 - 3
Directors' Report
 
4 - 6
Independent Auditors' Report
 
7 - 10
Statement of Comprehensive Income
 
11
Statement of Financial Position
 
12
Statement of Changes in Equity
 
13 - 14
Statement of Cash Flows
 
15 - 16
Analysis of Net Debt
 
16
Notes to the Financial Statements
 
17 - 33


 
Creamline Dairies Limited
 
 
Strategic report
For the period ended 27 September 2025

Introduction
 
The directors present the strategic report for the period ended 27 September 2025.

Business review
 
As shown in the statement of comprehensive income on page 11 the company’s turnover has increased by £8.54m (24.9%) from the prior year. The company returned a net profit before tax of £694k against £2.42m in the prior year. 

Increases to employers national insurance, minimum wage and adverse movements in the price of raw milk and bulk cream sales have contributed to the fall in profitability in the year.  The company is addressing this by way of cost recovery through pricing and greater efficiencies in its supply chain.

The statement of financial position on page 12 shows that the company’s net assets decreased from £12.4m in the prior year to £5.9m at the year end. The decrease is principally attributable to the sale of properties to other group entities as part of an internal restructuring exercise undertaken during the year. Notwithstanding this reduction, the company continues to maintain positive net current assets and good liquidity.

The company continues to invest in its online retail trading platform for delivery of dairy, convenience and grocery products to residential and also business customers in the North West and this remains a priority area for activity and investment for the future. There is a desire among consumers for both convenience and authentic local goods delivered to their homes.  In the consumer space environmental concerns over single use plastic & climate change still encourages a switch back to locally sourced, wholesome food operating in the circular economy with washable and re-useable glass bottles.

The company will continue to make considerable investments in new dairy equipment and fleet vehicles of both HGVs and electric vehicles to enhance fuel, carbon and financial efficiency and reliability.

The company has continued to source the majority of its raw milk requirements from selected high quality farms in the North West, particularly in Cheshire. Our online grocery is underpinned by strong relationships with high quality local providers of meat, fish, bakery, fruit and vegetable products. This strengthens our position with customers as a high quality supplier of genuine local produce with strong links to our farmer and local suppliers and low food miles.

Principal risks and uncertainties
 
Input cost price inflation especially in raw materials, wages, energy and transport costs, particularly driven by Government policy such as the employers' National Insurance and National Minimum Wage increase and Net Zero requirements has become and will remain a key risk and uncertainty in the year ahead. We shall continue to monitor, review and act upon the pass through of cost increases.

A return to heavy discounting of milk by the major and minor multiple retailers and other milk delivery companies to win custom in the ‘cost of living crisis’ may lead to margin compression and loss of sales volume. The company will address this by remaining environmentally and price competitive for a delivered product with strong local provenance and high quality, in many cases in a reusable glass container, and appeal to those consumers who value these characteristics and are willing to pay for them, particularly through reaching a wider audience in Greater Manchester and Cheshire with its online platform.

We encourage customers of our traditional offline delivery service to switch to online where appropriate as it delivers enhanced customer interaction, service and cash collection benefits. We will also continue to invest in the marketing of our “Best of Local” product range sold via the online platform which comprises high quality butcher, baker, fishmonger, cheese and staple green grocer products. We have seen the online business engage a new customer demographic compared to our traditional doorstep business. Glass bottled milk particularly via our online platform and our Bottled Milk Buyers continues to be very popular. We are also investing generally in our website, apps, IT infrastructure, software and staff training and awareness to constantly improve our productivity, financial control, cyber security and regulatory compliance.
 
Page 1

 
Creamline Dairies Limited
 

Strategic report (continued)
For the period ended 27 September 2025


We also aim to retain and grow milk sales volumes in the wholesale, middle ground and contract packing segments which gives breadth and depth to our business model. On contract packing we continue to have significant manufacturing commitments for some specialist milk such as barista milk. We also produce our own organic fresh milks and orange juice in glass bottles.

Creditworthiness of our customers remains a risk. However, the company has a very diverse and well spread customer base and the company actively manages its debtors to keep risk exposure to acceptable levels and to follow up on slow or non-payment.  Our bad debt provision and write off levels remain very low.

The company’s revenues and costs derive entirely inside the UK (and principally the North West of England) so with the exception of the impact of world markets on the UK price of raw milk, cream, packaging materials, energy and fuel it is largely domestically focused. Recent events in the middle east have put upward pressure on vehicle fuel and packaging costs and may have secondary effects on other suppliers to the business. The company shall keep this under review and if it appears likely to persist will recover costs in its pricing and by seeking further efficiencies in its supply chain

A safe working and operating environment for all our staff, customers, contractors and suppliers is of the utmost importance to the board of directors and to that end they have put in place policies, procedures, management and systems to plan, analyse, monitor and act on all aspects of health and safety within the business from farm collections of milk, through to production, logistics and fleet management, customer deliveries and administration. The Board have appointed a suitably qualified Health & Safety Manager and personally supervise regular meetings with the management of the company who have responsibility for operational health and safety.

We seek to support, train and listen to our staff and conduct occasional employee engagement surveys and follow up with initiatives to meet any concerns raised.

The company also takes its corporate and social responsibility seriously. It is a member of the Dairy Energy Savings Scheme, has completed its ESOS assessments and will continue to invest in energy saving measures. We include carbon accounting data in our accounts and are putting in place the measures to enable accurate recording and calculation of carbon usage by the business and plans to reduce it to zero over the medium and long term within national frameworks. We work with our packaging and other suppliers to find ways of reducing the amount of packaging materials used in our packing operations and comply with the requirements of the Plastic Packaging Tax and Extended Producer Packaging Obligations.  Our poly bottle supplier uses a significant amount (30%) of recyclate in the bottles which are themselves fully recyclable through the normal council recycling system. We have moved to white poly bottle tops to further facilitate recycling of this element of our packaging. Our widespread and growing use of washable reusable glass bottles and  electric delivery vehicles means we have long led the way in sustainable food delivery systems and are benefitting from the trend towards reusable glass for milk.

The company is also a generous charitable donor, on its own account, supporting charities involved in the improvement of the lives of young people in Manchester and its environs such as The Message and Cre8, and also through its customer lottery scheme which regularly supports numerous worthy local charities such as Francis House Children’s Hospice, Joshua Tree and St Ann’s Hospice.

Directors' statement of compliance with duty to promote the success of the company
 
Section 172(1) Statement

The directors of Creamline Dairies Limited are responsible for overseeing the operations and strategic direction of the company and are committed to fulfilling their duties under Section 172 of the Companies Act 2006. In performing their responsibilities, the directors have had regard to the interests of the company’s key stakeholders, including shareholders, regulators, and other relevant parties.
 
Page 2

 
Creamline Dairies Limited
 

Strategic report (continued)
For the period ended 27 September 2025


Stakeholder Considerations in Decision-Making

The directors engage with the management team of the company to ensure that strategic decisions align with the group’s long-term objectives and the interests of shareholders. As its two ordinary shareholders are both directors of Creamline Dairies Limited there is a very close alignment of shareholder goals with the direction of the company.

The board regularly considers:
The financial performance and capital requirements of the company, ensuring appropriate funding and governance structures.
The distribution of profits through dividends and reinvestment decisions to promote sustainable long-term growth.
The regulatory and legal frameworks in which the company operates, ensuring compliance with all relevant obligations.
The environmental, social, and governance (ESG) responsibilities of the group as a whole.
 
Long-Term Success & Governance

The directors are committed to promoting the long-term success of the company. Regular board meetings provide a forum to review strategic initiatives, assess risk management processes, and monitor financial performance at both the holding and subsidiary levels. The company also engages with external advisers such as accountants, insurance brokers and lawyers where necessary to ensure robust governance, risk management and compliance. During the financial year, the board has considered a range of issues, principally relating to its capital structure and overall dividend policy, ensuring they are made in the best interests of shareholders and the wider group.

The directors are satisfied that they have acted in accordance with their duties under Section 172 of the Companies Act 2006.

Financial key performance indicators
 
The key financial performance indicators for the past five years are as follows:

2025
2024
2023
2022
2021

Turnover £'000

42,825

34,286

36,118
 
33,569
 
29,336


Gross profit £'000

18,966

16,223

15,294
 
14,120
 
13,675


Gross profit %

44%

47%

42%
 
42%
 
47%


EBITDA £'000

1,549

3,132

2,445
 
1,473
 
1,740


Operating profit excl. exceptional items £'000

623

2,298

1,597
 
521
 
798


Employee numbers

298

256

261
 
268
 
262


Turnover / employee £'000

144

134

138
 
125
 
112




This report was approved by the board and signed on its behalf.



R K B Purvis
Director

C D Swallow
Director


Date: 29 April 2026


Page 3

 
Creamline Dairies Limited
 
 
 
Directors' report
For the period ended 27 September 2025

The directors present their report and the financial statements for the period ended 27 September 2025.

Directors' responsibilities statement

The directors are responsible for preparing the strategic report, the directors' report and the financial statements in accordance with applicable law and regulations.
 
Company law requires the directors to prepare financial statements for each financial year. Under that law the directors have elected to prepare the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice), including Financial Reporting Standard 102 ‘The Financial Reporting Standard applicable in the UK and Republic of Ireland'. Under company law the directors must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the company and of the profit or loss of the company for that period.

 In preparing these financial statements, the directors are required to:


select suitable accounting policies for the company's financial statements and then apply them consistently;

make judgements and accounting estimates that are reasonable and prudent;

state whether applicable UK Accounting Standards have been followed, subject to any material departures disclosed and explained in the financial statements;

prepare the financial statements on the going concern basis unless it is inappropriate to presume that the company will continue in business.

The directors are responsible for keeping adequate accounting records that are sufficient to show and explain the company's transactions and disclose with reasonable accuracy at any time the financial position of the company and to enable them to ensure that the financial statements comply with the Companies Act 2006They are also responsible for safeguarding the assets of the company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Results and dividends

The profit for the period, after taxation, amounted to £484,458 (2024 -£1,771,388).

Dividends paid during the year amounted to £7,107,612 (2024 - £600,493)

The directors do not recommend payment of a final dividend.

Directors

The directors who served during the period were:

R K B Purvis 
A D Swallow (Chairman) 
C D Swallow 
H H G Swallow 

Charitable donations

During the year the company donated £22,000 (2024 - £15,160) to UK registered charities. 

Page 4

 
Creamline Dairies Limited
 
 
 
Directors' report (continued)
For the period ended 27 September 2025

Future developments

The business remains well set to benefit from its diverse and solid customer base and its large and dense potential market for customers in the North West of England using a technology led approach to connecting with and serving them which yields regular repeat custom and the ability to sell a diverse range of products. It has low cost, strategically well positioned and well invested manufacturing and distribution facilities in Manchester, Stockport, Warrington, Chester and the Wirral.
   
In the early part of the 2024-25 financial year the company acquired dairy depots in Chester and the Wirral of a similar scale and nature to those it already operates in Stockport and Warrington which will profitably expand both sales revenue and our geographic footprint for the provision of our goods and services.

We will continue to bid for further profitable business using our available production and distribution capacity and in particular will invest in and market heavily to residential consumers our online milk and convenience and “Best of Local” grocery offering in the year ahead. We will also seek to grow sales of our own produced product range of fresh, organic, specialist milks and orange juice. The cost of raw milk and the value of bulk cream sales, wagers, fuel and energy will always be important factors in the revenues and profits of the company.
   
The directors plan to expand the company’s operations by organic growth and acquisition of further business if the opportunity presents itself in the future. We will continue to match our logistics capability with the company’s level of sales and seek to improve the efficiency of our delivery operations.

Greenhouse gas emissions, energy consumption and energy efficiency action

The company is exempt from SECR reporting as it is included in the group report of Horsfield Group Limited, its parent company.

Engagement with employees

The company places considerable value on the involvement of its employees and has continued its existing practice of keeping them informed on matters affecting them as employees and on various matters affecting the performance of the company. In particular the company will involve employees in developing a strong health and safety culture by creating opportunities for them to easily communicate concerns and ideas about how to improve the company's performance in this area.

Disabled employees

Disabled persons are employed by the group when they appear to be suited to a particular vacancy. Where an existing employee becomes disabled every effort is made to continue to provide suitable employment, either in the same or in an alternative position.

Disclosure of information to auditors

Each of the persons who are directors at the time when this directors' report is approved has confirmed that:
 
so far as the director is aware, there is no relevant audit information of which the company's auditors are unaware, and

the director has taken all the steps that ought to have been taken as a director in order to be aware of any relevant audit information and to establish that the company's auditors are aware of that information.

Auditors

The auditorsHurst Accountants Limitedwill be proposed for reappointment in accordance with section 485 of the Companies Act 2006.

Page 5

 
Creamline Dairies Limited
 
 
 
Directors' report (continued)
For the period ended 27 September 2025

This report was approved by the board and signed on its behalf.
 



R K B Purvis
Director
C D Swallow
Director


Date: 29 April 2026
Date: 29 April 2026

Page 6

 
Creamline Dairies Limited
 
 
 
Independent Auditors' Report to the Members of Creamline Dairies Limited
 

Opinion


We have audited the financial statements of Creamline Dairies Limited (the 'company') for the period ended 27 September 2025, which comprise the statement of comprehensive income, the statement of financial position, the statement of cash flows, the analysis of net debt, the statement of changes in equity and the related notes, including a summary of significant accounting policiesThe financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 ‘The Financial Reporting Standard applicable in the UK and Republic of Ireland' (United Kingdom Generally Accepted Accounting Practice).


In our opinion the financial statements:


give a true and fair view of the state of the company's affairs as at 27 September 2025 and of its profit for the period then ended;
have been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice; and
have been prepared in accordance with the requirements of the Companies Act 2006.


Basis for opinion


We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditors' responsibilities for the audit of the financial statements section of our report. We are independent of the company in accordance with the ethical requirements that are relevant to our audit of the financial statements in the United Kingdom, including the Financial Reporting Council's Ethical Standard and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.


Conclusions relating to going concern


In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.


Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.


Our responsibilities and the responsibilities of the directors with respect to going concern are described in the relevant sections of this report.


Other information


The other information comprises the information included in the Annual Report other than the financial statements and our auditors' report thereon. The directors are responsible for the other information contained within the Annual ReportOur opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon. Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the course of the audit, or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.


We have nothing to report in this regard.


Page 7

 
Creamline Dairies Limited
 
 
 
Independent Auditors' Report to the Members of Creamline Dairies Limited (continued)


Opinion on other matters prescribed by the Companies Act 2006
 

In our opinion, based on the work undertaken in the course of the audit:


the information given in the strategic report and the directors' report for the financial period for which the financial statements are prepared is consistent with the financial statements; and
the strategic report and the directors' report have been prepared in accordance with applicable legal requirements.


Matters on which we are required to report by exception
 

In the light of the knowledge and understanding of the company and its environment obtained in the course of the audit, we have not identified material misstatements in the strategic report or the directors' report.


We have nothing to report in respect of the following matters in relation to which the Companies Act 2006 requires us to report to you if, in our opinion:


adequate accounting records have not been kept, or returns adequate for our audit have not been received from branches not visited by us; or
the financial statements are not in agreement with the accounting records and returns; or
certain disclosures of directors' remuneration specified by law are not made; or
we have not received all the information and explanations we require for our audit.


Responsibilities of directors
 

As explained more fully in the directors' responsibilities statement set out on page 4, the directors are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the directors determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.


In preparing the financial statements, the directors are responsible for assessing the company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the directors either intend to liquidate the company or to cease operations, or have no realistic alternative but to do so.


Page 8

 
Creamline Dairies Limited
 
 
 
Independent Auditors' Report to the Members of Creamline Dairies Limited (continued)


Auditors' responsibilities for the audit of the financial statements
 

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditors' report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.


Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

Identifying and assessing potential risks related to irregularities

In identifying and assessing the risks of material misstatement in respect of irregularities, including fraud and non-compliance with laws and regulations, we considered the following:

The nature of the industry and sector in which the company operates; the control environment and business performance including key drivers for directors' remuneration, bonus levels and performance targets.
The outcome of enquiries of local management and parent company management, including whether management was aware of any instances of non-compliance with laws and regulations, and whether management had knowledge of any actual, suspected, or alleged fraud.
Supporting documentation relating to the Company's policies and procedures for:
        - Identifying, evaluating, and complying with laws and regulations
        - Detecting and responding to the risks of fraud
The internal controls established to mitigate risks related to fraud or non-compliance with laws and regulations.
The outcome of discussions amongst the engagement team regarding how and where fraud might occur in the financial statements and any potential indicators of fraud.
The legal and regulatory framework in which the Company operates, particularly those laws and regulations which have a direct effect on the financial statements, such as the Companies Act 2006, pensions and tax legislation, or which had a fundamental effect on the operations of the Company, including General Data Protection requirements and Anti-bribery and Corruption.

Audit response to risks identified

Our procedures to respond to the risks identified included the following:

Reviewing the financial statements disclosures and testing to supporting documentation to assess compliance with the provisions of those relevant laws and regulations which have a direct effect on the financial statements.
Discussions with management, including consideration of known or suspected instances of non-compliance with laws and regulations and fraud.
Evaluation of the operating effectiveness of management’s controls designed to prevent and detect irregularities.
Enquiring of management about any actual and potential litigation and claims.
Performing analytical procedures to identify any unusual or unexpected relationships which may indicate risks of material misstatement due to fraud.
Page 9

 
Creamline Dairies Limited
 
 
 
Independent Auditors' Report to the Members of Creamline Dairies Limited (continued)


We have also considered the risk of fraud through management override of controls by:

Testing the appropriateness of journal entries and other adjustments. We have used data analytics software to identify
accounting transactions which may pose a heightened risk of material misstatement, whether due to fraud or error.
Challenging assumptions made by management in their significant accounting estimates, and assessing whether the judgements made in making accounting estimates are indicative of a potential bias; and
Evaluating the business rationale of any significant transactions that are unusual or outside the normal course of business.

We also communicated relevant identified laws and regulations and potential fraud risks to all engagement team members and remained alert to any indications of fraud or non-compliance with laws and regulations throughout the audit.

There are inherent limitations in the audit procedures described above, and the further removed non-compliance with laws and regulations are from the events and transactions reflected in the financial statements, the less likely we would become aware of them. Also, the risk of not detecting a material misstatement due to fraud is higher than the risk of not detecting one resulting from error, as fraud may involve deliberate concealment by, for example, forgery or intentional misrepresentations, or through collusion.


A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council's website at: www.frc.org.uk/auditorsresponsibilities. This description forms part of our auditors' report.


Use of our report
 

This report is made solely to the company's members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006Our audit work has been undertaken so that we might state to the company's members those matters we are required to state to them in an auditors' report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the company and the company's members, as a body, for our audit work, for this report, or for the opinions we have formed.



Chris Stewardson (Senior Statutory Auditor)
for and on behalf of
Hurst Accountants Limited
Chartered Accountants
Statutory Auditors
3 Stockport Exchange
Stockport
Cheshire
SK1 3GG

30 April 2026
Page 10

 
Creamline Dairies Limited
 
 
Statement of comprehensive income
For the period ended 27 September 2025

52 weeks ended
27 September
52 weeks ended 
28 September
2025
2024
Note
£
£

  

Turnover
 4 
42,825,024
34,285,658

Cost of sales
  
(23,859,433)
(18,062,773)

Gross profit
  
18,965,591
16,222,885

Distribution costs
  
(13,436,943)
(10,421,124)

Administrative expenses
  
(5,272,535)
(3,834,403)

Other operating income
 5 
366,980
330,954

Operating profit
 6 
623,093
2,298,312

Interest receivable and similar income
 10 
143,087
173,015

Interest payable and similar expenses
 11 
(72,465)
(48,091)

Profit before tax
  
693,715
2,423,236

Tax on profit
 12 
(209,257)
(651,848)

Profit for the financial period
  
484,458
1,771,388

Other comprehensive income for the period
  

Deferred tax movements
 23 
113,620
19,651

Other comprehensive income for the period
  
113,620
19,651

Total comprehensive income for the period
  
598,078
1,791,039

The notes on pages 17 to 33 form part of these financial statements.

Page 11

 
Creamline Dairies Limited
Registered number: 00396381

Statement of financial position
As at 27 September 2025

27 September
28 September
2025
2024
Note
£
£

Fixed assets
  

Intangible assets
 14 
367,725
205,693

Tangible assets
 15 
2,740,703
6,210,803

Investment property
 16 
-
1,250,000

  
3,108,428
7,666,496

Current assets
  

Stocks
 17 
532,319
507,420

Debtors: amounts falling due within one year
 18 
4,447,245
4,163,559

Cash at bank and in hand
 19 
3,568,541
5,756,650

  
8,548,105
10,427,629

Creditors: amounts falling due within one year
 20 
(4,414,030)
(4,150,480)

Net current assets
  
 
 
4,134,075
 
 
6,277,149

Total assets less current liabilities
  
7,242,503
13,943,645

Creditors: amounts falling due after more than one year
 21 
(843,569)
(909,791)

Provisions for liabilities
  

Deferred tax
 23 
(498,164)
(623,550)

Net assets
  
5,900,770
12,410,304


Capital and reserves
  

Called up share capital 
 24 
25,000
25,000

Profit and loss account
 25 
5,875,770
12,385,304

  
5,900,770
12,410,304


The financial statements were approved and authorised for issue by the board and were signed on its behalf by: 


R K B Purvis
C D Swallow
Director
Director


Date: 29 April 2026
Date:29 April 2026

The notes on pages 17 to 33 form part of these financial statements.

Page 12

 
Creamline Dairies Limited
 

Statement of changes in equity
For the period ended 27 September 2025


Called up share capital
Profit and loss account
Total equity

£
£
£

At 28 September 2024
25,000
12,385,304
12,410,304


Comprehensive income for the period

Profit for the period

-
484,458
484,458

Deferred tax movements
-
113,620
113,620


Other comprehensive income for the period
-
113,620
113,620


Total comprehensive income for the period
-
598,078
598,078


Contributions by and distributions to owners

Dividends: Equity capital
-
(7,107,612)
(7,107,612)


Total transactions with owners
-
(7,107,612)
(7,107,612)


At 27 September 2025
25,000
5,875,770
5,900,770


The notes on pages 17 to 33 form part of these financial statements.

Page 13

 
Creamline Dairies Limited
 

Statement of changes in equity
For the period ended 28 September 2024


Called up share capital
Profit and loss account
Total equity

£
£
£

At 30 September 2023
25,000
11,194,758
11,219,758


Comprehensive income for the financial period

Profit for the financial period

-
1,771,388
1,771,388

Deferred tax movements
-
19,651
19,651


Other comprehensive income for the financial period
-
19,651
19,651


Total comprehensive income for the financial period
-
1,791,039
1,791,039


Contributions by and distributions to owners

Dividends: Equity capital
-
(600,493)
(600,493)


Total transactions with owners
-
(600,493)
(600,493)


At 28 September 2024
25,000
12,385,304
12,410,304


The notes on pages 17 to 33 form part of these financial statements.

Page 14

 
Creamline Dairies Limited
 

Statement of cash flows
For the period ended 27 September 2025

52 weeks ended
27 September
52 weeks ended 
28 September
2025
2024
£
£

Cash flows from operating activities

Profit for the financial period
484,458
1,771,388

Adjustments for:

Amortisation of intangible assets
106,447
43,180

Depreciation of tangible assets
820,283
724,439

Loss on disposal of tangible assets
(3,177)
4,533

Interest paid
72,465
48,091

Interest received
(143,087)
(173,015)

Taxation charge
209,257
651,848

(Increase) in stocks
(24,899)
(36,408)

(Increase)/decrease in debtors
(384,148)
60,581

Decrease in amounts owed by groups
100,462
-

Increase in creditors
719,605
277,511

Decrease in amounts owed to groups
-
(127,307)

Corporation tax (paid)
(678,565)
(296,516)

Net cash generated from operating activities

1,279,101
2,948,325

Cash flows from investing activities

Purchase of intangible fixed assets
(268,479)
(50,413)

Purchase of tangible fixed assets
(371,939)
(671,144)

Proceeds from sale of tangible fixed assets
22,646
8,717

Interest received
143,087
173,015

HP interest paid
(70,968)
(44,113)

Net cash from investing activities

(545,653)
(583,938)

Cash flows from financing activities

Repayment of loans
-
(103,293)

Repayment of finance leases
(382,815)
(300,138)

Dividends paid
(2,537,245)
(600,493)

Interest paid
(1,497)
(3,978)

Net cash used in financing activities
(2,921,557)
(1,007,902)

Net (decrease)/increase in cash and cash equivalents
(2,188,109)
1,356,485

Cash and cash equivalents at beginning of period
5,756,650
4,400,165

Cash and cash equivalents at the end of period
3,568,541
5,756,650
Page 15

 
Creamline Dairies Limited
 

Statement of cash flows (continued)
For the period ended 27 September 2025

27 September
28 September

2025
2024

£
£



Cash and cash equivalents at the end of period comprise:

Cash at bank and in hand
3,568,541
5,756,650



Analysis of net debt
For the period ended 27 September 2025





At 29 September 2024
Cash flows
New finance leases
At 27 September 2025
£

£

£

£

Cash at bank and in hand

5,756,650

(2,188,109)

-

3,568,541

Finance leases

(1,269,172)

447,550

(382,815)

(1,204,437)


4,487,478
(1,740,559)
(382,815)
2,364,104

Page 16

 
Creamline Dairies Limited
 
 
 
Notes to the financial statements
For the period ended 27 September 2025

1.


General information

Creamline Dairies Limited is a private company limited by share capital, incorporated in England, registered number 00396381. The address of the registered office and principal place of business is Mellors Road, Trafford Park, Manchester, M17 1PB. The principal activity of the company is the retail and wholesale of milk, dairy and grocery products.

2.Accounting policies

 
2.1

Basis of preparation of financial statements

The financial statements have been prepared under the historical cost convention and in accordance with Financial Reporting Standard 102, the Financial Reporting Standard applicable in the UK and the Republic of Ireland and the Companies Act 2006.

The preparation of financial statements in compliance with FRS 102 requires the use of certain critical accounting estimates. It also requires management to exercise judgement in applying the company's accounting policies (see note 3).

The following principal accounting policies have been applied:

 
2.2

Revenue

Revenue is recognised to the extent that it is probable that the economic benefits will flow to the company and the revenue can be reliably measured. Revenue is measured as the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes. The following criteria must also be met before revenue is recognised:

Sale of goods

Revenue from the sale of goods is recognised when all of the following conditions are satisfied:
the company has transferred the significant risks and rewards of ownership to the buyer;
the company retains neither continuing managerial involvement to the degree usually associated with ownership nor effective control over the goods sold;
the amount of revenue can be measured reliably;
it is probable that the company will receive the consideration due under the transaction; and
the costs incurred or to be incurred in respect of the transaction can be measured reliably.

Revenue is recognised upon dispatch of goods.

Page 17

 
Creamline Dairies Limited
 
 
 
Notes to the financial statements
For the period ended 27 September 2025

2.Accounting policies (continued)

  
2.3

Intangible assets

Goodwill

Goodwill represents the difference between amounts paid on the cost of a business combination and the acquirer’s interest in the fair value of its identifiable assets and liabilities of the acquiree at the date of acquisition. Subsequent to initial recognition, Goodwill is measured at cost less accumulated amortisation and accumulated impairment losses. Goodwill is amortised on a straight line basis to the Statement of comprehensive income over its useful economic life.

Other intangible assets

Intangible assets are initially recognised at cost. After recognition, under the cost model, intangible assets are measured at cost less any accumulated amortisation and any accumulated impairment losses.

 
2.4

Operating leases: the company as lessor

Rental income from operating leases is credited to profit or loss on a straight-line basis over the lease term.

 
2.5

Operating leases: the company as lessee

Rentals paid under operating leases are charged to profit or loss on a straight-line basis over the lease term.

Benefits received and receivable as an incentive to sign an operating lease are recognised on a straight-line basis over the lease term, unless another systematic basis is representative of the time pattern of the lessee's benefit from the use of the leased asset.

 
2.6

Leased assets: the company as lessee

Assets obtained under hire purchase contracts and finance leases are capitalised as tangible fixed assets. Assets acquired by finance lease are depreciated over the shorter of the lease term and their useful lives. Assets acquired by hire purchase are depreciated over their useful lives. Finance leases are those where substantially all of the benefits and risks of ownership are assumed by the company. Obligations under such agreements are included in creditors net of the finance charge allocated to future periods. The finance element of the rental payment is charged to profit or loss so as to produce a constant periodic rate of charge on the net obligation outstanding in each period.

  
2.7

Research and development

Expenditure relating to the development of software used within the business is capitalised as an intangible fixed asset and amortised on a straight line basis over the estimated useful life. Associated sundry costs are recognised in profit or loss in the period they are incurred.

Page 18

 
Creamline Dairies Limited
 
 
 
Notes to the financial statements
For the period ended 27 September 2025

2.Accounting policies (continued)

 
2.8

Pensions

Defined contribution pension plan

The company operates a defined contribution plan for its employees. A defined contribution plan is a pension plan under which the company pays fixed contributions into a separate entity. Once the contributions have been paid the company has no further payment obligations.

The contributions are recognised as an expense in profit or loss when they fall due. Amounts not paid are shown in accruals as a liability in the statement of financial position. The assets of the plan are held separately from the company in independently administered funds.

 
2.9

Current and deferred taxation

The tax expense for the period comprises current and deferred tax. Tax is recognised in profit or loss except that a charge attributable to an item of income and expense recognised as other comprehensive income or to an item recognised directly in equity is also recognised in other comprehensive income or directly in equity respectively.

The current income tax charge is calculated on the basis of tax rates and laws that have been enacted or substantively enacted by the reporting date in the countries where the company operates and generates income.

Deferred tax balances are recognised in respect of all timing differences that have originated but not reversed by the reporting date, except that:
The recognition of deferred tax assets is limited to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits; and
Any deferred tax balances are reversed if and when all conditions for retaining associated tax allowances have been met.

Deferred tax balances are not recognised in respect of permanent differences except in respect of business combinations, when deferred tax is recognised on the differences between the fair values of assets acquired and the future tax deductions available for them and the differences between the fair values of liabilities acquired and the amount that will be assessed for tax. Deferred tax is determined using tax rates and laws that have been enacted or substantively enacted by the reporting date.


 
2.10

Tangible fixed assets

Tangible fixed assets under the cost model are stated at historical cost less accumulated depreciation and any accumulated impairment losses. Historical cost includes expenditure that is directly attributable to bringing the asset to the location and condition necessary for it to be capable of operating in the manner intended by management.

Page 19

 
Creamline Dairies Limited
 
 
 
Notes to the financial statements
For the period ended 27 September 2025

2.Accounting policies (continued)


2.10
Tangible fixed assets (continued)

Land is not depreciated. Depreciation on other assets is charged so as to allocate the cost of assets less their residual value over their estimated useful lives, using the straight-line method.

Depreciation is provided on the following basis:

Freehold property
-
Fifty and ten years
Leasehold improvements
-
Straight line over life of lease
Plant and machinery
-
10 - 20%
Motor vehicles
-
10 - 20%
Computer equipment
-
25%

The assets' residual values, useful lives and depreciation methods are reviewed, and adjusted prospectively if appropriate, or if there is an indication of a significant change since the last reporting date.

Gains and losses on disposals are determined by comparing the proceeds with the carrying amount and are recognised in profit or loss.

  
2.11

Stocks

Stocks are stated at the lower of cost and net realisable value, being the estimated selling price less costs to complete and sell. Cost is based on the cost of purchase on a first in, first out basis. Finished goods include labour and attributable overheads.

 
2.12

Investment property

Investment property is carried at fair value determined annually by external valuers and derived from the current market rents and investment property yields for comparable real estate, adjusted if necessary for any difference in the nature, location or condition of the specific asset. No depreciation is provided. Changes in fair value are recognised in profit or loss.

 
2.13

Financial instruments

The company has elected to apply the provisions of Section 11 “Basic Financial Instruments” of FRS 102 to all of its financial instruments.

Financial instruments are recognised in the company's statement of financial position when the company becomes party to the contractual provisions of the instrument.

Financial assets and liabilities are offset, with the net amounts presented in the financial statements, when there is a legally enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously.

Basic financial assets

Basic financial assets, which include trade and other debtors, cash and bank balances, are initially measured at their transaction price (adjusted for transaction costs except in the initial measurement of financial assets that are subsequently measured at fair value through profit and loss) and are subsequently carried at their amortised cost using the effective interest method, less any provision for impairment, unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest.

Page 20

 
Creamline Dairies Limited
 
 
 
Notes to the financial statements
For the period ended 27 September 2025

2.Accounting policies (continued)


2.13
Financial instruments (continued)

Discounting is omitted where the effect of discounting is immaterial. The company's cash and cash equivalents, trade and most other debtors due with the operating cycle fall into this category of financial instruments.

Other financial assets

Other financial assets, which includes investments in equity instruments which are not classified as subsidiaries, associates or joint ventures, are initially measured at fair value, which is normally the recognised transaction price. Such assets are subsequently measured at fair value with the changes in fair value being recognised in the profit or loss. Where other financial assets are not publicly traded, hence their fair value cannot be measured reliably, they are measured at cost less impairment.

Impairment of financial assets

At the end of each reporting period financial assets measured at amortised cost are assessed for objective evidence of impairment. If an asset is impaired the impairment loss is the difference between the carrying amount and the present value of the estimated cash flows discounted at the asset’s original effective interest rate. The impairment loss is recognised in profit or loss. 

Financial assets are impaired when events, subsequent to their initial recognition, indicate the estimated future cash flows derived from the financial asset(s) have been adversely impacted. The impairment loss will be the difference between the current carrying amount and the present value of the future cash flows at the asset(s) original effective interest rate.

If there is a favourable change in relation to the events surrounding the impairment loss then the impairment can be reviewed for possible reversal. The reversal will not cause the current carrying amount to exceed the original carrying amount had the impairment not been recognised. The impairment reversal is recognised in the profit or loss.

Basic financial liabilities

Financial liabilities and equity instruments are classified according to the substance of the contractual arrangements entered into. An equity instrument is any contract that evidences a residual interest in the assets of the company after the deduction of all its liabilities.

Basic financial liabilities, which include trade and other creditors, bank loans and other loans are initially measured at their transaction price (adjusting for transaction costs except in the initial measurement of financial liabilities that are subsequently measured at fair value through profit and loss). When this constitutes a financing transaction, whereby the debt instrument is measured at the present value of the future payments discounted at a market rate of interest, discounting is omitted where the effect of discounting is immaterial.

Debt instruments are subsequently carried at their amortised cost using the effective interest rate method.

Trade creditors are obligations to pay for goods and services that have been acquired in the ordinary course of business from suppliers. Trade creditors are classified as current liabilities if the payment is due within one year. If not, they represent non-current liabilities. Trade creditors are initially recognised at their transaction price and subsequently are measured at amortised cost using the effective interest method. Discounting is omitted where the effect of discounting is immaterial.
 
Page 21

 
Creamline Dairies Limited
 
 
 
Notes to the financial statements
For the period ended 27 September 2025

2.Accounting policies (continued)


2.13
Financial instruments (continued)


Derecognition of financial instruments

Derecognition of financial assets

Financial assets are derecognised when their contractual right to future cash flow expire, or are settled, or when the company transfers the asset and substantially all the risks and rewards of ownership to another party. If significant risks and rewards of ownership are retained after the transfer to another party, then the company will continue to recognise the value of the portion of the risks and rewards retained.

Derecognition of financial liabilities

Financial liabilities are derecognised when the company's contractual obligations expire or are discharged or cancelled.


3.


Judgements in applying accounting policies and key sources of estimation uncertainty

In the application of the Company's accounting policies, which are described in note 2, the directors are required to make judgements, estimates and assumptions about the carrying amounts of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.

Management do not consider there to be any critical judgements or key sources of estimation uncertainty in the preparation of these accounts.


4.


Turnover

All turnover arose from the company's principal activity wholly undertaken in the UK.


5.


Other operating income

52 weeks ended
27 September
52 weeks ended
28 September
2025
2024
£
£

Franchisee income
314,870
250,954

Net rents receivable
52,110
80,000

366,980
330,954


Page 22

 
Creamline Dairies Limited
 
 
 
Notes to the financial statements
For the period ended 27 September 2025

6.


Operating profit

The operating profit is stated after charging/(crediting):

52 weeks ended
27 September
52 weeks ended
28 September
2025
2024
£
£

Depreciation of tangible fixed assets
820,283
724,439

Amortisation of intangible assets, including goodwill
106,447
43,180

Other operating lease rentals
360,015
148,657

(Profit)/loss on sale of tangible assets
(3,177)
4,533


7.


Auditors' remuneration

During the period, the company obtained the following services from the company's auditors and their associates:


52 weeks ended
27 September
52 weeks ended
28 September
2025
2024
£
£

Fees payable to the company's auditors and their associates for the audit of the company's financial statements
19,165
18,425

The company has taken advantage of the exemption not to disclose amounts paid for non-audit services as these are disclosed in the consolidated accounts of the parent company.

Page 23

 
Creamline Dairies Limited
 
 
 
Notes to the financial statements
For the period ended 27 September 2025

8.


Employees

Staff costs, including directors' remuneration, were as follows:


52 weeks ended
27 September
52 weeks ended
28 September
2025
2024
£
£

Wages and salaries
8,842,319
6,929,603

Social security costs
933,115
621,097

Cost of defined contribution scheme
229,884
201,392

10,005,318
7,752,092


The average monthly number of employees, including the directors, during the period was as follows:


52 weeks ended
     27 September
   52 weeks ended
     28 September
        2025
        2024
            No.
            No.







Distribution
234
191



Administration
64
65

298
256


9.


Directors' remuneration

52 weeks ended
27 September
52 weeks ended
28 September
2025
2024
£
£

Directors' emoluments
122,671
125,340



10.


Interest receivable

52 weeks ended
27 September
52 weeks ended
28 September
2025
2024
£
£


Other interest receivable
143,087
173,015

Page 24

 
Creamline Dairies Limited
 
 
 
Notes to the financial statements
For the period ended 27 September 2025

11.


Interest payable and similar expenses

52 weeks ended
27 September
52 weeks ended
28 September
2025
2024
£
£


Bank interest payable
1,497
3,978

Hire purchase interest payable
70,968
44,113

72,465
48,091

Page 25

 
Creamline Dairies Limited
 
 
 
Notes to the financial statements
For the period ended 27 September 2025

12.


Taxation


52 weeks ended
27 September
52 weeks ended
28 September
2025
2024
£
£

Corporation tax


Current tax on profits for the year
221,023
468,970


Deferred tax


Origination and reversal of timing differences
(11,766)
182,878


Tax on profit
209,257
651,848

Factors affecting tax charge for the financial period

The tax assessed for the financial period is higher than (2024 -higher than) the standard rate of corporation tax in the UK of 25% (2024 -25%). The differences are explained below:

52 weeks ended
27 September
52 weeks ended
28 September
2025
2024
£
£


Profit on ordinary activities before tax
693,715
2,423,236


Profit on ordinary activities multiplied by standard rate of corporation tax in the UK of 25% (2024 -25%)
173,429
605,809

Effects of:


Expenses not deductible for tax purposes
16,415
14,253

Depreciation on ineligible assets
18,542
31,786

Other differences leading to an increase in the tax charge
871
-

Total tax charge for the period
209,257
651,848


Factors that may affect future tax charges

There were no factors that may affect future tax charges.

Page 26

 
Creamline Dairies Limited
 
 
 
Notes to the financial statements
For the period ended 27 September 2025

13.


Dividends

27 September
28 September
2025
2024
£
£


Dividends paid on equity capital
2,537,245
600,493

Dividends in specie paid on equity capital
4,570,367
-

7,107,612
600,493


14.


Intangible assets






Website development
Goodwill
Total

£
£
£



Cost


At 29 September 2024
538,672
2,688,515
3,227,187


Additions
19,824
248,655
268,479



At 27 September 2025

558,496
2,937,170
3,495,666



Amortisation


At 29 September 2024
353,190
2,668,304
3,021,494


Charge for the period
47,998
58,449
106,447



At 27 September 2025

401,188
2,726,753
3,127,941



Net book value



At 27 September 2025
157,308
210,417
367,725



At 28 September 2024
185,482
20,211
205,693


Website development includes costs incurred to design and implement the company's online selling platform. These costs are being amortised over 5 years being management's estimate of the useful economic life of the asset. The amortisation charge is included within administrative expenses in the statement of comprehensive income.

Goodwill represents consideration paid in excess of the net assets acquired following the purchase of trade. Additions in the current year relate to the ongoing purchase of local businesses.


Page 27

 
Creamline Dairies Limited
 
 
 
Notes to the financial statements
For the period ended 27 September 2025

15.


Tangible fixed assets


Freehold property
Long-term leasehold property
Plant and machinery
Motor vehicles
Leasehold additions
Total

£
£
£
£
£
£



Cost or valuation


At 28 September 2024
4,337,352
105,000
5,218,675
6,245,610
24,956
15,931,593


Additions
-
-
176,163
513,856
-
690,019


Disposals
(4,326,500)
-
(567)
(71,390)
-
(4,398,457)



At 27 September 2025

10,852
105,000
5,394,271
6,688,076
24,956
12,223,155



Depreciation


At 29 September 2024
935,193
20,999
3,930,504
4,809,138
24,956
9,720,790


Charge for the period
71,564
2,100
249,627
496,992
-
820,283


Disposals
(1,006,132)
-
(47)
(52,442)
-
(1,058,621)



At 27 September 2025

625
23,099
4,180,084
5,253,688
24,956
9,482,452



Net book value



At 27 September 2025
10,227
81,901
1,214,187
1,434,388
-
2,740,703



At 28 September 2024
3,402,159
84,001
1,288,171
1,436,472
-
6,210,803

During the financial year, three properties were disposed of to Horsfield Properties Limited, a fellow group undertaking. The properties are now being leased back to the company. Please see note 27.

The net book value of assets held under finance leases or hire purchase contracts, included above, are as follows:


27 September
28 September
2025
2024
£
£



Motor vehicles
1,128,888
1,220,180

Page 28

 
Creamline Dairies Limited
 
 
 
Notes to the financial statements
For the period ended 27 September 2025

16.


Investment property





Freehold investment property

£





At 28 September 2024
1,250,000


Disposals
(1,250,000)



At 27 September 2025
-

During the financial year, the investment property was disposed of to Horsfield Group Limited, the parent undertaking. No future lease payments are now receivable. Please see note 28.






17.


Stocks

27 September
28 September
2025
2024
£
£

Raw materials and consumables
187,979
180,177

Finished goods and goods for resale
344,340
327,243

532,319
507,420



18.


Debtors

27 September
28 September
2025
2024
£
£


Trade debtors
3,413,687
2,874,684

Amounts owed by group undertakings
50,845
151,307

Other debtors
396,935
448,984

Prepayments and accrued income
585,778
688,584

4,447,245
4,163,559


During the period an impairment loss of £37,549 (2024 - £31,218) was recognised in the period against trade debtors.

Amounts owed by group undertakings are unsecured, interest free and repayable on demand.

Page 29

 
Creamline Dairies Limited
 
 
 
Notes to the financial statements
For the period ended 27 September 2025

19.


Cash and cash equivalents

27 September
28 September
2025
2024
£
£

Cash at bank and in hand
3,568,541
5,756,650



20.


Creditors: Amounts falling due within one year

27 September
28 September
2025
2024
£
£

Trade creditors
2,626,345
2,411,231

Corporation tax
11,428
468,970

Other taxation and social security
213,019
165,619

Obligations under finance lease and hire purchase contracts
360,868
359,381

Other creditors
204,885
165,145

Accruals and deferred income
997,485
580,134

4,414,030
4,150,480


Net obligations under hire purchase contracts are secured against the assets to which they relate.


21.


Creditors: Amounts falling due after more than one year

27 September
28 September
2025
2024
£
£

Net obligations under finance leases and hire purchase contracts
843,569
909,791


Net obligations under hire purchase contracts are secured against the assets to which they relate.


22.


Hire purchase and finance leases


Minimum lease payments under hire purchase fall due as follows:

27 September
28 September
2025
2024
£
£


Within one year
418,785
403,546

Between 1-5 years
914,413
988,551

1,333,198
1,392,097

Page 30

 
Creamline Dairies Limited
 
 
 
Notes to the financial statements
For the period ended 27 September 2025

23.


Deferred taxation






2025
2024


£

£






At beginning of year
(623,550)
(460,323)


(Charged) / credited to profit or loss
11,766
(182,878)


(Charged) / credited to other comprehensive income
113,620
19,651



At end of year
(498,164)
(623,550)

The provision for deferred taxation is made up as follows:

27 September
28 September
2025
2024
£
£


Accelerated capital allowances
(508,142)
(514,790)

Deferred tax on revaluation
-
(113,620)

Other timing differences
9,978
4,860

(498,164)
(623,550)


24.


Share capital

27 September
28 September
2025
2024
£
£
Allotted, called up and fully paid



25,000 (2024 -25,000) Ordinary shares of £1.00 each
25,000
25,000



25.


Reserves

Profit and loss account

Comprises all current and prior period retained profits and losses.

At the beginning of the financial year, the company held a non-distributable revaluation reserve of £1,041,430 in respect of land and buildings, net of excess depreciation and associated deferred tax liabilities. During the year the land and buildings were disposed of and the non-distributable revaluation reserve was transferred to retained earnings.

Page 31

 
Creamline Dairies Limited
 
 
 
Notes to the financial statements
For the period ended 27 September 2025

26.


Pension commitments

The company operates a defined contributions pension scheme. The assets of the scheme are held separately from those of the company in an independently administered fund. The pension cost charge represents contributions payable by the company to the fund and amounted to £229,884 (2024 - £201,392). Contributions totalling £39,910 (2024 - £19,441) were payable to the fund at the balance sheet date and are included in creditors.


27.


Commitments under operating leases

At 27 September 2025 the company had future minimum lease payments due under non-cancellable operating leases for each of the following periods:

27 September
28 September
2025
2024
£
£

Land and buildings


Not later than 1 year
640,470
28,720

Later than 1 year and not later than 5 years
2,500,943
72,693

Later than 5 years
6,281,344
428,710

9,422,757
530,123

27 September
28 September
2025
2024

£
£

Motor vehicles


Not later than 1 year
81,663
90,311

Later than 1 year and not later than 5 years
31,323
76,338

112,986
166,649

Page 32

 
Creamline Dairies Limited
 
 
 
Notes to the financial statements
For the period ended 27 September 2025

28.


Leases

Company as a lessor

The Company has entered lease agreements as a lessor that are considered to be operating leases. During the financial year, the leases were terminated.

Operating leases

The following table summarises the undiscounted lease payments receivable after the reporting date.


27 September
28 September
2025
2024
£
£



Not later than one year
-
80,000

Between one and two years
-
61,500

Between two and three years
-
43,000

Between three and four years
-
43,000

Between four and five years
-
43,000

Later than five years
-
21,500

Total undiscounted lease payments receivable
-
292,000


29.


Related party transactions

The directors have taken advantage of the exemption available under FRS 102 section 33.1A and have not disclosed transactions with companies wholly owned within the group.


30.


Controlling party

The immediate parent company is Swallow Holdings Limited, a company registered in England and Wales, company number 02979029, registered office address Creamline Dairies, Mellors Road, Trafford Park, Manchester, M17 1PB. 

The ultimate parent company is Horsfield Group Limited, a company registered in England and Wales, company number 15157762, registered office address Creamline Dairies, Mellors Road, Trafford Park, Manchester, M17 1PB.

The parent undertaking of the smallest and largest group of undertakings of which the company is a member and for which financial statements are drawn up is Horsfield Group. Copies of the consolidated accounts of Horsfield Group Limited can be obtained from Companies House, Crown Way, Cardiff, CF14 3UZ. 

The group is under the control of C Swallow by virtue of his majority shareholding.

 
Page 33