Charity registration number 312033 (England and Wales)
Company registration number 00998221
ABERDOUR SCHOOL EDUCATIONAL TRUST
ANNUAL REPORT AND FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 AUGUST 2025
ABERDOUR SCHOOL EDUCATIONAL TRUST
LEGAL AND ADMINISTRATIVE INFORMATION
Trustees
D. Davie MSc. (Dist) MBCS (Chairman)
P.J. Dickerson BSc
R.M. Monaghan BSc, H.DIP.ED
C.D. Wright BSc (Econ) (Hons), FCA
M.J. Pettit FCA
M Lascelles BA PGCE
(Appointed 2 October 2025)
J Sanford
(Appointed 12 February 2026)
Members of the Council of Managment are all Directors under the Companies Act & Trustees under the Charities Act.
Secretary
M J Valentine BSc (Hons) FCA
Headmaster
P Makhouli (appointed 25 April 2025)
Bursar
M J Valentine BSc (Hons) FCA
Charity number
312033
Company number
00998221
Registered office
Aberdour School
Brighton Road
Burgh Heath
Tadworth
Surrey
KT20 6AJ
Auditor
FLB Audit LLP
1010 Eskdale Road
Winnersh Triangle
Wokingham
Berkshire
RG41 5TS
Bankers
National Westminster Bank plc
Not for Profit & Education Section-Commercial Banking
2nd Floor, Argyll House
246 Regent Street
London
W1B 3PB
ABERDOUR SCHOOL EDUCATIONAL TRUST
LEGAL AND ADMINISTRATIVE INFORMATION
Solicitors
Veale Wasbrough Vizards
Narrow Quay House
Narrow Quay
Bristol
BS1 4QA
ABERDOUR SCHOOL EDUCATIONAL TRUST
CONTENTS
Page
Trustees report
1 - 5
Statement of trustees responsibilities
6
Independent auditor's report
7 - 9
Statement of financial activities
10
Statement of financial position
11
Statement of cash flows
12
Notes to the financial statements
13 - 27
ABERDOUR SCHOOL EDUCATIONAL TRUST
TRUSTEES REPORT (INCLUDING DIRECTORS' REPORT)
FOR THE YEAR ENDED 31 AUGUST 2025
- 1 -

The Trustees present their annual report and financial statements for the year ended 31 August 2025.

The financial statements have been prepared in accordance with the accounting policies set out in note 1 to the financial statements and comply with the charity's governing document, the Companies Act 2006 and "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)" (effective 1 January 2019).

Objectives and activities

The objects of the trust, as set out in its governing document, are to promote and provide for the advancement of education and in connection therewith to conduct, carry on, acquire and develop in the United Kingdom any boarding or day school or schools for the education of children of either sex or both sexes and to supply to the pupils general instruction of the highest class, together with physical, moral and religious training, but so that each such school shall be carried on as an educational charity.

 

The purposes of the Trust is to run Aberdour School and provide an excellent all-round education for boys and girls.

Its objectives are set to reflect the educational aims and the ethos of the School. It is important to the Council of Management to maintain and enhance the academic success of the School. This objective is, however, set in the context of the broader goals it sets for the School and its pupils.

 

In setting its objectives and planning its activities the Council of Management has given careful consideration to the Charity Commission's General Guidance on Public Benefit and in particular to its Supplementary Public Benefit Guidance on advancing education and on fee charging. The Trust has formed close and ongoing relationships with local state-funded schools, providing leadership, advice and access to the Trusts’ educational facilities.

Mission Statement

Aberdour is a co-educational school for pupils between the ages of 2 and 11. It is a Christian community based upon the Anglican tradition and it welcomes those of all faiths and beliefs. It is committed to enabling all pupils to realise their potential through a uniquely personalised education, enriched by a creative programme of art, drama, music, technology and sport which builds future proof skills. Its desire is to produce pupils who make a positive contribution as they move through life, developing self-discipline, confidence, an entrepreneurial spirit, self-esteem and a sense of respect and tolerance for others during their time at Aberdour.

 

Aims and Objectives

 

The School is committed to safeguarding and promoting the welfare of its pupils and expects all staff and volunteers to share this commitment. In the last Independent Schools Inspectorate Report, the pastoral care provided by teaching staff was described as 'outstanding'.

ABERDOUR SCHOOL EDUCATIONAL TRUST
TRUSTEES REPORT (INCLUDING DIRECTORS' REPORT) (CONTINUED)
FOR THE YEAR ENDED 31 AUGUST 2025
- 2 -

Strategy and Policies

The Council of Management is responsible for setting a strategy for achieving the objectives it has set. The focus of its strategy is on the development of pupils, their continued high levels of academic and co-curricular achievement and to further wider access to the education the School provides. In taking forward its strategy the Council of Management:

 

Bursary Policy

The Council of Management views the Bursary awards as important in helping to ensure children from families who would otherwise not be able to afford the fees have access to the education the School offers. This year scholarships and bursaries of £121,535 (2024 - £120,000) were awarded. In keeping with our Aims and Objectives, Aberdour continues to offer access to the educational opportunities available at our School to a wide cross-section of our community. The Trustees have paid due regard to guidance issued by the Charity Commission in deciding what activities the charity should undertake.

Achievements and performance

A great education begins with a great start, and our children continued to enjoy Aberdour's happy, nurturing, safe and reassuring environment in which they could grow. Staff continued to help children to explore, learn and develop their social and practical skills. Incorporating the principles of PAL, and the focus on the individual allowed children to continue developing a love of learning, as well as excitement and pride in their very real achievements.

 

Once more, all of the Year 6 pupils gained entry to their senior schools, with offers having been received from 23 independent schools and with placements also being secured at local grammar schools. Between them, pupils secured an outstanding number of 48 Scholarships to senior school - an incredible level of success for a non-selective school, and continues from recent years where pupils have been offered 199 scholarships between 2023 and 2026.

 

Leavers gained entry to a varied selection of schools, including; Epsom College, St John's Leatherhead, Reigate Grammar, Dunottar, Whitgift, Caterham, Woldingham, City of London Freeman’s, Worth, Ardingly, Downsend, Sutton High, Trinity, St Teresa's, and Box Hill.

 

The 2024/25 academic year has been a significant period of development for the Nursery and Pre-Prep Department, with the continued refinement and successful implementation of the bespoke Wonder, Inspire, Discover curriculum. This curriculum has been designed to promote curiosity, creativity and deep engagement across all areas of learning and has been enhanced through the effective use of specialist facilities, including the turret spaces; the Bakery, House of Little Explorers (engineering room) and Atelier. The further development of the kitchen garden has strengthened links between outdoor learning and practical application, enabling children to grow, harvest and use produce within the bakery, while developing their understanding of sustainability, nutrition and the journey from garden to table. In addition, the thoughtful introduction of age-appropriate artificial intelligence tools has begun to support teaching and learning by enhancing creativity, problem-solving and digital literacy within the curriculum. Bespoke phonics and writing programs have also been developed and introduced to provide a structured and engaging approach to early literacy, contributing to strong progress in reading and writing and supporting consistently high attainment. The introduction of ‘In Bloom’ parent sessions has further strengthened partnerships with families by providing opportunities for parents to engage directly with the Wonder, Inspire, Discover curriculum alongside their children, deepening understanding of the school’s educational approach and supporting learning beyond the classroom. The impact of these initiatives is evident in the excellent attainment and progress seen across all subject areas, with children demonstrating high levels of engagement, independence and confidence in their learning. These achievements have also been recognised externally, with the Nursery being awarded a place among the Top 20 Day Nurseries in 2025, based on parent reviews and feedback. Collectively, these developments have further embedded a rich and purposeful experiential curriculum for children from Nursery to Year 1.

 

ABERDOUR SCHOOL EDUCATIONAL TRUST
TRUSTEES REPORT (INCLUDING DIRECTORS' REPORT) (CONTINUED)
FOR THE YEAR ENDED 31 AUGUST 2025
- 3 -

This academic year, saw the continued refurbishment and redesign of our classroom blocks, with Year 3, 4 and 5 classrooms being completely remodelled – alongside a brand-new parent entrance that warmly invites those into the classrooms. This creates further harmony and calmness throughout the School, starting from the award-winning Pre-Prep department to the Prep School environment. This aligns with the connection and evolution of the School’s bespoke curriculums, from Wonder, Inspire, Discover (WID) through to Create, Innovate, Aspire (CIA).

 

By maintaining a strong local and national reputation, and by offering an outstanding, unique and individual learning provision, Aberdour has faced the year’s challenges with resilience and confidence and, as a result, the School continues to thrive. Interest in the School, together with excellent recruitment levels, have helped cement the School’s position as a local market leader.

 

Plans for Future Periods

We continually invest heavily into the site and educational provision at Aberdour, ensuring that the infrastructure adequately supports the curriculum and pastoral objectives of the School. Over the last few years, we have completely rebuilt, redesigned or refurbished the classroom spaces from Nursery to Year 5. Moving forward, the focus will move to some of the more specialist learning areas, such as the Nicol Centre (STEM, Languages, Music and Performing Arts) and the Sports Hall and Changing Rooms. The Parents Association have also significantly contributed to the School’s development, and in the 2025/26 academic year will align to the above objective by enhancing the aesthetics and AV capabilities within the Sports Hall, and will also create a wonderful Wellness Garden within the School, that will support the pupils incredibly in curriculum areas such as mindfulness, lifelong learning and yoga.

Financial review

The state of the Trust's affairs at 31 August 2025 and the results of its operations for the year ended on that date

are set out in the attached financial statements.

 

The Trust earned a surplus for the year of £138,017 (2024 - £342,697). Given the implementation of VAT on Independent School fees during the year, our subsequent VAT registration, and the transition period between Headmasters, there were a few one-off financial events that both positively and negatively impacted our financial performance. These included VAT rebates, enhanced refurbishment work and staff compensation related items. With these excluded for more meaningful comparison purposes, our normalised surplus for the year was approximately £287,000 (2024 - £342,697).

 

At the year end the balance sheet shows that the Trust had net assets of £2,929,680 (2024 - £2,791,663). All assets are used for the purpose of the Trust.

 

As set out in note 21 to the financial statements, the Trust currently participates in both the Aviva Pension Trust for Independent Schools (APTIS) and the Teachers' Pension Scheme (TPS) for its teaching staff.

 

Our principal risks, consistent with the sector as a whole, relate to a combination of government policy and a significant reshaping of the sector as a whole. Our approach remains that we will mitigate the impact of such policies using all strategic and financial measures available, whilst not impacting the education of the pupils.

 

There have been no other significant events or factors that have materially affected the Trusts’ financial performance or position.

Reserves Policy

At 31 August 2025 free revenue reserves amounted to £2,929,680 (2024 - £2,791,663).

 

The Governing Instrument requires the Council of Management to ensure that the costs of operating the School are covered by income, taking one year with another.

 

It remains the long-term policy to build up the free revenue reserves in order to continue capital investment in improving the School's facilities and to reduce reliance on bank borrowings.

ABERDOUR SCHOOL EDUCATIONAL TRUST
TRUSTEES REPORT (INCLUDING DIRECTORS' REPORT) (CONTINUED)
FOR THE YEAR ENDED 31 AUGUST 2025
- 4 -

Investment Powers & Policy

The Memorandum and Articles of Association of the Trust give the Council of Management the power to make any investments which it deems fit.

 

The Council of Management's policy is to invest any surplus funds in a COIF Charities Deposit Fund which provides the best return.

 

In common with other Independent Schools, substantial sums have been invested in new school facilities in recent years and there is a continuing programme of refurbishment, development and investment in place to maintain excellent teaching facilities.

Risk Management

The Council of Management are responsible for the overseeing of the risks faced by the School. Detailed considerations of risk are delegated to the senior management of the School. Risks are identified, assessed and controls established throughout the year.

 

The Council of Management has examined the major strategic, business and operational risks which the Trust faces and confirms that systems have been established to enable the necessary steps to be taken to lessen these risks. It is recognised that systems can only provide reasonable but not absolute assurance that major risks have been adequately managed.

Structure, governance and management

Aberdour School Educational Trust is a charitable company, limited by guarantee. It is governed by its Memorandum and Articles of Association.

The Trustees, who are also the directors for the purpose of company law, and who served during the year and up to the date of signature of the financial statements were:

D. Davie MSc. (Dist) MBCS (Chairman)
Rev. D.N. Senior MA
(Resigned 30 June 2025)
M.E. McKerchar BSc
(Resigned 30 June 2025)
P.J. Dickerson BSc
R.M. Monaghan BSc, H.DIP.ED
C.D. Wright BSc (Econ) (Hons), FCA
M.J. Pettit FCA
M Lascelles BA PGCE
(Appointed 2 October 2025)
J Sanford
(Appointed 12 February 2026)
ABERDOUR SCHOOL EDUCATIONAL TRUST
TRUSTEES REPORT (INCLUDING DIRECTORS' REPORT) (CONTINUED)
FOR THE YEAR ENDED 31 AUGUST 2025
- 5 -

The Members of the Council of Management are the trustees of the charity and directors of the company. The Members are elected by the full Council of Management. One third of the Members retire at each Annual General Meeting, by rotation. They are eligible for re-election. Potential Members of the Council of Management are first vetted and interviewed by the Nominations Committee before being proposed. Their ultimate appointment requires full Council approval.

 

New Members are provided with 'Guidelines for Governors', a manual of good practice for the governors of

independent schools as issued by the Governing Bodies Association and approved by the Independent Schools Council. They are made familiar with the policies of the School – in particular those relating to child protection and health and safety. They are encouraged to attend 'Governor' training courses.

 

The Members of the Council of Management determine the general policy of the School and are responsible for the overall management and planning of the Trust's affairs. The Council operates a system of sub-committees dealing with Finance and General Purposes, Academic Matters, Bursaries and Nominations. A member of the Council also sits on the School's Health and Safety Committee and on its Safeguarding Committee. The day to day management of the School is delegated to the Headmaster and his leadership team. The Council of Management are responsible for the recruitment and pay of the Headmaster and the Bursar, the Headmaster oversees all other recruitment and pay.

The Council of Management meet at least six times each academic year and invites the Headmaster and Bursar to attend its meetings.

 

Auditor

In accordance with the company's articles, a resolution proposing that FLB Audit LLP be reappointed as auditor of the company will be put at a General Meeting.

Disclosure of information to auditor

Each of the Trustees has confirmed that there is no information of which they are aware which is relevant to the audit, but of which the auditor is unaware. They have further confirmed that they have taken appropriate steps to identify such relevant information and to establish that the auditor is aware of such information.

The trustees report was approved by the Board of Trustees.

D. Davie MSc. (Dist) MBCS (Chairman)
Chairman
26 May 2026
ABERDOUR SCHOOL EDUCATIONAL TRUST
STATEMENT OF TRUSTEES RESPONSIBILITIES  
FOR THE YEAR ENDED 31 AUGUST 2025
- 6 -

The Trustees, who are also the directors of Aberdour School Educational Trust for the purpose of company law, are responsible for preparing the Trustees Report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

Company law requires the Trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources, including the income and expenditure, of the charitable company for that year.

In preparing these financial statements, the Trustees are required to:

- select suitable accounting policies and then apply them consistently;

- observe the methods and principles in the Charities SORP;

- make judgements and estimates that are reasonable and prudent;

- state whether applicable UK Accounting Standards have been followed, subject to any material departures disclosed and explained in the financial statements; and

- prepare the financial statements on the going concern basis unless it is inappropriate to presume that the charity will continue in operation.

The Trustees are responsible for keeping adequate accounting records that disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

ABERDOUR SCHOOL EDUCATIONAL TRUST
INDEPENDENT AUDITOR'S REPORT
TO THE MEMBERS OF ABERDOUR SCHOOL EDUCATIONAL TRUST
- 7 -

Opinion

We have audited the financial statements of Aberdour School Educational Trust (the ‘charity’) for the year ended 31 August 2025 which comprise the statement of financial activities, the statement of financial position, the statement of cash flows and notes to the financial statements, including significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 The Financial Reporting Standard applicable in the UK and Republic of Ireland (United Kingdom Generally Accepted Accounting Practice).

In our opinion, the financial statements:

-

give a true and fair view of the state of the charitable company's affairs as at 31 August 2025 and of its incoming resources and application of resources, including its income and expenditure, for the year then ended;

-
have been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice; and
-

have been prepared in accordance with the requirements of the Companies Act 2006.

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditor's responsibilities for the audit of the financial statements section of our report. We are independent of the charity in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC’s Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the trustees use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

 

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the charity’s ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.

 

Our responsibilities and the responsibilities of the Trustees with respect to going concern are described in the relevant sections of this report.

Other information

The other information comprises the information included in the annual report other than the financial statements and our auditor's report thereon. The Trustees are responsible for the other information contained within the annual report. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon. Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the course of the audit, or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

 

We have nothing to report in this regard.

Opinions on other matters prescribed by the Companies Act 2006

In our opinion, based on the work undertaken in the course of our audit:

-

the information given in the trustees report for the financial year for which the financial statements are prepared, which includes the directors' report prepared for the purposes of company law, is consistent with the financial statements; and

-

the directors' report included within the trustees report has been prepared in accordance with applicable legal requirements.

ABERDOUR SCHOOL EDUCATIONAL TRUST
INDEPENDENT AUDITOR'S REPORT (CONTINUED)
TO THE MEMBERS OF ABERDOUR SCHOOL EDUCATIONAL TRUST
- 8 -
Matters on which we are required to report by exception

In the light of the knowledge and understanding of the charity and its environment obtained in the course of the audit, we have not identified material misstatements in the directors' report included within the trustees report.

We have nothing to report in respect of the following matters in relation to which the Companies Act 2006 requires us to report to you if, in our opinion:

-

adequate accounting records have not been kept, or returns adequate for our audit have not been received from branches not visited by us; or

-

the financial statements are not in agreement with the accounting records and returns; or

-

certain disclosures of trustees' remuneration specified by law are not made; or

-

we have not received all the information and explanations we require for our audit; or

-

the Trustees were not entitled to prepare the financial statements in accordance with the small companies regime and take advantage of the small companies' exemptions in preparing the trustees report and from the requirement to prepare a strategic report.

Responsibilities of Trustees

As explained more fully in the statement of trustees responsibilities, the Trustees, who are also the directors of the charity for the purpose of company law, are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the Trustees determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error. In preparing the financial statements, the Trustees are responsible for assessing the charity’s ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the Trustees either intend to liquidate the charitable company or to cease operations, or have no realistic alternative but to do so.

Auditor's responsibilities for the audit of the financial statements

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor's report that includes our opinion. Reasonable assurance is a high level of assurance but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

 

Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud, is detailed below.

 

We have gained an understating of the legal and regulatory framework applicable to the charity and the industry in which it operates and considered the risk of acts by the charity that were contrary to applicable laws and regulations, including fraud. We designed audit procedures at charity levels to respond to the risk, recognising that risk of not detecting a material misstatement due to fraud is higher than the risk of not detecting one resulting from error, as fraud may involve deliberate concealment by, for example, forgery or intentional misrepresentations, or through collusion. We focused on laws and regulations that could give rise to a material misstatement in the financial statements, including, but not limited to: the Companies Act 2006; Charities Act 2011; taxation legislation; data protection; anti-bribery; Children's Act 2004; Employment Law; and Health and Safety legislation.

 

We identified the greatest risk of material impact on the financial statements from irregularities, including fraud, to be within income recognition and the override of controls by management. Our audit procedures to respond to these risks included inquiries of management their own identification and assessment of the risks of irregularities; performing data analytics on income; comparing total expected income to actual on a proof in total basis; sample testing on income to validate existence to supporting documentation; risk-based sample testing on the posting of journals; reviewing accounting estimates for biases; reviewing regulatory correspondence where available; and reading minutes of meetings of those charged with governance.

 

ABERDOUR SCHOOL EDUCATIONAL TRUST
INDEPENDENT AUDITOR'S REPORT (CONTINUED)
TO THE MEMBERS OF ABERDOUR SCHOOL EDUCATIONAL TRUST
- 9 -

Owing to the inherent limitations of an audit, there is an unavoidable risk that some material misstatements of the financial statements may not be detected, even though the audit is properly planned and performed in accordance with the ISAs (UK). We are not responsible for preventing non-compliance and cannot be expected to detect non-compliance with all laws and regulations.

 

The potential effects of inherent limitations are particularly significant in the case of misstatement resulting from fraud because fraud may involve sophisticated and carefully organised schemes designed to conceal it, including deliberate failure to record transactions, collusion or intentional misrepresentations being made to

us.

 

A further description of our responsibilities is available on the Financial Reporting Council’s website at: https://www.frc.org.uk/auditorsresponsibilities. This description forms part of our auditor's report.

Use of our report

This report is made solely to the charitable company’s members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006. Our audit work has been undertaken so that we might state to the charitable company’s members those matters we are required to state to them in an auditor’s report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the charitable company and the charitable company’s members as a body, for our audit work, for this report, or for the opinions we have formed.

Daniel Wesolowski (Senior Statutory Auditor)
for and on behalf of FLB Audit LLP
26 May 2026
Chartered Accountants
Statutory Auditor
1010 Eskdale Road
Winnersh Triangle
Wokingham
Berkshire
RG41 5TS
ABERDOUR SCHOOL EDUCATIONAL TRUST
STATEMENT OF FINANCIAL ACTIVITIES
INCLUDING INCOME AND EXPENDITURE ACCOUNT
FOR THE YEAR ENDED 31 AUGUST 2025
- 10 -
Unrestricted
Unrestricted
funds
funds
2025
2024
Notes
£
£
Income from:
Donations and legacies
3
103,114
74,123
Charitable activities
4
5,111,709
5,108,269
Other trading activities
5
66,093
76,662
Investments
6
64,334
43,350
Total income
5,345,250
5,302,404
Expenditure on:
Charitable activities
7
5,207,233
4,959,707
Total expenditure
5,207,233
4,959,707
Net income and movement in funds
138,017
342,697
Reconciliation of funds:
Fund balances at 1 September 2024
2,791,663
2,448,966
Fund balances at 31 August 2025
2,929,680
2,791,663

The statement of financial activities includes all gains and losses recognised in the year. All income and expenditure derive from continuing activities.

ABERDOUR SCHOOL EDUCATIONAL TRUST
STATEMENT OF FINANCIAL POSITION
AS AT 31 AUGUST 2025
31 August 2025
- 11 -
2025
2024
Notes
£
£
£
£
Fixed assets
Tangible assets
14
4,542,414
4,637,621
Investments
15
100
100
4,542,514
4,637,721
Current assets
Debtors
16
233,103
211,101
Cash at bank and in hand
1,233,702
1,067,989
1,466,805
1,279,090
Creditors: amounts falling due within one year
17
(1,086,461)
(1,204,375)
Net current assets
380,344
74,715
Total assets less current liabilities
4,922,858
4,712,436
Creditors: amounts falling due after more than one year
18
(1,993,178)
(1,920,773)
Net assets
2,929,680
2,791,663
Income funds
Unrestricted funds - general
2,929,680
2,791,663
2,929,680
2,791,663
The financial statements were approved by the Trustees on 26 May 2026
D. Davie MSc. (Dist) MBCS (Chairman)
Trustee
Company registration number 00998221
Charity registration number 312033
ABERDOUR SCHOOL EDUCATIONAL TRUST
STATEMENT OF CASH FLOWS
FOR THE YEAR ENDED 31 AUGUST 2025
- 12 -
2025
2024
Notes
£
£
£
£
Cash flows from operating activities
Cash generated from operations
26
219,767
516,031
Investing activities
Purchase of tangible fixed assets
(56,307)
(95,283)
Investment income received
64,334
43,350
Net cash generated from/(used in) investing activities
8,027
(51,933)
Financing activities
Proceeds from new bank loans
-
88,275
Repayment of bank loans
(62,081)
(16,528)
Net cash (used in)/generated from financing activities
(62,081)
71,747
Net increase in cash and cash equivalents
165,713
535,845
Cash and cash equivalents at beginning of year
1,067,989
532,144
Cash and cash equivalents at end of year
1,233,702
1,067,989
ABERDOUR SCHOOL EDUCATIONAL TRUST
NOTES TO THE  FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 AUGUST 2025
- 13 -
1
Accounting policies
Charity information

Aberdour School Educational Trust is a charitable company limited by guarantee incorporated in England and Wales. The members of the company are all trustees, who make up the Council of Management. In the event of the charity being wound up the liability in respect of the guarantee is limited to £1 per member of the company.

 

The registered office address is Aberdour School, Brighton Road, Burgh Heath, Tadworth, Surrey, KT20 6AJ.

1.1
Accounting convention

The financial statements have been prepared in accordance with the charity's governing document, the Companies Act 2006, FRS 102 “The Financial Reporting Standard applicable in the UK and Republic of Ireland” (“FRS 102”) and the Charities SORP "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)" (effective 1 January 2019). The charity is a Public Benefit Entity as defined by FRS 102.

The financial statements are prepared in sterling, which is the functional currency of the charity. Monetary amounts in these financial statements are rounded to the nearest £.

1.2
Going concern

At the time of approving the financial statements, the Trustees have a reasonable expectation that the charity has adequate resources to continue in operational existence for the foreseeable future. Thus the Trustees continue to adopt the going concern basis of accounting in preparing the financial statements.

The trustees consider that there are no material uncertainties affecting the current year's financial statements.

1.3
Charitable funds

Unrestricted funds are available for use at the discretion of the Trustees in furtherance of their charitable objectives.

Designated funds comprise funds which have been set aside at the discretion of the Trustees for specific purposes. The purposes and uses of the designated funds are set out in the notes to the financial statements.

Restricted funds are subject to specific conditions by donors or grantors as to how they may be used. The purposes and uses of the restricted funds are set out in the notes to the financial statements.

1.4
Income

Fees receivable, charges for services and use of premises are accounted for in the period in which the service is provided. Fees receivable are stated after deducting allowances, bursaries and scholarships granted.

Where income is received in advance of meeting any performance related conditions and there is not unconditional entitlement to the income, its recognition is deferred and included in creditors as deferred income until the performance conditions are met.

Donations and other gifts are accounted for at the date they are received. Gifts in kind are included at valuation at the date of gifting. Any related tax recoverable on donations received is accounted for when due.

 

Other income, including the hire of facilities, is recognised in the period it is receivable and to the extent the trust has provided the goods or services.

 

Fees receivable for school trips and events where the charity acts as agent are presented net. The charity is considered to be agent in such transactions where they have no discretion about the use of the funds and are acting in accordance with the instructions of the principal. 

ABERDOUR SCHOOL EDUCATIONAL TRUST
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 AUGUST 2025
1
Accounting policies
(Continued)
- 14 -
1.5
Expenditure

Expenditure is recognised once there is a legal or constructive obligation to transfer economic benefit to a third party, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is classified by activity.

 

Expenditure on charitable activities includes the costs of teaching salaries, establishment costs and other educational activities undertaken to further the purposes of the charity and their associated support costs and costs relating to the governance of the trust apportioned to charitable activities.

 

The cost of miscellaneous equipment, textbooks, exercise books, sports equipment, etc is written off when the expenditure is incurred.

 

Irrecoverable VAT is charged as a cost against the activity for which the expenditure was incurred.

1.6
Tangible fixed assets

Tangible fixed assets are initially measured at cost and subsequently measured at cost or valuation, net of depreciation and any impairment losses.

Depreciation is recognised so as to write off the cost or valuation of assets less their residual values over their useful lives on the following bases:

Freehold land and buildings
2% - 10% per anum on a straight-line basis
Prefabricated buildings
10% per annum on a straight-line basis
Tennis Courts
10% per annum on a straight-line basis
Equipment
10% - 50% per annum on a straight-line basis
Motor vehicles
25% per annum on a reducing balance basis

The gain or loss arising on the disposal of an asset is determined as the difference between the sale proceeds and the carrying value of the asset, and is recognised in the statement of financial activities.

Freehold land is not depreciated.

 

The assets' residual values, useful lives and depreciation methods are reviewed, and adjusted prospectively if appropriate, of if there is an indication of a significant change since the last reporting date.

1.7
Fixed asset investments

Investments in subsidiaries are initially measured at cost and subsequently measured at cost less any accumulated impairment losses. The investments are assessed for impairment at each reporting date where there is an indication of impairment and any impairment losses or reversals of impairment losses are recognised immediately in statement of financial activities.

1.8
Impairment of fixed assets

At each reporting end date, the charity reviews the carrying amounts of its tangible assets to determine whether there is any indication that those assets have suffered an impairment loss. If any such indication exists, the recoverable amount of the asset is estimated in order to determine the extent of the impairment loss (if any).

1.9
Cash and cash equivalents

Cash and cash equivalents include cash in hand, deposits held at call with banks, other short-term liquid investments with original maturities of three months or less, and bank overdrafts. Bank overdrafts are shown within borrowings in current liabilities.

ABERDOUR SCHOOL EDUCATIONAL TRUST
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 AUGUST 2025
1
Accounting policies
(Continued)
- 15 -
1.10
Financial instruments

The charity has elected to apply the provisions of Section 11 ‘Basic Financial Instruments’ and Section 12 ‘Other Financial Instruments Issues’ of FRS 102 to all of its financial instruments.

 

Financial instruments are recognised in the charity's balance sheet when the charity becomes party to the contractual provisions of the instrument.

 

Financial assets and liabilities are offset, with the net amounts presented in the financial statements, when there is a legally enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously.

Basic financial assets

Basic financial assets, which include debtors and cash and bank balances, are initially measured at transaction price including transaction costs and are subsequently carried at amortised cost using the effective interest method unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest. Financial assets classified as receivable within one year are not amortised.

Basic financial liabilities

Basic financial liabilities, including creditors and bank loans are initially recognised at transaction price unless the arrangement constitutes a financing transaction, where the debt instrument is measured at the present value of the future payments discounted at a market rate of interest. Financial liabilities classified as payable within one year are not amortised.

 

Debt instruments are subsequently carried at amortised cost, using the effective interest rate method.

 

Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of operations from suppliers. Amounts payable are classified as current liabilities if payment is due within one year or less. If not, they are presented as non-current liabilities. Trade creditors are recognised initially at transaction price and subsequently measured at amortised cost using the effective interest method.

Derecognition of financial liabilities

Financial liabilities are derecognised when the charity’s contractual obligations expire or are discharged or cancelled.

1.11
Retirement benefits

Payments to defined contribution retirement benefit schemes are charged as an expense as they fall due.

 

The Trust contributes to the Teachers' Pension Scheme (TPS) at rates set by the Government Actuary's Department. The Scheme is a multi-employer pension scheme, and it is not possible to identify the assets and liabilities of the Scheme which are attributable to the Trust. In accordance with FRS102 and the SORP, the Scheme is accounted for as a defined contribution scheme.

 

The Trust also contributes to the defined contribution Aviva Pension Trust for Independent Schools (APTIS) scheme for teachers who do not wish to join the Teachers' Pension Scheme.

 

For certain senior, part time and non-teaching staff, the Trust contributes to other defined contribution schemes.

The pension costs charged in the financial statements represent the contributions borne by the Trust. Contributions to all schemes are charged in the SOFA as they become due in accordance with the rules of the schemes.

ABERDOUR SCHOOL EDUCATIONAL TRUST
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 AUGUST 2025
1
Accounting policies
(Continued)
- 16 -
1.12

Operating leases

Rentals payable under operating leases, including any lease incentives received, are charged to profit or loss on a straight-line basis over the life of the relevant lease except where another more systematic basis is more representative of the time pattern in which economic benefits from the leases asset are consumed.

 

Benefit received and receivable as an incentive to sign an operating lease are recognised on a straight line basis over the lease term, unless another systematic basis is representative of the time pattern of the lessee's benefit from the use of the leased asset.

1.13

Government grants

Government grants are recognised using the accrual model and the performance model.

 

Under the accrual model, government grants relating to revenue are recognised on a systematic basis over the periods in which the company recognises the related costs for which the grant is intended to compensate. Grants that are receivable as compensation for expenses or losses already incurred or for the purpose of giving immediate financial support to the entity with no future related costs are recognised in income in the period in which it becomes receivable.

2
Critical accounting estimates and judgements

In the application of the charity’s accounting policies, the Trustees are required to make judgements, estimates and assumptions about the carrying amount of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.

 

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised where the revision affects only that period, or in the period of the revision and future periods where the revision affects both current and future periods.

Critical judgements
Useful economic lives of tangible fixed assets

The annual depreciation charge for tangible assets is sensitive to changes in the estimated useful economic lives and residual values of the assets. These are amended where necessary to reflect current estimates, based on economic utilisation and physical condition of the assets.

3
Donations and legacies
Unrestricted
Unrestricted
funds
funds
general
general
2025
2024
£
£
Donations and gifts
15,250
-

Income from government grants

87,864
74,123
103,114
74,123
ABERDOUR SCHOOL EDUCATIONAL TRUST
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 AUGUST 2025
- 17 -
4
Charitable activities

Charitable Activity Income

Charitable Activity Income

2025
2024
£
£

Net school fees

4,946,208
4,990,591

Registration fees & non-refundable deposits

6,500
8,900

Interest on late payment of school fees

1,578
225

Courses & after school clubs

157,423
108,553
5,111,709
5,108,269
Net School Fees

Included within net school fees are deductions of £121,535 (2024: £120,000) in respect of bursaries and scholarships, and £73,336 (2024: £69,420) in respect of other allowances.

Bursaries and scholarships were awarded to 20 (2024: 15) individuals.

5
Income from other trading activities
Unrestricted
Unrestricted
funds
funds
2025
2024
£
£
Non-charitable trading activities
60,150
69,758
Other income
5,943
6,904
Other trading activities
66,093
76,662
6
Income from investments
Unrestricted
Unrestricted
funds
funds
2025
2024
£
£
Interest receivable
64,334
43,350
ABERDOUR SCHOOL EDUCATIONAL TRUST
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 AUGUST 2025
- 18 -
7
Charitable activities

Teaching

School running

Establishment

Administration

Total
2025
Total
2024
2025
2025
2025
2025
£
£
£
£
£
£
Staff costs
2,998,454
52,268
178,589
387,333
3,616,644
3,424,271
Depreciation and impairment
-
23,941
127,573
-
151,514
147,792

Other costs

40,423
498,634
612,907
244,701
1,396,665
1,352,319
3,038,877
574,843
919,069
632,034
5,164,823
4,924,382
Share of governance costs (see note 8)
-
-
-
42,410
42,410
35,325
3,038,877
574,843
919,069
674,444
5,207,233
4,959,707
Analysis by fund
Unrestricted funds - general
3,038,877
574,843
919,069
674,444
5,207,233
4,959,707
ABERDOUR SCHOOL EDUCATIONAL TRUST
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 AUGUST 2025
7
Charitable activities
(Continued)
- 19 -
For the year ended 31 August 2024

Teaching

School running

Establishment

Administration

Total
2024
£
£
£
£
£
Staff costs
2,876,649
46,505
146,908
354,209
3,424,271
Depreciation and impairment
-
22,256
125,536
-
147,792

Other costs

49,392
537,828
507,523
257,576
1,352,319
2,926,041
606,589
779,967
611,785
4,924,382
Share of governance costs (see note 8)
-
-
-
35,325
35,325
2,926,041
606,589
779,967
647,110
4,959,707
Analysis by fund
Unrestricted funds - general
2,926,041
606,589
779,967
647,110
4,959,707
8
Support costs
Support costs
Governance costs
2025
2024
£
£
£
£
Fees to Auditors - Audit fees
-
17,500
17,500
20,160
Fees to Auditors - Accounts Preparation
-
3,790
3,790
2,040

Accountancy fees

-
21,120
21,120
13,125
-
42,410
42,410
35,325
Analysed between
Charitable activities
-
42,410
42,410
35,325
9
Net movement in funds
2025
2024
£
£
The net movement in funds is stated after charging/(crediting):
Fees payable to the charity's auditor:
- for the audit of the charity's financial statements
17,500
20,160
- for other financial services
3,790
2,040
Depreciation of owned tangible fixed assets
151,514
147,792
Operating lease charges
59,198
53,201
ABERDOUR SCHOOL EDUCATIONAL TRUST
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 AUGUST 2025
- 20 -
10
Auditor's remuneration
Fees payable to the charity's auditor and associates:
2025
2024
£
£
For audit services
Audit of the financial statements of the charity (2024: including VAT)
17,500
20,160
For other services
All other non-audit services (2024: including VAT)
3,790
2,040
11
Trustees

None of the Trustees (or any persons connected with them) received any remuneration or benefits from the charity during the current or prior year.

 

During the year no trustees received any reimbursed expenses from the charity in their capacity as trustee (2024: nil).

12
Employees

The average monthly number of employees during the year was:

2025
2024
Number
Number
Teaching staff (including Headmaster)
59
59
Health & safety
2
2
Premises maintenance
4
4
Administrative
8
8
Marketing
1
-
Total
74
73
Employment costs
2025
2024
£
£
Wages and salaries
2,957,674
2,786,965
Social security costs
302,452
275,433
Other pension costs
356,518
361,873
3,616,644
3,424,271
ABERDOUR SCHOOL EDUCATIONAL TRUST
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 AUGUST 2025
12
Employees
(Continued)
- 21 -
The number of employees whose annual remuneration was more than £60,000 is as follows:
2025
2024
Number
Number
£60,001 - £70,000
3
5
£80,001 - £90,000
2
2
£100,001 - £110,000
1
1
£140,001 - £150,000
-
1
13
Taxation

The charity is exempt from taxation on its activities because all its income is applied for charitable purposes.

ABERDOUR SCHOOL EDUCATIONAL TRUST
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 AUGUST 2025
- 22 -
14
Tangible fixed assets
Freehold land and buildings
Equipment
Motor vehicles
Prefabricated buildings
Tennis Courts
Total
£
£
£
£
£
£
Cost
At 1 September 2024
5,751,772
332,027
23,220
169,216
36,689
6,312,924
Additions
50,039
6,268
-
-
-
56,307
Disposals
-
(69,145)
-
-
-
(69,145)
At 31 August 2025
5,801,811
269,150
23,220
169,216
36,689
6,300,086
Depreciation and impairment
At 1 September 2024
1,157,449
288,729
23,220
169,216
36,689
1,675,303
Depreciation charged in the year
127,573
23,941
-
-
-
151,514
Eliminated in respect of disposals
-
(69,145)
-
-
-
(69,145)
At 31 August 2025
1,285,022
243,525
23,220
169,216
36,689
1,757,672
Carrying amount
At 31 August 2025
4,516,789
25,625
-
-
-
4,542,414
At 31 August 2024
4,594,323
43,298
-
-
-
4,637,621
ABERDOUR SCHOOL EDUCATIONAL TRUST
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 AUGUST 2025
- 23 -
15
Fixed asset investments
Other investments
£
Cost or valuation
At 1 September 2024 & 31 August 2025
100
Carrying amount
At 31 August 2025
100
At 31 August 2024
100

Aberdour International Limited was incorporated on 3 June 2016 with an issued share capital of 100 ordinary shares of £1 each. The Aberdour School Educational Trust owns 100% of the issued share capital. The company had not commenced trading at 31 August 2025.

2025
2024
Other investments comprise:
Notes
£
£
Investments in subsidiaries
100
100
16
Debtors
2025
2024
Amounts falling due within one year:
£
£
School fees & recoverable disbursements
18,308
19,443
Other debtors
51,692
3,048
Prepayments and accrued income
163,103
188,610
233,103
211,101
17
Creditors: amounts falling due within one year
2025
2024
Notes
£
£
Bank loans
20
58,012
199,898
Other taxation and social security
82,007
67,440
Deferred income
19
74,944
399,626
Trade creditors
122,475
60,089
Other creditors
485,469
350,891
Accruals
263,554
126,431
1,086,461
1,204,375
ABERDOUR SCHOOL EDUCATIONAL TRUST
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 AUGUST 2025
- 24 -
18
Creditors: amounts falling due after more than one year
2025
2024
Notes
£
£
Bank loans
20
1,863,378
1,783,573
Other creditors
129,800
137,200
1,993,178
1,920,773
19
Deferred income
2025
2024
£
£
Other deferred income
74,944
399,626

Deferred income is included in the financial statements as follows:

2025
2024
£
£
Deferred income is included within:
Current liabilities
74,944
399,626
Movements in the year:
Deferred income at 1 September 2024
399,626
-
Released from previous periods
(324,682)
-
Resources deferred in the year
-
399,626
Deferred income at 31 August 2025
74,944
399,626

Deferred income represents school fees paid in advance.

20
Loans and overdrafts
2025
2024
£
£
Bank loans
1,921,390
1,983,471
Payable within one year
58,012
199,898
Payable after one year
1,863,378
1,783,573

The bank loan, included both in creditors falling due within one year and after more than one year, has an annual interest rate of 2.37% over the base rate. The final repayment date of the loan is 3 July 2043. The loan is secured by first legal charge over the freehold & associated assets at Wood Lodge, Brighton Road, Tadworth, Surrey.

ABERDOUR SCHOOL EDUCATIONAL TRUST
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 AUGUST 2025
- 25 -
21
Retirement benefit schemes

The Trust participates in a multi-employer defined benefits pension scheme, the Teachers' Pension Scheme (England and Wales) (TPS), for its teaching staff.

 

The TPS is an unfunded multi-employer defined benefits pension scheme governed by The Teachers' Pensions Regulations 2010 (as amended) and The Teachers' Pension Scheme Regulations 2014 (as amended). Members contribute on a 'pay as you go' basis with contributions from members and the employer being credited to the Exchequer. Retirement and other pension benefits are paid by public funds provided by Parliament.

 

The employer contribution rate is set following scheme valuations undertaken by the Government Actuary Department.

 

The most recent actuarial valuation of the TPS was prepared as at 31 March 2020 and the Valuation Report, which was published in October 2023. Transitional Protection changes were introduced for members who have service in the period 1 April 2015 to 31 March 2022 (the remedy period). Under these changes, when benefits become payable, eligible members can select to receive them from either the reformed or legacy schemes for the remedy period. The actuaries have assumed that members are likely to choose the option that provides them with the greater benefits, and in preparing the 2020 valuation have valued the ‘greater value’ benefits for groups of relevant members. The valuation confirmed that the employer contribution rate for the TPS would increase from 23.68% to 28.68% from 1 April 2024, which includes a 0.08% administration levy.

 

As a multi-employer pension scheme, it is not possible to identify the assets and liabilities of the TPS which are attributable to the Trust. The Trust accounts for this scheme as if it were a defined contribution scheme.

 

The Trust also contributes to the Aviva Pension Trust for Independent Schools (a defined contribution scheme) in respect of some of its teachers; stakeholder/workplace pensions for certain part-time and non-teaching staff; and personal pension (insured) schemes for certain senior members of staff.

The charge to profit or loss in respect of defined contribution schemes was £356,518 (2024: £361,873).

Contributions paid: -
2025
2024
£
£
Teachers' Pension Scheme
81,666
120,622
Aviva Pension Trust for Independent Schools
195,135
159,690
Stakeholder/workplace pensions
36,842
35,012
Personal pension scheme
42,875
46,549
Total costs
356,518
361,873
22
Financial instruments
2025
2024
£
£
Carrying amount of financial assets
Measured at amortised cost
1,252,006
1,090,480
Carrying amount of financial liabilities
Measured at amortised cost
(2,516,022)
(2,244,364)
ABERDOUR SCHOOL EDUCATIONAL TRUST
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 AUGUST 2025
- 26 -
23
Unrestricted funds

The unrestricted funds of the charity comprise the unexpended balances of donations and grants which are not subject to specific conditions by donors and grantors as to how they may be used. These include designated funds which have been set aside out of unrestricted funds by the trustees for specific purposes.

At 1 September 2024
Incoming resources
Resources expended
At 31 August 2025
£
£
£
£
General funds
2,791,663
5,345,250
(5,207,233)
2,929,680
Previous year:
At 1 September 2023
Incoming resources
Resources expended
At 31 August 2024
£
£
£
£
General funds
2,448,966
5,302,404
(4,959,707)
2,791,663
24
Operating lease commitments
Lessee

At the reporting end date the charity had outstanding commitments for future minimum lease payments under non-cancellable operating leases, which fall due as follows:

2025
2024
£
£
Within one year
47,516
42,638
Between two and five years
105,260
78,324
In over five years
46,452
40,603
199,228
161,565
ABERDOUR SCHOOL EDUCATIONAL TRUST
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 AUGUST 2025
- 27 -
25
Related party transactions
Remuneration of key management personnel

The remuneration of key management personnel was as follows:

2025
2024
£
£
Aggregate compensation
229,710
298,433

Other than remuneration of key management personnel, there were no transactions with related parties.

26
Cash generated from operations
2025
2024
£
£
Surplus for the year
138,017
342,699
Adjustments for:
Investment income recognised in statement of financial activities
(64,334)
(43,350)
Depreciation and impairment of tangible fixed assets
151,514
147,792
Movements in working capital:
(Increase) in debtors
(22,002)
(27,411)
Increase/(decrease) in creditors
341,254
(303,325)
(Decrease)/increase in deferred income
(324,682)
399,626
Cash generated from operations
219,767
516,031
27
Analysis of changes in net (debt)/funds
At 1 September 2024
Cash flows
At 31 August 2025
£
£
£
Cash at bank and in hand
1,067,989
165,713
1,233,702
Loans falling due within one year
(199,898)
141,886
(58,012)
Loans falling due after more than one year
(1,783,573)
(79,805)
(1,863,378)
(915,482)
227,794
(687,688)
2025-08-312024-09-01falsefalsefalseCCH SoftwareiXBRL Review & Tag 2025.2009982212024-09-012025-08-3100998221bus:Director12024-09-012025-08-3100998221bus:Director42024-09-012025-08-3100998221bus:Director52024-09-012025-08-3100998221bus:Director62024-09-012025-08-3100998221bus:Director72024-09-012025-08-3100998221bus:Director82024-09-012025-08-3100998221bus:Director92024-09-012025-08-3100998221bus:Director22024-09-012025-08-3100998221bus:Director32024-09-012025-08-31009982212025-08-31009982212024-08-31009982212023-09-012024-08-3100998221bus:FRS1022024-09-012025-08-3100998221bus:Audited2024-09-012025-08-3100998221bus:FullAccounts2024-09-012025-08-31xbrli:purexbrli:sharesiso4217:GBP