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Registered number: 15157762









Horsfield Group Limited









Annual Report and Consolidated Financial Statements

For the year ended 30 September 2025

 
Horsfield Group Limited
 
 
Company Information


Directors
R K B Purvis 
A D Swallow 
C D Swallow 
H H G Swallow 




Company secretary
R K B Purvis



Registered number
15157762



Registered office
Mellors Road
Trafford Park

Manchester

M17 1PB




Independent auditors
Hurst Accountants Limited
Chartered Accountants & Statutory Auditors

3 Stockport Exchange

Stockport

Cheshire

SK1 3GG





 
Horsfield Group Limited
 

Contents



Page
Group strategic report
 
1 - 3
Directors' report
 
4 - 7
Independent auditors' report
 
8 - 11
Consolidated statement of comprehensive income
 
12
Consolidated statement of financial position
 
13
Company statement of financial position
 
14
Consolidated statement of changes in equity
 
15 - 16
Company statement of changes in equity
 
17
Consolidated statement of cash flows
 
18
Consolidated analysis of net debt
 
19
Notes to the financial statements
 
20 - 39


 
Horsfield Group Limited
 
 
Group Strategic Report
For the year ended 30 September 2025

Introduction
 
The directors present the group strategic report for the year ended 30 September 2025.

Business review
 
As shown in the statement of comprehensive income on page 11 the group’s loss before tax was £868k. The group's EBITDA was £1,865k. The Group's loss includes the goodwill amortisation charge of £1,367k following the acquisition of Swallow Holdings Limited and its subsidiaries during the prior period.

Increases to employers national insurance, minimum wage and adverse movements in the price of raw milk and bulk cream sales have contributed to the fall in profitability in the year. The group is addressing this by way of cost recovery through pricing and greater efficiencies in its supply chain. 
  
The statement of financial position on page 12 shows the group’s financial position at the year end in a positive net asset position. The group has a strong base of owned and long leasehold commercial property from which it operates, positive net current assets and good liquidity.

The group continues to invest in its online retail trading platform for delivery of dairy, convenience and grocery products to residential and also business customers in the North West and this remains a priority area for activity and investment for the future.  There is a desire among consumers for both convenience and authentic local goods delivered to their homes.  In the consumer space environmental concerns over single use plastic & climate change still encourages a switch back to locally sourced, wholesome food operating in the circular economy with washable and re-useable glass bottles.

The group will continue to make considerable investments in new dairy equipment and fleet vehicles of both HGVs and electric vehicles to enhance fuel, carbon and financial efficiency and reliability.

The group has continued to source the majority of its raw milk requirements from selected high quality farms in the North West, particularly in Cheshire. Our online grocery is underpinned by strong relationships with high quality local providers of meat, fish, bakery, fruit and vegetable products. This strengthens our position with customers as a high quality supplier of genuine local produce with strong links to our farmer and local suppliers and low food miles.

Principal risks and uncertainties
 
Input cost price inflation especially in raw materials, wages, energy and transport costs, particularly driven by Government policy such as the National Minimum Wage and the increasing burden of Net Zero requirements and their impact on general energy prices has become and will remain a key risk and uncertainty in the year ahead. We shall continue to monitor, review and act upon the pass through of cost increases.

A return to heavy discounting of milk by the major and minor multiple retailers and other milk delivery companies to win custom in the ‘cost of living crisis’ may lead to margin compression and loss of sales volume. The company will address this by remaining environmentally and price competitive for a delivered product with strong local provenance and high quality, in many cases in a reusable glass container, and appeal to those consumers who value these characteristics and are willing to pay for them, particularly through reaching a wider audience in Greater Manchester and Cheshire with its online platform.

We encourage customers of our traditional offline delivery service to switch to online where appropriate as it delivers enhanced customer interaction, service and cash collection benefits. We will also continue to invest in the marketing of our “Best of Local” product range sold via the online platform which comprises high quality butcher, baker, fishmonger, cheese and staple green grocer products. We have seen the online business engage a new customer demographic compared to our traditional doorstep business. Glass bottled milk particularly via our online platform and our Bottled Milk Buyers continues to be very popular.  We are also investing generally in our website, apps, IT infrastructure, software and staff training and awareness to constantly improve our productivity, financial control, cyber security and regulatory compliance.
 
Page 1

 
Horsfield Group Limited
 

Group Strategic Report (continued)
For the year ended 30 September 2025


We also aim to retain and grow milk sales volumes in the wholesale, middle ground and contract packing segments which gives breadth and depth to our business model. On contract packing we continue to have significant manufacturing commitments for some specialist milk such as barista milk. We also produce our own organic fresh milks and orange juice in glass bottles.

Credit worthiness of our customers remains a risk. However, the company has a very diverse and well spread customer base and the company actively manages its debtors to keep risk exposure to acceptable levels and to follow up on slow or non-payment. Our bad debt provision and write off levels remain very low.

The group’s revenues and costs derive entirely inside the UK (and principally the North West of England) so with the exception of the impact of world markets on the UK price of raw milk, cream, packaging materials, energy and fuel it is largely domestically focused. Recent events in the middle east have put upward pressure on vehicle fuel and packaging costs
and may have secondary effects on other suppliers to the business. The company shall keep this under review and if it
appears likely to persist will recover costs in its pricing and by seeking further efficiencies in its supply chain.

A safe working and operating environment for all our staff, customers, contractors and suppliers is of the utmost importance to the board of directors and to that end they have put in place policies, procedures, management and systems to plan, analyse, monitor and act on all aspects of health and safety within the business from farm collections of milk, through to production, logistics and fleet management, customer deliveries and administration. The Board have appointed a suitably qualified Health & Safety Manager and personally supervise regular meetings with the management of the company who have responsibility for operational health and safety.

We seek to support, train and listen to our staff and conduct occasional employee engagement surveys and follow up with initiatives to meet any concerns raised. The group also takes its corporate and social responsibility seriously. It is a member of the Dairy Energy Savings Scheme, has completed its ESOS assessments and will continue to invest in energy saving measures. We include carbon accounting data in our accounts and are putting in place the measures to enable accurate recording and calculation of carbon usage by the business and plans to reduce it to zero over the medium and long term within national frameworks.  We work with our packaging and other suppliers to find ways of reducing the amount of packaging materials used in our packing operations and comply with the requirements of the Plastic Packaging Tax and Extended Producer Packaging Obligations. Our poly bottle supplier uses a significant amount (30%) of recyclate in the bottles which are themselves fully recyclable through the normal council recycling system. We have moved to white poly bottle tops to further facilitate recycling of this element of our packaging. Our widespread and growing use of washable reusable glass bottles and  electric delivery vehicles means we have long led the way in sustainable food delivery systems and are benefitting from the trend towards reusable glass for milk.

The company is also a generous charitable donor, on its own account, supporting charities involved in the improvement of the lives of young people in Manchester and its environs such as The Message and Cre8, and also through its customer lottery scheme which regularly supports numerous worthy local charities such as Francis House Children’s Hospice, Joshua Tree and St Ann’s Hospice.

Financial key performance indicators
 
The key financial performance indicators are as follows:
 


2025
2024





Turnover £'000
42,892
10,896

Gross profit £'000
18,982
5,048

Gross profit %
44.3%
46.3%

EBITDA £'000
1,865
621

Operating loss £'000
475
53

Employee numbers
298
256

Turnover / employee £'000 
144
43


Page 2

 
Horsfield Group Limited
 

Group Strategic Report (continued)
For the year ended 30 September 2025

Directors' statement of compliance with duty to promote the success of the Group
 
Section 172(1) Statement

The directors of Horsfield Group Limited are responsible for overseeing the operations and strategic direction of the Horsfield Group and are committed to fulfilling their duties under Section 172 of the Companies Act 2006. In performing their responsibilities, the directors have had regard to the interests of the company’s key stakeholders, including shareholders, subsidiary companies, regulators, and other relevant parties.

Stakeholder Considerations in Decision-Making

As a holding company, Horsfield Group Limited does not have direct employees or external customers, but it plays a vital role in supporting and overseeing its subsidiaries and principally in the appointment of Directors and the allocation of capital within the Group’s subsidiaries. The directors engage with the management teams of subsidiary companies to ensure that strategic decisions align with the group’s long-term objectives and the interests of shareholders. As its two ordinary shareholders are both directors of Horsfield Group Limited there is a very close alignment of shareholder goals with the direction of the Group holding company.

The board regularly considers:
The financial performance and capital requirements of subsidiary companies, ensuring appropriate funding and governance structures.
The distribution of profits through dividends and reinvestment decisions to promote sustainable long-term growth.
The regulatory and legal frameworks in which the group operates, ensuring compliance with all relevant obligations.
The environmental, social, and governance (ESG) responsibilities of the group as a whole.
 
Long-Term Success & Governance

The directors are committed to promoting the long-term success of the company and the group. Regular board meetings provide a forum to review strategic initiatives, assess risk management processes, and monitor financial performance at both the holding and subsidiary levels. The company also engages with external advisers such as accountants, insurance brokers and lawyers where necessary to ensure robust governance, risk management and compliance. During the financial year, the board has considered a range of issues, principally relating to its capital structure and overall dividend policy, ensuring they are made in the best interests of shareholders and the wider group.

The directors are satisfied that they have acted in accordance with their duties under Section 172 of the Companies Act 2006.


This report was approved by the board and signed on its behalf.



R K B Purvis
Director

C D Swallow
Director


Date: 29 April 2026


Page 3

 
Horsfield Group Limited
 
 
 
Directors' Report
For the year ended 30 September 2025

The directors present their report and the financial statements for the year ended 30 September 2025.

Directors' responsibilities statement

The directors are responsible for preparing the group strategic report, the directors' report and the consolidated financial statements in accordance with applicable law and regulations.
 
Company law requires the directors to prepare financial statements for each financial year. Under that law the directors have elected to prepare the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice), including Financial Reporting Standard 102 ‘The Financial Reporting Standard applicable in the UK and Republic of Ireland'. Under company law the directors must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the Company and the Group and of the profit or loss of the Group for that period.

 In preparing these financial statements, the directors are required to:


select suitable accounting policies for the Group's financial statements and then apply them consistently;

make judgments and accounting estimates that are reasonable and prudent;

state whether applicable UK Accounting Standards have been followed, subject to any material departures disclosed and explained in the financial statements;

prepare the financial statements on the going concern basis unless it is inappropriate to presume that the Group will continue in business.

The directors are responsible for keeping adequate accounting records that are sufficient to show and explain the Company's transactions and disclose with reasonable accuracy at any time the financial position of the Company and the Group and to enable them to ensure that the financial statements comply with the Companies Act 2006They are also responsible for safeguarding the assets of the Company and the Group and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Results and dividends

The loss for the year, after taxation, amounted to £1,139,176 (2024 - loss £393,037).

The directors do not recommend payment of a final dividend.

Directors

The directors who served during the year were:

R K B Purvis 
A D Swallow 
C D Swallow 
H H G Swallow 

Page 4

 
Horsfield Group Limited
 
 
 
Directors' Report (continued)
For the year ended 30 September 2025

Future developments

The business remains well set to benefit from its diverse and solid customer base and its large and dense potential market for customers in the North West of England using a technology led approach to connecting with and serving them which yields regular repeat custom and the ability to sell a diverse range of products.  It has low cost, strategically well positioned and well invested manufacturing and distribution facilities in Manchester, Stockport, Warrington, Chester and the Wirral.
   
In the early part of the 2024-25 financial year the company acquired dairy depots in Chester and the Wirral of a similar scale and nature to those it already operates in Stockport and Warrington which will profitably expand both sales revenue and our geographic footprint for the provision of our goods and services.

We will continue to bid for further profitable business using our available production and distribution capacity and in particular will invest in and market heavily to residential consumers our online milk and convenience and “Best of Local” grocery offering in the year ahead. We will also seek to grow sales of our own produced product range of fresh, organic, specialist milks and orange juice. The cost of raw milk and the value of bulk cream sales, wagers, fuel and energy will always be important factors in the revenues and profits of the company.
   
The directors plan to expand the company’s operations by organic growth and acquisition of further business if the opportunity presents itself in the future. We will continue to match our logistics capability with the company’s level of sales and seek to improve the efficiency of our delivery operations.

Engagement with employees

The group places considerable value on the involvement of its employees and has continued its existing practice of keeping them informed on matters affecting them as employees and on various matters affecting the performance of the group. In particular the group will involve employees in developing a strong health and safety culture by creating opportunities for them to easily communicate concerns and ideas about how to improve the company's performance in this area.

Disabled employees

Disabled persons are employed by the group when they appear to be suited to a particular vacancy. Where an existing employee becomes disabled every effort is made to continue to provide suitable employment, either in the same or in an alternative position.

Page 5

 
Horsfield Group Limited
 
 
 
Directors' Report (continued)
For the year ended 30 September 2025


Greenhouse gas emissions, energy consumption and energy efficiency action

Carbon and energy performance is overseen by the operations and finance teams, with board-level engagement as part of strategic ESG initiatives.

In calculating the company’s energy consumption, the directors have followed the 2024 UK Government GHG Conversion Factors for Company Reporting.  Figures are based upon metering information and quantities purchased during the period. 

All figures relate to the UK for the period 1 October 2024 to 30 September 2025.

Energy Consumption (kWh)

Sept 2025
Sept 2024
Scope 1: Combustion
Natural Gas (kWh)
3,415
3,484
of fuel and operation
Transport (kWh)
7,405
5,314
of facilities



Total Scope 1 Energy (kWh) ex. Refrigerants
10,820
8,798




Scope 2: Electricity purchased
Total Electricity (kWh)
2,858
2,296
Total Scope 1 and 2 Energy (kWh) ex. Refrigerants
13,678
11,094




Emissions Assessment (tCO2e)



Scope 1: Combustion
Natural Gas (tCO2e)
625
637
of fuel and operation
Transport (tCO2e)
1,807
1,174
of facilities



Total Scope 1 (tCO2e)

2,432
1,811




Scope 2: Electricity purchased
Total Electricity (tCO2e)
506
475




Total Scope 1 and 2 Emissions (tCO2e) ex. Refrigerants
2,938
2,286




Intensity Metric Assessment



Turnover £m

£42.825
£34.286
kWh / Turnover

319.4
323.7
tCO2e / Turnover

68.6
66.7




1,000 Tonnes Produced

43.544
35.589
kWh / 1,000 Tonnes Produced

314.12
311.7
tCO2e / 1,000 Tonnes Produced

67.47
64.3

Refrigerant emissions and Scope 3 emissions have been excluded from this year’s report due to data availability and immateriality considerations. The company intends to assess the relevance of these sources and the feasibility of including them in future reporting periods.

 
Page 6

 
Horsfield Group Limited
 
 
 
Directors' Report (continued)
For the year ended 30 September 2025

Carbon Reduction Projects

Our upcoming projects will include:

Moved to 100% renewable electricity supply
Continue to review our operations to reduce the amount of waste generated
Increase our use of electric vehicles
Work with main suppliers to jointly reduce our carbon footprint
Acquire more energy efficient equipment/machinery
Modernisation of ICE fleet vehicles
We are in the process of changing our lights to LEDs and have installed some censored lighting
We are now using clear poly bottle caps which are easier to recycle than coloured ones
Continue to improve our production and transportation process to become more efficient

Disclosure of information to auditors

Each of the persons who are directors at the time when this directors' report is approved has confirmed that:
 
so far as the director is aware, there is no relevant audit information of which the Company and the Group's auditors are unaware, and

the director has taken all the steps that ought to have been taken as a director in order to be aware of any relevant audit information and to establish that the Company and the Group's auditors are aware of that information.

Auditors

The auditorsHurst Accountants Limitedwill be proposed for reappointment in accordance with section 485 of the Companies Act 2006.

This report was approved by the board and signed on its behalf.
 




R K B Purvis
Director
C D Swallow
Director


Date: 29 April 2026
Date: 29 April 2026

Page 7

 
Horsfield Group Limited
 
 
 
Independent Auditors' Report to the Members of Horsfield Group Limited
 

Opinion


We have audited the financial statements of Horsfield Group Limited (the 'Parent Company') and its subsidiaries (the 'Group') for the year ended 30 September 2025, which comprise the consolidated statement of comprehensive income, the consolidated analysis of net debt, the Consolidated Statement of Financial Position, the Company Statement of Financial Position, the Consolidated Statement of Cash Flows, the Consolidated Statement of Changes in Equity, the Company Statement of Changes in Equity and the related notes, including a summary of significant accounting policiesThe financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 ‘The Financial Reporting Standard applicable in the UK and Republic of Ireland' (United Kingdom Generally Accepted Accounting Practice).


In our opinion the financial statements:


give a true and fair view of the state of the Group's and of the Parent Company's affairs as at 30 September 2025 and of the Group's loss for the year then ended;
have been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice; and
have been prepared in accordance with the requirements of the Companies Act 2006.


Basis for opinion


We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditors' responsibilities for the audit of the financial statements section of our report. We are independent of the Group in accordance with the ethical requirements that are relevant to our audit of the financial statements in the United Kingdom, including the Financial Reporting Council's Ethical Standard and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.


Conclusions relating to going concern


In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.


Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Group's or the Parent Company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.


Our responsibilities and the responsibilities of the directors with respect to going concern are described in the relevant sections of this report.


Page 8

 
Horsfield Group Limited
 
 
 
Independent Auditors' Report to the Members of Horsfield Group Limited (continued)


Other information


The other information comprises the information included in the Annual Report other than the financial statements and our auditors' report thereon. The directors are responsible for the other information contained within the Annual ReportOur opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon. Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the course of the audit, or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.


We have nothing to report in this regard.


Opinion on other matters prescribed by the Companies Act 2006
 

In our opinion, based on the work undertaken in the course of the audit:


the information given in the group strategic report and the directors' report for the financial year for which the financial statements are prepared is consistent with the financial statements; and
the group strategic report and the directors' report have been prepared in accordance with applicable legal requirements.


Matters on which we are required to report by exception
 

In the light of the knowledge and understanding of the Group and the Parent Company and its environment obtained in the course of the audit, we have not identified material misstatements in the group strategic report or the directors' report.


We have nothing to report in respect of the following matters in relation to which the Companies Act 2006 requires us to report to you if, in our opinion:


adequate accounting records have not been kept by the Parent Company, or returns adequate for our audit have not been received from branches not visited by us; or
the Parent Company financial statements are not in agreement with the accounting records and returns; or
certain disclosures of directors' remuneration specified by law are not made; or
we have not received all the information and explanations we require for our audit.


Responsibilities of directors
 

As explained more fully in the directors' responsibilities statement set out on page 4, the directors are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the directors determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.


In preparing the financial statements, the directors are responsible for assessing the Group's and the Parent Company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the directors either intend to liquidate the Group or the Parent Company or to cease operations, or have no realistic alternative but to do so.


Page 9

 
Horsfield Group Limited
 
 
 
Independent Auditors' Report to the Members of Horsfield Group Limited (continued)


Auditors' responsibilities for the audit of the financial statements
 

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditors' report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these Group financial statements.


Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

Identifying and assessing potential risks related to irregularities

In identifying and assessing the risks of material misstatement in respect of irregularities, including fraud and non-compliance with laws and regulations, we considered the following:

The nature of the industry and sector in which the company operates; the control environment and business performance including key drivers for directors' remuneration, bonus levels and performance targets.
The outcome of enquiries of local management and parent company management, including whether management was aware of any instances of non-compliance with laws and regulations, and whether management had knowledge of any actual, suspected, or alleged fraud.
Supporting documentation relating to the Company's policies and procedures for:
 - Identifying, evaluating, and complying with laws and regulations.
 - Detecting and responding to the risks of fraud
The internal controls established to mitigate risks related to fraud or non-compliance with laws and regulations.
The outcome of discussions amongst the engagement team regarding how and where fraud might occur in the financial statements and any potential indicators of fraud.
The legal and regulatory framework in which the Company operates, particularly those laws and regulations which have a direct effect on the financial statements, such as the Companies Act 2006, pensions and tax legislation, or which had a fundamental effect on the operations of the Company, including General Data Protection requirements, Anti-bribery and Corruption, food standards and waste standards compliance.
 
Audit response to risks identified

Our procedures to respond to the risks identified included the following:

Reviewing the financial statements disclosures and testing to supporting documentation to assess compliance with the provisions of those relevant laws and regulations which have a direct effect on the financial statements.
Discussions with management, including consideration of known or suspected instances of non-compliance with laws and regulations and fraud.
Evaluation the operating effectiveness of management’s controls designed to prevent and detect irregularities.
Enquiring of management about any actual and potential litigation and claims.
Performing analytical procedures to identify any unusual or unexpected relationships which may indicate risks of material misstatement due to fraud.
 
Page 10

 
Horsfield Group Limited
 
 
 
Independent Auditors' Report to the Members of Horsfield Group Limited (continued)


We have also considered the risk of fraud through management override of controls by:

Testing the appropriateness of journal entries and other adjustments, and identifying accounting transactions which may pose a heightened risk of material misstatement, whether due to fraud or error.
Challenging assumptions made by management in their significant accounting estimates, and assessing whether the judgements made in making accounting estimates are indicative of a potential bias; and
Evaluating the business rationale of any significant transactions that are unusual or outside the normal course of business.
 
We also communicated relevant identified laws and regulations and potential fraud risks to all engagement team members and remained alert to any indications of fraud or non-compliance with laws and regulations throughout the audit.

There are inherent limitations in the audit procedures described above, and the further removed non-compliance with laws and regulations are from the events and transactions reflected in the financial statements, the less likely we would become aware of them.  Also, the risk of not detecting a material misstatement due to fraud is higher than the risk of not detecting one resulting from error, as fraud may involve deliberate concealment by, for example, forgery or intentional misrepresentations, or through collusion.


A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council's website at: www.frc.org.uk/auditorsresponsibilities. This description forms part of our auditors' report.


Use of our report
 

This report is made solely to the Company's members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006Our audit work has been undertaken so that we might state to the Company's members those matters we are required to state to them in an auditors' report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the Company and the Company's members, as a body, for our audit work, for this report, or for the opinions we have formed.




Chris Stewardson (senior statutory auditor)
for and on behalf of
Hurst Accountants Limited
Chartered Accountants
Statutory Auditors
3 Stockport Exchange
Stockport
Cheshire
SK1 3GG

30 April 2026
Page 11

 
Horsfield Group Limited
 
 
Consolidated Statement of Comprehensive Income
For the year ended 30 September 2025

30 September
18 Weeks Ended 30 September
2025
2024
Note
£
£

  

Turnover
 4 
42,892,411
10,896,145

Cost of sales
  
(23,910,225)
(5,847,729)

Gross profit
  
18,982,186
5,048,416

Distribution costs
  
(13,436,943)
(3,510,150)

Administrative expenses
  
(6,386,938)
(1,699,004)

Other operating income
 5 
366,980
107,539

Operating loss
 6 
(474,715)
(53,199)

Interest receivable and similar income
 10 
143,087
65,629

Interest payable and similar expenses
 11 
(536,403)
(193,913)

Loss before tax
  
(868,031)
(181,483)

Tax on loss
 12 
(271,145)
(211,554)

Loss for the financial year
  
(1,139,176)
(393,037)

Other comprehensive income:
  

Deferred tax movements
  
113,620
6,551

Total comprehensive deficit for the year/period
  
(1,025,556)
(386,486)

Operating (loss)
  
(372,518)
(53,199)

Amortisation
 14 
1,366,730
435,959

Depreciation
 15 
871,077
237,980

EBITDA
  
1,865,289
620,740

There were no recognised gains and losses for 2025 or 2024 other than those included in the consolidated statement of comprehensive income.

The notes on pages 20 to 39 form part of these financial statements.

Page 12

 
Horsfield Group Limited
Registered number: 15157762

Consolidated Statement of Financial Position
As at 30 September 2025

2025
2024
Note
£
£

Fixed assets
  

Intangible assets
 14 
11,289,613
12,387,864

Tangible assets
 15 
6,010,277
6,210,803

Investment property
 17 
1,250,000
1,250,000

  
18,549,890
19,848,667

Current assets
  

Stocks
 18 
532,319
507,420

Debtors: amounts falling due within one year
 19 
4,486,938
4,035,766

Cash at bank and in hand
 20 
4,403,815
5,756,650

  
9,423,072
10,299,836

Creditors: amounts falling due within one year
 21 
(4,671,071)
(4,329,448)

Net current assets
  
 
 
4,752,001
 
 
5,970,388

Total assets less current liabilities
  
23,301,891
25,819,055

Creditors: amounts falling due after more than one year
 22 
(7,043,567)
(7,109,789)

Provisions for liabilities
  

Deferred taxation
 24 
(498,164)
(623,550)

Net assets
  
15,760,160
18,085,716


Capital and reserves
  

Called up share capital 
 25 
15,000
15,000

Other reserves
 26 
18,457,202
18,457,202

Profit and loss account
 26 
(2,712,042)
(386,486)

  
15,760,160
18,085,716


The financial statements were approved and authorised for issue by the board and were signed on its behalf by: 



R K B Purvis
C D Swallow
Director
Director


Date: 29 April 2026
Date:29 April 2026

The notes on pages 20 to 39 form part of these financial statements.

Page 13

 
Horsfield Group Limited
Registered number: 15157762

Company Statement of Financial Position
As at 30 September 2025

2025
2024
Note
£
£

Fixed assets
  

Investments
 16 
6,342,798
6,342,798

Investment Property
 17 
1,250,000
-

  
7,592,798
6,342,798

Current assets
  

Debtors: amounts falling due within one year
 19 
64,987
-

Cash at bank and in hand
 20 
621,000
-

  
685,987
-

Creditors: amounts falling due within one year
 21 
(210,990)
(306,050)

Net current assets/(liabilities)
  
 
 
474,997
 
 
(306,050)

Total assets less current liabilities
  
8,067,795
6,036,748

  

Creditors: amounts falling due after more than one year
 22 
(6,199,998)
(6,199,998)

  

Net assets/(liabilities)
  
1,867,797
(163,250)


Capital and reserves
  

Called up share capital 
 25 
15,000
15,000

Profit and loss account brought forward
  
(178,250)
-

Profit/(loss) for the year
  
3,331,047
(178,250)

Other changes in the profit and loss account

  

(1,300,000)
-

Profit and loss account carried forward
  
1,852,797
(178,250)

  
1,867,797
(163,250)


The financial statements were approved and authorised for issue by the board and were signed on its behalf by: 


R K B Purvis
C D Swallow
Director
Director


Date: 29 April 2026
Date:29 April 2026

The notes on pages 20 to 39 form part of these financial statements.

Page 14

 
Horsfield Group Limited
 

Consolidated Statement of Changes in Equity
For the year ended 30 September 2025


Called up share capital
Other reserves
Profit and loss account
Equity attributable to owners of Parent Company
Total equity

£
£
£
£
£

At 1 October 2024
15,000
18,457,202
(386,486)
18,085,716
18,085,716


Comprehensive income for the year

Loss for the year

-
-
(1,139,176)
(1,139,176)
(1,139,176)

Deferred tax movements
-
-
113,620
113,620
113,620


Other comprehensive income for the year
-
-
113,620
113,620
113,620


Total comprehensive income for the year
-
-
(1,025,556)
(1,025,556)
(1,025,556)


Contributions by and distributions to owners

Dividends: Equity capital
-
-
(1,300,000)
(1,300,000)
(1,300,000)


Total transactions with owners
-
-
(1,300,000)
(1,300,000)
(1,300,000)


At 30 September 2025
15,000
18,457,202
(2,712,042)
15,760,160
15,760,160


Page 15

 
Horsfield Group Limited
 

Consolidated Statement of Changes in Equity
For the year ended 30 September 2024


Called up share capital
Other reserves
Profit and loss account
Equity attributable to owners of Parent Company
Total equity

£
£
£
£
£


Comprehensive income for the period

Loss for the period

-
-
(393,037)
(393,037)
(393,037)

Deferred tax movements
-
-
6,551
6,551
6,551


Other comprehensive income for the period
-
-
6,551
6,551
6,551


Total comprehensive income for the period
-
-
(386,486)
(386,486)
(386,486)


Contributions by and distributions to owners

Shares issued during the period
15,000
-
-
15,000
15,000

Consolidation reserve
-
18,457,202
-
18,457,202
18,457,202


Total transactions with owners
15,000
18,457,202
-
18,472,202
18,472,202


At 30 September 2024
15,000
18,457,202
(386,486)
18,085,716
18,085,716


The notes on pages 20 to 39 form part of these financial statements.

Page 16

 
Horsfield Group Limited
 

Company Statement of Changes in Equity
For the year ended 30 September 2025


Called up share capital
Profit and loss account
Total equity

£
£
£

At 1 October 2024
15,000
(178,250)
(163,250)


Comprehensive income for the period

Profit for the year
-
3,331,047
3,331,047


Contributions by and distributions to owners

Dividends: Equity capital
-
(1,300,000)
(1,300,000)


Total transactions with owners
-
(1,300,000)
(1,300,000)


At 30 September 2025
15,000
1,852,797
1,867,797



Company Statement of Changes in Equity
For the year ended 30 September 2024


Called up share capital
Profit and loss account
Total equity

£
£
£


Comprehensive income for the period

Loss for the period
-
(178,250)
(178,250)


Contributions by and distributions to owners

Shares issued during the period
15,000
-
15,000


Total transactions with owners
15,000
-
15,000


At 30 September 2024
15,000
(178,250)
(163,250)


The notes on pages 20 to 39 form part of these financial statements.

Page 17

 
Horsfield Group Limited
 

Consolidated Statement of Cash Flows
For the year ended 30 September 2025

2025
2024
£
£

Cash flows from operating activities

Loss for the financial year
(1,139,176)
(393,037)

Adjustments for:

Amortisation of intangible assets
1,366,730
435,959

Depreciation of tangible assets
871,075
237,980

Profit on disposal of tangible assets
(3,177)
(2,000)

Interest paid
536,403
15,663

Interest received
(143,087)
(65,629)

Taxation charge
271,145
211,554

(Increase) in stocks
(24,899)
(5,555)

(Increase) in debtors
(451,170)
(13,831)

Increase/(decrease) in creditors
736,016
(383,568)

Corporation tax (paid)
(678,791)
(296,516)

Net cash generated from operating activities

1,341,069
(258,980)

Cash flows from investing activities

Purchase of intangible fixed assets
(268,479)
(12,192)

Purchase of tangible fixed assets
(307,204)
(317,188)

Sale of tangible fixed assets
22,645
2,000

Interest received
143,087
65,629

HP interest paid
(70,968)
-

Acquisition of subsidiaries
-
(127,800)

Cash acquired
-
5,719,876

Net cash from investing activities

(480,919)
5,330,325

Cash flows from financing activities

Issue of ordinary shares
-
15,000

Repayment of finance leases
(447,550)
685,968

Dividends paid
(1,300,000)
-

Interest paid
(465,435)
(15,663)

Net cash used in financing activities
(2,212,985)
685,305

Net (decrease)/increase in cash and cash equivalents
(1,352,835)
5,756,650

Cash and cash equivalents at beginning of year
5,756,650
-

Cash and cash equivalents at the end of year
4,403,815
5,756,650


Cash and cash equivalents at the end of year comprise:

Cash at bank and in hand
4,403,815
5,756,650


Page 18

 
Horsfield Group Limited
 

Consolidated Analysis of Net Debt
For the year ended 30 September 2025





At 1 October 2024
Cash flows
New finance leases
At 30 September 2025
£

£

£

£

Cash at bank and in hand

5,756,650

(1,352,835)

-

4,403,815

Debt due after 1 year

(6,199,998)

-

-

(6,199,998)

Debt due within 1 year

(178,250)

-

-

(178,250)

Finance leases

(1,269,172)

447,550

(382,815)

(1,204,437)


(1,890,770)
(905,285)
(382,815)
(3,178,870)

The notes on pages 20 to 39 form part of these financial statements.

Page 19

 
Horsfield Group Limited
 
 
 
Notes to the Financial Statements
For the year ended 30 September 2025

1.


General information

Horsfield Group Limited is a private company limited by share capital, incorporated in England, registered number 15157762. The address of the registered office and principal place of business is Mellors Road, Trafford Park, Manchester, M17 1PB.

The principal activity of the company is acting as a holding company. The nature of the group's operations and principal activities is the retail and wholesale of milk, dairy and grocery products.

2.Accounting policies

 
2.1

Basis of preparation of financial statements

The financial statements have been prepared under the historical cost convention unless otherwise specified within these accounting policies and in accordance with Financial Reporting Standard 102, the Financial Reporting Standard applicable in the UK and the Republic of Ireland and the Companies Act 2006.

The preparation of financial statements in compliance with FRS 102 requires the use of certain critical accounting estimates. It also requires Group management to exercise judgment in applying the Group's accounting policies (see note 3).

The Company has taken advantage of the exemption allowed under section 408 of the Companies Act 2006 and has not presented its own statement of comprehensive income in these financial statements.

The Company has also taken the exemption not to present its own cash flow statement or net debt reconciliation in these financial statements.

The following principal accounting policies have been applied:

 
2.2

Basis of consolidation

The consolidated financial statements present the results of the group and its own subsidiaries ("the group") as if they form a single entity. Intercompany transactions and balances between group companies are therefore eliminated in full.

The consolidated financial statements incorporate the results of business combinations using the purchase method. In the statement of financial position, the acquiree's identifiable assets, liabilities and contingent liabilities are initially recognised at their fair values at the acquisition date. The results of acquired operations are included in the consolidated statement of comprehensive income from the date on which control is obtained. They are deconsolidated from the date control ceases.

The comparative figures represent 18 weeks of trading following the acquisition of Swallow Holdings and its subsidiaries, and therefore are not entirely comparable with the current year figures.

Page 20

 
Horsfield Group Limited
 
 
 
Notes to the Financial Statements
For the year ended 30 September 2025

2.Accounting policies (continued)

 
2.3

Revenue

Revenue is recognised to the extent that it is probable that the economic benefits will flow to the Group and the revenue can be reliably measured. Revenue is measured as the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes. The following criteria must also be met before revenue is recognised:

Sale of goods

Revenue from the sale of goods is recognised when all of the following conditions are satisfied:
the Group has transferred the significant risks and rewards of ownership to the buyer;
the Group retains neither continuing managerial involvement to the degree usually associated with ownership nor effective control over the goods sold;
the amount of revenue can be measured reliably;
it is probable that the Group will receive the consideration due under the transaction; and
the costs incurred or to be incurred in respect of the transaction can be measured reliably.

Revenue is recognised upon dispatch of goods.

 
2.4

Operating leases: the Group as lessor

Rental income from operating leases is credited to profit or loss on a straight-line basis over the lease term.

 
2.5

Operating leases: the Group as lessee

Rentals paid under operating leases are charged to profit or loss on a straight-line basis over the lease term.

Benefits received and receivable as an incentive to sign an operating lease are recognised on a straight-line basis over the lease term, unless another systematic basis is representative of the time pattern of the lessee's benefit from the use of the leased asset.

 
2.6

Leased assets: the Group as lessee

Assets obtained under hire purchase contracts and finance leases are capitalised as tangible fixed assets. Assets acquired by finance lease are depreciated over the shorter of the lease term and their useful lives. Assets acquired by hire purchase are depreciated over their useful lives. Finance leases are those where substantially all of the benefits and risks of ownership are assumed by the company. Obligations under such agreements are included in creditors net of the finance charge allocated to future periods. The finance element of the rental payment is charged to profit or loss so as to produce a constant periodic rate of charge on the net obligation outstanding in each period.

 
2.7

Research and development

Expenditure relating to the development of software used within the business is capitalised as an intangible fixed asset and amortised on a straight line basis over the estimated useful life. Associated sundry costs are recognised in profit or loss in the period they are incurred.

Page 21

 
Horsfield Group Limited
 
 
 
Notes to the Financial Statements
For the year ended 30 September 2025

2.Accounting policies (continued)

 
2.8

Interest income

Interest income is recognised in profit or loss using the effective interest method.

 
2.9

Finance costs

Finance costs are charged to profit or loss over the term of the debt using the effective interest method so that the amount charged is at a constant rate on the carrying amount. Issue costs are initially recognised as a reduction in the proceeds of the associated capital instrument.

 
2.10

Pensions

Defined contribution pension plan

The Group operates a defined contribution plan for its employees. A defined contribution plan is a pension plan under which the Group pays fixed contributions into a separate entity. Once the contributions have been paid the Group has no further payment obligations.

The contributions are recognised as an expense in profit or loss when they fall due. Amounts not paid are shown in accruals as a liability in the statement of financial position. The assets of the plan are held separately from the Group in independently administered funds.

 
2.11

Current and deferred taxation

The tax expense for the year comprises current and deferred tax. Tax is recognised in profit or loss except that a charge attributable to an item of income and expense recognised as other comprehensive income or to an item recognised directly in equity is also recognised in other comprehensive income or directly in equity respectively.

The current income tax charge is calculated on the basis of tax rates and laws that have been enacted or substantively enacted by the reporting date in the countries where the Company and the Group operate and generate income.

Deferred tax balances are recognised in respect of all timing differences that have originated but not reversed by the reporting date, except that:
The recognition of deferred tax assets is limited to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits; and
Any deferred tax balances are reversed if and when all conditions for retaining associated tax allowances have been met.

Deferred tax balances are not recognised in respect of permanent differences except in respect of business combinations, when deferred tax is recognised on the differences between the fair values of assets acquired and the future tax deductions available for them and the differences between the fair values of liabilities acquired and the amount that will be assessed for tax. Deferred tax is determined using tax rates and laws that have been enacted or substantively enacted by the reporting date.


Page 22

 
Horsfield Group Limited
 
 
 
Notes to the Financial Statements
For the year ended 30 September 2025

2.Accounting policies (continued)

 
2.12

Intangible assets

Goodwill

Goodwill represents the difference between amounts paid on the cost of a business combination and the acquirer’s interest in the fair value of the Group's share of its identifiable assets and liabilities of the acquiree at the date of acquisition. Subsequent to initial recognition, goodwill is measured at cost less accumulated amortisation and accumulated impairment losses. Goodwill is amortised on a straight-line basis to the consolidated statement of comprehensive income over its useful economic life.

Other intangible assets

Intangible assets are initially recognised at cost. After recognition, under the cost model, intangible assets are measured at cost less any accumulated amortisation and any accumulated impairment losses.

All intangible assets are considered to have a finite useful life. If a reliable estimate of the useful life cannot be made, the useful life shall not exceed ten years.

 
2.13

Tangible fixed assets

Tangible fixed assets under the cost model are stated at historical cost less accumulated depreciation and any accumulated impairment losses. Historical cost includes expenditure that is directly attributable to bringing the asset to the location and condition necessary for it to be capable of operating in the manner intended by management.

Depreciation is charged so as to allocate the cost of assets less their residual value over their estimated useful lives, using the straight-line method.

Depreciation is provided on the following basis:

Freehold property
-
Fifty and ten years
Leasehold improvements
-
Straight line over life of lease
Plant and machinery
-
10 - 20%
Motor vehicles
-
10 - 20%
Computer equipment
-
25%

The assets' residual values, useful lives and depreciation methods are reviewed, and adjusted prospectively if appropriate, or if there is an indication of a significant change since the last reporting date.

Gains and losses on disposals are determined by comparing the proceeds with the carrying amount and are recognised in profit or loss.

 
2.14

Investment property

Investment property is carried at fair value determined annually by external valuers and derived from the current market rents and investment property yields for comparable real estate, adjusted if necessary for any difference in the nature, location or condition of the specific asset. No depreciation is provided. Changes in fair value are recognised in profit or loss.

 
2.15

Valuation of investments

Investments in subsidiaries are measured at cost less accumulated impairment.

Page 23

 
Horsfield Group Limited
 
 
 
Notes to the Financial Statements
For the year ended 30 September 2025

2.Accounting policies (continued)

 
2.16

Stocks

Stocks are stated at the lower of cost and net realisable value, being the estimated selling price less costs to complete and sell. Cost is based on the cost of purchase on a first in, first out basis. Work in progress and finished goods include labour and attributable overheads.

At each reporting date, stocks are assessed for impairment. If stock is impaired, the carrying amount is reduced to its selling price less costs to complete and sell. The impairment loss is recognised immediately in profit or loss.

 
2.17

Cash and cash equivalents

Cash is represented by cash in hand and deposits with financial institutions repayable without penalty on notice of not more than 24 hours. Cash equivalents are highly liquid investments that mature in no more than three months from the date of acquisition and that are readily convertible to known amounts of cash with insignificant risk of change in value.

In the consolidated statement of cash flows, cash and cash equivalents are shown net of bank overdrafts that are repayable on demand and form an integral part of the Group's cash management.

 
2.18

Holiday pay accrual

A liability is recognised to the extent of any unused holiday pay entitlement which is accrued at the reporting date and carried forward to future periods. This is measured at the undiscounted salary cost of the future holiday entitlement so accrued at the reporting date.

 
2.19

Financial instruments

The Group has elected to apply the provisions of Section 11 “Basic Financial Instruments” of FRS 102 to all of its financial instruments.

Financial instruments are recognised in the Group's statement of financial position when the Group becomes party to the contractual provisions of the instrument.

Basic financial assets

Basic financial assets, which include trade and other debtors, cash and bank balances, are initially measured at their transaction price (adjusted for transaction costs except in the initial measurement of financial assets that are subsequently measured at fair value through profit and loss) and are subsequently carried at their amortised cost using the effective interest method, less any provision for impairment, unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest.

Discounting is omitted where the effect of discounting is immaterial. The Group's cash and cash equivalents, trade and most other debtors due with the operating cycle fall into this category of financial instruments.

Impairment of financial assets

At the end of each reporting period financial assets measured at amortised cost are assessed for objective evidence of impairment. If an asset is impaired the impairment loss is the difference between the carrying amount and the present value of the estimated cash flows discounted at the asset’s original effective interest rate. The impairment loss is recognised in profit or loss. 

Page 24

 
Horsfield Group Limited
 
 
 
Notes to the Financial Statements
For the year ended 30 September 2025

2.Accounting policies (continued)


2.19
Financial instruments (continued)

Financial assets are impaired when events, subsequent to their initial recognition, indicate the estimated future cash flows derived from the financial asset(s) have been adversely impacted. The impairment loss will be the difference between the current carrying amount and the present value of the future cash flows at the asset(s) original effective interest rate.

If there is a favourable change in relation to the events surrounding the impairment loss then the impairment can be reviewed for possible reversal. The reversal will not cause the current carrying amount to exceed the original carrying amount had the impairment not been recognised. The impairment reversal is recognised in the profit or loss.

Basic financial liabilities

Financial liabilities and equity instruments are classified according to the substance of the contractual arrangements entered into. An equity instrument is any contract that evidences a residual interest in the assets of the Group after the deduction of all its liabilities.

Basic financial liabilities, which include trade and other creditors, bank loans, other loans and loans due to fellow group companies are initially measured at their transaction price (adjusting for transaction costs except in the initial measurement of financial liabilities that are subsequently measured at fair value through profit and loss). When this constitutes a financing transaction, whereby the debt instrument is measured at the present value of the future payments discounted at a market rate of interest, discounting is omitted where the effect of discounting is immaterial.

Debt instruments are subsequently carried at their amortised cost using the effective interest rate method.

Trade creditors are obligations to pay for goods and services that have been acquired in the ordinary course of business from suppliers. Trade creditors are classified as current liabilities if the payment is due within one year. If not, they represent non-current liabilities. Trade creditors are initially recognised at their transaction price and subsequently are measured at amortised cost using the effective interest method. Discounting is omitted where the effect of discounting is immaterial.

Derecognition of financial instruments

Derecognition of financial assets

Financial assets are derecognised when their contractual right to future cash flow expire, or are settled, or when the Group transfers the asset and substantially all the risks and rewards of ownership to another party. If significant risks and rewards of ownership are retained after the transfer to another party, then the Group will continue to recognise the value of the portion of the risks and rewards retained.

Derecognition of financial liabilities

Financial liabilities are derecognised when the Group's contractual obligations expire or are discharged or cancelled.

Page 25

 
Horsfield Group Limited
 
 
 
Notes to the Financial Statements
For the year ended 30 September 2025

2.Accounting policies (continued)

 
2.20

Dividends

Equity dividends are recognised when they become legally payable. Interim equity dividends are recognised when paid. Final equity dividends are recognised when approved by the shareholders at an annual general meeting.

Dividends on shares recognised as liabilities are recognised as expenses and classified within interest payable.


3.


Judgments in applying accounting policies and key sources of estimation uncertainty

In the application of the Group's accounting policies, which are described in note 2, the directors are required to make judgements, estimates and assumptions about the carrying amounts of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.

Amortisation of Goodwill

Goodwill is being amortised over its estimated useful economic life. The carrying amount of goodwill as at the balance sheet date was £11,131,246 (2024: £12,201,323). The total amortisation charge for the period was £1,318,732 (2024: £427,407).

Management has determined the useful economic life of goodwill arising from acquisitions based on their assessment of the period over which the acquired businesses are expected to generate positive cash flows. 

Goodwill arising from the acquisition of various local businesses is being amortised over five years, reflecting management’s judgement of the expected retention period of customer relationships and the durability of the brand value in those markets.

Goodwill arising from the acquisition of Swallow Holdings Limited and its subsidiary Creamline Dairies Limited is being amortised over ten years. Management considers this to be appropriate based on the long-term strategic value and stability of Creamline Dairies Limited's operations.


4.


Turnover

The whole of the turnover is attributable to the group's principal activity wholly undertaken in the UK.


5.


Other operating income

30 September
30 September
2025
2024
£
£

Franchisee income
314,870
80,862

Net rents receivable
52,110
26,677

366,980
107,539


Page 26

 
Horsfield Group Limited
 
 
 
Notes to the Financial Statements
For the year ended 30 September 2025

6.


Operating loss

The operating loss is stated after charging:

30 September
30 September
2025
2024
£
£

Depreciation of tangible fixed assets
871,077
237,980

Amortisation of intangible assets, including goodwill
1,366,730
435,959

Operating lease rentals
156,098
47,576

Profit/(loss) on sale of tangible assets
3,177
2,000


7.


Auditors' remuneration

During the year, the Group obtained the following services from the Company's auditors and their associates:


30 September
30 September
2025
2024
£
£

Fees payable to the Company's auditors and their associates for the audit of the consolidated and parent Company's financial statements
17,220
14,200

Fees payable to the Company's auditors and their associates in respect of:

Taxation compliance services
6,400
4,575

All non-audit services not included above
11,955
11,950

Page 27

 
Horsfield Group Limited
 
 
 
Notes to the Financial Statements
For the year ended 30 September 2025

8.


Employees

Staff costs, including directors' remuneration, were as follows:


Group
Group
2025
2024
£
£


Wages and salaries
8,842,319
2,401,590

Social security costs
933,115
206,154

Cost of defined contribution scheme
229,884
65,873

10,005,318
2,673,617


The average monthly number of employees, including the directors, during the year was as follows:


     30 September
     30 September
        2025
        2024
            No.
            No.







Distribution
234
191



Administration
64
65

298
256

The Company has no employees other than the directors, who did not receive any remuneration (2024 - £NIL)


9.


Directors' remuneration

30 September
30 September
2025
2024
£
£

Directors' emoluments
122,671
41,780



10.


Interest receivable

30 September
30 September
2025
2024
£
£


Other interest receivable
143,087
65,629

Page 28

 
Horsfield Group Limited
 
 
 
Notes to the Financial Statements
For the year ended 30 September 2025

11.


Interest payable and similar expenses

30 September
30 September
2025
2024
£
£


Bank interest payable
1,497
15,663

Preference share dividends
463,938
178,250

Finance leases and hire purchase contracts
70,968
-

536,403
193,913


12.


Taxation


30 September
30 September
2025
2024
£
£

Corporation tax


Current tax on profits for the year
282,911
156,323


282,911
156,323


Total current tax
282,911
156,323

Deferred tax


Origination and reversal of timing differences
(11,766)
55,231

Total deferred tax
(11,766)
55,231


Loss for the financial year
271,145
211,554
Page 29

 
Horsfield Group Limited
 
 
 
Notes to the Financial Statements
For the year ended 30 September 2025
 
12.Taxation (continued)


Factors affecting tax charge for the year/period

The tax assessed for the year/period is higher than (2024 - higher than) the standard rate of corporation tax in the UK of 25% (2024 - 25%). The differences are explained below:

30 September
30 September
2025
2024
£
£


Loss on ordinary activities before tax
(868,031)
(181,483)


Loss on ordinary activities multiplied by standard rate of corporation tax in the UK of 25% (2024 - 25%)
(217,008)
(45,371)

Effects of:


Non-tax deductible amortisation of goodwill and impairment
341,683
105,250

Expenses not deductible for tax purposes
11,569
4,703

Depreciation on ineligible assets
18,542
10,489

Other timing differences leading to an increase (decrease) in taxation
374
91,920

Non-taxable interest of preference share dividends
115,985
44,563

Total tax charge for the year/period
271,145
211,554


Factors that may affect future tax charges

There were no factors that may affect future tax charges.


13.


Dividends

2025
2024
£
£


Dividends paid on equity capital
1,300,000
-


Preference share dividends
463,938
178,250

1,763,938
178,250

Page 30

 
Horsfield Group Limited
 
 
 
Notes to the Financial Statements
For the year ended 30 September 2025

14.


Intangible assets

Group





Development expenditure
Goodwill
Total

£
£
£



Cost


At 1 October 2024
195,093
12,628,730
12,823,823


Additions
19,824
248,655
268,479



At 30 September 2025

214,917
12,877,385
13,092,302



Amortisation


At 1 October 2024
8,552
427,407
435,959


Charge for the year
47,998
1,318,732
1,366,730



At 30 September 2025

56,550
1,746,139
1,802,689



Net book value



At 30 September 2025
158,367
11,131,246
11,289,613



At 30 September 2024
186,541
12,201,323
12,387,864

Website development includes costs incurred to design and implement the group's online selling platform and intranet. These costs are being amortised over 5 years being management's estimate of the useful economic life of the asset. The amortisation charge is included within administrative expenses in the statement of comprehensive income.

Goodwill represents consideration paid in excess of the net assets acquired following the purchase of trade.

Additions in the current year relate to the ongoing purchase of local businesses.



Page 31

 
Horsfield Group Limited
 
 
 
Notes to the Financial Statements
For the year ended 30 September 2025

15.


Tangible fixed assets

Group



Freehold property
Long-term leasehold property
Plant and machinery
Motor vehicles
Total

£
£
£
£
£



Cost or valuation


At 1 October 2024
3,443,036
84,701
1,363,864
1,476,430
6,368,031


Additions
-
-
176,163
513,856
690,019


Disposals
-
-
(567)
(71,390)
(71,957)



At 30 September 2025

3,443,036
84,701
1,539,460
1,918,896
6,986,093



Depreciation


At 1 October 2024
40,877
700
75,693
39,958
157,228


Charge for the year
122,358
2,100
249,627
496,992
871,077


Disposals
-
-
(47)
(52,442)
(52,489)



At 30 September 2025

163,235
2,800
325,273
484,508
975,816



Net book value



At 30 September 2025
3,279,801
81,901
1,214,187
1,434,388
6,010,277



At 30 September 2024
3,402,159
84,001
1,288,171
1,436,472
6,210,803

The net book value of assets held under finance leases or hire purchase contracts, included above, are as follows:


2025
2024
£
£



Motor vehicles
1,128,888
1,220,180

Page 32

 
Horsfield Group Limited
 
 
 
Notes to the Financial Statements
For the year ended 30 September 2025

16.


Fixed asset investments

Company





Investments in subsidiary companies

£



Cost or valuation


At 1 October 2024
6,342,798



At 30 September 2025
6,342,798





Direct subsidiary undertaking


The following was a direct subsidiary undertaking of the Company:

Name

Registered office

Principal activity

Class of shares

Holding

Swallow Holdings Limited
Mellors Road, Trafford Park, M17 1PB
Holding company
Ordinary
100%


Indirect subsidiary undertakings


The following were indirect subsidiary undertakings of the Company:

Name

Registered office

Principal activity

Class of shares

Holding

Creamline Dairies Limited
Mellors Road, Trafford Park, M17 1PB
Retail and wholesale of milk, dairy and grocery products.
Ordinary
100%
Horsfield Properties Limited
Mellors Road, Trafford Park, M17 1PB
Rental of properties to group companies
Ordinary
100%

Page 33

 
Horsfield Group Limited
 
 
 
Notes to the Financial Statements
For the year ended 30 September 2025

17.


Investment property

Group


Freehold investment property

£



Valuation


At 1 October 2024
1,250,000



At 30 September 2025
1,250,000

The investment property was last valued on 01 September 2023, carried out by external independent qualified valuers, Ridley Thaw LLP, with recent experience valuing investment properties in the location. The valuation was undertaken in accordance with the Royal Institution of Chartered Surveyors' Valuation Standards. The directors are of the opinion that the market value at 01 September 2023 is not materially different to the market value at 30 September 2025.






Company





Freehold investment property

£



Valuation


Additions at cost
1,250,000



At 30 September 2025
1,250,000




18.


Stocks

Group
Group
2025
2024
£
£

Raw materials and consumables
187,979
180,177

Finished goods and goods for resale
344,340
327,243

532,319
507,420


The difference between purchase price or production cost of stocks and their replacement cost is not material.

Page 34

 
Horsfield Group Limited
 
 
 
Notes to the Financial Statements
For the year ended 30 September 2025

19.


Debtors

Group
Group
Company
Company
2025
2024
2025
2024
£
£
£
£


Trade debtors
3,478,674
2,874,684
64,987
-

Other debtors
422,486
472,498
-
-

Prepayments and accrued income
585,778
688,584
-
-

4,486,938
4,035,766
64,987
-


During the period an impairment loss of £27,294 (2024 - £6,636) was recognised in the period against trade debtors.


20.


Cash and cash equivalents

Group
Group
Company
Company
2025
2024
2025
2024
£
£
£
£

Cash at bank and in hand
4,403,815
5,756,650
621,000
-



21.


Creditors: Amounts falling due within one year

Group
Group
Company
Company
2025
2024
2025
2024
£
£
£
£

Trade creditors
2,626,345
2,411,231
-
-

Amounts owed to group undertakings
-
-
16,433
127,800

Corporation tax
73,316
469,196
10,232
-

Other taxation and social security
213,512
166,112
-
-

Obligations under finance lease and hire purchase contracts
360,868
359,381
-
-

Other creditors
383,135
343,395
178,250
178,250

Accruals and deferred income
1,013,895
580,133
6,075
-

4,671,071
4,329,448
210,990
306,050


Net obligations under hire purchase contracts are secured against the assets to which they relate.

Amounts owed to group are unsecured, interest free and repayable on demand.

Page 35

 
Horsfield Group Limited
 
 
 
Notes to the Financial Statements
For the year ended 30 September 2025

22.


Creditors: Amounts falling due after more than one year

Group
Group
Company
Company
2025
2024
2025
2024
£
£
£
£

Net obligations under finance leases and hire purchase contracts
843,569
909,791
-
-

Share capital treated as debt
6,199,998
6,199,998
6,199,998
6,199,998

7,043,567
7,109,789
6,199,998
6,199,998


Disclosure of the terms and conditions attached to the non-equity shares is made in note 25.

Net obligations under hire purchase contracts are secured against the assets to which they relate.


23.


Hire purchase and finance leases


Minimum lease payments under hire purchase fall due as follows:

Group
Group
2025
2024
£
£

Within one year
418,785
403,546

Between 1-5 years
914,413
988,551

1,333,198
1,392,097


24.


Deferred taxation


Group



2025


£






At beginning of year
(623,550)


Credited to profit or loss
11,766


Credited to other comprehensive income
113,620



At end of year
(498,164)

Page 36

 
Horsfield Group Limited
 
 
 
Notes to the Financial Statements
For the year ended 30 September 2025
 
24.Deferred taxation (continued)

Company


2025





At beginning of year
-


Charged to profit or loss
-



At end of year
-

The provision for deferred taxation is made up as follows:

Group
Group
2025
2024
£
£

Accelerated capital allowances
508,142
514,790

Deferred tax on revaluation
-
113,620

Other timing differences
(9,978)
(4,860)

(498,164)
(623,550)


25.


Share capital

2025
2024
£
£
Shares classified as equity

Allotted, called up and fully paid



6,250 (2024 - 6,250) Class A Ordinary shares of £1.00 each
6,250
6,250
8,750 (2024 - 8,750) Class B Ordinary shares of £1.00 each
8,750
8,750

15,000

15,000

2025
2024
£
£
Shares classified as debt

Allotted, called up and fully paid



6,199,998 (2024 - 6,199,998) Preference shares of £1.00 each
6,199,998
6,199,998


The A ordinary and B ordinary shares rank pari passu. The preference shares are classified as debt as the Company is obliged to pay a fixed dividend at 3.5% above base rate, they hold no voting rights, and the holders have priority over equity shareholders in receiving their fixed dividend on winding up.

Page 37

 
Horsfield Group Limited
 
 
 
Notes to the Financial Statements
For the year ended 30 September 2025

26.


Reserves

Other reserves

The consolidation reserve represents adjustments arising on consolidation, including those resulting from the fair value of identifiable net assets acquired, and is not distributable.

Profit and loss account

Comprises all current period profits and losses.


27.


Pension commitments

The group operates a defined contributions pension scheme. The assets of the scheme are held separately from those of the group in an independently administered fund. The pension cost charge represents contributions payable by the group to the fund and amounted to £229,884 (2024 - £65,873). Contributions totalling £39,910 (2024 - £19,441) were payable to the fund at the balance sheet date and are included in creditors.


28.


Commitments under operating leases

At 30 September 2025 the Group  had future minimum lease payments due under non-cancellable operating leases for each of the following periods:


Group
Group
2025
2024
£
£

Land and buildings

Not later than 1 year
28,720
28,720

Later than 1 year and not later than 5 years
53,943
72,693

Later than 5 years
418,740
428,710

501,403
530,123

Group
Group
2025
2024
£
£

Motor vehicles
  

Not later than 1 year
  
81,663
90,311

Later than 1 year and not later than 5 years
  
31,323
76,338

  
112,986
166,649

Page 38

 
Horsfield Group Limited
 
 
 
Notes to the Financial Statements
For the year ended 30 September 2025

29.


Leases

Group as a lessor

The Group has entered lease agreements as a lessor that are considered to be operating leases.

Operating leases

The following table summarises the undiscounted lease payments receivable after the reporting date.


2025
2024
£
£



Not later than one year
61,500
80,000

Between one and two years
43,000
61,500

Between two and three years
43,000
43,000

Between three and four years
43,000
43,000

Between four and five years
21,500
43,000

Later than five years
-
21,500

Total undiscounted lease payments receivable
212,000
292,000


30.


Related party transactions

The directors have taken advantage of the exemption available under FRS 102 section 33.1A and have not disclosed transactions with companies wholly owned within the group.

Key management personnel compensation totalled £122,671 (
2024: £41,780).


31.


Controlling party

The group is under the control of C Swallow by virtue of his majority shareholding.

 
Page 39