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Company Registration No. 11575310 (England and Wales)





T & J PROPERTY HOLDINGS LIMITED

UNAUDITED
FINANCIAL STATEMENTS

INFORMATION FOR FILING WITH THE REGISTRAR
FOR THE YEAR ENDED 31 AUGUST 2025

 
T & J PROPERTY HOLDINGS LIMITED
 
 
COMPANY INFORMATION


Directors
Thomas Gallagher 
Jacqueline Gallagher 




Registered number
11575310



Registered office
40 Chamberlayne Road

London

NW10 3JE




Accountants
Simmons Gainsford Professional Services Limited
Chartered Accountants

38-40 Chamberlayne Road

London

NW10 3JE




Bankers
Metro Bank
One Southampton Row

London

WC1B 5HA





 
T & J PROPERTY HOLDINGS LIMITED
 

CONTENTS



Page
Accountants' Report
 
 
1
Balance Sheet
 
 
2 - 3
Notes to the Financial Statements
 
 
4 - 8


 
T & J PROPERTY HOLDINGS LIMITED
 
 
  
CHARTERED ACCOUNTANTS' REPORT TO THE BOARD OF DIRECTORS ON THE PREPARATION OF THE UNAUDITED STATUTORY FINANCIAL STATEMENTS OF T & J PROPERTY HOLDINGS LIMITED
FOR THE YEAR ENDED 31 AUGUST 2025

In order to assist you to fulfil your duties under the Companies Act 2006, we have prepared for your approval the financial statements of T & J Property Holdings Limited for the year ended 31 August 2025 which comprise the Balance Sheet and the related notes from the company's accounting records and from information and explanations you have given us.

As a practising member firm of the Institute of Chartered Accountants in England and Wales (ICAEW)we are subject to its ethical and other professional requirements which are detailed at https://www.icaew.com /regulation.

This report is made solely to the Board of Directors of T & J Property Holdings Limited, as a body, in accordance with the terms of our engagement letter. Our work has been undertaken solely to prepare for your approval the financial statements of T & J Property Holdings Limited and state those matters that we have agreed to state to the Board of Directors of T & J Property Holdings Limited, as a body, in this report in accordance with ICAEW Technical Release TECH07/16AAF. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than T & J Property Holdings Limited and its Board of Directors, as a body, for our work or for this report. 

It is your duty to ensure that T & J Property Holdings Limited has kept adequate accounting records and to prepare statutory financial statements that give a true and fair view of the assets, liabilities, financial position and profit of T & J Property Holdings Limited. You consider that T & J Property Holdings Limited is exempt from the statutory audit requirement for the year.

We have not been instructed to carry out an audit or review of the financial statements of T & J Property Holdings Limited. For this reason, we have not verified the accuracy or completeness of the accounting records or information and explanations you have given to us and we do not, therefore, express any opinion on the statutory financial statements.

  



Simmons Gainsford Professional Services Limited
Chartered Accountants
38-40 Chamberlayne Road
London
NW10 3JE
27 May 2026
Page 1

 
T & J PROPERTY HOLDINGS LIMITED
REGISTERED NUMBER:11575310

BALANCE SHEET
AS AT 31 AUGUST 2025

2025
2024
Note
£
£

Fixed assets
  

Investments
 4 
100
100

Investment property
 5 
7,024,000
7,024,000

  
7,024,100
7,024,100

Current assets
  

Debtors
  
526,842
379,123

Cash at bank and in hand
  
138,155
66,666

  
664,997
445,789

Creditors: amounts falling due within one year
 6 
(660,608)
(457,620)

Net current assets/(liabilities)
  
 
 
4,389
 
 
(11,831)

Total assets less current liabilities
  
7,028,489
7,012,269

Creditors: amounts falling due after more than one year
 7 
(1,415,380)
(1,582,811)

Provisions for liabilities
  

Deferred tax
 8 
(653,964)
(653,964)

  
 
 
(653,964)
 
 
(653,964)

Net assets
  
4,959,145
4,775,494


Capital and reserves
  

Called up share capital 
 9 
4,600,000
4,600,000

Profit and loss account
  
359,145
175,494

  
4,959,145
4,775,494


Page 2

 
T & J PROPERTY HOLDINGS LIMITED
REGISTERED NUMBER:11575310
    
BALANCE SHEET (CONTINUED)
AS AT 31 AUGUST 2025

The directors consider that the company is entitled to exemption from audit under section 477 of the Companies Act 2006 and members have not required the company to obtain an audit for the year in question in accordance with section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of financial statements.

The financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies regime and in accordance with the provisions of FRS 102 Section 1A - small entities.

The financial statements have been delivered in accordance with the provisions applicable to companies subject to the small companies regime.

The company has opted not to file the profit and loss account in accordance with provisions applicable to companies subject to the small companies' regime.

The financial statements were approved and authorised for issue by the board and were signed on its behalf on 27 May 2026.




___________________________
Thomas Gallagher
Director

Page 3

 
T & J PROPERTY HOLDINGS LIMITED
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 AUGUST 2025

1.


General information

T & J Property Holdings Limited is a private company limited by shares incorporated in England and Wales. The registered office is 40 Chamberlayne Road, London, NW10 3JE. 

2.Accounting policies

 
2.1

Basis of preparation of financial statements

The financial statements have been prepared under the historical cost convention unless otherwise specified within these accounting policies and in accordance with Financial Reporting Standard 102, the Financial Reporting Standard applicable in the UK and the Republic of Ireland and the Companies Act 2006. The disclosure requirements of Section 1A of FRS 102 have been applied other than where additional disclosure is required to show a true and fair view.

The financial statements are prepared in sterling, which is the functional currency of the company.
The company has taken advantage of the exemption under section 399 of the Companies Act 2006 not to prepare consolidated accounts, on the basis that the group of which this is a parent qualifies as a small group. The financial statements present information about the company as an individual entity and not its group.

The following principal accounting policies have been applied:

 
2.2

Going concern

The directors are confident that the company has adequate resources to continue in operational existence for the foreseeable future. Thus, they continue to adopt the going concern basis of accounting in preparing the financial statements.

 
2.3

Turnover

Turnover represents the total invoice value, excluding value added tax, of rent receivable during the year. 

 
2.4

Borrowing costs

All borrowing costs are recognised in profit or loss in the year in which they are incurred.

 
2.5

Current and deferred taxation

The tax expense represents the sum of the tax currently payable and deferred tax.
Current tax
The tax currently payable is based on taxable profit for the year. Taxable profit differs from net profit as reported in the profit and loss account because it excludes items of income or expense that are taxable or deductible in other years and it further excludes items that are never taxable or deductible. The company’s liability for current tax is calculated using tax rates that have been enacted or substantively enacted by the reporting end date.
Deferred tax
Deferred tax liabilities are generally recognised for all timing differences and deferred tax assets are recognised to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits. Such assets and liabilities are not recognised if the timing difference arises from goodwill or from the initial recognition of other assets and liabilities in a transaction that affects neither the tax profit nor the accounting profit.

Page 4

 
T & J PROPERTY HOLDINGS LIMITED
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 AUGUST 2025

2.Accounting policies (continued)

 
2.6

Investment property

Investment properties, which are properties held to earn rentals and/or for capital appreciation, are initially recognised at cost, which includes the purchase cost and any directly attributable expenditure. Subsequently they are measured at fair value at the reporting end date. The surplus or deficit on revaluation is recognised in the profit and loss account.

 
2.7

Valuation of investments

Interests in subsidiaries, associates and jointly controlled entities are initially measured at cost and subsequently measured at cost less any accumulated impairment losses. The investments are assessed for impairment at each reporting date and any impairment losses or reversals of impairment losses are recognised immediately in profit or loss.

 
2.8

Cash and cash equivalents

Cash at bank and in hand are basic financial assets and include cash in hand, deposits held at call with banks, other short-term liquid investments with original maturities of three months or less, and bank overdrafts. Bank overdrafts are shown within borrowings in current liabilities.

  
2.9

Equity instruments

Equity instruments issued by the company are recorded at the proceeds received, net of transaction costs. Dividends payable on equity instruments are recognised as liabilities once they are no longer at the discretion of the company. 


3.


Employees

The average monthly number of employees, including directors, during the year was 2 (2024 - 2).


4.


Fixed asset investments





Investments in subsidiary company

£



Cost or valuation


At 1 September 2024
100



At 31 August 2025
100




Fixed asset investments consist of 100 ordinary shares of £1 each representing 100% of the issued share capital of T & J Properties (Perivale) Limited, a dormant company, incorporated in England and Wales. 

Page 5

 
T & J PROPERTY HOLDINGS LIMITED
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 AUGUST 2025

5.


Investment property


Freehold investment property

£



Valuation


At 1 September 2024
7,024,000



At 31 August 2025
7,024,000

At the balance sheet date, the directors consider the carrying amounts of the investment properties approximate to their fair value.




6.


Creditors: Amounts falling due within one year

2025
2024
£
£

Bank loans (secured)
268,697
268,697

Trade creditors
-
6,000

Amounts owed to related undertakings
100
100

Other creditors
177,984
113,984

Corporation tax
61,884
58,551

Other taxation and social security
26,943
10,288

Accruals
125,000
-

660,608
457,620


The amounts owed to related undertakings are unsecured, interest-free and payable on demand.


7.


Creditors: Amounts falling due after more than one year

2025
2024
£
£

Bank loans (secured)
1,415,380
1,582,811


The bank loans are secured by a debenture charge over all the assets of the company and a first legal mortgage over the freehold properties of the company.
One of the directors of the company has given a personal guarantee of £200,000 and his life policy in the sum of £116,873 as additional security for the bank loans.

Page 6

 
T & J PROPERTY HOLDINGS LIMITED
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 AUGUST 2025

8.


Deferred taxation




2025
2024


£

£



At beginning of year
653,964
653,964



At end of year
653,964
653,964

The provision for deferred taxation is made up as follows:

2025
2024
£
£


Deferred tax on revalulation of investment properties
653,964
653,964


9.


Share capital

2025
2024
£
£
Allotted, called up and fully paid



4,600,000 Ordinary Class A shares of £1 each
4,600,000
4,600,000



10.


Profit and loss reserves

2025
2024
£
£


Profit and loss account brought forward
175,494
(156)

Profit for the year
183,651
175,650

359,145
175,494


11.


Related party transactions

The company has taken advantage of the exemption available in accordance with Financial Reporting Standard 102, Section 33.1A, ‘Related Party Disclosures’ not to disclose transactions entered and outstanding balances between two or more members of a group, provided that any subsidiary which is a party to the transaction is wholly owned by such a member.


12.


Post balance sheet events

There were no events since the balance sheet date which materially affected the company.  

Page 7

 
T & J PROPERTY HOLDINGS LIMITED
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 AUGUST 2025

13.


Controlling party

T & J Property Holdings Limited is under the control of Thomas Gallagher and Jacqueline Gallagher who are the directors and 100% shareholders of the company and therefore the ultimate controlling parties.

 
Page 8