MONEYCIRCUIT SOCIAL ENTERPRISE CIC

Company limited by guarantee

Company Registration Number:
15873052 (England and Wales)

Unaudited statutory accounts for the year ended 31 August 2025

Period of accounts

Start date: 2 August 2024

End date: 31 August 2025

MONEYCIRCUIT SOCIAL ENTERPRISE CIC

Contents of the Financial Statements

for the Period Ended 31 August 2025

Balance sheet
Additional notes
Balance sheet notes
Community Interest Report

MONEYCIRCUIT SOCIAL ENTERPRISE CIC

Balance sheet

As at 31 August 2025

Notes 13 months to 31 August 2025


£
Current assets
Cash at bank and in hand: 6
Total current assets: 6
Creditors: amounts falling due within one year: 3 ( 1 )
Net current assets (liabilities): 5
Total assets less current liabilities: 5
Total net assets (liabilities): 5
Members' funds
Profit and loss account: 5
Total members' funds: 5

The notes form part of these financial statements

MONEYCIRCUIT SOCIAL ENTERPRISE CIC

Balance sheet statements

For the year ending 31 August 2025 the company was entitled to exemption under section 477 of the Companies Act 2006 relating to small companies.

The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.

These accounts have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

The directors have chosen not to file a copy of the company's profit and loss account.

This report was approved by the board of directors on 26 January 2026
and signed on behalf of the board by:

Name: Zunera Diwan
Status: Director

The notes form part of these financial statements

MONEYCIRCUIT SOCIAL ENTERPRISE CIC

Notes to the Financial Statements

for the Period Ended 31 August 2025

  • 1. Accounting policies

    Basis of measurement and preparation

    These financial statements have been prepared in accordance with the provisions of Section 1A (Small Entities) of Financial Reporting Standard 102

MONEYCIRCUIT SOCIAL ENTERPRISE CIC

Notes to the Financial Statements

for the Period Ended 31 August 2025

  • 2. Employees

    13 months to 31 August 2025
    Average number of employees during the period 0

MONEYCIRCUIT SOCIAL ENTERPRISE CIC

Notes to the Financial Statements

for the Period Ended 31 August 2025

3. Creditors: amounts falling due within one year note

13 months to 31 August 2025
£
Taxation and social security 1
Total 1

COMMUNITY INTEREST ANNUAL REPORT

MONEYCIRCUIT SOCIAL ENTERPRISE CIC

Company Number: 15873052 (England and Wales)

Year Ending: 31 August 2025

Company activities and impact

MoneyCircuit Social Enterprise CIC provides financial education, financial wellbeing support and money guidance services to people in London. During the financial year, the company’s activities have benefited the community by helping individuals build confidence, knowledge and practical skills around money management. The CIC has delivered workshops and one-to-one sessions covering topics such as budgeting, saving, managing bills, understanding credit and improving overall financial wellbeing. These sessions have supported people to make more informed decisions about their money and to feel more confident when dealing with financial matters. Young people in schools have benefited from MoneyCircuit sessions, helping them develop important life skills at an early stage and improving their understanding of personal finance before they enter adulthood. MoneyCircuit has also delivered services through multiple charities and community organisations, enabling individuals to access financial education and wellbeing support at no cost to them. This has helped remove barriers for people who may not otherwise have been able to access this type of support. In total, the company has supported over 500 people in the community through its workshops and one-to-one sessions. The company’s activities have contributed to improved financial awareness, increased confidence, and greater access to practical money support for people across the community.

Consultation with stakeholders

Moneycircuit Social Enterprise CIC has consulted with a range of stakeholders, including members of the community we aim to support, service users and beneficiaries, partner organisations, volunteers, directors and other people involved in the company’s activities. Consultation has taken place through informal discussions, meetings, calls, messages and feedback from people who have an interest in, or may be affected by, the company’s work. These consultations helped us understand the needs of our target community, the types of support that would be most useful, and how the CIC’s activities should be developed. As a result of this feedback, the company has continued to shape its services and activities around the needs identified by stakeholders, including improving how we communicate with beneficiaries and partners, considering the practical barriers people face, and ensuring that our work remains focused on delivering community benefit.

Directors' remuneration

No remuneration was received

Transfer of assets

No transfer of assets other than for full consideration

This report was approved by the board of directors on
31 January 2026

And signed on behalf of the board by:
Name: Zunera Diwan
Status: Director