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Company Registration No. SC046326 (Scotland)
First Scotia Limited Unaudited accounts for the year ended 31 March 2026
First Scotia Limited Unaudited accounts Contents
Page
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First Scotia Limited Company Information for the year ended 31 March 2026
Directors
Dennis L Oxby Josh M Oxby
Secretary
DiCon Limited
Company Number
SC046326 (Scotland)
Registered Office
1 Old School Court Main Street, Killearn Glasgow G63 9SL United Kingdom
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First Scotia Limited Statement of financial position as at 31 March 2026
2026 
2025 
Notes
£ 
£ 
Fixed assets
Tangible assets
1,610 
1,111 
Investment property
750,000 
1,355,000 
Investments
132,590 
355,092 
884,200 
1,711,203 
Current assets
Debtors
7,816 
4,318 
Cash at bank and in hand
140,827 
28,585 
148,643 
32,903 
Creditors: amounts falling due within one year
(20,756)
(21,673)
Net current assets
127,887 
11,230 
Total assets less current liabilities
1,012,087 
1,722,433 
Creditors: amounts falling due after more than one year
- 
(504,356)
Provisions for liabilities
Deferred tax
(55,189)
(82,148)
Net assets
956,898 
1,135,929 
Capital and reserves
Called up share capital
1,000 
1,000 
Revaluation reserve
692,008 
848,334 
Fair value reserve
(80,000)
(295,000)
Profit and loss account
343,890 
581,595 
Shareholders' funds
956,898 
1,135,929 
For the year ending 31 March 2026 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies. The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.
The directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.
These accounts have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies' regime and in accordance with the provisions of FRS 102 Section 1A - Small Entities. The profit and loss account has not been delivered to the Registrar of Companies.
The financial statements were approved by the Board of Directors and authorised for issue on 29 May 2026 and were signed on its behalf by
Dennis L Oxby Director Company Registration No. SC046326
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First Scotia Limited Notes to the Accounts for the year ended 31 March 2026
1
Statutory information
First Scotia Limited is a private company, limited by shares, registered in Scotland, registration number SC046326. The registered office is 1 Old School Court, Main Street, Killearn, Glasgow, G63 9SL, United Kingdom.
2
Compliance with accounting standards
The accounts have been prepared in accordance with the provisions of FRS 102 Section 1A Small Entities.
3
Accounting policies
The principal accounting policies adopted in the preparation of the financial statements are set out below and have remained unchanged from the previous year, and also have been consistently applied within the same accounts.
Basis of preparation
The accounts have been prepared under the historical cost convention as modified by the revaluation of certain fixed assets.
Presentation currency
The accounts are presented in £ sterling.
Turnover
Turnover represents rental income from investment properties and sundry fees; both net of Value Added Tax.
Tangible fixed assets and depreciation
Tangible assets are included at cost less depreciation and impairment. Depreciation has been provided at the following rates in order to write off the assets over their estimated useful lives:
Computer equipment
Straight Line over three years
Profit & Loss Account
In accordance with the requirements of FRS 102 Section 16.7, unrealised gains resulting from the revaluation of investment properties require to be recognised in the profit & loss account. However such gains are not distributable. The total reserves of the Company as at 31 March 2026 include £0.69m of such unrealised gains (2025 : £0.85m) as shown in the Balance Sheet. The 2024 Comparative figures have been amended to show the allocation of distributable and non distributable profits.
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First Scotia Limited Notes to the Accounts for the year ended 31 March 2026
4
Tangible fixed assets
Computer equipment 
£ 
Cost or valuation
At cost 
At 1 April 2025
13,308 
Additions
1,582 
Disposals
(4,881)
At 31 March 2026
10,009 
Depreciation
At 1 April 2025
12,197 
Charge for the year
1,083 
On disposals
(4,881)
At 31 March 2026
8,399 
Net book value
At 31 March 2026
1,610 
At 31 March 2025
1,111 
5
Investment property
2026 
£ 
Fair value at 1 April 2025
1,355,000 
Disposals
(355,000)
Net loss from fair value adjustments
(250,000)
At 31 March 2026
750,000 
The Investment Properties have been assessed at Fair Market Value on the basis of vacant posession by the Directors ~ having considered the values applied following discussion with the Company's Property Agents.
6
Investments
Other investments 
£ 
Valuation at 1 April 2025
355,092 
Additions
129,883 
Fair value adjustments
215,000 
Disposals
(567,385)
Valuation at 31 March 2026
132,590 
For administrative purposes, the company's quoted investments are registered on its behalf by its parent company under a Declaration of Trust.
7
Debtors
2026 
2025 
£ 
£ 
Amounts falling due within one year
Other debtors
7,816 
4,318 
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First Scotia Limited Notes to the Accounts for the year ended 31 March 2026
8
Creditors: amounts falling due within one year
2026 
2025 
£ 
£ 
Taxes and social security
8,913 
7,220 
Other creditors
11,843 
14,453 
20,756 
21,673 
9
Creditors: amounts falling due after more than one year
2026 
2025 
£ 
£ 
Amounts owed to group undertakings and other participating interests
- 
504,356 
10
Share capital
2026 
2025 
£ 
£ 
Allotted, called up and fully paid:
1,000 Ordinary shares of £1 each
1,000 
1,000 
11
Transactions with related parties
The Company has taken advantage of exemption, under the terms of Financial Reporting Standard 102 paragraph 33.1A not to disclose related party transactions with its parent company. £3,000 was paid to DiCon Limited, a company controlled by Mr JM Oxby for the provision of Secretarial, Accounting and Taxation services.
12
Controlling party
The Company is a wholly owned subsidiary of The SSA Investment Company Limited having its Registered Office at 1 Old School Court, Main Street, Killearn, Glasgow G63 9SL
13
Average number of employees
During the year the average number of employees was 0 (2025: 0).
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