THE UNITY OF FAITHS FOUNDATION Charity Accounts

COMPANY REGISTRATION NUMBER: 08604841

CHARITY REGISTRATION NUMBER: 1153619

THE UNITY OF FAITHS FOUNDATION

Company Limited by Guarantee

Unaudited Financial Statements

31 July 2025

THE UNITY OF FAITHS FOUNDATION

Company Limited by Guarantee

Financial Statements

Year ended 31 July 2025

	Page

Trustees' annual report (incorporating the director's report)	1

Independent examiner's report to the trustees	6

Statement of financial activities (including income and expenditure account)	7

Statement of financial position	8

Notes to the financial statements	9

THE UNITY OF FAITHS FOUNDATION

Company Limited by Guarantee

Trustees' Annual Report (Incorporating the Director's Report)

Year ended 31 July 2025

The trustees, who are also the directors for the purposes of company law, present their report and the unaudited financial statements of the charity for the year ended 31 July 2025 .

Reference and administrative details

Registered charity name	THE UNITY OF FAITHS FOUNDATION

Charity registration number	1153619

Company registration number	08604841

Principal office	Apartment 159 Alexandra Tower
	19 Princes Parade
	Liverpool
	L3 1BJ

Registered office	104 college Road
	Vyman house
	Harrow
	London
	HA1 1BQ

The trustees

	Ms A Prior
	G S Malhi
	Dr S Talwar
	Fridjon Fridjonsson
	Darren william Brown
	J S Satish
	Edwin Shukar
	Peter Bennetts
	Harinder Bath
	Grace Bian
	Mr D Roberts	(Resigned 11 August 2024)
	Dr Sandeep Singh	(Appointed 11 August 2024)

Independent examiner	RMR Partnership LLP
	Ground Floor, Vyman House
	104 College Road
	Harrow, Middlesex
	HA1 1BQ

Structure, governance and management

Governing document

The charity is controlled by its governing document, a deed of trust, and constitutes a limited company, limited by guarantee, as defined by the Companies Act 2016.

Risk Management

The trustees have a duty to identify and review the risks to which the charity is exposed and to ensure appropriate controls are in place to provide reasonable assurance against fraud and error.

Objectives and activities

The charity's objects are specifically restricted to the following

the promotion of religious harmony and understanding between people of different faiths worldwide by bringing community and religious organisations together,the advancement of education in the diversity of faiths,to remove misconceptions and prejudice and any other purposes which are exclusively charitable according to the laws of England and Wales.

Public Benefit

ln planning The Unity of Faith Foundation (TUFF) activities for the year the trustees have in mind the Charity Commission's guidance on public benefit.

The Trustees have reviewed TUFF's activities in relation to the public benefit requirement and consider that the activities of the Charity meet the two main principles of public benefit, (i) that the benefits are identifiable and are related to the aims of the Charity. (ii) The public are the beneficiaries and that there is no significant exclusion as to who can benefit.

The focus of TUFF's activities during the year, which explains the delivery by TUFF of public benefit, is set out below under Achievements and Performance.

Achievements and performance

It gives me great pleasure to present the Trustees's Report for The Unity of Faiths Foundation (TUFF) for the year ending July 2025.

Over the past year, TUFF has continued to strengthen its position as an internationally recognised organisation committed to promoting mental health, education, interfaith harmony, community cohesion, youth empowerment, and environmental awareness. Through music, sport, education, media, and strategic partnerships, the charity has continued to deliver projects that create meaningful social impact both within the United Kingdom and internationally.

Despite increasing global social and economic challenges, TUFF has remained focused on delivering practical initiatives centred around kindness, unity, opportunity, and human connection. The charity's continued growth reflects the dedication of its trustees, ambassadors, volunteers, partners, and supporters across the world.

Mental Health Through Music - The Road to Memphis

TUFF continued to expand its internationally recognised "Road to Memphis" initiative, which has become one of the world's leading music-based mental health platforms.

The project continued to strengthen cultural and mental health partnerships between Liverpool, Memphis, and Nashville, using music as a tool for emotional expression, community engagement, and wellbeing support.

The Road to Memphis global music competition continued to attract artists from across the world, offering emerging musicians an opportunity to showcase their talent while accessing free mental health support and mentoring. Thousands of musicians, songwriters, and creatives engaged with the initiative during the year.

The project also continued to enhance TUFF's international profile through partnerships with major media organisations and cultural institutions in both the UK and USA.

Educational and Youth Development Projects

TUFF's educational work continued to expand throughout the year, delivering values-based programmes designed to encourage social inclusion, leadership, confidence, and community engagement.

The charity continued to support educational initiatives in the United Kingdom, India, Australia, Iceland, and Africa, working alongside schools, educators, community leaders, and partner organisations.

TUFF's programmes focused on empowering young people through human values education, emotional wellbeing support, creativity, and cultural understanding.

Particular emphasis was placed on encouraging youth leadership and developing future ambassadors capable of creating positive social change within their communities.

TUFF Kids Kenya Project

During the year, TUFF expanded its humanitarian and educational work into Kenya through the TUFF Kids Kenya Project.

The initiative focused on supporting vulnerable and orphaned girls through education, empowerment, health awareness, and wellbeing programmes.

TUFF representatives visited schools and communities in Kenya, delivering workshops focused on hygiene, mental health, confidence-building, and personal development. Educational materials and support resources were also provided to young people.

The project further strengthened TUFF's growing international partnerships and demonstrated the charity's commitment to creating opportunities for disadvantaged communities globally.

Sport, Community Cohesion and Inclusion

TUFF continued to use sport as a platform for inclusion, confidence-building, and positive community engagement.

The TUFF Football Project continued to evolve during the year while also expanding engagement through cricket and boxing initiatives. These programmes encouraged teamwork, discipline, wellbeing, and integration among participants from diverse backgrounds.

The charity maintained its long-standing commitment to bringing communities together through positive activities that encourage respect, understanding, and unity.

KIND CLIMATE Initiative

During the year, TUFF further developed its KIND CLIMATE initiative, an educational and behavioural change programme designed to encourage environmental responsibility through kindness, awareness, and community action.

The project continued to attract interest from educators, environmental advocates, and international partners who share TUFF's vision of embedding environmental awareness and human values into education.

TUFF believes that long-term environmental change must also involve behavioural and cultural change, particularly among younger generations.

Media and Public Engagement

TUFF continued to receive significant media recognition throughout the year, helping amplify the charity's mission and projects internationally.

The organisation's work and campaigns were featured across major international and UK media platforms including television, radio, online publications, and global news networks.

This media exposure has helped raise awareness around mental health, education, interfaith harmony, youth empowerment, and community cohesion while strengthening TUFF's reputation as an innovative charity delivering impactful social programmes.

Partnerships and International Collaboration

TUFF continued to build relationships with public figures, local authorities, educational institutions, faith groups, cultural organisations, and international partners.

The charity strengthened its links with organisations and representatives in the United Kingdom, the

United States, India, Africa, and Europe.

These partnerships have played an important role in supporting TUFF's long-term vision of promoting unity, kindness, opportunity, and social impact across communities worldwide.

Financial review

The trustees remain committed to ensuring that the charity operates responsibly, transparently, and in accordance with its charitable objectives.

The charity continues to carefully manage its resources while seeking new partnerships, funding opportunities, sponsorships, and collaborations to support the expansion of its programmes and activities.

The trustees are satisfied that TUFF remains financially sustainable and well-positioned to continue developing its work both nationally and internationally.

The report is stated on page number 8.

Plans for future periods

Looking ahead, TUFF aims to continue expanding its international educational and mental health programmes while developing new strategic partnerships across the UK and globally.

The charity intends to:

Expand The Road to Memphis and related music-based mental health initiatives.

Further develop the KIND CLIMATE educational programme internationally.

Continue supporting youth empowerment and educational initiatives in Africa and India.

TUFF also intends to continue developing TUFF Bharat, an important emerging initiative focused on youth empowerment, education, social cohesion, environmental awareness, and cultural collaboration within India. The charity is exploring future opportunities for engagement and partnership connected to senior government stakeholders and wider national initiatives, including prospective discussions linked to the vision of Narendra Modi around youth development, wellbeing, and social progress. With offices in New Delhi and Hyderabad.

Increase community-based projects promoting unity, wellbeing, and social inclusion.

Strengthen partnerships with local authorities, educational institutions, and international organisations.

Continue using media, music, sport, and the arts as platforms for positive social change.

The trustees remain deeply grateful to all volunteers, ambassadors, supporters, partners, and communities who have contributed to TUFF's continued growth and impact.

Small company provisions

This report has been prepared in accordance with the provisions applicable to companies entitled to the small companies exemption.

The trustees' annual report was approved on 1 June 2026 and signed on behalf of the board of trustees by:

Dr S Talwar

Trustee/Director

THE UNITY OF FAITHS FOUNDATION

Company Limited by Guarantee

Independent Examiner's Report to the Trustees of THE UNITY OF FAITHS FOUNDATION

Year ended 31 July 2025

I report to the trustees on my examination of the financial statements of THE UNITY OF FAITHS FOUNDATION ('the charity') for the year ended 31 July 2025.

Responsibilities and basis of report

As the trustees of the company (and also its directors for the purposes of company law) you are responsible for the preparation of the financial statements in accordance with the requirements of the Companies Act 2006 ('the 2006 Act’).

Having satisfied myself that the accounts of the company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of the charity’s accounts as carried out under section 145 of the Charities Act 2011 (‘the 2011 Act’). In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act. Independent examiner's statement

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:

1. accounting records were not kept in respect of the charity as required by section 386 of the 2006 Act; or

2. the financial statements do not accord with those records; or

3. the financial statements do not comply with the accounting requirements of section 396 of the 2006 Act other than any requirement that the accounts give a ‘true and fair' view which is not a matter considered as part of an independent examination; or

4. the financial statements have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102).

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

RMR Partnership LLP Independent Examiner

Ground Floor, Vyman House 104 College Road Harrow, Middlesex HA1 1BQ

1 June 2026

THE UNITY OF FAITHS FOUNDATION

Company Limited by Guarantee

Statement of Financial Activities

(including income and expenditure account)

Year ended 31 July 2025

	2025			2024
	Unrestricted funds	Restricted funds	Total funds	Total funds
Note	£	£	£	£

Income and endowments

Donations and legacies	5	34,460	–	34,460	1,500
		--------	----	--------	-------
Total income		34,460	–	34,460	1,500
		--------	----	--------	-------

Expenditure

Expenditure on charitable activities	6,7	35,179	–	35,179	82,106
		--------	----	--------	--------
Total expenditure		35,179	–	35,179	82,106
		--------	----	--------	--------

	--------	----	--------	--------
Net expenditure and net movement in funds	( 719)	–	( 719)	( 80,606)
	--------	----	--------	--------

Reconciliation of funds

Total funds brought forward	( 186,246)	( 2,617)	( 188,863)	( 108,257)
	---------	-------	---------	---------
Total funds carried forward	( 186,965)	( 2,617)	( 189,582)	( 188,863)
	---------	-------	---------	---------

The statement of financial activities includes all gains and losses recognised in the year.

All income and expenditure derive from continuing activities.

THE UNITY OF FAITHS FOUNDATION

Company Limited by Guarantee

Statement of Financial Position

31 July 2025

	2025	2024
Note	£	£

Fixed assets

Tangible fixed assets	11	224	489

Current assets

Cash at bank and in hand	2,891	–

Creditors: amounts falling due within one year	12	192,697	189,352
		---------	---------
Net current liabilities		189,806	189,352
		---------	---------
Total assets less current liabilities		( 189,582)	( 188,863)
		---------	---------
Net liabilities		( 189,582)	( 188,863)
		---------	---------

Funds of the charity

Restricted funds		( 2,617)	( 2,617)
Unrestricted funds		( 186,965)	( 186,246)
		---------	---------
Total charity funds	13	( 189,582)	( 188,863)
		---------	---------

For the year ending 31 July 2025 the charity was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

Directors' responsibilities:

- The members have not required the company to obtain an audit of its financial statements for the year in question in accordance with section 476 ;

- The directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of financial statements .

These financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies' regime.

These financial statements were approved by the board of trustees and authorised for issue on 1 June 2026 , and are signed on behalf of the board by:

Dr S Talwar Trustee/Director

THE UNITY OF FAITHS FOUNDATION

Company Limited by Guarantee

Notes to the Financial Statements

Year ended 31 July 2025

1. General information

The charity is a public benefit entity and a private company limited by guarantee, registered in England and Wales and a registered charity in England and Wales. The address of the registered office is 104 college Road, Vyman house, Harrow, London, HA1 1BQ.

2. Statement of compliance

These financial statements have been prepared in compliance with FRS 102, 'The Financial Reporting Standard applicable in the UK and the Republic of Ireland', the Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (Charities SORP (FRS 102)) and the Companies Act 2006.

3. Accounting policies

Basis of preparation

The financial statements have been prepared on the historical cost basis, as modified by the revaluation of certain financial assets and liabilities and investment properties measured at fair value through income or expenditure.

The financial statements are prepared in sterling, which is the functional currency of the entity.

Going concern

The Trustees have prepared the financial statement on the going concern basis after assessing the principal risk and considering the likelihood of success in raising the funds. The charity is dependent upon funding provided during the year by one the trustees, Anna Prior. The account shave been prepared on a going concern basis on the assumption that the trustee will continue the funding until grants and donations are received.

Fund accounting

Unrestricted funds are available for use at the discretion of the trustees to further any of the charity's purposes. Designated funds are unrestricted funds earmarked by the trustees for particular future project or commitment. Restricted funds are subjected to restrictions on their expenditure declared by the donor or through the terms of an appeal, and fall into one of two sub-classes: restricted income funds or endowment funds.

Incoming resources

All incoming resources are included in the statement of financial activities when entitlement has passed to the charity; it is probable that the economic benefits associated with the transaction will flow to the charity and the amount can be reliably measured. The following specific policies are applied to particular categories of income: - income from donations or grants is recognised when there is evidence of entitlement to the gift, receipt is probable and its amount can be measured reliably. - legacy income is recognised when receipt is probable and entitlement is established. - income from donated goods is measured at the fair value of the goods unless this is impractical to measure reliably, in which case the value is derived from the cost to the donor or the estimated resale value. Donated facilities and services are recognised in the accounts when received if the value can be reliably measured. No amounts are included for the contribution of general volunteers. - income from contracts for the supply of services is recognised with the delivery of the contracted service. This is classified as unrestricted funds unless there is a contractual requirement for it to be spent on a particular purpose and returned if unspent, in which case it may be regarded as restricted.

Resources expended

Expenditure is recognised on an accruals basis as a liability is incurred. Expenditure includes any VAT which cannot be fully recovered, and is classified under headings of the statement of financial activities to which it relates: - expenditure on raising funds includes the costs of all fundraising activities, events, non-charitable trading activities, and the sale of donated goods. - expenditure on charitable activities includes all costs incurred by a charity in undertaking activities that further its charitable aims for the benefit of its beneficiaries, including those support costs and costs relating to the governance of the charity apportioned to charitable activities. - other expenditure includes all expenditure that is neither related to raising funds for the charity nor part of its expenditure on charitable activities.

All costs are allocated to expenditure categories reflecting the use of the resource. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs are apportioned between the activities they contribute to on a reasonable, justifiable and consistent basis.

Tangible assets

Tangible assets are initially recorded at cost, and subsequently stated at cost less any accumulated depreciation and impairment losses. Any tangible assets carried at revalued amounts are recorded at the fair value at the date of revaluation less any subsequent accumulated depreciation and subsequent accumulated impairment losses. An increase in the carrying amount of an asset as a result of a revaluation, is recognised in other recognised gains and losses, unless it reverses a charge for impairment that has previously been recognised as expenditure within the statement of financial activities. A decrease in the carrying amount of an asset as a result of revaluation, is recognised in other recognised gains and losses, except to which it offsets any previous revaluation gain, in which case the loss is shown within other recognised gains and losses on the statement of financial activities.

Depreciation

Depreciation is calculated so as to write off the cost or valuation of an asset, less its residual value, over the useful economic life of that asset as follows:

	Equipment	-	33% straight line

Impairment of fixed assets

A review for indicators of impairment is carried out at each reporting date, with the recoverable amount being estimated where such indicators exist. Where the carrying value exceeds the recoverable amount, the asset is impaired accordingly. Prior impairments are also reviewed for possible reversal at each reporting date. For the purposes of impairment testing, when it is not possible to estimate the recoverable amount of an individual asset, an estimate is made of the recoverable amount of the cash-generating unit to which the asset belongs. The cash-generating unit is the smallest identifiable group of assets that includes the asset and generates cash inflows that largely independent of the cash inflows from other assets or groups of assets. For impairment testing of goodwill, the goodwill acquired in a business combination is, from the acquisition date, allocated to each of the cash-generating units that are expected to benefit from the synergies of the combination, irrespective of whether other assets or liabilities of the charity are assigned to those units.

4. Limited by guarantee

The company is limited by guarantee and has no share capital.

5. Donations and legacies

Unrestricted Funds	Total Funds 2025	Unrestricted Funds	Total Funds 2024
£	£	£	£

Donations

Donations	31,260	31,260	–	–
In Kind Donations	3,200	3,200	1,500	1,500
	--------	--------	-------	-------
	34,460	34,460	1,500	1,500
	--------	--------	-------	-------

6. Expenditure on charitable activities by fund type

	Unrestricted Funds	Total Funds 2025	Unrestricted Funds	Total Funds 2024
	£	£	£	£
Charity activity	33,621	33,621	80,566	80,566
Support costs	1,558	1,558	1,540	1,540
	--------	--------	--------	--------
	35,179	35,179	82,106	82,106
	--------	--------	--------	--------

7. Expenditure on charitable activities by activity type

	Activities undertaken directly	Grant funding of activities	Support costs	Total funds 2025	Total fund 2024
	£	£	£	£	£
Charity activity	9,015	24,606	–	33,621	80,566
Governance costs	–	–	1,558	1,558	1,540
	-------	--------	-------	--------	--------
	9,015	24,606	1,558	35,179	82,106
	-------	--------	-------	--------	--------

8. Net expenditure

Net expenditure is stated after charging/(crediting):

	2025	2024
	£	£
Depreciation of tangible fixed assets	265	254
	----	----

9. Independent examination fees

	2025	2024
	£	£

Fees payable to the independent examiner for:

Independent examination of the financial statements	1,560	1,540
	-------	-------

10. Trustee remuneration and expenses

The trustees represent the key management personnel for the charity.

Other than payment for professional services provided as stated in Note 14 None of the trustees (or any persons connected with them) received any remuneration or benefits from the charity during the year.

11. Tangible fixed assets

	Equipment
	£
Cost
At 1 August 2024 and 31 July 2025	3,283
	-------
Depreciation
At 1 August 2024	2,794
Charge for the year	265
	-------
At 31 July 2025	3,059
	-------
Carrying amount
At 31 July 2025	224
	-------
At 31 July 2024	489
	-------

12. Creditors: amounts falling due within one year

	2025	2024
	£	£
Bank loans and overdrafts	–	91
Accruals and deferred income	1,836	7,400
Other creditors	190,861	181,861
	---------	---------
	192,697	189,352
	---------	---------

13. Analysis of charitable funds

Unrestricted funds

	At 1 August 2024	Income	Expenditure	At 31 July 2025
	£	£	£	£
General funds	(186,246)	34,460	(35,179)	(186,965)
	---------	--------	--------	---------

	At 1 August 2023	Income	Expenditure	At 31 July 2024
	£	£	£	£
General funds	(105,640)	1,500	(82,106)	(186,246)
	---------	-------	--------	---------

Restricted funds

	At 1 August 2024	Income	Expenditure	At 31 July 2025
	£	£	£	£
Restricted Fund 1 - desc in a/cs	(2,617)	–	–	(2,617)
	-------	----	----	-------

	At 1 August 2023	Income	Expenditure	At 31 July 2024
	£	£	£	£
Restricted Fund 1 - desc in a/cs	(2,617)	–	–	(2,617)
	-------	----	----	-------

14. Related parties

During the year the following payments were made to trustees for professional services 1) Fees of £16,646(2024:£29,284) were paid to Dr Shamender Talwar in respect of consultancy services provided to the charity in connection with prevention of falls and injuries during training and playing. Dr S Talwar is a trustee of the charity and proprietor of S Talwar Consultancy Services. 2) Loan to the Charity - loan of £183,265 (2024: £171,955) has been given to the charity by Ms Anna Prior to bridge the period until funding is received from USA. This loan was to fund the expenses of the TUFF project in Tennessee titled -"The Road to Nashville". The loan in interest free and repayable on receipt of funds from Tennessee State USA. 3) Loan to the Charity - loan of £5,900 (2023: 5900) has been given to the charity by Edwin Shukar to bridge the period until funding is received from USA. This loan was to fund the expenses of the TUFF project in Tennessee titled -"The Road to Nashville". The loan in interest free and repayable on receipt of funds from Tennessee State USA.