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Registration number: 13924665

Roberts Wealth & Financial Planning Ltd
Annual Report and Unaudited Financial Statements
for the Year Ended 28 February 2026

Roberts Wealth & Financial Planning Ltd

Contents

Company Information | 1
Balance Sheet | 2 to 3
Notes to the Financial Statements | 4 to 9

Roberts Wealth & Financial Planning Ltd

Company Information

Director | Mr K Roberts

Registered office | 43 Ty'r Fran Avenue Llanelli SA15 3LW

Roberts Wealth & Financial Planning Ltd

(Registration number: 13924665)
Balance Sheet as at 28 February 2026

| Note | 2026 £ | 2025 £
Fixed assets |  |  |
Intangible assets | 5 | 67,095 | 73,595
Tangible assets | 6 | 2,162 | 2,702
|  | 69,257 | 76,297
Current assets |  |  |
Debtors | 7 | 22,515 | 1,753
Cash at bank and in hand |  | 27,577 | 16,250
|  | 50,092 | 18,003
Creditors: Amounts falling due within one year | 8 | (61,833) | (80,343)
Net current liabilities |  | (11,741) | (62,340)
Total assets less current liabilities |  | 57,516 | 13,957
Creditors: Amounts falling due after more than one year | 8 | (11,912) | -
Net assets |  | 45,604 | 13,957
Capital and reserves |  |  |
Called up share capital |  | 102 | 102
Profit and loss account |  | 45,502 | 13,855
Total equity |  | 45,604 | 13,957

For the financial year ending 28 February 2026 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

Director's responsibilities:

• | The members have not required the company to obtain an audit of its accounts for the year in question in accordance with section 476; and
• | The director acknowledges his responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.

These financial statements have been prepared in accordance with the special provisions relating to companies subject to the small companies regime within Part 15 of the Companies Act 2006.

These financial statements have been delivered in accordance with the provisions applicable to companies subject to the small companies regime and the option not to file the Profit and Loss Account has been taken.

Roberts Wealth & Financial Planning Ltd

(Registration number: 13924665)
Balance Sheet as at 28 February 2026

Approved and authorised by the director on 20 May 2026

......................................... Mr K Roberts Director |  |

Roberts Wealth & Financial Planning Ltd

Notes to the Financial Statements for the Year Ended 28 February 2026

1 | General information

The company is a private company limited by share capital, incorporated in England and Wales.

The address of its registered office is:
43 Ty'r Fran Avenue
Llanelli
SA15 3LW

These financial statements were authorised for issue by the director on 20 May 2026.

2 | Accounting policies

Summary of significant accounting policies and key accounting estimates

The principal accounting policies applied in the preparation of these financial statements are set out below. These policies have been consistently applied to all the years presented, unless otherwise stated.

Statement of compliance

These financial statements have been prepared in accordance with Financial Reporting Standard 102 Section 1A smaller entities - 'The Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland' and the Companies Act 2006 (as applicable to companies subject to the small companies' regime).

Basis of preparation

These financial statements have been prepared using the historical cost convention except that as disclosed in the accounting policies certain items are shown at fair value.

Going concern

The financial statements have been prepared on a going concern basis.

Revenue recognition

Turnover comprises the fair value of the consideration received or receivable for the sale of goods and provision of services in the ordinary course of the company’s activities. Turnover is shown net of sales/value added tax, returns, rebates and discounts.
The company recognises revenue when:
The amount of revenue can be reliably measured;
it is probable that future economic benefits will flow to the entity;
and specific criteria have been met for each of the company's activities.

Tax

The tax expense for the period comprises current tax. Tax is recognised in profit or loss, except that a change attributable to an item of income or expense recognised as other comprehensive income is also recognised directly in other comprehensive income.

The current income tax charge is calculated on the basis of tax rates and laws that have been enacted or substantively enacted by the reporting date in the countries where the company operates and generates taxable income.

Roberts Wealth & Financial Planning Ltd

Notes to the Financial Statements for the Year Ended 28 February 2026

Tangible assets

Tangible assets are stated in the balance sheet at cost, less any subsequent accumulated depreciation and subsequent accumulated impairment losses.
The cost of tangible assets includes directly attributable incremental costs incurred in their acquisition and installation.

Depreciation

Depreciation is charged so as to write off the cost of assets, other than land and properties under construction over their estimated useful lives, as follows:

Asset class | Depreciation method and rate
Office equipment | 20% reducing balance

Amortisation

Amortisation is provided on intangible assets so as to write off the cost, less any estimated residual value, over their useful life as follows:

Asset class | Amortisation method and rate
Intangible assets | 6.5% straight line

Cash and cash equivalents

Cash and cash equivalents comprise cash on hand and call deposits, and other short-term highly liquid investments that are readily convertible to a known amount of cash and are subject to an insignificant risk of change in value.

Debtors

Trade debtors are amounts due from customers for merchandise sold or services performed in the ordinary course of business.
Trade debtors are recognised initially at the transaction price. They are subsequently measured at amortised cost using the effective interest method, less provision for impairment. A provision for the impairment of trade debtors is established when there is objective evidence that the company will not be able to collect all amounts due according to the original terms of the receivables.

Creditors

Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of business from suppliers. Accounts payable are classified as current liabilities if the company does not have an unconditional right, at the end of the reporting period, to defer settlement of the creditor for at least twelve months after the reporting date. If there is an unconditional right to defer settlement for at least twelve months after the reporting date, they are presented as non-current liabilities.
Trade creditors are recognised initially at the transaction price and subsequently measured at amortised cost using the effective interest method.

Roberts Wealth & Financial Planning Ltd

Notes to the Financial Statements for the Year Ended 28 February 2026

Borrowings

Interest-bearing borrowings are initially recorded at fair value, net of transaction costs. Interest-bearing borrowings are subsequently carried at amortised cost, with the difference between the proceeds, net of transaction costs, and the amount due on redemption being recognised as a charge to the profit and loss account over the period of the relevant borrowing.
Interest expense is recognised on the basis of the effective interest method and is included in interest payable and similar charges.
Borrowings are classified as current liabilities unless the company has an unconditional right to defer settlement of the liability for at least twelve months after the reporting date.

Share capital

Ordinary shares are classified as equity. Equity instruments are measured at the fair value of the cash or other resources received or receivable, net of the direct costs of issuing the equity instruments. If payment is deferred and the time value of money is material, the initial measurement is on a present value basis.

Dividends

Dividend distribution to the company’s shareholders is recognised as a liability in the financial statements in the reporting period in which the dividends are declared.

Defined contribution pension obligation

A defined contribution plan is a pension plan under which fixed contributions are paid into a pension fund and the company has no legal or constructive obligation to pay further contributions even if the fund does not hold sufficient assets to pay all employees the benefits relating to employee service in the current and prior periods.
Contributions to defined contribution plans are recognised as employee benefit expense when they are due. If contribution payments exceed the contribution due for service, the excess is recognised as a prepayment.

3 | Staff numbers

The average number of persons employed by the company (including the director) during the year, was 2 (2025 - 2).

4 | Profit before tax

Arrived at after charging/(crediting)

| 2026 £ | 2025 £
Depreciation expense | 7,041 | 6,918

Roberts Wealth & Financial Planning Ltd

Notes to the Financial Statements for the Year Ended 28 February 2026

5 | Intangible assets

| Other intangible assets £ | Total £
Cost or valuation
At 1 March 2025 | 100,000 | 100,000
At 28 February 2026 | 100,000 | 100,000
Amortisation
At 1 March 2025 | 26,405 | 26,405
Amortisation charge | 6,500 | 6,500
At 28 February 2026 | 32,905 | 32,905
Carrying amount
At 28 February 2026 | 67,095 | 67,095
At 28 February 2025 | 73,595 | 73,595

6 | Tangible assets

| Office equipment £ | Total £
Cost or valuation
At 1 March 2025 | 4,120 | 4,120
At 28 February 2026 | 4,120 | 4,120
Depreciation
At 1 March 2025 | 1,418 | 1,418
Charge for the year | 540 | 540
At 28 February 2026 | 1,958 | 1,958
Carrying amount
At 28 February 2026 | 2,162 | 2,162
At 28 February 2025 | 2,702 | 2,702

Roberts Wealth & Financial Planning Ltd

Notes to the Financial Statements for the Year Ended 28 February 2026

7 | Debtors

| Note | 2026 £ | 2025 £
Amounts owed by related parties | 11 | 20,307 | -
Prepayments |  | 2,208 | 1,753
|  | 22,515 | 1,753

8 | Creditors

Creditors: amounts falling due within one year

| Note | 2026 £ | 2025 £
Due within one year |  |  |
Bank loans and overdrafts | 10 | 23,772 | 56,302
Taxation and social security |  | 36,661 | 23,027
Directors' loan accounts | 11 | - | 223
Other creditors |  | 1,400 | 791
|  | 61,833 | 80,343

Creditors: amounts falling due after more than one year

| Note | 2026 £ | 2025 £
Due after one year |  |  |
Loans and borrowings | 10 | 11,912 | -

9 | Share capital

Allotted, called up and fully paid shares

| 2026 | 2025
| No. | £ | No. | £
Ordinary shares of £1 each | 100 | 100 | 100 | 100
A Ordinary shares of £1 each | 1 | 1 | 1 | 1
B Ordinary shares of £1 each | 1 | 1 | 1 | 1
| 102 | 102 | 102 | 102

Roberts Wealth & Financial Planning Ltd

Notes to the Financial Statements for the Year Ended 28 February 2026

10 | Loans and borrowings

| 2026 £ | 2025 £
Non-current loans and borrowings
Bank borrowings | 11,912 | -

| 2026 £ | 2025 £
Current loans and borrowings
Bank borrowings | 23,772 | 56,302

11 | Related party transactions

Transactions with directors

2026 | At 1 March 2025 £ | Advances to director £ | At 28 February 2026 £
Mr K Roberts
| (223) | 20,531 | 20,307

2025 | At 1 March 2024 £ | Repayments by director £ | At 28 February 2025 £
Mr K Roberts
| 9,162 | (9,385) | (223)