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Company Registration No. 09211952 (England and Wales)
Chance Finance Ltd Unaudited accounts for the year ended 30 September 2025
Chance Finance Ltd Unaudited accounts Contents
Page
Company information
3
Statement of financial position
4
Notes to the accounts
5
- 2 -
Chance Finance Ltd Company Information for the year ended 30 September 2025
Director
CHAN, Jonathan
Company Number
09211952 (England and Wales)
Registered Office
Mount Pleasant Business Centre Mount Pleasant Campus Mount Pleasant Swansea SA1 6ED United Kingdom
- 3 -
Chance Finance Ltd Statement of financial position as at 30 September 2025
2025 
2024 
Notes
£ 
£ 
Fixed assets
Tangible assets
4
1,872,276 
1,872,276 
Investment property
5
6,723 
6,723 
1,878,999 
1,878,999 
Current assets
Debtors
6
4,830 
172,390 
Cash at bank and in hand
20,647 
8,961 
25,477 
181,351 
Creditors: amounts falling due within one year
7
(260,494)
(441,005)
Net current liabilities
(235,017)
(259,654)
Total assets less current liabilities
1,643,982 
1,619,345 
Creditors: amounts falling due after more than one year
8
(1,173,351)
(1,171,251)
Provisions for liabilities
Deferred tax
(4,630)
(4,630)
Net assets
466,001 
443,464 
Capital and reserves
Called up share capital
9
100 
100 
Revaluation reserve
203,949 
203,949 
Profit and loss account
261,952 
239,415 
Shareholders' funds
466,001 
443,464 
For the year ending 30 September 2025 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies. The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.
The director acknowledges his responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.
These accounts have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies' regime and in accordance with the provisions of FRS 102 Section 1A - Small Entities. The profit and loss account has not been delivered to the Registrar of Companies.
The financial statements were approved by the Board and authorised for issue on 1 June 2026 and were signed on its behalf by
CHAN, Jonathan Director Company Registration No. 09211952
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Chance Finance Ltd Notes to the Accounts for the year ended 30 September 2025
1
Statutory information
Chance Finance Ltd is a private company, limited by shares, registered in England and Wales, registration number 09211952. The registered office is Mount Pleasant Business Centre, Mount Pleasant Campus, Mount Pleasant, Swansea, SA1 6ED, United Kingdom.
2
Compliance with accounting standards
The accounts have been prepared in accordance with the provisions of FRS 102 Section 1A Small Entities. There were no material departures from that standard.
3
Accounting policies
The principal accounting policies adopted in the preparation of the financial statements are set out below and have remained unchanged from the previous year, and also have been consistently applied within the same accounts.
Basis of preparation
The accounts have been prepared under the historical cost convention as modified by the revaluation of certain fixed assets.
Presentation currency
The accounts are presented in £ sterling.
Turnover
Turnover represents the value, net of VAT and discounts, of goods provided to customers and work carried out in respect of services provided to customers.
Tangible fixed assets policy
Depreciation has been provided at the following rates in order to write off the assets over their estimated useful lives:
Land & buildings
50 years on a straight line basis
4
Tangible fixed assets
Land & buildings 
Motor vehicles 
Fixtures & fittings 
Total 
£ 
£ 
£ 
£ 
Cost or valuation
At cost 
At cost 
At cost 
At 1 October 2024
1,872,276 
36,645 
6,597 
1,915,518 
At 30 September 2025
1,872,276 
36,645 
6,597 
1,915,518 
Depreciation
At 1 October 2024
- 
36,645 
6,597 
43,242 
At 30 September 2025
- 
36,645 
6,597 
43,242 
Net book value
At 30 September 2025
1,872,276 
- 
- 
1,872,276 
At 30 September 2024
1,872,276 
- 
- 
1,872,276 
5
Investment property
2025 
£ 
Fair value at 1 October 2024
6,723 
At 30 September 2025
6,723 
- 5 -
Chance Finance Ltd Notes to the Accounts for the year ended 30 September 2025
6
Debtors
2025 
2024 
£ 
£ 
Amounts falling due within one year
Other debtors
4,830 
172,390 
7
Creditors: amounts falling due within one year
2025 
2024 
£ 
£ 
Trade creditors
- 
10,900 
Taxes and social security
13,195 
1,527 
Other creditors
195,017 
327,633 
Loans from directors
16,000 
62,563 
Accruals
36,282 
36,282 
Deferred income
- 
2,100 
260,494 
441,005 
8
Creditors: amounts falling due after more than one year
2025 
2024 
£ 
£ 
Bank loans
1,143,375 
1,143,375 
Other creditors
29,976 
27,876 
1,173,351 
1,171,251 
9
Share capital
2025 
2024 
£ 
£ 
Allotted, called up and fully paid:
100 Ordinary shares of £1 each
100 
100 
10
Average number of employees
During the year the average number of employees was 2 (2024: 2).
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