Mortgage Knowledge Limited

	Page
Balance Sheet	1—2
Notes to the Financial Statements	3—5

Registered number: 08440849

		2026		2025
	Notes	£	£	£	£
FIXED ASSETS
Tangible Assets	5		802		1,069

			802		1,069
CURRENT ASSETS
Debtors	6	58,722		61,785
Cash at bank		2,365		9,780

		61,087		71,565
Creditors: Amounts Falling Due Within One Year	7	(49,463 )		(63,908 )

NET CURRENT ASSETS (LIABILITIES)			11,624		7,657

TOTAL ASSETS LESS CURRENT LIABILITIES			12,426		8,726

Creditors: Amounts Falling Due After More Than One Year	8		(35,726 )		(50,969 )

NET LIABILITIES			(23,300 )		(42,243 )

CAPITAL AND RESERVES
Called up share capital			100		100
Profit and Loss Account			(23,400 )		(42,343 )

SHAREHOLDERS' FUNDS			(23,300)		(42,243)

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Mortgage Knowledge Limited

Balance Sheet (continued)

As At 31 March 2026

For the year ending 31 March 2026 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

The member has not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.

The director acknowledges his responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.

These accounts have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

The company has taken advantage of section 444(1) of the Companies Act 2006 and opted not to deliver to the registrar a copy of the company's Profit and Loss Account.

On behalf of the board

Mr A Dawson

Director

27/04/2026

The notes on pages 3 to 5 form part of these financial statements.

1. General Information

Mortgage Knowledge Limited is a private company, limited by shares, registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

2. Accounting Policies

2.1. Basis of Preparation of Financial Statements

The financial statements have been prepared under the historical cost convention and in accordance with Financial Reporting Standard 102 section 1A Small Entities "The Financial Reporting Standard applicable in the UK and Republic of Ireland" and the Companies Act 2006.

2.2. Turnover

Turnover comprises the invoiced value of goods and services supplied by the company, net of Value Added Tax and trade discounts.

2.3. Intangible Fixed Assets and Amortisation - Goodwill

Goodwill, being the amount paid in connection with the acquisition of a business in 2013, is being amortised evenly over its estimated useful life of ten years.

2.4. Tangible Fixed Assets and Depreciation

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Office equipment & furniture

25% on reducing balance

2.5. Taxation

Taxation for the year comprises current and deferred tax. Tax is recognised in the Income Statement, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

2.6. Pension costs and other post-retirement benefits

The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are charged to profit or loss in the period to which they relate.

3. Average Number of Employees

Average number of employees, including directors, during the year was: 1 (2025: 2)

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Mortgage Knowledge Limited

Notes to the Financial Statements (continued)

For The Year Ended 31 March 2026

4. Intangible Assets

	Goodwill
	£
Cost
As at 1 April 2025	10,250

As at 31 March 2026	10,250

Amortisation
As at 1 April 2025	10,250

As at 31 March 2026	10,250

Net Book Value
As at 31 March 2026	-

As at 1 April 2025	-

5. Tangible Assets

	Office equipment & furniture
	£
Cost
As at 1 April 2025	8,047

As at 31 March 2026	8,047

Depreciation
As at 1 April 2025	6,978
Provided during the period	267

As at 31 March 2026	7,245

Net Book Value
As at 31 March 2026	802

As at 1 April 2025	1,069

6. Debtors

	2026	2025
	£	£
Due within one year
Trade debtors	3,902	6,244
Director's loan account	54,820	55,541

	58,722	61,785

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Mortgage Knowledge Limited

Notes to the Financial Statements (continued)

For The Year Ended 31 March 2026

7. Creditors: Amounts Falling Due Within One Year

	2026	2025
	£	£
Bank loans and overdrafts	36,372	35,429
Corporation tax	9,742	26,998
Social security and other taxes	1,814	-
Other creditors and accruals	1,535	1,481

	49,463	63,908

8. Creditors: Amounts Falling Due After More Than One Year

	2026	2025
	£	£
Bank loans	35,726	50,969

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