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REGISTERED NUMBER: 04039863 (England and Wales)

Report of the Directors and

Unaudited Financial Statements for the Year Ended 31 March 2026

for

Active Financial Planners Limited

Active Financial Planners Limited (Registered number: 04039863)

Contents of the Financial Statements

for the Year Ended 31 March 2026

Page |

Company Information | 1 |

Report of the Directors | 2 |

Balance Sheet | 3 |

Notes to the Financial Statements | 4 |

Active Financial Planners Limited

Company Information

for the Year Ended 31 March 2026

| DIRECTORS: | Mr K Pemberton

| Mr P R Gibson

| Mr S G J Bornold

| SECRETARIES: | Mr P R Gibson

| Mrs R Pemberton

| REGISTERED OFFICE: | Active House 1 Dukes Court

| Teesside Industrial Estate

| Stockton-On-Tees

| TS17 9LR

| REGISTERED NUMBER: | 04039863 (England and Wales)

| ACCOUNTANTS: | Milner Smeaton

| Chartered Accountants and Chartered Tax Advisers

| Viking House

| Falcon Court

| Preston Farm

| Stockton-on-Tees

| TS18 3TS

| BANKERS: | Handelsbanken

| Lakeside House

| Kingfisher Way

| Stockton-on-Tees

| TS18 3EX

| SOLICITORS: | Ward Hadaway

| Teesdale Business Park

| St Mark's Court

| Stockton-On-Tees

| Cleveland

| TS17 6QP

Active Financial Planners Limited (Registered number: 04039863)

Report of the Directors

for the Year Ended 31 March 2026

The directors present their report with the financial statements of the company for the year ended 31 March 2026.

REVIEW OF BUSINESS

The 2025/2026 fiscal year saw significant changes to our organisational structure, having overseen the retirement of shareholding director, Karl Nendick, and Non-Executive Director Gary Lumby MBE after 13 years each of service. They were replaced by renowned international wealth management firm, Soderberg and Partners, investing a minority stake in the business.

This decision supports our long-term strategy to continue growth and development across all areas of the business.

Our continued growth during the year was propelled by the addition of a further Chartered Financial Planner, positive market, and therefore portfolio growth, and strong new client acquisition.

FUTURE DEVELOPMENTS

The 2026/2027 fiscal year is likely to be one of further strategic development, with significant investment in technology planned for the year.

This development, whilst it will bring additional initial costs, should deliver significant operational efficiencies, allowing for greater client capacity within adviser portfolios.

Our commitment to invest in our people continues, with several members of the team likely to achieve DipPFS and Chartered qualified status during the period.

This can and will only further enhance our offering; improve client relationships, help empower and retain members of our team and help attract new talent.

DIRECTORS

The directors shown below have held office during the whole of the period from 1 April 2025 to the date of this report.

Mr K Pemberton

Mr P R Gibson

Other changes in directors holding office are as follows:

Mr G Pemberton - resigned 4 April 2025

Mr K Nendick - resigned 4 April 2025

Mr S G J Bornold - appointed 4 April 2025

This report has been prepared in accordance with the provisions of Part 15 of the Companies Act 2006 relating to small companies.

ON BEHALF OF THE BOARD:

Mr K Pemberton - Director

29 May 2026

Active Financial Planners Limited (Registered number: 04039863)

Balance Sheet

31 March 2026

| 31.3.26 | 31.3.25 |

| Notes | £ | £ | £ | £ |

FIXED ASSETS

Intangible assets | 4 | - |  | 48,857 |  |

Tangible assets | 5 | 226,200 |  | 202,019 |  |

226,200 |  | 250,876 |  |

CURRENT ASSETS

Debtors | 6 | 115,472 |  | 132,190 |  |

Cash at bank | 1,056,613 |  | 847,943 |  |

1,172,085 |  | 980,133 |  |

CREDITORS

Amounts falling due within one year | 7 | 417,333 |  | 406,025 |  |

NET CURRENT ASSETS | 754,752 |  | 574,108 |  |

TOTAL ASSETS LESS CURRENT LIABILITIES | 980,952 |  | 824,984 |  |

CREDITORS

Amounts falling due after more than one year | 8 | (56,079 | ) | (107,193 | ) |

PROVISIONS FOR LIABILITIES | (61,050 | ) | (55,005 | ) |

NET ASSETS | 863,823 |  | 662,786 |  |

CAPITAL AND RESERVES

Allotted, called up and fully paid share capital | 137 |  | 137 |  |

Share option reserve | 1,600 |  | 1,600 |  |

Retained earnings | 862,086 |  | 661,049 |  |

SHAREHOLDERS' FUNDS | 863,823 |  | 662,786 |  |

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 March 2026.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 March 2026 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:

(a) | ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b) | preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 29 May 2026 and were signed on its behalf by:

Mr K Pemberton - Director

Active Financial Planners Limited (Registered number: 04039863)

Notes to the Financial Statements

for the Year Ended 31 March 2026

1. | STATUTORY INFORMATION

| Active Financial Planners Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

| The presentation currency of the financial statements is the Pound Sterling (£).

2. | ACCOUNTING POLICIES

| Basis of preparing the financial statements

| These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

| Turnover

| Turnover represents net commissions earned on inception of policies. Credit is taken for fees in the period to which the fee relates.

| Goodwill

| Goodwill, being the amount paid in connection with the acquisition of a business in 2021, is being amortised evenly over its estimated useful life of four years.

| Intangible assets

| Intangible assets are initially measured at cost. After initial recognition, intangible assets are measured at cost less any accumulated amortisation and any accumulated impairment losses.

| Tangible fixed assets

| Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life or, if held under a finance lease, over the lease term, whichever is the shorter.

| Plant and machinery etc | - | 25% on reducing balance, 25% on cost and in accordance with the property

| Taxation

| Taxation for the year comprises current and deferred tax. Tax is recognised in the Income Statement, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

| Current or deferred taxation assets and liabilities are not discounted.

| Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

| Deferred tax

| Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date.

| Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.

| Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

| Hire purchase and leasing commitments

| Assets obtained under hire purchase contracts or finance leases are capitalised in the balance sheet. Those held under hire purchase contracts are depreciated over their estimated useful lives. Those held under finance leases are depreciated over their estimated useful lives or the lease term, whichever is the shorter.

| The interest element of these obligations is charged to profit or loss over the relevant period. The capital element of the future payments is treated as a liability.

| Rentals paid under operating leases are charged to profit or loss on a straight line basis over the period of the lease.

| Pension costs and other post-retirement benefits

| The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are charged to profit or loss in the period to which they relate.

Active Financial Planners Limited (Registered number: 04039863)

Notes to the Financial Statements - continued

for the Year Ended 31 March 2026

3. | EMPLOYEES AND DIRECTORS

| The average number of employees during the year was 21 (2025 - 22 ) .

4. | INTANGIBLE FIXED ASSETS

| Goodwill

£ |

| COST

| At 1 April 2025

| and 31 March 2026 | 593,799 |  |

| AMORTISATION

| At 1 April 2025 | 544,942 |  |

| Charge for year | 48,857 |  |

| At 31 March 2026 | 593,799 |  |

| NET BOOK VALUE

| At 31 March 2026 | - |  |

| At 31 March 2025 | 48,857 |  |

5. | TANGIBLE FIXED ASSETS

| Plant and

| machinery

| etc

£ |

| COST

| At 1 April 2025 | 442,189 |  |

| Additions | 96,479 |  |

| Disposals | (85,090 | ) |

| At 31 March 2026 | 453,578 |  |

| DEPRECIATION

| At 1 April 2025 | 240,170 |  |

| Charge for year | 50,654 |  |

| Eliminated on disposal | (63,446 | ) |

| At 31 March 2026 | 227,378 |  |

| NET BOOK VALUE

| At 31 March 2026 | 226,200 |  |

| At 31 March 2025 | 202,019 |  |

Active Financial Planners Limited (Registered number: 04039863)

Notes to the Financial Statements - continued

for the Year Ended 31 March 2026

5. | TANGIBLE FIXED ASSETS - continued

| Fixed assets, included in the above, which are held under hire purchase contracts are as follows:

| Plant and

| machinery

| etc

£ |

| COST

| At 1 April 2025 | 205,252 |  |

| Additions | 84,995 |  |

| At 31 March 2026 | 290,247 |  |

| DEPRECIATION

| At 1 April 2025 | 48,083 |  |

| Charge for year | 42,623 |  |

| At 31 March 2026 | 90,706 |  |

| NET BOOK VALUE

| At 31 March 2026 | 199,541 |  |

| At 31 March 2025 | 157,169 |  |

6. | DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR |

| 31.3.26 |  | 31.3.25

£ | £ |

| Other debtors | 115,472 |  | 132,190 |  |

7. | CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR |

| 31.3.26 |  | 31.3.25

£ | £ |

| Hire purchase contracts | 113,379 |  | 21,386 |  |

| Trade creditors | 3,586 |  | 1,007 |  |

| Taxation and social security | 257,137 |  | 285,608 |  |

| Other creditors | 43,231 |  | 98,024 |  |

417,333 |  | 406,025 |  |

8. | CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR |

| 31.3.26 |  | 31.3.25

£ | £ |

| Hire purchase contracts | 56,079 |  | 107,193 |  |

9. | SECURED DEBTS

| The following secured debts are included within creditors:

| 31.3.26 |  | 31.3.25

£ | £ |

| Hire purchase contracts | 169,458 |  | 128,579 |  |

| Hire purchase contracts are secured against the assets to which they relate.

10. | OTHER FINANCIAL COMMITMENTS

| The company had non cancellable operating lease commitments at 31 March 2026 of £122,100 (2025: £173,550)

Active Financial Planners Limited (Registered number: 04039863)

Notes to the Financial Statements - continued

for the Year Ended 31 March 2026

11. | DIRECTORS' ADVANCES, CREDITS AND GUARANTEES

| During the year the company advanced £313,999 to its directors. At 31 March 2026 the company was owed Nil in relation to these advances.