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ADVANTAGE TRAVEL CENTRES LIMITED
ANNUAL REPORT AND FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 SEPTEMBER 2025

 
ADVANTAGE TRAVEL CENTRES LIMITED
 
 
COMPANY INFORMATION


Directors
S Esom (Chairman) 
J Beagrie 
P Hardwick 
J Lo Bue-Said 
S Horner 
P Nunn 
S May 
N Rowe 
I Simmonds  




Company secretary
R Collihole



Registered number
04698963



Registered office
C/O Regus
Eagle House

167 City Road

London

England

EC1V 1NR




Independent auditors
Xeinadin Audit Limited
Chartered Accountants & Statutory Auditor

8th Floor

Becket House

36 Old Jewry

London

EC2R 8DD





 
ADVANTAGE TRAVEL CENTRES LIMITED
 

CONTENTS



Page
Chairman's report
1 - 2
Group strategic report
3 - 11
Directors' report
12 - 13
Independent auditors' report
14 - 17
Consolidated profit and loss account
18
Consolidated statement of financial position
19 - 20
Company statement of financial position
21 - 22
Consolidated statement of changes in equity
23 - 24
Company statement of changes in equity
25 - 26
Consolidated statement of cash flows
27 - 28
Consolidated analysis of net debt
29
Notes to the financial statements
30 - 52


 
ADVANTAGE TRAVEL CENTRES LIMITED
 
 
 
CHAIRMAN'S REPORT
FOR THE YEAR ENDED 30 SEPTEMBER 2025

The chairman presents his report for the period.

FY25 was another exceptional year for the travel industry, with UK consumers demonstrating a remarkable and resilient appetite for travel despite persistent economic headwinds, political pressures, and geopolitical uncertainty across several international markets. 
The leisure travel market remained robustly buoyant, while business travel also delivered an impressive performance. By year-end, booking volumes finished ahead of the previous year, underscoring the enduring importance and irreplaceable value of face-to-face meetings in our increasingly interconnected world. 
Many of our members across the UK continued to flourish and thrive, with numerous businesses expanding their operations and attracting new customers across both leisure and business travel sectors. As the world becomes increasingly complex and challenging to navigate, discerning travellers are increasingly choosing to work with professional agents who provide that essential expertise, duty of care, and peace of mind. 
Building on this strong market foundation, Advantage delivered another robust and impressive financial performance, fully aligned with our clear strategic vision. This vision is anchored across our strategic pillars for growth: Our People & Culture, Product & Portfolio Capitalisation, Brand Elevation & Influence, Innovation & Transformation, Growth & Expansion and Commercial & Financial Success. 
Throughout the year, we continued to expand our membership by reinforcing our position as a leading force in the travel industry. Today, The Advantage Global Network spans 83 countries across all key source markets, establishing a truly global footprint.  
Our collective UK membership turnover now exceeds £8.9bn annually – representing a substantial increase of £30m over the previous year – with £17.6bn across our global network. This significant growth in our members' collective turnover not only demonstrates the business's considerable success during 2025 but also positions us strongly to deliver on our ambitious future growth plans. 
A key highlight of the year was the rollout of our distinctive new corporate identity, alongside a carefully crafted and forward-looking strategy for the Group’s future. This included a reimagined Mission, Vision, and set of core Values to guide our path forward. Our group's rapid and impressive trajectory in recent years had outpaced our visual representation, and our refreshed brand now captures the dynamism, energy, and innovation that will define us for the future. 
Another standout highlight of the year was Julia Lo Bue-Said, the group's CEO, being recognised in the King's Birthday Honours with an OBE for her outstanding services to Business and Tourism. During a year in which she also celebrated an impressive 30 years with Advantage, this was a fitting and well-deserved tribute to her tenure and exceptional leadership. Throughout her distinguished career, Julia has demonstrated unwavering commitment to our industry, consistently and passionately championing the voice of independent travel agents at every opportunity. Under her visionary leadership, she has built a business that stands as a testament to excellence, resilience, and innovation - one we can all take tremendous pride in. 
We also welcomed Ian Simmonds to our Board as a Non-Executive Director. Ian originally joined us as interim Chief Financial Officer, and brings over 20 years of strategic, commercial, and financial expertise in the travel sector. 
In addition, Head of Finance, Nick Rowe, was promoted to Finance Director, thereby bringing extensive experience and financial expertise to the management team. 
We have also benefited from the consistency of our member directors who continue to serve the organisation as key representatives on behalf of our membership.  
Page 1

 
ADVANTAGE TRAVEL CENTRES LIMITED
 
 
 
CHAIRMAN'S REPORT (CONTINUED)
FOR THE YEAR ENDED 30 SEPTEMBER 2025

The global pressures of recent years persist in various forms, inflation, elevated interest rates, continued cost-of-living pressures, and ongoing conflicts in key markets worldwide. Against this challenging backdrop, the group will continue to focus resolutely on its strategic priorities whilst remaining agile, responsive, and maintaining positive liquidity to capitalise on diversification and growth opportunities as they arise. 
As always, our sincere thanks go to our valued members who continue to demonstrate their loyalty and trust as we partner with them to provide support and guidance to meet evolving customer behaviours and navigate an ever-changing operating environment. 
My thanks also to Julia and her team for their dedication and remarkable and tireless work throughout the year. It's their relentless dedication, professionalism, and commitment to all our stakeholders that makes all the difference and keeps us moving confidently forward. 


NameS Esom
Chairman

Date

Page 2

 
ADVANTAGE TRAVEL CENTRES LIMITED
 
 
GROUP STRATEGIC REPORT
FOR THE YEAR ENDED 30 SEPTEMBER 2025

Introduction
 
The directors present their strategic report for the Company and the group for the year ended 30 September 2025.

Review of business and principal activity
 
The group’s core activity as The Advantage Travel Partnership is dedicated to empowering its members through a dynamic business partnership model. By joining Advantage Travel partnership, members gain access to an unparalleled range of commercial products and services through an annual subscription model. Operating across both the leisure and business travel sectors, the group serves as a transformative one-stop business hub, offering innovative solutions and a diverse portfolio of products designed to inspire growth, streamline operations and drive success in an ever-evolving marketplace. 
Throughout the year, the Board maintained a strong focus on the delivery of its plan, designed to support members and stakeholders in an increasingly complex and evolving business environment. 
In parallel, the Board developed the new strategic framework, Reimagined: Advantage 2030 & beyond, providing a clear long-term direction for the Partnership. With specific emphasis on its six key pillars for strategic growth: Our People & Culture, Product & Portfolio Capitalisation, Brand Elevation & Influence, Innovation & Transformation, Growth & Expansion and Commercial & Financial Success. 
 
Our People & Culture: Committed to being an employer of choice by helping develop future-ready skills and empowering you to drive high-impact outcomes. We’re fostering a culture of trust, well-being and inclusion, and activating our SPIRIT values across every touchpoint - all while building a connected, engaged, and inclusive, high-performance workplace. 
 
Growth & Expansion: We’re leveraging member and market insights, designing scalable models to reach new customers, and keeping pace with regulatory change. Through a digital-first approach, we’re optimising investments, maximising returns from our digital platforms and website, and using marketing, PR, and thought leadership to fuel our growth.
 
Product & Portfolio Capitalisation: We’re strengthening our position by maximising our collective buying power for commercial advantage, introducing customer feedback loops, and removing underperforming offerings to focus on what delivers the greatest impact. 
Innovation & Transformation: We’re accelerating our position by enabling data-driven decisions through robust insights, empowering self-service, and delivering seamless customer experiences. Leveraging our advisory boards and member steering groups, embracing automation and emerging tech, and collaborating with strategic partners, we’re driving efficiency and shaping a smarter, more agile workplace.
 
Brand Elevation & Influence: We’re amplifying our brand and building influence by leading proactive engagement with industry and policy makers. We’re showcasing our leadership through flagship events and thought leadership content, and extending our reach beyond our current base, whilst also building stakeholder advocacy, local relevance, and consumer trust.
 
Commercial & Financial Success: Diversifying revenue streams, growing our balance sheet, and embedding a growth and ROI-focused mindset across the organisation and through strategic investments, we’ll be accelerating our trajectory. 
 
Despite ongoing industry challenges arising from geopolitical uncertainty, air traffic control strikes, extreme weather events and the continued cost-of-living crisis, the Group demonstrated strong resilience during the year. Compared with recent years, there were significantly fewer disruptions, reflecting the industry’s increasing adaptability and operational strength.
 
Page 3

 
ADVANTAGE TRAVEL CENTRES LIMITED
 

GROUP STRATEGIC REPORT (CONTINUED)
FOR THE YEAR ENDED 30 SEPTEMBER 2025

Post-Brexit, the travel industry has had to adapt quickly to the EU’s evolving digital border control regime, including the introduction of the Entry/Exit System (EES) and the anticipated rollout of ETIAS. The phased implementation and forward-looking nature of these changes have required travel agents to interpret both current and forthcoming requirements, adding complexity and contributing to consumer confusion ahead of the full rollout of ETIAS in 2026.
This environment further reinforced the growing relevance of travel agents, as more travellers sought expert, professional support, while duty of care remained a key priority for corporate clients served by the Group’s members operating in the business travel sector. 
 
The group’s performance against its KPI’s saw it make significant progress, delivering against its strategic goals, as well as building a strong financial performance, continuing to strengthen its balance sheet.  It was also another year in which the group saw its members continue to thrive, with many expanding, venturing into new locations and sectors, and driving growth in what was a positive trading environment. 
 
As the 3rd largest network in Europe, turnover across the partnership’s global travel community including UK members surpassed the £17.6bn mark. 
The year represented the first full trading period for Cork Bays & Fisher, an established direct-to-trade insurance and financial protection brokerage, acquired by Advantage Financial Services in March 2024.
 
The integration of this business has materially strengthened its broker proposition, enabling access to new insurance markets. During this financial year, the business delivered a strong financial performance, contributing significantly to overall profitability. 
As a people-first business, the Group continued to strengthen its talent base by expanding and diversifying its talent pool. Supported by its successful remote operating structure, the Group increased its investment in learning and development during the year, enabling the continued growth of its people and resulting in a number of high-profile internal promotions that complemented its highly skilled workforce. This ensured that exceptional individuals are in place to support the Group’s diverse membership and functional needs across a broad range of disciplines. 
 
Page 4

 
ADVANTAGE TRAVEL CENTRES LIMITED
 

GROUP STRATEGIC REPORT (CONTINUED)
FOR THE YEAR ENDED 30 SEPTEMBER 2025


Financial results and performances
 
As a result of the increase in trading throughout the year, the group’s transactional turnover, reflecting trading with its managed service members, saw a significant increase to £186,218,643 (2024: £154,959,791). The group statutory turnover also increased to £48,391,556 (2024: £40,573,548).
   
Total global membership turnover from across the group grew to £17.6bn; of which £8.9bn represented UK members (2024: global membership turnover £17.3bn; £8.8bn UK members).   
The group reported a net profit on ordinary activities before tax for the year of £1,383,940 (2024: £1,323,251) and net assets at year-end of £9,259,144 (2024: £8,235,230). 
The directors’ priority in the year remained to rebuild the group’s balance sheet, through investment into core membership services and its people, with a laser focus on improving its operational efficiencies and commercialising its products and services.   
In order to leverage the group’s market leading commercial position, the business-to-business commercial activities of the group now operate as a cross functional remit. This ensures a single lens on how the business leverages its buying, without compromising on expertise, across the multiple sectors in which it operates.   

ESG

In 2023, the Group launched its Sustainable Events Charter, embedding a stronger sense of purpose into its conferences and events and empowering delegates to positively impact local communities and destinations. This included the delivery of “Force for Good” initiatives at the Group’s flagship overseas conference in Malta, where attendees supported a range of community-based activities. 
To further strengthen its charitable governance, the Advantage Charity Committee was established in July 2025 and comprises five volunteer representatives from across the business. The Committee oversees the fair, transparent, and values-led distribution of charitable donations, managing the annual charity budget and reviewing all requests on a quarterly basis. Decisions are made collectively, supported by clear assessment criteria, due diligence, and robust governance to ensure accountability and impact. 
During the year, all colleagues were also offered a volunteering day to support community initiatives of their choice, reinforcing the Group’s ongoing commitment to responsible business practices and social value. 

Page 5

 
ADVANTAGE TRAVEL CENTRES LIMITED
 

GROUP STRATEGIC REPORT (CONTINUED)
FOR THE YEAR ENDED 30 SEPTEMBER 2025

People & Culture

The Group has successfully transitioned to a remote operating model, supported by a clear ambition to be an employer of choice. By removing geographical constraints and reviewing its reward and benefits framework, the Group continues to attract and retain high-quality talent. 
 
Despite a group-wide recruitment freeze, headcount increased by 2% during the year, reflecting a number of targeted strategic hires alongside continued investment in the development of the existing workforce. This resulted in several senior leadership promotions, particularly within Strategy, Marketing and cruise-focused roles. 
The investment property on Provost Street has been retained and remains fully occupied by a long-term tenant, maximising rental income. 
 
Employee engagement and connectivity remain a priority in a remote environment. The Group maintains regular communication through its central Hub portal, weekly CEO-led Town Halls, monthly CEO coffee mornings and ongoing team meetings. A Monthly Spotlight initiative was also introduced, featuring peer-to-peer interviews to encourage engagement and connection across the business. 
Purposeful opportunities for collaboration were delivered during the year, including a two-day people-focused conference centred on business updates, team building and rewards and recognition, aligned to the Group’s SPIRIT values. 

PR & Corporate Affairs

During the year the group continued to remain high profile across the national media as well as intensified its activity in engaging with policy makers with more political activity. As a leading voice of authority, it remained committed in championing the industry’s core values and raising the profile of the sector. The board remains committed in its bold approach to strengthen cross-industry collaboration, amplify media presence and engage with other economic sectors to ensure the industry remains vibrant and impactful. 
 
The lobbying efforts of the UK Outbound Travel Group which is now into its third year, continued to gain momentum during the year and this year saw over 100 travel companies meet with their MPs as part of its MP Engagement programme as well as growing its overall membership. 

Future developments
 
Throughout the year, the board reviewed its Mission and Vision through workshops across its people, members and suppliers as part of its Advantage Reimagined 2030 and beyond strategic framework. 
 
Consumer research was also undertaken with the aim of ensuring it aligns with the evolving industry landscape, the needs of its members and the group’s strategic growth objectives. The project resulted in a corporate rebrand, new website, new vision, mission and brand values as well as new core values in the framework of SPIRIT: - Service Centric, Purpose, Integrity, Reward & Recognition, Innovate, and Teamwork.  

Page 6

 
ADVANTAGE TRAVEL CENTRES LIMITED
 

GROUP STRATEGIC REPORT (CONTINUED)
FOR THE YEAR ENDED 30 SEPTEMBER 2025

Membership strategy

As a result of continued investment in its membership division, Advantage Travel Partnership has seen a continued interest from new member prospects with a healthy pipeline of new members keen to join the group’s various membership operating models.   
Membership turnover reflects the departure of several high-profile businesses that were acquired and, as a result, no longer required membership services.
 
Advantage Managed Service (AMS) is unique in terms of its overall offering, and the directors believe there is even further opportunity to grow and improve this operation for its users.   
 
Towards year end, the company launched its Hosted Agency Model, a new-to travel homeworking solution hosted by experienced Advantage members.  
 
The group remains agile to diversify where required. Liquidity remains positive and the group continues to strengthen its Balance Sheet.   
 
The directors regularly review the risks facing the business and seek to exploit, avoid or mitigate these risks as appropriate.   
 
The group is committed to further developing its Global Business Travel operation and throughout the year invested significantly in growing its overall portfolio of airline content and product, creating an enhanced business travel commercial portfolio, through a bespoke air programme. The programme is part of a full commercial offering, including accommodation, car hire and technological business solutions.   
 
The Advantage Global Network continues to demonstrate positive sentiment across the network enabling more TMCs to connect and develop business opportunities that service corporate accounts.  In the year two new partners were welcomed, operating from Oman and Cyprus. 

Principal risks and uncertainties
 
While the industry has experienced a notable surge in demand, there is still apprehension regarding the potential effects of the cost-of-living crisis on this demand over the next few years.  
Geopolitical uncertainty remains heightened, driven by ongoing conflict in the Middle East and the continued Russian invasion of Ukraine, both of which are expected to persist in the near to medium term. In parallel, an unprecedented number of people, approximately four billion globally, participated in elections during the year, reflecting a widespread desire for political and social change. 
Shifts in political leadership, including the formation of a new US administration and changes in government in the UK and elsewhere, have the potential to influence global trade, foreign policy and market sentiment which can also contribute to periods of increased volatility and uncertainty for global markets, businesses and consumers.  

Financial risk management

The group’s overall financial risk management programme focuses on process including trust accounts, technology and liquidity. 

Liquidity risk

The Group has minimal borrowing and cashflows are forecasted out over at least twelve months to ensure sufficient funding are available.  

Page 7

 
ADVANTAGE TRAVEL CENTRES LIMITED
 

GROUP STRATEGIC REPORT (CONTINUED)
FOR THE YEAR ENDED 30 SEPTEMBER 2025

Credit risk

The Group’s credit risk is primarily attributable to its trade debtors. Trade debtors are reviewed on a regular basis and where required. 

Market risk

The UK saw four interest rate cuts throughout the year, and despite ongoing cost-of-living pressures alongside high energy and food inflation, appetite for travel remained strong. ONS data shows that UK residents took over 44.7 million trips abroad in the first half of 2025. Reflecting this resilience, our members experienced a continuous increase in demand for their services. 
A survey of members conducted the previous year highlighted that 29% saw increased business from new customers, as more consumers turned to experienced travel agents for peace of mind, value, and financial protection. 
The pressure within the corporate market to embrace technological tools and platforms will see more corporates spending more of their capex budgets on developing solutions. And, with more business trips combining leisure, travellers will come to expect digital touchpoints throughout their journey with AI standing to leave traditional solutions behind for modern retailing.   
Sustainability programmes as part of an overall ESG framework will remain a key priority as the industry ensures it is taking a responsible view on implementing policies to support their people, consumers and corporates in purposeful travel, supporting their people and addressing sustainability. 
The industry remains resilient; however, fiscal pressures on businesses, including increases in the National Living Wage and taxation, remain a concern. 
 

Commercial risk

The group operates in a competitive marketplace, and its income is generated through a combination of membership subscriptions, fees and commercial deals. The vast majority of the group’s profit is generated from income generated through its financial services division, underwriting and brokering of travel industry insurance products and bonds. The group is focused on mitigating against these risks by prioritising commercial activity across the business and revenue generation across every function. With the ongoing economic uncertainty, the directors and management remain focused on its key business priorities and on its goals of supporting its stakeholders and people. The group continues to regularly review primary risks and taking the required action as necessary. The group risk register is reviewed by strategic leads and management regularly.  
 
Risk management measures across all areas of the business have been maintained particularly around the underwriting business IAICL, Advantage Managed Services (AMS) and commercial income. Cash collection remains a key focus with monthly debtor meetings.    

Page 8

 
ADVANTAGE TRAVEL CENTRES LIMITED
 

GROUP STRATEGIC REPORT (CONTINUED)
FOR THE YEAR ENDED 30 SEPTEMBER 2025

Regulatory risk

The group operates in a number of areas where it must comply with regulatory requirements. Advantage Managed Services (AMS) operates an independently managed trust facility managing client monies on behalf of both ABTA and ATOL. Risks are managed by working closely with the regulators and adapting operating processes and terms where necessary.   
 
Despite prudent underwriting expertise, IAICL did suffer a couple of bond calls.  The directors continue to meet regularly to review the company performance given the potential high risk for the Partnership.   
 
Communication remains a critical strategic priority for the group, both internally and externally. In addition, the management team takes every opportunity to proactively engage across the industry and media, to stay connected and informed, for the greater good of the sectors it operates in. 
Membership recruitment, high profile public relations activity, targeted marketing activity and continued prudent cash and cost control places the group in a strong position.   
 
The CEO continued to remain high profile and was regularly invited by broadcasters and national media to comment extensively on travel-related issues, resulting in prime-time media coverage. The aim, to increase the voice of the independent travel agent operating in the UK Outbound Travel sector, across government departments, creating greater visibility and recognition for travel agents, operating across the market.   
 
The Group is currently awaiting the announcement of ATOL reforms and remains well placed regardless of the outcome. 

Key performance indicators

The financial key performance indicators are as follows:

2025
2024
        £
        £
Total global membership turnover

£17.6bn

£17.3bn
 
Total UK membership turnover

£8.9bn

£8.8bn
 
AMS membership turnover

£186.2m

£155.0m
 

The non-financial key performance indicators are as follows:
Member engagements
Total count of interactions: 630+ engagements.
Board/Advisory activity
The establishment of a cohort and the frequency of quarterly meetings.
Constituency engagement visits
The number of dedicated MP visits: over 100 visits.
Media coverage volume
The total amount of PR output: over 1,850 pieces.
Estimated audience reach
The total consumer exposure generated by media engagement: 1.2 billion consumers.

Page 9

 
ADVANTAGE TRAVEL CENTRES LIMITED
 

GROUP STRATEGIC REPORT (CONTINUED)
FOR THE YEAR ENDED 30 SEPTEMBER 2025

Directors' statement of compliance with Section 172(1)

Section 172 of the Companies Act 2006 requires the directors to act in a way they consider would most likely promote the success of the Company for the benefit of our members as a whole. When making decisions, the directors are required to have regard to the interests of the Company’s employees, member agencies, suppliers and other stakeholders including the impact of the Company’s activities on the community and environment. The directors should also consider the likely impact of such decisions on maintaining high standards of business conduct and the likely consequences in the long-term. For the purposes of this statement, “members” refers to the Company’s shareholders, and the Company’s “Services Members” refers to the travel businesses subscribing to the Advantage consortium.
The directors consider that they have acted in the way they believe, in good faith, would be most likely to promote the success of the Company for the benefit of its members as a whole, having regard to the matters set out in section 172(1) of the Companies Act 2006. In discharging their duties, the directors considered the interests of the Company’s key stakeholders and the likely consequences of decisions in the long term.
Members
The directors recognise that the Company exists to serve its members and to support long-term sustainable value for them as a whole. Decisions during the year were made with reference to member agency service levels, financial performance, delivery against strategic priorities and feedback received through established engagement channels.
Employees
The directors considered the interests of employees when making decisions, including matters relating to wellbeing, capability, resourcing and retention. Employee-related considerations were informed by management reporting, operational updates and relevant people policies.
Member (service and outcomes)
The directors considered member agency outcomes and service standards, including member agency experience, complaint themes, operational resilience and regulatory expectations. Performance was monitored through management information and feedback mechanisms, and actions were taken where appropriate to maintain service quality.
Suppliers and other business partners
The directors sought to foster strong relationships with suppliers and other partners, recognising their importance to delivering member and member agency outcomes. Decisions took account of the need for fair and constructive engagement, commercial sustainability, and performance against agreed service and quality expectations.
Community and environment
The directors considered the broader impact of the Company’s operations on the community and environment. In making decisions, the directors took account of proportionality to the Company’s activities and sought to support responsible business practices.
Reputation and high standards of business conduct
The directors considered the desirability of maintaining a reputation for high standards of business conduct. This included oversight of governance, compliance, risk management and the Company’s values and behaviours.
Fairness between members (shareholders)
The directors recognised the need to act fairly between members (shareholders) and sought to ensure that key decisions were made in the interests of members as a whole.
Long-term consequences of decisions
In considering strategic and operational matters, the directors took account of the longer-term implications of decisions, including financial resilience, principal risks and the sustainability of the Company’s business model.

Page 10

 
ADVANTAGE TRAVEL CENTRES LIMITED
 

GROUP STRATEGIC REPORT (CONTINUED)
FOR THE YEAR ENDED 30 SEPTEMBER 2025


This report was approved by the board and signed on its behalf.



................................................
J Lo Bue-Said
Director

Date: 20 February 2026

Page 11

 
ADVANTAGE TRAVEL CENTRES LIMITED
 
 
 
DIRECTORS' REPORT
FOR THE YEAR ENDED 30 SEPTEMBER 2025

The directors present their report and the financial statements for the year ended 30 September 2025.

Directors' responsibilities statement

The directors are responsible for preparing the Group strategic report, the Directors' report and the consolidated financial statements in accordance with applicable law and regulations.
 
Company law requires the directors to prepare financial statements for each financial year. Under that law the directors have elected to prepare the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice), including Financial Reporting Standard 102 ‘The Financial Reporting Standard applicable in the UK and Republic of Ireland'. Under company law the directors must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the Company and the Group and of the profit or loss of the Group for that period.

 In preparing these financial statements, the directors are required to:


select suitable accounting policies for the Group's financial statements and then apply them consistently;

make judgments and accounting estimates that are reasonable and prudent;

state whether applicable UK Accounting Standards have been followed, subject to any material departures disclosed and explained in the financial statements;

prepare the financial statements on the going concern basis unless it is inappropriate to presume that the Group will continue in business.

The directors are responsible for keeping adequate accounting records that are sufficient to show and explain the Company's transactions and disclose with reasonable accuracy at any time the financial position of the Company and the Group and to enable them to ensure that the financial statements comply with the Companies Act 2006They are also responsible for safeguarding the assets of the Company and the Group and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Results and dividends

The profit for the year, after taxation and minority interests, amounted to £1,200,624 (2024 - £958,721).

The directors did not recommend a final dividend in the year (2024: £nil)

Directors

The directors who served during the year were:

S Esom (Chairman) 
J Beagrie 
K Cookes (resigned 9 June 2025)
P Hardwick 
J Lo Bue-Said 
S Horner 
P Nunn 
S May 
N Rowe (appointed 1 July 2025)
I Simmonds (appointed 1 July 2025)

Page 12

 
ADVANTAGE TRAVEL CENTRES LIMITED
 
 
 
DIRECTORS' REPORT (CONTINUED)
FOR THE YEAR ENDED 30 SEPTEMBER 2025

Greenhouse gas emissions, energy consumption and energy efficiency action

The Group has not disclosed information in respect of greenhouse gas emissions, energy consumption and energy efficiency action as its energy consumption in the United Kingdom for the year is 40,000kWh or lower.

Disclosure of information to auditors

Each of the persons who are directors at the time when this Directors' report is approved has confirmed that:
 
so far as the director is aware, there is no relevant audit information of which the Company and the Group's auditors are unaware, and

the director has taken all the steps that ought to have been taken as a director in order to be aware of any relevant audit information and to establish that the Company and the Group's auditors are aware of that information.

Auditors

The auditorsXeinadin Audit Limitedwill be proposed for reappointment in accordance with section 485 of the Companies Act 2006.

This report was approved by the board on 20 February 2026 and signed on its behalf.
 





................................................
J Lo Bue-Said
Director

Page 13

 
ADVANTAGE TRAVEL CENTRES LIMITED
 
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF ADVANTAGE TRAVEL CENTRES LIMITED
 

Opinion


We have audited the financial statements of Advantage Travel Centres Limited (the 'Parent Company') and its subsidiaries (the 'Group') for the year ended 30 September 2025, which comprise the Consolidated profit and loss account, the Consolidated analysis of net debt, the Consolidated statement of financial position, the Company statement of financial position, the Consolidated statement of cash flows, the Consolidated statement of changes in equity, the Company statement of changes in equity and the related notes, including a summary of significant accounting policiesThe financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 ‘The Financial Reporting Standard applicable in the UK and Republic of Ireland' (United Kingdom Generally Accepted Accounting Practice).


In our opinion the financial statements:


give a true and fair view of the state of the Group's and of the Parent Company's affairs as at 30 September 2025 and of the Group's profit for the year then ended;
have been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice; and
have been prepared in accordance with the requirements of the Companies Act 2006.


Basis for opinion


We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditors' responsibilities for the audit of the financial statements section of our report. We are independent of the Group in accordance with the ethical requirements that are relevant to our audit of the financial statements in the United Kingdom, including the Financial Reporting Council's Ethical Standard and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.


Conclusions relating to going concern


In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.


Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Group's or the Parent Company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.


Our responsibilities and the responsibilities of the directors with respect to going concern are described in the relevant sections of this report.





Page 14

 
ADVANTAGE TRAVEL CENTRES LIMITED
 
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF ADVANTAGE TRAVEL CENTRES LIMITED (CONTINUED)


Other information


The other information comprises the information included in the Annual Report other than the financial statements and our Auditors' report thereon. The directors are responsible for the other information contained within the Annual ReportOur opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon. Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the course of the audit, or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.


We have nothing to report in this regard.


Opinion on other matters prescribed by the Companies Act 2006
 

In our opinion, based on the work undertaken in the course of the audit:


the information given in the Group strategic report and the Directors' report for the financial year for which the financial statements are prepared is consistent with the financial statements; and
the Group strategic report and the Directors' report have been prepared in accordance with applicable legal requirements.


Matters on which we are required to report by exception
 

In the light of the knowledge and understanding of the Group and the Parent Company and its environment obtained in the course of the audit, we have not identified material misstatements in the Group strategic report or the Directors' report.


We have nothing to report in respect of the following matters in relation to which the Companies Act 2006 requires us to report to you if, in our opinion:


adequate accounting records have not been kept by the Parent Company, or returns adequate for our audit have not been received from branches not visited by us; or
the Parent Company financial statements are not in agreement with the accounting records and returns; or
certain disclosures of directors' remuneration specified by law are not made; or
we have not received all the information and explanations we require for our audit.


Page 15

 
ADVANTAGE TRAVEL CENTRES LIMITED
 
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF ADVANTAGE TRAVEL CENTRES LIMITED (CONTINUED)


Responsibilities of directors
 

As explained more fully in the Directors' responsibilities statement set out on page 12, the directors are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the directors determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.


In preparing the financial statements, the directors are responsible for assessing the Group's and the Parent Company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the directors either intend to liquidate the Group or the Parent Company or to cease operations, or have no realistic alternative but to do so.


Auditors' responsibilities for the audit of the financial statements
 

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an Auditors' report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these Group financial statements.


Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

Enquiry of management and those charged with governance around actual and potential litigation and claims;
Reviewing minutes of meetings of those charged with governance;
Performing audit work over the risk of management override of controls, including testing of journal entries and other adjustments for appropriateness, evaluating the business rationale of significant transactions outside the normal course of business and reviewing accounting estimates for bias;
Enquiry of management and those charged with governance to identify any instances of non-compliance with laws and regulations;

The potential effect of these laws and regulations on the financial statements varies considerably.

Firstly, the Group is subject to laws and regulations that directly affect the financial statements including financial reporting legislation (including related companies legislation), distributable profits legislation and tax legislation and we assessed the extent of compliance with these laws and regulations as part of our procedures on the related financial statement items.
Secondly, the Group is subject to many other laws and regulations where the consequence of non-compliance could have a material effect on amounts or disclosures in the financial statements, for instance the imposition of fines or litigation or the loss of the Group's license to operate. We identified the following areas as those most likely to have such an effect: health and safety, data protection laws, employment law, FCA, ABTA and ATOL compliance recognising the nature of the Group's activities. Auditing standards limit the required audit procedures to identify non-compliance with these laws and regulations to enquiry of the directors and other management and inspection of regulatory and legal correspondence, if any. Therefore if a breach of operational regulations is not disclosed to us or evident from relevant correspondence, an audit will not detect that breach.
 
Page 16

 
ADVANTAGE TRAVEL CENTRES LIMITED
 
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF ADVANTAGE TRAVEL CENTRES LIMITED (CONTINUED)




Because of the inherent limitations of an audit, there is a risk that we will not detect all irregularities, including those leading to a material misstatement in the financial statements or non-compliance with regulation. This risk increases the more that compliance with a law or regulation is removed from the events and transactions reflected in the financial statements, as we will be less likely to become aware of instances of non-compliance. The risk is also greater regarding irregularities occurring due to fraud rather than error, as fraud involves intentional concealment, forgery, collusion, omission or misrepresentation.

We communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit and significant audit findings, including any significant deficiencies in internal control that we identify during our audit. 

A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council's website at: www.frc.org.uk/auditorsresponsibilities. This description forms part of our Auditors' report.


Use of our report
 

This report is made solely to the Company's members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006Our audit work has been undertaken so that we might state to the Company's members those matters we are required to state to them in an Auditors' report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the Company and the Company's members, as a body, for our audit work, for this report, or for the opinions we have formed.





Yasin Khandwalla FCCA (Senior statutory auditor)
  
for and on behalf of
Xeinadin Audit Limited
 
Chartered Accountants
Statutory Auditor
  
8th Floor
Becket House
36 Old Jewry
London
EC2R 8DD

20 February 2026
Page 17

 
ADVANTAGE TRAVEL CENTRES LIMITED
 
 
CONSOLIDATED PROFIT AND LOSS ACCOUNT
FOR THE YEAR ENDED 30 SEPTEMBER 2025


As restated
2025
2024
Note
£
£

Group turnover
 4 
48,391,556
40,573,548

Cost of sales
  
(40,696,741)
(33,557,775)

Gross profit
  
7,694,815
7,015,773

Administrative expenses
  
(7,449,611)
(6,949,910)

Other operating income
 5 
149,917
299,917

Operating profit
 6 
395,121
365,780

Income from participating interests
  
-
(3,336)

Interest receivable and similar income
 10 
988,819
960,807

Profit before taxation
  
1,383,940
1,323,251

Tax on profit
 11 
(169,610)
(351,799)

Profit for the financial year
  
1,214,330
971,452

Profit for the year attributable to:
  

Non-controlling interests
  
13,706
12,731

Owners of the Parent Company
  
1,200,624
958,721

  
1,214,330
971,452

Total comprehensive income for the year attributable to:
  

Non-controlling interest
  
13,706
12,731

Owners of the Parent Company
  
1,200,624
958,721

  
1,214,330
971,452

There were no recognised gains and losses for 2025 or 2024 other than those included in the consolidated profit and loss account.

There was no other comprehensive income for 2025 (2024:£NIL).

The notes on pages 30 to 52 form part of these financial statements.

Page 18

 
ADVANTAGE TRAVEL CENTRES LIMITED
REGISTERED NUMBER: 04698963

CONSOLIDATED STATEMENT OF FINANCIAL POSITION
AS AT 30 SEPTEMBER 2025

As restated
2025
2024
Note
£
£

Fixed assets
  

Intangible assets
 14 
324,457
157,322

Tangible assets
 15 
91,672
128,617

Investments
 16 
5,133
4,172

Investment property
  
3,050,000
3,050,000

  
3,471,262
3,340,111

Current assets
  

Debtors: amounts falling due within one year
 18 
4,497,503
4,631,739

Cash at bank and in hand
 19 
31,575,414
26,904,997

  
36,072,917
31,536,736

Creditors: amounts falling due within one year
 20 
(29,942,752)
(26,353,743)

Net current assets
  
 
 
6,130,165
 
 
5,182,993

Total assets less current liabilities
  
9,601,427
8,523,104

Deferred taxation
 21 
(342,283)
(287,874)

  
 
 
(342,283)
 
 
(287,874)

Net assets
  
9,259,144
8,235,230

Page 19

 
ADVANTAGE TRAVEL CENTRES LIMITED
REGISTERED NUMBER: 04698963
    
CONSOLIDATED STATEMENT OF FINANCIAL POSITION (CONTINUED)
AS AT 30 SEPTEMBER 2025

As restated
2025
2024
Note
£
£

Capital and reserves
  

Called up share capital 
 22 
15,590
22,390

Share premium account
 24 
1,044,016
1,091,484

Revaluation reserve
 24 
1,283,677
1,283,677

Capital redemption reserve
 24 
14,470
7,670

Profit and loss account
 24 
6,707,447
5,648,571

Equity attributable to owners of the Parent Company
  
9,065,200
8,053,792

Non-controlling interests
  
193,944
181,438

  
9,259,144
8,235,230


The financial statements were approved and authorised for issue by the board and were signed on its behalf by: 



................................................
J Lo Bue-Said
Director

Date: 20 February 2026

The notes on pages 30 to 52 form part of these financial statements.

Page 20

 
ADVANTAGE TRAVEL CENTRES LIMITED
REGISTERED NUMBER: 04698963

COMPANY STATEMENT OF FINANCIAL POSITION
AS AT 30 SEPTEMBER 2025

As restated
2025
2024
Note
£
£

Fixed assets
  

Intangible assets
 14 
324,457
157,322

Tangible assets
 15 
91,672
128,617

Investments
 16 
2,341,009
2,341,009

Investment Property
  
3,050,000
3,050,000

  
5,807,138
5,676,948

Current assets
  

Debtors: amounts falling due within one year
 18 
4,630,635
5,376,151

Cash at bank and in hand
 19 
22,947,810
17,465,462

  
27,578,445
22,841,613

Creditors: amounts falling due within one year
 20 
(27,711,183)
(23,118,984)

Net current liabilities
  
 
 
(132,738)
 
 
(277,371)

Total assets less current liabilities
  
5,674,400
5,399,577

  

Provisions for liabilities
  

Deferred taxation
 21 
(342,283)
(288,066)

  
 
 
(342,283)
 
 
(288,066)

Net assets
  
5,332,117
5,111,511

Page 21

 
ADVANTAGE TRAVEL CENTRES LIMITED
REGISTERED NUMBER: 04698963
    
COMPANY STATEMENT OF FINANCIAL POSITION (CONTINUED)
AS AT 30 SEPTEMBER 2025

As restated
2025
2024
Note
£
£


Capital and reserves
  

Called up share capital 
 22 
15,590
22,390

Share premium account
 24 
1,044,016
1,091,484

Revaluation reserve
 24 
1,283,677
1,283,677

Capital redemption reserve
 24 
14,470
7,670

Profit and loss account
 24 
2,974,364
2,706,290

  
5,332,117
5,111,511


The financial statements were approved and authorised for issue by the board and were signed on its behalf by: 



................................................
J Lo Bue-Said
Director

Date: 20 February 2026

The notes on pages 30 to 52 form part of these financial statements.

Page 22
 

 
ADVANTAGE TRAVEL CENTRES LIMITED


 

CONSOLIDATED STATEMENT OF CHANGES IN EQUITY
FOR THE YEAR ENDED 30 SEPTEMBER 2025



Called up share capital
Share premium account
Capital redemption reserve
Revaluation reserve
Profit and loss account
Equity attributable to members of Parent Company
Non-controlling interests
Total equity


£
£
£
£
£
£
£
£


At 1 October 2024 (Restated)
22,390
1,091,484
7,670
1,283,677
5,648,571
8,053,792
181,438
8,235,230





Profit for the year
-
-
-
-
1,200,624
1,200,624
13,706
1,214,330


Dividends: Equity capital
-
-
-
-
-
-
(1,200)
(1,200)


Purchase of own shares
-
-
6,800
-
(141,748)
(134,948)
-
(134,948)


Shares repurchased during the year
-
(47,468)
-
-
-
(47,468)
-
(47,468)


Shares cancelled during the year
(6,800)
-
-
-
-
(6,800)
-
(6,800)



At 30 September 2025
15,590
1,044,016
14,470
1,283,677
6,707,447
9,065,200
193,944
9,259,144



The notes on pages 30 to 52 form part of these financial statements.

Page 23

 

 
ADVANTAGE TRAVEL CENTRES LIMITED


 

CONSOLIDATED STATEMENT OF CHANGES IN EQUITY
FOR THE YEAR ENDED 30 SEPTEMBER 2024



Called up share capital
Share premium account
Capital redemption reserve
Revaluation reserve
Profit and loss account
Equity attributable to members of Parent Company
Non-controlling interests
Total equity


£
£
£
£
£
£
£
£


At 1 October 2023
22,345
1,079,598
7,670
1,283,677
4,689,850
7,083,140
169,907
7,253,047





Profit for the year
-
-
-
-
958,721
958,721
12,731
971,452


Dividends: Equity capital
-
-
-
-
-
-
(1,200)
(1,200)


Shares issued during the year
45
11,886
-
-
-
11,931
-
11,931



At 30 September 2024 (Restated)
22,390
1,091,484
7,670
1,283,677
5,648,571
8,053,792
181,438
8,235,230



The notes on pages 30 to 52 form part of these financial statements.

Page 24

 

 
ADVANTAGE TRAVEL CENTRES LIMITED


 

COMPANY STATEMENT OF CHANGES IN EQUITY
FOR THE YEAR ENDED 30 SEPTEMBER 2025



Called up share capital
Share premium account
Capital redemption reserve
Revaluation reserve
Profit and loss account
Total equity


£
£
£
£
£
£


At 1 October 2024 (Restated)
22,390
1,091,484
7,670
1,283,677
2,706,290
5,111,511





Profit for the year
-
-
-
-
409,822
409,822


Purchase of own shares
-
-
6,800
-
(141,748)
(134,948)


Shares repurchased during the year
-
(47,468)
-
-
-
(47,468)


Shares cancelled during the year
(6,800)
-
-
-
-
(6,800)



At 30 September 2025
15,590
1,044,016
14,470
1,283,677
2,974,364
5,332,117



The notes on pages 30 to 52 form part of these financial statements.

Page 25

 

 
ADVANTAGE TRAVEL CENTRES LIMITED


 

COMPANY STATEMENT OF CHANGES IN EQUITY
FOR THE YEAR ENDED 30 SEPTEMBER 2024



Called up share capital
Share premium account
Capital redemption reserve
Revaluation reserve
Profit and loss account
Total equity


£
£
£
£
£
£


At 1 October 2023
22,345
1,079,598
7,670
1,283,677
2,470,085
4,863,375





Profit for the year
-
-
-
-
236,205
236,205


Shares issued during the year
45
11,886
-
-
-
11,931



At 30 September 2024 (Restated)
22,390
1,091,484
7,670
1,283,677
2,706,290
5,111,511



The notes on pages 30 to 52 form part of these financial statements.

Page 26
 
ADVANTAGE TRAVEL CENTRES LIMITED
 

CONSOLIDATED STATEMENT OF CASH FLOWS
FOR THE YEAR ENDED 30 SEPTEMBER 2025

As restated
2025
2024
£
£

Cash flows from operating activities

Profit for the financial year
1,214,330
971,452

Adjustments for:

Amortisation of intangible assets
73,192
55,333

Depreciation of tangible assets
48,609
51,857

Interest received
(988,819)
(960,807)

Taxation charge
169,610
351,799

Decrease/(increase) in debtors
134,236
(753,901)

(Decrease)/increase in creditors
(451,366)
1,256,402

Net cash generated from operating activities

199,792
972,135


Cash flows from investing activities

Purchase of intangible fixed assets
(240,331)
(144,868)

Purchase of tangible fixed assets
(12,152)
(91,148)

Sale of tangible fixed assets
488
-

Interest received
988,819
960,807

Income from investments in related companies and client monies
(961)
(3,336)

Net cash from investing activities

735,863
721,455

Cash flows from financing activities

Issue of ordinary shares
-
11,931

Purchase of ordinary shares
(47,468)
-

Movements on share premium on cancellation of ordinary shares
(141,748)
-

Dividends paid to non-controlling interests
(1,200)
(1,200)

Movements on client monies held
3,925,178
2,510,618

Net cash used in financing activities
3,734,762
2,521,349
Page 27

 
ADVANTAGE TRAVEL CENTRES LIMITED
 

CONSOLIDATED STATEMENT OF CASH FLOWS (CONTINUED)
FOR THE YEAR ENDED 30 SEPTEMBER 2025

As restated

2025
2024

£
£



Net increase in cash and cash equivalents
4,670,417
4,214,939

Cash and cash equivalents at beginning of year
26,904,997
22,690,058

Cash and cash equivalents at the end of year
31,575,414
26,904,997


Cash and cash equivalents at the end of year comprise:

Cash at bank and in hand
31,575,414
26,904,997

31,575,414
26,904,997


The notes on pages 30 to 52 form part of these financial statements.

Page 28

 
ADVANTAGE TRAVEL CENTRES LIMITED
 

CONSOLIDATED ANALYSIS OF NET DEBT
FOR THE YEAR ENDED 30 SEPTEMBER 2025




At 1 October 2024
Cash flows
At 30 September 2025
£

£

£

Cash at bank and in hand

26,904,997

4,670,417

31,575,414


26,904,997
4,670,417
31,575,414

The notes on pages 30 to 52 form part of these financial statements.

Page 29

 
ADVANTAGE TRAVEL CENTRES LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 SEPTEMBER 2025

1.


General information

Advantage Travel Centres Limited is a private company limited by shares incorporated in the United Kingdom under the Companies Act 2006 and is registered in England and Wales. The address of the registered office and principal place of business is given on the company information page. The nature of the Group's operations and its principal activities are set out in the strategic report of these financial statements.
The functional currency of the Group is considered to be pounds sterling because that is the currency of the primary economic environment in which the Company operates. The consolidated financial statements are also presented in pounds sterling.

2.Accounting policies

 
2.1

Basis of preparation of financial statements

The financial statements have been prepared under the historical cost convention unless otherwise specified within these accounting policies and in accordance with Financial Reporting Standard 102, the Financial Reporting Standard applicable in the UK and the Republic of Ireland and the Companies Act 2006.

The preparation of financial statements in compliance with FRS 102 requires the use of certain critical accounting estimates. It also requires Group management to exercise judgment in applying the Group's accounting policies (see note 3).

The Company has taken advantage of the exemption allowed under section 408 of the Companies Act 2006 and has not presented its own Statement of comprehensive income in these financial statements.

  
2.2

Basis of consolidation

The Group financial statements consolidate the financial statements of the Company and its subsidiary undertakings drawn up to 30 September each year. The results of subsidiaries acquired or sold are consolidated for the periods from or to the date on which control passed. 
Business combinations are accounted for under the purchase method. Where necessary, adjustments are made to the financial statements of subsidiaries to bring the accounting policies used into line with those used by the Group. All intra-group transactions, balances, income and expenses are eliminated on consolidation.

  
2.3

Exemptions for qualifying entities under FRS 102

Advantage Travel Centres Limited, as an individual entity, meets the definition of a qualifying entity per FRS 102 and has taken advantage of the exemption available in paragraph 1.12 of FRS 102 from presenting a company only statement of cash flows. These consolidated financial statements include a consolidated statement of cash flows which include the cash flows of Advantage Travel Centres Limited.

Page 30

 
ADVANTAGE TRAVEL CENTRES LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 SEPTEMBER 2025

2.Accounting policies (continued)

  
2.4

Turnover

Turnover consists of subscriptions and fees from members, sales incentive and marketing support fees from travel operators, sales commissions and gross pass through income on bookings earned from managed services (AMS) members and distributed to them; sales made by the Group acting as principal, insurance premiums and commissions and income from conferences, events and regional meetings.
Turnover represents net invoiced sales of services, excluding value added tax and adjusted for accrued revenue calculated by reference to the fair value of services performed up to the balance sheet date but not invoiced. Where payments are received from customers in advance of services provided, the amounts are recorded as deferred income as part of creditors falling due within one year.

Revenue recognition

Revenue is recognised when the significant risks and rewards of ownership have been transferred to the buyer. Revenue in respect of principal sales is recognised on the date of departure.

Insurance premiums, claims and commissions

Gross premiums and commissions are accounted for in the year in which the risk commences. Any proportion of the premiums and commissions which relate to periods of risk extending beyond the year end are carried forward as deferred income.
Insurance claims are fully provided when notification from the bondholder is received.
Written premiums are premiums, which an insurer is contractually entitled to receive from the insured in relation to contracts of insurance or bonds of guarantee. These are premiums on contracts entered into during the reporting period and adjustments arising in the reporting period to premiums receivable in respect of contracts entered into in previous reporting periods.

  

Claims paid

The bonds of guarantee issued by the Group are payable upon demand, and a call upon any bond, would follow either the bonded travel company failing financially, or defaulting on a direct debit payment for electronic sales made to a travel trade association. In the case of the financial failure of a company the travel trade association will collate and consider claims made against the travel company and may revert to the Group as and when necessary, to request funds from the bond. In the case of a default on a direct debit, the amount of debt arising from electronic sales is known at the point of default. Claims are paid direct to the trade association that the bond has been provided to in an agreed timescale. Gross claims are netted off by refunds received from ABTA other travel associations and travel companies.

Page 31

 
ADVANTAGE TRAVEL CENTRES LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 SEPTEMBER 2025

2.Accounting policies (continued)

 
2.5

Foreign currency translation

Functional and presentation currency

The Group's functional and presentational currency is GBP.

Transactions and balances

Foreign currency transactions are translated into the functional currency using the spot exchange rates at the dates of the transactions.

At each period end foreign currency monetary items are translated using the closing rate. Non-monetary items measured at historical cost are translated using the exchange rate at the date of the transaction and non-monetary items measured at fair value are measured using the exchange rate when fair value was determined.

Foreign exchange gains and losses resulting from the settlement of transactions and from the translation at period-end exchange rates of monetary assets and liabilities denominated in foreign currencies are recognised in profit or loss except when deferred in other comprehensive income as qualifying cash flow hedges.

Foreign exchange gains and losses that relate to borrowings and cash and cash equivalents are presented in the Consolidated statement of comprehensive income within 'finance income or costs'. All other foreign exchange gains and losses are presented in profit or loss within 'other operating income'.

 
2.6

Operating leases: the Group as lessee

Rentals paid under operating leases are charged to profit or loss on a straight-line basis over the lease term.

Benefits received and receivable as an incentive to sign an operating lease are recognised on a straight-line basis over the lease term, unless another systematic basis is representative of the time pattern of the lessee's benefit from the use of the leased asset.

 
2.7

Interest income

Interest income is recognised in profit or loss using the effective interest method.

 
2.8

Pensions

Defined contribution pension plan

The Group operates a defined contribution plan for its employees. A defined contribution plan is a pension plan under which the Group pays fixed contributions into a separate entity. Once the contributions have been paid the Group has no further payment obligations.

The contributions are recognised as an expense in profit or loss when they fall due. Amounts not paid are shown in accruals as a liability in the Statement of financial position. The assets of the plan are held separately from the Group in independently administered funds.

Page 32

 
ADVANTAGE TRAVEL CENTRES LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 SEPTEMBER 2025

2.Accounting policies (continued)

 
2.9

Current and deferred taxation

The tax expense for the year comprises current and deferred tax. Tax is recognised in profit or loss except that a charge attributable to an item of income and expense recognised as other comprehensive income or to an item recognised directly in equity is also recognised in other comprehensive income or directly in equity respectively.

The current income tax charge is calculated on the basis of tax rates and laws that have been enacted or substantively enacted by the reporting date in the countries where the Company and the Group operate and generate income.

Deferred tax balances are recognised in respect of all timing differences that have originated but not reversed by the reporting date, except that:
The recognition of deferred tax assets is limited to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits;
Any deferred tax balances are reversed if and when all conditions for retaining associated tax allowances have been met; and
Where they relate to timing differences in respect of interests in subsidiaries, associates, branches and joint ventures and the Group can control the reversal of the timing differences and such reversal is not considered probable in the foreseeable future.

Deferred tax balances are not recognised in respect of permanent differences. Deferred tax is determined using tax rates and laws that have been enacted or substantively enacted by the reporting date.


Page 33

 
ADVANTAGE TRAVEL CENTRES LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 SEPTEMBER 2025

2.Accounting policies (continued)

  
2.10

Intangible assets

Goodwill
Goodwill, being the amount paid in connection with the acquisition of a business in 2013 and the purchase of a controlling interest in WIN in 2017, is being amortised evenly over its estimated useful life of five years. 
Software
Computer software is stated at cost less accumulated amortisation. Software is amortised over its estimated useful life of between 3 and 5 years on a straight line basis.
Software development expenditure is written off, except where the directors are satisfied as to the technical, commercial and financial viability of individual projects. In such cases, the identifiable expenditure is deferred and amortised over the period during which the Group is expected to benefit. The period is between 3 and 5 years. Provision is made for any impairment.
Development expenditure
Expenditure incurred in the development of the Company’s website is capitalised as an intangible fixed asset where it relates directly to the creation of an identifiable asset, the costs can be measured reliably, and the Directors are satisfied that the asset will generate probable future economic benefits for the Company.  Capitalised costs typically include external contractor costs and directly attributable employee costs incurred on development activity.
The capitalised website development asset is stated at cost less accumulated amortisation and impairment. The asset is amortised on a straight-line basis over its estimated useful economic life of 10 years, reflecting the expected period over which the website will generate economic benefits. The Company reviews the amortisation period and method, and indicators of impairment, at each reporting date. Any impairment losses are recognised in profit or loss.

 
2.11

Tangible fixed assets

Tangible fixed assets under the cost model, other than investment properties, are stated at historical cost less accumulated depreciation and any accumulated impairment losses. Historical cost includes expenditure that is directly attributable to bringing the asset to the location and condition necessary for it to be capable of operating in the manner intended by management.

Page 34

 
ADVANTAGE TRAVEL CENTRES LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 SEPTEMBER 2025

2.Accounting policies (continued)


2.11
Tangible fixed assets (continued)

Depreciation is charged so as to allocate the cost of assets less their residual value over their estimated useful lives, using the straight-line method.

Depreciation is provided on the following basis:

Fixtures and fittings
-
between 5 and 7 years
Office equipment
-
3 years

The assets' residual values, useful lives and depreciation methods are reviewed, and adjusted prospectively if appropriate, or if there is an indication of a significant change since the last reporting date.

Gains and losses on disposals are determined by comparing the proceeds with the carrying amount and are recognised in profit or loss.

 
2.12

Investment property

Investment property is carried at fair value determined annually and derived from the current market rents and investment property yields for comparable real estate, adjusted if necessary for any difference in the nature, location or condition of the specific asset. No depreciation is provided. Changes in fair value are recognised in profit or loss.

 
2.13

Valuation of investments

Investments in subsidiaries are measured at cost less accumulated impairment.

Investments in unlisted Group shares, whose market value can be reliably determined, are remeasured to market value at each balance sheet. Gains and losses on remeasurement are recognised in the Consolidated statement of comprehensive income for the period. Where market value cannot be reliably determined, such investments are stated at historic cost less impairment.

  
2.14

Interest in joint ventures

An entity is treated as a joint venture where the Group is a party to a contractual agreement with one or more parties from outside the Group to undertake an economic activity that is subject to joint control.
In the consolidated accounts, interests in joint ventures are accounted for using the equity method of accounting. Under this method an equity investment is initially recognised at the transaction price (including transaction costs) and is subsequently adjusted to reflect the investors share of the profit or loss, other comprehensive income and equity of the joint venture. The Consolidated statement of comprehensive income includes the Group's share of the operating results, interest, pre-tax results and attributable taxation of such undertakings applying accounting policies consistent with those of the Group. In the Consolidated balance sheet, the interests in joint ventures are shown as the Group's share of the identifiable net assets, including any unamortised premium paid on acquisition.
Any premium on acquisition is dealt with in accordance with the goodwill policy.

Page 35

 
ADVANTAGE TRAVEL CENTRES LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 SEPTEMBER 2025

2.Accounting policies (continued)

 
2.15

Debtors

Short-term debtors are measured at transaction price, less any impairment.

 
2.16

Cash and cash equivalents

Cash is represented by cash in hand, held in Trust and deposits with financial institutions repayable without penalty on notice of not more than 24 hours. Cash equivalents are highly liquid investments that mature in no more than three months from the date of acquisition and that are readily convertible to known amounts of cash with insignificant risk of change in value.

In the Consolidated statement of cash flows, cash and cash equivalents are shown net of bank overdrafts that are repayable on demand and form an integral part of the Group's cash management.

  
2.17

Client monies held

Client monies held comprises of monies held in trust under cash collateral agreements on behalf of travel agents.
The Group also operates a Trust account for its Advantage Managed Scheme members. Money is held in a Trust account which is governed by a deed between Advantage Travel Centre and the Civil Aviation Authority.

 
2.18

Creditors

Short-term creditors are measured at the transaction price. Other financial liabilities, including bank loans, are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method.

 
2.19

Holiday pay accrual

A liability is recognised to the extent of any unused holiday pay entitlement which is accrued at the reporting date and carried forward to future periods. This is measured at the undiscounted salary cost of the future holiday entitlement so accrued at the reporting date.

  
2.20

Financial instruments

The Group only enters into basic financial instrument transactions that result in the recognition of
financial assets and liabilities like trade and other debtors and creditors, loans to related parties and investments in ordinary shares.

Page 36

 
ADVANTAGE TRAVEL CENTRES LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 SEPTEMBER 2025

3.


Judgments in applying accounting policies and key sources of estimation uncertainty

The preparation of financial statements requires management to make judgements, estimates and assumptions about the carrying values of assets and liabilities that are not readily apparent from other sources. The estimates and underlying assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.
The estimates and underlying assumptions are reviewed on a continuing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised if the revision affects only that period, or in the period of the revision and future periods if the revision affects both current and future periods.
The key judgments and sources of estimation uncertainty that have a significant effect on the amounts recognised in the financial statements are described below:

(i) Impairment of investment property and investments

The Group considers whether investment property and investments are impaired. Where an indication of impairment is identified the estimation of recoverable value requires estimation of the future cash flows from cash generating units. Also, selection of appropriate discount rates in order to calculate the net present value of those cash flows.
Management have considered each element that makes up the total provision on key accruals as at the year end, and are satisfied with the basis of their estimates.
(ii) Reinsurance recoveries from MS Amlin Group - Syndicate 2001

The directors have considered the reinsurance recoveries outstanding from MS Amlin Group - Syndicate 2001 as at 30 September 2025, and have concluded that as no amounts are due to the Group, no concerns exist.




4.


Turnover

2025
2024
£
£

Membership services
40,815,010
33,495,662

Travel sales
5,899,236
5,347,046

Insurance income
1,132,685
984,718

Other income
544,625
746,122


All turnover arose within the United Kingdom.

Page 37

 
ADVANTAGE TRAVEL CENTRES LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 SEPTEMBER 2025

5.


Other operating income

2025
2024
£
£

Net rents receivable
149,917
149,917

Other income
-
150,000

149,917
299,917



6.


Operating profit

The operating profit is stated after charging/(crediting):

2025
2024
£
£

Exchange differences
6,099
2,163

Depreciation of tangible fixed assets
48,609
51,857

Amortisation of software intangibles
99,746
55,333


7.


Auditors' remuneration

During the year, the Group obtained the following services from the Company's auditors:


2025
2024
£
£

Fees payable to the Company's auditors for the audit of the consolidated and parent Company's financial statements
62,300
56,000

Fees payable to the Group's auditor and its associates in respect of:


2025
2024
£
£



Other non-audit and taxation services
26,700
24,000

26,700
24,000

Page 38

 
ADVANTAGE TRAVEL CENTRES LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 SEPTEMBER 2025

8.


Employees

Staff costs, including directors' remuneration, were as follows:


Group
Group
Company
Company
2025
2024
2025
2024
£
£
£
£


Wages and salaries
4,993,288
4,590,949
4,344,504
4,026,658

Social security costs
535,700
457,528
464,407
401,130

Cost of defined contribution scheme
286,215
214,941
255,500
189,456

5,815,203
5,263,418
5,064,411
4,617,244


The average monthly number of employees, including the directors, during the year was as follows:


        2025
        2024
            No.
            No.







Senior management
3
3



Administration and operations
102
94

105
97


9.


Directors' remuneration

2025
2024
£
£

Directors' emoluments
519,238
523,250

Group contributions to defined contribution pension schemes
67,278
33,618

586,516
556,868


The highest paid director received remuneration of £196,000 (2024 - £198,043).

The value of the Group's contributions paid to a defined contribution pension scheme in respect of the highest paid director amounted to £55,082 (2024 - £19,861).


10.


Interest receivable

2025
2024
£
£


Bank interest receivable
988,819
960,807

Page 39

 
ADVANTAGE TRAVEL CENTRES LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 SEPTEMBER 2025

11.


Taxation


As restated
2025
2024
£
£

Corporation tax


Current tax on profits for the year
115,201
-


115,201
-


Total current tax
115,201
-

Deferred tax


Origination and reversal of timing differences
33,254
-

Adjustments in respect of prior periods
21,155
351,799

Total deferred tax
54,409
351,799


169,610
351,799
Page 40

 
ADVANTAGE TRAVEL CENTRES LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 SEPTEMBER 2025
 
11.Taxation (continued)


Factors affecting tax charge for the year

The tax assessed for the year is the same as (2024 - the same as) the standard rate of corporation tax in the UK of 25% (2024 - 25%) as set out below:

As restated
2025
2024
£
£


Profit on ordinary activities before tax
1,383,940
1,323,251


Profit on ordinary activities multiplied by standard rate of corporation tax in the UK of 25% (2024 - 25%)
345,985
330,813

Effects of:


Expenses not deductible for tax purposes, other than goodwill amortisation and impairment
7,003
5,854

Fixed asset difference
(40,036)
-

Other permanent differences
-
150

Deferred tax not recognised
(28,303)
(211,546)

Adjustments to tax charge in respect of prior periods - deferred tax
21,155
351,799

Other tax charge (relief)
28,924
(125,271)

Other differences on overseas subsidiaries leading to an increase (decrease) in the tax charge
(165,118)
-

Total tax charge for the year
169,610
351,799


Factors that may affect future tax charges

There were no factors that may affect future tax charges.


12.


Dividends

2025
2024
£
£
Cumulative preference shares held by non group shareholders

1,200

1,200
 
1,200

1,200
 

The Group did not pay any dividend to its members during the year.

Page 41

 
ADVANTAGE TRAVEL CENTRES LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 SEPTEMBER 2025

13.


Parent company profit for the year

The Company has taken advantage of the exemption allowed under section 408 of the Companies Act 2006 and has not presented its own Statement of comprehensive income in these financial statements. The profit after tax of the parent Company for the year was £409,822 (2024 - £236,205).


14.


Intangible assets

Group





Development expenditure
Computer software
Goodwill
Total

£
£
£
£



Cost


At 1 October 2024
-
718,720
30,014
748,734


Additions
-
125,608
-
125,608


Additions - internal
114,723
-
-
114,723



At 30 September 2025

114,723
844,328
30,014
989,065



Amortisation


At 1 October 2024
-
561,398
30,014
591,412


Charge for the year
1,912
71,284
-
73,196



At 30 September 2025

1,912
632,682
30,014
664,608



Net book value



At 30 September 2025
112,811
211,646
-
324,457



At 30 September 2024
-
157,322
-
157,322



Page 42

 
ADVANTAGE TRAVEL CENTRES LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 SEPTEMBER 2025
 
           14.Intangible assets (continued)

Company




Development expenditure
Computer software
Total

£
£
£



Cost


At 1 October 2024
-
718,720
718,720


Additions
-
125,608
125,608


Additions - internal
114,723
-
114,723



At 30 September 2025

114,723
844,328
959,051



Amortisation


At 1 October 2024
-
561,398
561,398


Charge for the year
1,912
71,284
73,196



At 30 September 2025

1,912
632,682
634,594



Net book value



At 30 September 2025
112,811
211,646
324,457



At 30 September 2024
-
157,322
157,322

Page 43

 
ADVANTAGE TRAVEL CENTRES LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 SEPTEMBER 2025

15.


Tangible fixed assets

Group and Company






Fixtures and fittings
Office equipment
Total

£
£
£



Cost or valuation


At 1 October 2024
258,225
310,718
568,943


Additions
869
11,283
12,152


Disposals
(435)
(236)
(671)



At 30 September 2025

258,659
321,765
580,424



Depreciation


At 1 October 2024
189,228
251,098
440,326


Charge for the year
12,161
36,448
48,609


Disposals
(26)
(157)
(183)



At 30 September 2025

201,363
287,389
488,752



Net book value



At 30 September 2025
57,296
34,376
91,672



At 30 September 2024
68,997
59,620
128,617


16.


Fixed asset investments

Group





Investment in joint ventures

£



Cost or valuation


At 1 October 2024
4,172


Share of profit/(loss)
961



At 30 September 2025
5,133




Page 44

 
ADVANTAGE TRAVEL CENTRES LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 SEPTEMBER 2025
Company





Investments in subsidiary companies

£



Cost or valuation


At 1 October 2024
2,341,009



At 30 September 2025
2,341,009





Direct subsidiary undertakings


The following were direct subsidiary undertakings of the Company:

Name

Principal activity

Class of shares

Holding

Advantage 4 Travel Limited
Tour operators
Ordinary
100%
The Independents' Advantage Insurance Company Limited
Bond provider to the travel industry
Ordinary
100%
Advantage Financial Services Limited
Insurance brokers
Ordinary
100%
Worldwide Independent Travel Network (WIN) Limited
Travel related services
Ordinary
94.74%
Advantage Meetings and Events Limited
Dormant
Ordinary
100%
Advantage Network Limited
Dormant
Ordinary
100%
Advantage Flights Limited
Dormant
Ordinary
100%

Advantage Flights Limited and Advantage Network Limited are exempt from the requirements to prepare individual financial statements by virtue of S394A.
Advantage Travel Centres Limited, Advantage 4 Travel Limited, Worldwide Independent Travel Network (WIN) Limited and Advantage Financial Services Limited, registered address is C/O Regus, Eagle House, 167 City Road, London, England, EC1V 1NR.
The registered address for the remaining entities with the group is C/O Burnetts, Victoria House Wavell Drive, Rosehill, Carlisle, England, CA1 2ST.


Indirect subsidiary undertaking


The following was an indirect subsidiary undertaking of the Company:

Name

Registered office

Principal activity

Class of shares

Holding

Advantage Travel Transport Limited*
C/O Burnetts, Victoria House Wavell Drive, Rosehill, Carlisle, England, CA1 2ST.
Dormant
Ordinary
100%

*Wholly owned by Advantage 4 Travel Limited

Page 45

 
ADVANTAGE TRAVEL CENTRES LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 SEPTEMBER 2025

17.


Investment property

Group and Company

Investment property
        £
Valuation

At 1 October 2024

3,050,000

Fair value movement

-

At 30 September 2025

3,050,000


All of the Group's investment property is held in the Parent company.


18.


Debtors

Group

Group
As restated
Company

Company
As restated
2025
2024
2025
2024
£
£
£
£


Trade debtors
1,036,968
1,488,808
641,556
1,263,101

Amounts owed by group undertakings
-
-
2,211,374
1,787,302

Other debtors
221,215
160,133
99,863
147,785

Prepayments and accrued income
3,239,320
2,982,798
1,677,842
2,177,963

4,497,503
4,631,739
4,630,635
5,376,151


Page 46

 
ADVANTAGE TRAVEL CENTRES LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 SEPTEMBER 2025

19.


Cash and cash equivalents

Group
Group
Company
Company
2025
2024
2025
2024
£
£
£
£

Cash at bank and in hand
6,626,094
5,880,855
646,537
386,678

Client monies held
24,949,320
21,024,142
22,301,273
17,078,784

31,575,414
26,904,997
22,947,810
17,465,462


Included in cash at bank and in hand is an amount of £954,340 (2024: £747,516) in relation to client assets held in accordance with CASS 5 and CASS 7 of the FCA handbook.
The Independents Advantage Insurance Company Limited (IAICL), a subsidiary of Advantage Travel Centres Limited, provides a facility enabling travel businesses to secure bonding in exchange for cash collateral, which is held under a trust arrangement by IAICL in a dedicated bank account. The collateral is held for the sole purpose of funding any claims made against IAICL in respect of bonds issued in favour of the travel business providing the cash collateral, or, upon cessation of any liability to IAICL, returned to the travel business. Included in client monies held, the amount held under this facility as at 30 September 2025 is £2,648,047 (2024: £3,945.358).
Client monies held also includes £22,301,273 (2024: £17,078,784) relating to the Trust accounts (see 2.17).


20.


Creditors: Amounts falling due within one year

Group

Group
Company

Company
2025
2024
2025
2024
£
£
£
£

Trade creditors
437,308
487,330
233,089
425,628

Amounts owed to group undertakings
-
-
3,455,928
3,625,004

Corporation tax
115,201
-
16,181
-

Other taxation and social security
413,635
266,840
413,635
358,851

Client monies held
24,949,320
21,024,142
22,301,273
17,078,784

Other creditors
1,385,162
1,598,666
306,278
715,634

Accruals and deferred income
2,642,126
2,976,765
984,799
915,083

29,942,752
26,353,743
27,711,183
23,118,984


Included in other creditors above is an amount of £954,340 (2024: £747,516) in relation to client assets held in accordance with CASS 5 and CASS 7 of the FCA handbook.

Page 47

 
ADVANTAGE TRAVEL CENTRES LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 SEPTEMBER 2025

21.


Deferred taxation


Group



2025
2024
 (As restated)


£

£






At beginning of year
(287,874)
63,925


Charged to profit or loss
(54,409)
(351,799)



At end of year
(342,283)
(287,874)

Company


2025
2024
(As restated)


£

£






At beginning of year
(288,066)
63,733


Charged to profit or loss
(54,217)
(351,799)



At end of year
(342,283)
(288,066)

The provision for deferred taxation is made up as follows:

Group

Group
As restated
Company

Company
As restated
2025
2024
2025
2024
£
£
£
£

Losses and other deductions
-
21,743
-
21,743

Short term timing differences
4,937
4,349
4,937
4,157

Capital gains/losses
(284,913)
(284,913)
(284,913)
(284,913)

Fixed asset timing differences
(62,307)
(29,053)
(62,307)
(29,053)

(342,283)
(287,874)
(342,283)
(288,066)

Page 48

 
ADVANTAGE TRAVEL CENTRES LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 SEPTEMBER 2025

22.


Share capital

2025
2024
£
£
Allotted, called up and fully paid



15,120 (2024 - 15,545) Ordinary shares shares of £1.00 each
15,120
15,545
470 (2024 - 6,845) Leaver shares shares of £1.00 each
470
6,845

15,590

22,390

The Group has the following share capital - Ordinary and Leaver. Ordinary share capital is issued to all members and has voting, dividend and asset rights upon a winding up. When a member ceases, their shares are reclassified as Leaver. Leaver shares confer no rights in respect of voting, dividends or asset rights upon a winding up.
It is at the Board of Directors absolute discretion, by way of a special resolution, to authorise full payment on leaver shares in accordance with the Company's Articles.




Opening balance
Repurchased
Transfers and adjustments
Closing balance
        £
        £
        £
        £

Ordinary

15,545

-

(425)
 
15,120

Leaver

6,845

(6,800)

425
 
470


22,390

(6,800)

-
 
15,590


Page 49

 
ADVANTAGE TRAVEL CENTRES LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 SEPTEMBER 2025

23.


Non-controlling interest

6% cumulative redeemable preference shares of £227,500 (2024: £227,500) are issued in The Independents' Advantage Insurance Company Limited. Of the total nominal value, £20,000 relates to non-Group shareholders. The 6% cumulative redeemable preference shares are redeemable, at the option of the Company only and are therefore considered equity in nature.
Ordinary shares are issued in WIN and represent 5.26% of that entity's share capital.

Balance brought forward
Dividend paid
Share of current year profit/(loss)
Amounts due to non-controlling interests
        £
        £
        £
        £
Non-controlling interest movement

6% Preference shares

20,000

-

-
 
20,000
 
Dividend paid on 6% Preference shares

(4,800)

(1,200)

-
 
(6,000)
 
Ordinary shares

166,238

-

13,706
 
179,944
 

181,438

(1,200)

13,706
 
193,944
 


24.


Reserves

Share premium account

The share premium reserve contains the premium arising on issue of equity shares.

Revaluation reserve

The revaluation reserve represents an accumulated effect of revaluations of long leasehold land and buildings which were regularly revalued to fair value, net of deferred taxation.

Capital redemption reserve

The capital redemption reserve is an account that is credited with the par value of shares that were redeemed where the redemption was not paid for out of share capital.

Profit and loss account

The profit and loss account represents cumulative profits or losses, net of dividends paid and other adjustments. Included in the profit and loss account are non-distributable reserves which represents the  revaluation of investment property.

Page 50

 
ADVANTAGE TRAVEL CENTRES LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 SEPTEMBER 2025

25.


Prior year adjustment

During the current year review, it was identified that deferred tax was not correctly recognised in the prior year. This resulted in deferred tax balances, profit for the year, and retained earnings at the prior year end being misstated.
In accordance with FRS 102 Section 10, this has been treated as a prior year adjustment and comparative figures have been restated accordingly. The impact of the adjustment was an decrease in opening retained earnings of £351,799.


26.


Pension commitments

The Group operates a defined contributions pension scheme. The assets of the scheme are held separately from those of the Group in an independently administered fund. The pension cost charge represents contributions payable by the Group to the fund and amounted to £286,215 (2024: £214,941). Contributions totalling £34,819 (2024: £38,834) were payable to the fund at the balance sheet date and are included in creditors.


27.


Commitments under operating leases

At 30 September 2025 the Group and the Company had future minimum lease payments due under non-cancellable operating leases for each of the following periods:


Group
Group
Company
Company
2025
2024
2025
2024
£
£
£
£

Not later than 1 year
33,154
23,656
33,154
23,656

Later than 1 year and not later than 5 years
77,708
33,897
77,708
33,897

110,862
57,553
110,862
57,553




Page 51

 
ADVANTAGE TRAVEL CENTRES LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 SEPTEMBER 2025

28.


Related party transactions

FRS 102 Section 33, does not require disclosure of transactions entered into between two or more members of the Group, provided that any subsidiary which is a party to the transaction is a wholly owned member. Hence these transactions were not disclosed in these financial statements.
There were no material related party transactions entered into during the year that have not been concluded under normal market conditions.
During the year Advantage Travel Centres Limited earned management fees of £132,919 (2024: 114,697) and incentives of £261,835 (2024: £409,759) respectively from Worldwide Independent Travel Network (WIN) Limited. No dividends were received from WIN during the year (2024: £Nil).
During the year the Group earned commission revenues from MGA Cover Services Limited ("MGA"), a company jointly controlled by Advantage Financial Services Limited and Rock Insurance Services Limited, of £Nil (2024: £Nil), received a share of the profit of £961 (2024: £3,336 loss) from MGA and, as a broker, passed through insurance premiums received to MGA. 
Details of Group transactions during the year with members in respect of director services provided are as follows:
During the year, the non-executive directors received fees amounting to £19,422 (2024: £14,159) for services provided. £Nil was outstanding at the year end (2024: £1,956).


29.


Ultimate controlling party

There is no ultimate controlling party in either the current or comparative period.

 
Page 52