REGISTERED NUMBER: 03863161 (England and Wales)

Unaudited Financial Statements

for the Year Ended 31 December 2025

for

Moneo Wealth Management Ltd

Page

Company Information

1

Balance Sheet

2

Notes to the Financial Statements

3

DIRECTOR:

K D Simmonds

SECRETARIES:

K D Simmonds

Mrs R Simmonds

REGISTERED OFFICE:

61 Apsley Road

Clifton

Bristol

BS8 2SW

REGISTERED NUMBER:

03863161 (England and Wales)

FIXED ASSETS

Tangible assets

4

906

420

CURRENT ASSETS

Debtors

5

12,057

13,096

Investments

6

1,465,264

1,307,889

Cash at bank

1,071,955

782,283

2,549,276

2,103,268

CREDITORS

Amounts falling due within one year

7

144,663

123,955

NET CURRENT ASSETS

2,404,613

1,979,313

TOTAL ASSETS LESS CURRENT LIABILITIES

2,405,519

1,979,733

CAPITAL AND RESERVES

Called up share capital

350

350

Retained earnings

2,405,169

1,979,383

2,405,519

1,979,733

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 December 2025.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 December 2025 in accordance with Section 476 of the Companies Act 2006.

The director acknowledges his responsibilities for:

(a)	ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b)

preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the director and authorised for issue on 9 June 2026 and were signed by:

K D Simmonds - Director

1.	STATUTORY INFORMATION

Moneo Wealth Management Ltd is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

2.	ACCOUNTING POLICIES

Basis of preparing the financial statements

These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Turnover

Turnover is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Plant and machinery etc

-

33% on straight line basis

Taxation

Taxation for the year comprises current and deferred tax. Tax is recognised in the Income Statement, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

Deferred tax

Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date.

Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.

Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

Pension costs and other post-retirement benefits

The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are charged to profit or loss in the period to which they relate.

3.	EMPLOYEES AND DIRECTORS

The average number of employees during the year was 4 (2024 - 5 ) .

4.	TANGIBLE FIXED ASSETS

Plant and

machinery

etc

£

COST

At 1 January 2025

34,936

Additions

1,203

At 31 December 2025

36,139

DEPRECIATION

At 1 January 2025

34,516

Charge for year

717

At 31 December 2025

35,233

NET BOOK VALUE

At 31 December 2025

906

At 31 December 2024

420

5.

DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

2025

2024

£

£

Other debtors

12,057

13,096

6.	CURRENT ASSET INVESTMENTS

2025

2024

£

£

Listed investments

1,465,264

1,307,889

The investment is shown at fair value.

7.

CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

2025

2024

£

£

Trade creditors

273

116

Taxation and social security

142,193

122,029

Other creditors

2,197

1,810

144,663

123,955

8.	RELATED PARTY DISCLOSURES

Included in creditors is an amount owed by the company to K Simmonds, a director of the company, totalling £312 (2024 - £838).