REGISTERED NUMBER: 10262998 (England and Wales)

UNAUDITED FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 DECEMBER 2025

FOR

V & F HOMES LIMITED

Page

Company Information

1

Balance Sheet

2

Notes to the Financial Statements

3

DIRECTORS:

A D C Brown

Ms L S Handford

G J C Hickman

C J Vaughan

SECRETARY:

Tayler Bradshaw Limited

REGISTERED OFFICE:

24 Haymarket

London

SW1Y 4DG

REGISTERED NUMBER:

10262998 (England and Wales)

ACCOUNTANTS:

Tayler Bradshaw

Cambridge House

16 High Street

Saffron Walden

Essex

CB10 1AX

FIXED ASSETS

Investment property

4

15,130,657

14,439,391

CURRENT ASSETS

Debtors

5

495,356

506,705

Cash at bank

200,383

572,563

695,739

1,079,268

CREDITORS

Amounts falling due within one year

6

202,126

486,249

NET CURRENT ASSETS

493,613

593,019

TOTAL ASSETS LESS CURRENT LIABILITIES

15,624,270

15,032,410

CREDITORS

Amounts falling due after more than one year

7

4,940,525

5,440,525

NET ASSETS

10,683,745

9,591,885

CAPITAL AND RESERVES

Called up share capital

131,513

127,068

Share premium

8,481,488

7,885,932

Capital redemption reserve

410

410

Retained earnings

2,070,334

1,578,475

SHAREHOLDERS' FUNDS

10,683,745

9,591,885

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 December 2025.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 December 2025 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:

(a)	ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b)

preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 8 June 2026 and were signed on its behalf by:

C J Vaughan - Director

1.	STATUTORY INFORMATION

V & F Homes Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

2.	ACCOUNTING POLICIES

Basis of preparing the financial statements

These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Investment property

Investment property is shown at most recent valuation. Any aggregate surplus or deficit arising from changes in fair value is recognised in profit or loss.

Taxation

Taxation for the year comprises current and deferred tax. Tax is recognised in the Income Statement, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

Deferred tax

Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date.

Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.

Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

3.	EMPLOYEES AND DIRECTORS

The average number of employees during the year was 1 (2024 - 1 ) .

4.	INVESTMENT PROPERTY

Total

£

FAIR VALUE

At 1 January 2025

14,439,391

Additions

1,196,797

Disposals

(505,531

)

At 31 December 2025

15,130,657

NET BOOK VALUE

At 31 December 2025

15,130,657

At 31 December 2024

14,439,391

5.

DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

31/12/25

31/12/24

£

£

Trade debtors

6,223

2,693

Amounts owed by group undertakings

43,450

43,450

Other debtors

445,683

460,562

495,356

506,705

6.

CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

31/12/25

31/12/24

£

£

Taxation and social security

164,071

301,589

Other creditors

38,055

184,660

202,126

486,249

7.

CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR

31/12/25

31/12/24

£

£

Bank loans

4,940,525

4,940,525

Other creditors

-

500,000

4,940,525

5,440,525

Amounts falling due in more than five years:

Repayable otherwise than by instalments

Bank loans more 5 yrs non-inst

4,940,525

4,940,525

Repayable by instalments

Other loans more 5yrs instal

-

500,000