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REGISTERED NUMBER: 10448788 (England and Wales)

Unaudited Financial Statements for the Year Ended 30 September 2025

for

FTA Financial & Wealth Management

Limited

FTA Financial & Wealth Management

Limited (Registered number: 10448788)

Contents of the Financial Statements

for the Year Ended 30 September 2025

Page |

Company Information | 1 |

Abridged Balance Sheet | 2 |

Notes to the Financial Statements | 4 |

FTA Financial & Wealth Management

Limited

Company Information

for the Year Ended 30 September 2025

| DIRECTORS: | A Acton

| C J Strevens

| Mrs S J Delahunty

| A J Brookbanks

| D Brewer

| REGISTERED OFFICE: | Belfry House

| Bell Lane

| Hertford

| Hertfordshire

| SG14 1BP

| REGISTERED NUMBER: | 10448788 (England and Wales)

| ACCOUNTANTS: | Chaves LLP

| Belfry House

| Bell Lane

| Hertford

| Hertfordshire

| SG14 1BP

FTA Financial & Wealth Management

Limited (Registered number: 10448788)

Abridged Balance Sheet

30 September 2025

| 30.9.25 | 30.9.24 |

| Notes | £ | £ | £ | £ |

FIXED ASSETS

Intangible assets | 4 | 145,800 |  | 190,200 |  |

Tangible assets | 5 | 3,944 |  | 1,091 |  |

149,744 |  | 191,291 |  |

CURRENT ASSETS

Debtors | 16,527 |  | 11,738 |  |

Cash at bank and in hand | 55,155 |  | 51,361 |  |

71,682 |  | 63,099 |  |

CREDITORS

Amounts falling due within one year | 98,036 |  | 70,266 |  |

NET CURRENT LIABILITIES | (26,354 | ) | (7,167 | ) |

TOTAL ASSETS LESS CURRENT LIABILITIES | 123,390 |  | 184,124 |  |

CREDITORS

Amounts falling due after more than one year | (53,753 | ) | (77,768 | ) |

PROVISIONS FOR LIABILITIES | 7 | (987 | ) | (273 | ) |

NET ASSETS | 68,650 |  | 106,083 |  |

CAPITAL AND RESERVES

Called up share capital | 8 | 10,005 |  | 10,005 |  |

Retained earnings | 58,645 |  | 96,078 |  |

SHAREHOLDERS' FUNDS | 68,650 |  | 106,083 |  |

FTA Financial & Wealth Management

Limited (Registered number: 10448788)

Abridged Balance Sheet - continued

30 September 2025

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 30 September 2025.

The members have not required the company to obtain an audit of its financial statements for the year ended 30 September 2025 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:

(a) | ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b) | preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

All the members have consented to the preparation of an abridged Income Statement and an abridged Balance Sheet for the year ended 30 September 2025 in accordance with Section 444(2A) of the Companies Act 2006.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 22 May 2026 and were signed on its behalf by:

A Acton - Director

C J Strevens - Director

FTA Financial & Wealth Management

Limited (Registered number: 10448788)

Notes to the Financial Statements

for the Year Ended 30 September 2025

1. | STATUTORY INFORMATION

| FTA Financial & Wealth Management Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

| The presentation currency of the financial statements is the Pound Sterling (£).

2. | ACCOUNTING POLICIES

| Basis of preparing the financial statements

| These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

| Turnover

| Turnover is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes.

| Goodwill

| Goodwill, being the amount paid in connection with the acquisition of a business in 2017, is being amortised evenly over its estimated useful life of ten years.

| Intangible assets

| Intangible assets are initially measured at cost. After initial recognition, intangible assets are measured at cost less any accumulated amortisation and any accumulated impairment losses.

| Tangible fixed assets

| Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

| Fixtures and fittings | - | 25% on reducing balance

| Computer equipment | - | 25% on reducing balance

| Taxation

| Taxation for the year comprises current and deferred tax. Tax is recognised in the Income Statement, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

| Current or deferred taxation assets and liabilities are not discounted.

| Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

| Deferred tax

| Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date.

| Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.

| Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

FTA Financial & Wealth Management

Limited (Registered number: 10448788)

Notes to the Financial Statements - continued

for the Year Ended 30 September 2025

2. | ACCOUNTING POLICIES - continued

| Hire purchase and leasing commitments

| Rentals paid under operating leases are charged to profit or loss on a straight line basis over the period of the lease.

| Pension costs and other post-retirement benefits

| The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are charged to profit or loss in the period to which they relate.

3. | EMPLOYEES AND DIRECTORS

| The average number of employees during the year was 8 (2024 - 8 ) .

4. | INTANGIBLE FIXED ASSETS

| Totals

£ |

| COST

| At 1 October 2024

| and 30 September 2025 | 444,000 |  |

| AMORTISATION

| At 1 October 2024 | 253,800 |  |

| Amortisation for year | 44,400 |  |

| At 30 September 2025 | 298,200 |  |

| NET BOOK VALUE

| At 30 September 2025 | 145,800 |  |

| At 30 September 2024 | 190,200 |  |

5. | TANGIBLE FIXED ASSETS

| Totals

£ |

| COST

| At 1 October 2024 | 2,062 |  |

| Additions | 4,326 |  |

| Disposals | (340 | ) |

| At 30 September 2025 | 6,048 |  |

| DEPRECIATION

| At 1 October 2024 | 971 |  |

| Charge for year | 1,316 |  |

| Eliminated on disposal | (183 | ) |

| At 30 September 2025 | 2,104 |  |

| NET BOOK VALUE

| At 30 September 2025 | 3,944 |  |

| At 30 September 2024 | 1,091 |  |

FTA Financial & Wealth Management

Limited (Registered number: 10448788)

Notes to the Financial Statements - continued

for the Year Ended 30 September 2025

6. | SECURED DEBTS

| The following secured debts are included within creditors:

| 30.9.25 |  | 30.9.24

£ | £ |

| Bank loans | 77,724 |  | 99,667 |  |

| The bank loan is secured by fixed and floating charges over the assets of the company.

7. | PROVISIONS FOR LIABILITIES

| 30.9.25 |  | 30.9.24

£ | £ |

| Deferred tax

| Accelerated capital allowances | 987 |  | 273 |  |

| Deferred |

| tax |

£ |

| Balance at 1 October 2024 | 273 |  |

| Charge to Income Statement during year | 714 |  |

| Balance at 30 September 2025 | 987 |  |

8. | CALLED UP SHARE CAPITAL

| Allotted, issued and fully paid:

| Number: | Class: | Nominal | 30.9.25 |  | 30.9.24

| value: | £ | £ |

| 10,000 | Ordinary | £1 | 10,000 |  | 10,000 |  |

| 1 | A | £1 | 1 |  | 1 |  |

| 1 | B | £1 | 1 |  | 1 |  |

| 1 | C | £1 | 1 |  | 1 |  |

| 1 | D | £1 | 1 |  | 1 |  |

| 1 | E | £1 | 1 |  | 1 |  |

10,005 |  | 10,005 |  |