Company No: 13877602 (England and Wales)

Contents

• Balance Sheet
• Notes to the Financial Statements

		2026		2025
		£		£
Fixed assets		53,799		17,373
Current assets		5,827		7,004
Creditors: amounts falling due within one year		( 11,018)		( 21,686)
Net current liabilities		( 5,191)		( 14,682)
Total assets less current liabilities		48,608		2,691
Creditors: amounts falling due after more than one year		( 39,151)		-
Accruals and deferred income		( 1,250)		( 1,200)
Net assets		8,207		1,491
Capital and reserves		8,207		1,491

For the financial year ending 31 January 2026 the Company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

Directors' responsibilities:

• The members have not required the Company to obtain an audit of its financial statements for the financial year in accordance with section 476;
• The directors acknowledge their responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of financial statements;
• These financial statements have been prepared in accordance with the micro-entity provisions of the Companies Act 2006 and FRS 105 The Financial Reporting Standard applicable to the Micro-entities Regime;
• These financial statements have been delivered in accordance with the small companies regime and a copy of the Profit and Loss Account has not been delivered.

The financial statements of Panayiotou Finance Ltd (registered number: 13877602) were approved and authorised for issue by the Board of Directors on 04 June 2026 and were signed on its behalf by:

A A Panayiotou Director

M J Driver Director

1. Company information

The Company is a private company limited by shares and is incorporated in the United Kingdom and registered in England and Wales (Company no. 13877602). The address of its registered office is Goodwood House, Blackbrook Park Avenue, Taunton, TA1 2PX, United Kingdom.

2. Employees

	2026		2025
	Number		Number
Monthly average number of persons employed by the Company during the financial year, including directors	2		2

3. Directors’ benefits: advances, credit and guarantees

Advances

The Directors loan account is repayable on demand and interest is charged on overdrawn balances exceeding £10,000 at the official HMRC rates.

At 1 February 2025 the balance owed from the directors was nil. During the year, the company made advances to the director amounting to £4,612 and received repayments of £2,076, leaving a balance due from the director of £2,536.

At 1 February 2024 the balance owed from the directors was nil. During the year, the company made advances to the director amounting to £23,084 and received repayments of £23,084, leaving a balance due from the director of nil.