Fenchurch_Estates_Limited_31_Jan_2026_companies_house_set_of

Company registration number:

02759419

Fenchurch Estates Limited

Unaudited Financial Statements for the year ended

31 January 2026

Fenchurch Estates Limited

Officers and Professional Advisers

Year ended

31 January 2026

Directors	Mr M Fernandez
	Mrs S Fernandez

Registered office

One

St. Peters Road

Maidenhead

Berkshire

SL6 7QU

United Kingdom

Accountant	Barnes Mayer Ltd
	One St. Peters Road Maidenhead Berkshire SL6 7QU United Kingdom

Fenchurch Estates Limited

Directors' Report

Year ended

31 January 2026

The directors present their report and the unaudited

financial statements

of the company for the year ended 31 January 2026.

Directors

The directors who served the company during the year were as follows:

Mr M Fernandez

Mrs S Fernandez

Principal Activities

The principal activity of the company is that of combined office administrative services and facilities.

Small company provisions

This report has been prepared in accordance with the provisions applicable to companies entitled to the small companies exemption.

This report was approved by the board of directors on

11 June 2026

and signed on behalf of the board by:

Mr M Fernandez

Director

Fenchurch Estates Limited

Report to the board of directors on the preparation of the unaudited statutory financial statements of Fenchurch Estates Limited

Year ended

31 January 2026

As described on the statement of financial position, the Board of Directors of

Fenchurch Estates Limited

are responsible for the preparation of the

financial statements

for the year ended

31 January 2026

, which comprise the income statement, statement of total comprehensive income, statement of financial position, statement of changes in equity and related notes.

You consider that the company is exempt from an audit under the Companies Act 2006.

In accordance with your instructions we have compiled these unaudited financial statements in order to assist you to fulfil your statutory responsibilities, from the accounting records and from information and explanations supplied to us.

Barnes Mayer Ltd

One

St. Peters Road

Maidenhead

Berkshire

SL6 7QU

United Kingdom

Date:

11 June 2026

Fenchurch Estates Limited

Income Statement

Year ended

31 January 2026

		2026		2025
	Note	£		£
Turnover		404,820		375,682
Cost of sales		(64,942	)	(56,124	)
Gross profit		339,878		319,558
Administrative expenses		(82,289	)	(66,616	)
Operating profit		257,589		252,942
Other interest receivable and similar income		1,163		-
Interest payable and similar expenses		(175,382	)	(185,965	)
Profit before tax	4	83,370		66,977
Tax on profit		(18,858	)	(14,433	)
Profit for the financial year		64,512		52,544

Fenchurch Estates Limited

Statement of Total Comprehensive Income

Year ended

31 January 2026

	2026	2025
	£	£
Profit for the financial year	64,512	52,544
Revaluation of tangible assets	-	(172,500	)
Total comprehensive income	64,512	(119,956	)

Fenchurch Estates Limited

Statement of Financial Position

31 January 2026

		2026		2025
	Note	£		£
Fixed assets
Tangible assets	6	3,153,327		3,152,113
Current assets
Debtors	7	86,478		317
Cash at bank and in hand		33,431		9,961
		119,909		10,278
Creditors: amounts falling due within one year	8	(135,546	)	(96,330	)
Net current liabilities		(15,637	)	(86,052	)
Total assets less current liabilities		3,137,690		3,066,061
Creditors: amounts falling due after more than one year	9	(1,943,027	)	(1,877,028	)
Provisions for liabilities		(186,245	)	(183,727	)
Net assets		1,008,418		1,005,306
Capital and reserves
Called up share capital		1,140		1,140
Revaluation reserve		637,500		637,500
Profit and loss account		369,778		366,666
Shareholders funds		1,008,418		1,005,306

For the year ending

31 January 2026

, the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

Directors' responsibilities:

The members have not required the company to obtain an audit of its financial statements for the year in question in accordance with section 476;
The directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of financial statements.

These

financial statements

have been prepared in accordance with the provisions applicable to companies subject to the small companies' regime and in accordance with FRS 102, 'The Financial Reporting Standard applicable in the UK and Republic of Ireland'.

These

financial statements

were approved by the board of directors and authorised for issue on

11 June 2026

, and are signed on behalf of the board by:

Mr M Fernandez

Director

Company registration number:

02759419

Fenchurch Estates Limited

Statement of Changes in Equity

Year ended

31 January 2026

	Called up share capital		Revaluation reserve		Profit and loss account		Total
	£		£		£		£
At 1 February 2024	1,140		810,000		340,322		1,151,462

Profit for the year	-	-		52,544	52,544
Other comprehensive income for the year:
Revaluation of tangible assets	-	(172,500	)	-	(172,500	)
Total comprehensive income for the year	-	(172,500	)	52,544	(119,956	)

Dividends declared and paid or payable during the year	-		-		(26,200	)	(26,200	)
Total investments by and distributions to owners	-		-		(26,200	)	(26,200	)

At 31 January 2025 and 1 February 2025	1,140	637,500	366,666	1,005,306
Profit for the year	-	-	64,512	64,512
Total comprehensive income for the year	-	-	64,512	64,512

Dividends declared and paid or payable during the year	-		-		(61,400	)	(61,400	)
Total investments by and distributions to owners	-		-		(61,400	)	(61,400	)

At

31 January 2026

1,140

637,500

369,778

1,008,418

Fenchurch Estates Limited

Notes to the Financial Statements

Year ended

31 January 2026

1 General information

The company is a private company limited by shares and is registered in England and Wales. The address of the registered office is

One

,

St. Peters Road

,

Maidenhead

,

Berkshire

,

SL6 7QU

, United Kingdom.

2 Statement of compliance

These

financial statements

have been prepared in compliance with FRS 102 Section 1A, 'The Financial Reporting Standard applicable to the UK and Republic of Ireland'.

3 Accounting policies

Basis of preparation

The

financial statements

have been prepared on the historical cost basis, as modified by the revaluation of certain assets.

The

financial statements

are prepared in sterling, which is the functional currency of the company.

Turnover

Turnover is measured at the fair value of the consideration received or receivable for goods supplied, net of discounts and Value Added Tax.

Revenue from the sale of goods is recognised when the significant risks and rewards of ownership have transferred to the buyer, usually on despatch of the goods; the amount of revenue can be measured reliably; it is probable that the associated economic benefits will flow to the entity; and the costs incurred or to be incurred in respect of the transactions can be measured reliably.

Current tax

Current tax is recognised on taxable profit for the current and past periods. Current tax is measured at the amounts of tax expected to pay or recover using the tax rates and laws that have been enacted or substantively enacted at the reporting date.

Tangible assets

Tangible assets are initially measured at cost, and are subsequently measured at cost less any accumulated depreciation and accumulated impairment losses or at a revalued amount.

Any tangible assets carried at a revalued amount are recorded at the fair value at the date of revaluation less any subsequent accumulated depreciation and subsequent accumulated impairment losses.

An increase in the carrying amount of an asset as a result of a revaluation is recognised in other comprehensive income and accumulated in capital and reserves. However, the increase is recognised in profit or loss to the extent that it reverses a revaluation decrease of the same asset previously recognised in profit or loss. A decrease in the carrying amount of an asset as a result of revaluation is recognised in other comprehensive income to the extent of any previously recognised revaluation increase accumulated in capital and reserves. If a revaluation decrease exceeds the accumulated revaluation gains accumulated in capital and reserves in respect of that asset, the excess is recognised in profit or loss.

Depreciation is calculated so as to write off the cost of an asset, less its estimated residual value, over the useful economic life of that asset as follows:

Land and buildings	0%
Fixtures and fittings	20% straight line
Office equipment	25% reducing balance

Deferred tax

Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the reporting date. Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is more likely than not that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits. Deferred tax is measured on an undiscounted basis at the tax rates that would apply in the periods in which timing differences are expected to reverse, based on tax rates and laws enacted at the statement of financial position date.

4 Profit before tax

Profit before tax is stated after charging/(crediting):

	2026		2025
	£		£
Depreciation of tangible assets	1,109		554

5 Average number of employees

The average number of persons employed by the company during the year was

2

(2025:

2.00

).

6 Tangible assets

	Land and buildings	Plant and machinery etc.	Total
	£	£	£
Cost
At 1 February 2025	3,150,000	33,537	3,183,537
Additions	-	2,322	2,322
At 31 January 2026	3,150,000	35,859	3,185,859
Depreciation
At 1 February 2025	-	31,424	31,424
Charge	-	1,108	1,108
At 31 January 2026	-	32,532	32,532
Carrying amount
At 31 January 2026	3,150,000	3,327	3,153,327
At 31 January 2025	3,150,000	2,113	3,152,113

The land and buildings chartered surveyor valuation was reduced to £3.15m at 31st January 2025 (2024 £3.3m).

7 Debtors

	2026	2025
	£	£
Trade debtors	2,008	268
Other debtors	84,470	49
	86,478	317

8 Creditors: amounts falling due within one year

	2026	2025
	£	£
Bank loans and overdrafts	57,185	39,676
Trade creditors	20,642	1,693
Taxation and social security	37,858	35,129
Other creditors	19,861	19,832
	135,546	96,330

9 Creditors: amounts falling due after more than one year

	2026	2025
	£	£
Bank loans and overdrafts	1,892,073	1,822,914
Other creditors	50,954	54,114
	1,943,027	1,877,028

The long-term loans are secured by fixed charges over the company's assets and a director's guarantee of £500,000.