Silverfin false false 30/06/2025 01/07/2024 30/06/2025 L G Marks 01/07/2024 A L Martin Smith 25/01/2025 R G Williams 25/01/2025 03 June 2026 The principal activity of the company continued to be that of a holding company 01117715 2025-06-30 01117715 bus:Director1 2025-06-30 01117715 bus:Director2 2025-06-30 01117715 bus:Director3 2025-06-30 01117715 2024-06-30 01117715 core:CurrentFinancialInstruments 2025-06-30 01117715 core:CurrentFinancialInstruments 2024-06-30 01117715 core:ShareCapital 2025-06-30 01117715 core:ShareCapital 2024-06-30 01117715 core:SharePremium 2025-06-30 01117715 core:SharePremium 2024-06-30 01117715 core:RetainedEarningsAccumulatedLosses 2025-06-30 01117715 core:RetainedEarningsAccumulatedLosses 2024-06-30 01117715 core:CostValuation 2024-06-30 01117715 core:CostValuation 2025-06-30 01117715 bus:OrdinaryShareClass1 2025-06-30 01117715 2024-07-01 2025-06-30 01117715 bus:FilletedAccounts 2024-07-01 2025-06-30 01117715 bus:SmallEntities 2024-07-01 2025-06-30 01117715 bus:AuditExemptWithAccountantsReport 2024-07-01 2025-06-30 01117715 bus:PrivateLimitedCompanyLtd 2024-07-01 2025-06-30 01117715 bus:Director1 2024-07-01 2025-06-30 01117715 bus:Director2 2024-07-01 2025-06-30 01117715 bus:Director3 2024-07-01 2025-06-30 01117715 2023-07-01 2024-06-30 01117715 bus:OrdinaryShareClass1 2024-07-01 2025-06-30 01117715 bus:OrdinaryShareClass1 2023-07-01 2024-06-30 01117715 1 2024-07-01 2025-06-30 iso4217:GBP xbrli:pure xbrli:shares

Company No: 01117715 (England and Wales)

CARDINAL GROUP LIMITED

Unaudited Financial Statements
For the financial year ended 30 June 2025
Pages for filing with the registrar

CARDINAL GROUP LIMITED

Unaudited Financial Statements

For the financial year ended 30 June 2025

Contents

CARDINAL GROUP LIMITED

COMPANY INFORMATION

For the financial year ended 30 June 2025
CARDINAL GROUP LIMITED

COMPANY INFORMATION (continued)

For the financial year ended 30 June 2025
Directors L G Marks (Appointed 01 July 2024)
A L Martin Smith (Appointed 25 January 2025)
R G Williams (Resigned 25 January 2025)
Secretary H G Williams
Registered office 2nd Floor 168 Shoreditch High Street
London
E1 6RA
United Kingdom
Company number 01117715 (England and Wales)
Accountant Kreston Reeves LLP
2nd Floor
168 Shoreditch High Street
London
E1 6RA
CARDINAL GROUP LIMITED

BALANCE SHEET

As at 30 June 2025
CARDINAL GROUP LIMITED

BALANCE SHEET (continued)

As at 30 June 2025
Note 2025 2024
£ £
Fixed assets
Investments 3 1,525,086 2,845,086
1,525,086 2,845,086
Current assets
Debtors 4 10,225,000 9,384,139
Cash at bank and in hand 209,233 62,971
10,434,233 9,447,110
Creditors: amounts falling due within one year 5 ( 1,959,650) ( 1,959,410)
Net current assets 8,474,583 7,487,700
Total assets less current liabilities 9,999,669 10,332,786
Net assets 9,999,669 10,332,786
Capital and reserves
Called-up share capital 6 122,250 122,250
Share premium account 597,750 597,750
Profit and loss account 9,279,669 9,612,786
Total shareholders' funds 9,999,669 10,332,786

For the financial year ending 30 June 2025 the Company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

Directors' responsibilities:

The financial statements of Cardinal Group Limited (registered number: 01117715) were approved and authorised for issue by the Board of Directors on 03 June 2026. They were signed on its behalf by:

L G Marks
Director
CARDINAL GROUP LIMITED

NOTES TO THE FINANCIAL STATEMENTS

For the financial year ended 30 June 2025
CARDINAL GROUP LIMITED

NOTES TO THE FINANCIAL STATEMENTS

For the financial year ended 30 June 2025
1. Accounting policies

The principal accounting policies are summarised below. They have all been applied consistently throughout the financial year and to the preceding financial year, unless otherwise stated.

General information and basis of accounting

The Company is a private company, limited by shares, incorporated and domiciled in England and Wales. The company's registered office is 2nd Floor, 168 Shoreditch High Street, London, E1 6RA. The Company's principal place of business is 95 Dorset House, Gloucester Place, London, NW1 5AF. The principal activity of the company continued to be that of a holding company.

The financial statements have been prepared under the historical cost convention, modified to include certain items at fair value, and in accordance with Section 1A of Financial Reporting Standard 102 (FRS 102) ‘The Financial Reporting Standard applicable in the UK and Republic of Ireland’ issued by the Financial Reporting Council and the requirements of the Companies Act 2006 as applicable to companies subject to the small companies regime.

The financial statements are presented in pounds sterling which is the functional currency of the Company and rounded to the nearest £.

Taxation

Current tax
Current tax is provided at amounts expected to be paid (or recoverable) using the tax rates and laws that have been enacted or substantively enacted at the Balance Sheet date.

Deferred tax
Deferred tax arises as a result of including items of income and expenditure in taxation computations in periods different from those in which they are included in the Company's financial statements. Deferred tax is provided in full on timing differences which result in an obligation to pay more or less tax at a future date, at the average tax rates that are expected to apply when the timing differences reverse, based on current tax rates and laws. Deferred tax assets and liabilities are not discounted.

The carrying amount of deferred tax assets are reviewed at each reporting date and a valuation allowance is set up against deferred tax assets so that the net carrying amount equals the highest amount that is more likely than not to be recovered based on current or future taxable profit.

Impairment of assets

Assets, other than those measured at fair value, are assessed for indicators of impairment at each Balance Sheet date. If there is objective evidence of impairment, an impairment loss is recognised in the Statement of Income and Retained Earnings as described below.

Trade and other debtors

Trade and other debtors are initially recognised at fair value and thereafter stated at amortised cost using the effective interest method less impairment losses for bad and doubtful debts, except where the effect of discounting would be immaterial. In such cases the receivables are stated at cost less impairment losses for bad and doubtful debts.

Cash and cash equivalents

Cash and cash equivalents are basic financial assets and include cash in hand, deposits held at call with banks, other short-term liquid investments with original maturities of three months or less, and bank overdrafts. Bank overdrafts are shown within borrowings in creditors: amounts falling due within one year.

Trade and other creditors

Trade and other creditors are initially recognised at fair value and thereafter stated at amortised cost using the effective interest rate method, unless the effect of discounting would be immaterial, in which case they are stated at cost.

Financial instruments

Financial assets and financial liabilities are recognised when the Company becomes a party to the contractual provisions of the instrument.

Financial liabilities and equity instruments are classified according to the substance of the contractual arrangements entered into. An equity instrument is any contract that evidences a residual interest in the assets of the Company after deducting all of its liabilities.

Financial assets and liabilities are only offset in the Balance Sheet when, and only when there exists a legally enforceable right to set off the recognised amounts and the Company intends either to settle on a net basis, or to realise the asset and settle the liability simultaneously.

Dividends

Equity dividends are recognised when they become legally payable. Interim equity dividends are recognised when paid. Final equity dividends are recognised when approved by the shareholders at an annual general meeting.

Valuation of investments

Investments in subsidiaries are measured at cost less accumulated impairment.

Exemption from preparing consolidated financial statements

The Company, and the Group headed by it, qualify as small as set out in section 383 of the Companies Act 2006 and the parent and Group are considered eligible for the exemption to prepare consolidated accounts.

2. Employees

2025 2024
Number Number
Monthly average number of persons employed by the Company during the year, excluding directors 0 0

3. Fixed asset investments

Investments in subsidiaries

2025
£
Cost
At 01 July 2024 2,845,086
Revaluation (1,320,000)
At 30 June 2025 1,525,086
Carrying value at 30 June 2025 1,525,086
Carrying value at 30 June 2024 2,845,086

4. Debtors

2025 2024
£ £
Amounts owed by Group undertakings 10,225,000 9,384,139

5. Creditors: amounts falling due within one year

2025 2024
£ £
Amounts owed to Group undertakings 1,954,650 1,954,650
Accruals 5,000 4,760
1,959,650 1,959,410

6. Called-up share capital

2025 2024
£ £
Allotted, called-up and fully-paid
122,250 Ordinary shares of £ 1.00 each 122,250 122,250

7. Financial commitments

Dividends

Interim dividends paid on equity capital of £3.27 (2024: £3.27) per share each.

2025 2024
£ £
Aggregate dividend paid 400,008 400,008

8. Contingencies

Contingent liabilities

The company has entered into a joint unlimited guarantee with Delsecurity Limited, as a subsidiary of the company, against an overdraft facility within Cardinal Estates Limited of £750,000 (2024: £750,000).

At the year end, Cardinal Estates Limited, a subsidiary of the company, has not utilised this facility (2024: £Nil) and therefore no provision has been made in the accounts of Cardinal Group Limited or Delsecurity Limited.

9. Ultimate controlling party

The company considers its ultimate control relationship to be the directors of the company.