REGISTERED NUMBER: 03640639 (England and Wales)

Unaudited Financial Statements

for the Year Ended 30 September 2025

for

IPH INSURANCE SERVICES (UK) LIMITED

Page

Company Information

1

Statement of Financial Position

2

Notes to the Financial Statements

3

DIRECTORS:

Ms W P Wong Morrow

P Wong-Morrow

SECRETARY:

Ms W P Wong Morrow

REGISTERED OFFICE:

IPH House

Stirling Way

Borehamwood

Hertfordshire

WD6 2BT

REGISTERED NUMBER:

03640639 (England and Wales)

ACCOUNTANTS:

G & A Partners LLP

Chartered Accountants

120 Cockfosters Road

Barnet

EN4 0DZ

FIXED ASSETS

Tangible assets

4

689,694

722,166

CURRENT ASSETS

Debtors

5

272,965

123,316

Cash at bank

779,543

915,781

1,052,508

1,039,097

CREDITORS

Amounts falling due within one year

6

825,172

965,530

NET CURRENT ASSETS

227,336

73,567

TOTAL ASSETS LESS CURRENT LIABILITIES

917,030

795,733

PROVISIONS FOR LIABILITIES

7

11,130

17,320

NET ASSETS

905,900

778,413

CAPITAL AND RESERVES

Called up share capital

1,000

1,000

Retained earnings

904,900

777,413

905,900

778,413

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 30 September 2025.

The members have not required the company to obtain an audit of its financial statements for the year ended 30 September 2025 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:

(a)	ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b)

preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 22 June 2026 and were signed on its behalf by:

Ms W P Wong Morrow - Director

1.	STATUTORY INFORMATION

IPH Insurance Services (UK) Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

The presentation currency of the financial statements is the Pound Sterling (£).

2.	ACCOUNTING POLICIES

Basis of preparing the financial statements

These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Turnover

The company takes credit for commission income at the time of rendering debit notes to clients.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Freehold property

-

1% on cost

Fixtures and fittings

-

25% on cost

Motor vehicles

-

15% on cost

The cost model has been adopted. Land and building held and used in the Company's own activities for production and supply of services or for administration purposes are stated in the statement of financial position at cost less depreciation.

Depreciation on cost of buildings is charged to profit and loss.

Pension costs and other post-retirement benefits

The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are charged to profit or loss in the period to which they relate.

3.	EMPLOYEES AND DIRECTORS

The average number of employees during the year was 17 (2024 - 17 ) .

4.	TANGIBLE FIXED ASSETS

Fixtures

Freehold

and

Motor

property

fittings

vehicles

Totals

£

£

£

£

COST

At 1 October 2024

739,955

150,354

142,114

1,032,423

Additions

-

3,562

-

3,562

At 30 September 2025

739,955

153,916

142,114

1,035,985

DEPRECIATION

At 1 October 2024

88,800

123,904

97,553

310,257

Charge for year

7,400

12,535

16,099

36,034

At 30 September 2025

96,200

136,439

113,652

346,291

NET BOOK VALUE

At 30 September 2025

643,755

17,477

28,462

689,694

At 30 September 2024

651,155

26,450

44,561

722,166

5.

DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

2025

2024

£

£

Trade debtors

8,351

12,295

Other debtors

264,614

111,021

272,965

123,316

6.

CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

2025

2024

£

£

Trade creditors

741,896

881,784

Taxation and social security

60,879

68,974

Other creditors

22,397

14,772

825,172

965,530

7.	PROVISIONS FOR LIABILITIES

2025

2024

£

£

Deferred tax

11,130

17,320

Deferred tax

£

Balance at 1 October 2024

17,320

Provided during year

(6,190

)

Balance at 30 September 2025

11,130