Company registration number 10354295 (England and Wales)
HC 1265 LIMITED
ANNUAL REPORT AND FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 SEPTEMBER 2025
HC 1265 LIMITED
COMPANY INFORMATION
Director
Mr K S Rai
(Appointed 30 January 2026)
Company number
10354295
Registered office
51 High Street
Sandbach
Cheshire
CW11 1AL
Auditor
Kendall Wadley LLP
Granta Lodge
71 Graham Road
Malvern
Worcestershire
WR14 2JS
HC 1265 LIMITED
CONTENTS
Page
Strategic report
1 - 2
Director's report
3
Director's responsibilities statement
4
Independent auditor's report
5 - 7
Profit and loss account
8
Group statement of comprehensive income
9
Group balance sheet
10
Company balance sheet
11
Group statement of changes in equity
12
Company statement of changes in equity
13
Group statement of cash flows
14
Company statement of cash flows
15
Notes to the financial statements
16 - 28
HC 1265 LIMITED
STRATEGIC REPORT
FOR THE YEAR ENDED 30 SEPTEMBER 2025
- 1 -

The director presents the strategic report for the year ended 30 September 2025.

Business and Financial Review

The Group has experienced an exceptional year of growth, increasing turnover by an impressive 37% to £16.0m (2024: £11.7m). This rapid expansion demonstrates the strength of our service offering and our growing footprint within the education catering sector.

The financial year under review has been characterised by significant and deliberate investment in our operational and management infrastructure to support this rapid scale. While we have continued to deliver robust top-line revenue growth, the Directors made a conscious, strategic decision to prioritise building a sustainable, scalable platform over short-term margin maximisation during this trading period.

Consequently, while our Gross Profit increased to £2.8m (2024: £1.7m), reflecting the health of our core trading, our Operating Profit was £111k (2024: £210k). This decrease is a direct result of planned increases in administrative expenses, which rose to £2.7m (2024: £1.5m).

This increase represents heavy, targeted investment in our central and regional management structures.

Strategic Investment in Management Structures

As the Group scales towards the £20m turnover mark and beyond, the complexity of our multi-site operations increases exponentially. To ensure that our rapid growth does not compromise our food quality, compliance standards, or long-term operational margins, the Board initiated a comprehensive enhancement of our management hierarchy.

During the year, we have heavily invested in the following structural improvements:

While these investments have naturally increased our central overheads and impacted our Operating Profit in the current financial year, the Board views this not as a cost, but as a critical capital investment in the Group’s operating engine.

Pathway to Future Growth and Profitability

The management restructuring and infrastructure investments executed this year have established a highly scalable, resilient platform. We anticipate that these foundational investments will yield substantial commercial returns in the upcoming financial year and beyond, specifically driving:

HC 1265 LIMITED
STRATEGIC REPORT (CONTINUED)
FOR THE YEAR ENDED 30 SEPTEMBER 2025
- 2 -
Principal Risks and Uncertainties

The directors continually monitor the risks facing the group and recognise and manage those risks appropriately.

Health and Safety Food Hygiene and Health and Safety remain paramount. We train our teams on how to manage and mitigate risks within our kitchen environments. There is a constant emphasis on training, compliance, and reporting to ensure we minimise risks to our team members and the students we serve.

Financial and Economic Environment The current economic environment, including inflationary pressures on food and labour costs, continues to present challenges to the sector. However, the management restructuring completed this year was designed specifically to mitigate these risks. By empowering our site managers with better commercial support and optimising our labour deployment through enhanced regional oversight, the Group is now far better insulated against macroeconomic fluctuations. We actively manage our cash liquidity and have secured the necessary invoice financing to support our working capital requirements during this period of high growth.

Future Outlook

The Board is highly optimistic about the future. The current financial year was deliberately utilised to "build the engine" required for the next tier of our corporate expansion. With a strengthened, agile, and commercially astute management structure now firmly in place, the Group is exceptionally well-positioned to deliver continued revenue growth alongside expanded profitability in the forthcoming financial year.

On behalf of the board

Mr K S Rai
Director
11 June 2026
HC 1265 LIMITED
DIRECTOR'S REPORT
FOR THE YEAR ENDED 30 SEPTEMBER 2025
- 3 -

The director presents his annual report and financial statements for the year ended 30 September 2025.

Principal activities

The principal activity of the company and group continued to be that the provision of catering services.

Results and dividends

The results for the year are set out on page 8.

No ordinary dividends were paid. The director does not recommend payment of a further dividend.

Director

The director who held office during the year and up to the date of signature of the financial statements was as follows:

Mr J David
(Resigned 27 February 2026)
Mr K S Rai
(Appointed 30 January 2026)
Disabled persons

Applications for employment by disabled persons are always fully considered, bearing in mind the aptitudes of the applicant concerned. In the event of members of staff becoming disabled, every effort is made to ensure that their employment within the group continues and that the appropriate training is arranged. It is the policy of the group that the training, career development and promotion of disabled persons should, as far as possible, be identical to that of other employees.

Employee involvement

The group's policy is to consult and discuss with employees, through unions, staff councils and at meetings, matters likely to affect employees' interests.

 

Information about matters of concern to employees is given through information bulletins and reports which seek to achieve a common awareness on the part of all employees of the financial and economic factors affecting the group's performance.

 

There is no employee share scheme at present, but the director is considering the introduction of such a scheme as a means of further encouraging the involvement of employees in the company's performance.

Statement of disclosure to auditor

So far as each person who was a director at the date of approving this report is aware, there is no relevant audit information of which the auditor of the company is unaware. Additionally, the directors individually have taken all the necessary steps that they ought to have taken as directors in order to make themselves aware of all relevant audit information and to establish that the auditor of the company is aware of that information.

On behalf of the board
Mr K S Rai
Director
11 June 2026
HC 1265 LIMITED
DIRECTOR'S RESPONSIBILITIES STATEMENT
FOR THE YEAR ENDED 30 SEPTEMBER 2025
- 4 -

The director is responsible for preparing the annual report and the financial statements in accordance with applicable law and regulations.

United Kingdom company law requires the director to prepare financial statements for each financial year. Under that law, the director has elected to prepare the group and parent company financial statements in accordance with United Kingdom Generally Accepted Accounting Practice (United Kingdom Accounting Standards and applicable law). Under company law, the director must not approve the financial statements unless he is satisfied that they give a true and fair view of the state of affairs of the group and parent company, and of the profit or loss of the group for that period.

In preparing these financial statements, the director is required to:

The director is responsible for keeping adequate accounting records that are sufficient to show and explain the group’s and parent company’s transactions and disclose with reasonable accuracy at any time the financial position of the group and parent company, and enable them to ensure that the financial statements comply with the Companies Act 2006. He is also responsible for safeguarding the assets of the group and parent company, and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

HC 1265 LIMITED
INDEPENDENT AUDITOR'S REPORT
TO THE MEMBERS OF HC 1265 LIMITED
- 5 -
Opinion

We have audited the financial statements of HC 1265 Limited (the 'parent company') and its subsidiaries (the 'group') for the year ended 30 September 2025 which comprise the group profit and loss account, the group statement of comprehensive income, the group balance sheet, the company balance sheet, the group statement of changes in equity, the company statement of changes in equity, the group statement of cash flows, the company statement of cash flows and notes to the financial statements, including significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 The Financial Reporting Standard applicable in the UK and Republic of Ireland (United Kingdom Generally Accepted Accounting Practice).

In our opinion the financial statements:

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditor's responsibilities for the audit of the financial statements section of our report. We are independent of the group and parent company in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC’s Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the director's use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

 

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the group's and parent company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.

 

Our responsibilities and the responsibilities of the director with respect to going concern are described in the relevant sections of this report.

Other information

The other information comprises the information included in the annual report other than the financial statements and our auditor's report thereon. The director is responsible for the other information contained within the annual report. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon. Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the course of the audit, or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

 

We have nothing to report in this regard.

Opinions on other matters prescribed by the Companies Act 2006

In our opinion, based on the work undertaken in the course of our audit:

HC 1265 LIMITED
INDEPENDENT AUDITOR'S REPORT (CONTINUED)
TO THE MEMBERS OF HC 1265 LIMITED
- 6 -
Matters on which we are required to report by exception

In the light of the knowledge and understanding of the group and the parent company and their environment obtained in the course of the audit, we have not identified material misstatements in the strategic report or the director's report.

 

We have nothing to report in respect of the following matters in relation to which the Companies Act 2006 requires us to report to you if, in our opinion:

Responsibilities of director

As explained more fully in the director's responsibilities statement, the director is responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the director determines is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error. In preparing the financial statements, the director is responsible for assessing the group's and parent company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the director either intends to liquidate the group or parent company or to cease operations, or has no realistic alternative but to do so.

Auditor's responsibilities for the audit of the financial statements

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor's report that includes our opinion. Reasonable assurance is a high level of assurance but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

The extent to which our procedures are capable of detecting irregularities, including fraud, is detailed below.

Extent to which the audit was considered capable of detecting irregularities, including fraud

We gained an understanding of the legal and regulatory framework applicable to the company and the sector in which it operates and considered the risk of acts by the company that were contrary to applicable laws and regulations, including fraud. We designed audit procedures to respond to the risk, recognising that the risk of not detecting a material misstatement due to fraud is higher than the risk of not detecting one resulting from error, as fraud may involve deliberate concealment by, for example, forgery or intentional misrepresentations, or through collusion.

 

We focused on laws and regulations which could give rise to a material misstatement in the financial statements, including, but not limited to the Companies Act 2006, taxation legislation, data protection, anti-bribery, employment, environmental and health and safety legislation.

Audit response to risks identified

Our tests included agreeing the financial statement disclosures to underlying supporting documentation, analytical review, the relevance and accuracy of accounting estimates, enquiries with management and reviewing meeting minutes of those charged with governance. There are inherent limitations in the audit procedures described above and, the further removed non-compliance with laws and regulations is from the events and transactions reflected in the financial statements, the less likely we would become aware of it. We did not identify any key audit matters relating to irregularities, including fraud. As in all our audits, we also addressed the risk of management override of internal controls, including testing journals and evaluating whether there was evidence of bias by the directors that represent a risk of material misstatements due to fraud.

 

It should be noted that Auditing standards limit the audit procedures required to identify non-compliance with laws and regulations to enquiry of the directors and other management and the inspection of regulatory and legal correspondence, if any.

HC 1265 LIMITED
INDEPENDENT AUDITOR'S REPORT (CONTINUED)
TO THE MEMBERS OF HC 1265 LIMITED
- 7 -

A further description of our responsibilities is available on the Financial Reporting Council’s website at: https://www.frc.org.uk/auditorsresponsibilities. This description forms part of our auditor's report.

Other matters which we are required to address

We were appointed to audit the financial statements for the year ending 30 September 2025. This is the first year that was subject to an audit. The prior year’s figures are unaudited, whilst this would give rise to a qualification of the profit and loss account, substantive audit work was undertaken on the balance sheet to provide assurance on the opening balances and consequently to provide assurance on the 2025 profit and loss account.

Use of our report

This report is made solely to the parent company’s members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006. Our audit work has been undertaken so that we might state to the parent company’s members those matters we are required to state to them in an auditor's report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the parent company and the parent company’s members as a body, for our audit work, for this report, or for the opinions we have formed.

Elizabeth Needham ACA CTA (VAT) (Senior Statutory Auditor)
For and on behalf of Kendall Wadley LLP, Statutory Auditor
Chartered Accountants
Granta Lodge
71 Graham Road
Malvern
Worcestershire
WR14 2JS
11 June 2026
HC 1265 LIMITED
GROUP PROFIT AND LOSS ACCOUNT
FOR THE YEAR ENDED 30 SEPTEMBER 2025
- 8 -
2025    (Audited)
2024 (Unaudited)
Notes
£
£
Turnover
3
15,978,873
11,667,449
Cost of sales
(13,204,076)
(9,980,745)
Gross profit
2,774,797
1,686,704
Administrative expenses
(2,663,901)
(1,477,062)
Operating profit
4
110,896
209,642
Interest receivable and similar income
7
51,320
41,294
Interest payable and similar expenses
8
(95,321)
(2,554)
Profit before taxation
66,895
248,382
Tax on profit
9
(16,750)
(67,715)
Profit for the financial year
50,145
180,667
Profit for the financial year is all attributable to the owners of the parent company.
HC 1265 LIMITED
GROUP STATEMENT OF COMPREHENSIVE INCOME
FOR THE YEAR ENDED 30 SEPTEMBER 2025
- 9 -
2025    (Audited)
2024 (Unaudited)
£
£
Profit for the year
50,145
180,667
Other comprehensive income
-
-
Cash flow hedges gain arising in the year
-
0
-
0
Total comprehensive income for the year
50,145
180,667
Total comprehensive income for the year is all attributable to the owners of the parent company.
HC 1265 LIMITED
GROUP BALANCE SHEET
AS AT
30 SEPTEMBER 2025
30 September 2025
- 10 -
2025    (Audited)
2024 (Unaudited)
Notes
£
£
£
£
Fixed assets
Tangible assets
10
236,999
138,989
236,999
138,989
Current assets
Stocks
13
520,543
390,792
Debtors
14
2,797,407
2,072,407
Cash at bank and in hand
23,437
19,051
3,341,387
2,482,250
Creditors: amounts falling due within one year
15
(3,373,837)
(2,312,180)
Net current (liabilities)/assets
(32,450)
170,070
Total assets less current liabilities
204,549
309,059
Creditors: amounts falling due after more than one year
16
-
0
(149,984)
Provisions for liabilities
Deferred tax liability
19
-
0
4,671
-
(4,671)
Net assets
204,549
154,404
Capital and reserves
Called up share capital
21
100
100
Other reserves
(57,788)
(57,788)
Profit and loss reserves
262,237
212,092
Total equity
204,549
154,404

These financial statements have been prepared in accordance with the provisions relating to medium-sized groups.

The financial statements were approved by the board of directors and authorised for issue on 11 June 2026 and are signed on its behalf by:
11 June 2026
Mr K S Rai
Director
Company registration number 10354295 (England and Wales)
HC 1265 LIMITED
COMPANY BALANCE SHEET
AS AT 30 SEPTEMBER 2025
30 September 2025
- 11 -
2025    (Audited)
2024 (Unaudited)
Notes
£
£
£
£
Fixed assets
Investments
11
57,790
57,790
Current assets
-
-
Creditors: amounts falling due within one year
15
(68,112)
(57,690)
Net current liabilities
(68,112)
(57,690)
Net (liabilities)/assets
(10,322)
100
Capital and reserves
Called up share capital
21
100
100
Profit and loss reserves
(10,422)
-
0
Total equity
(10,322)
100

As permitted by section 408 of the Companies Act 2006, the company has not presented its own profit and loss account and related notes. The company’s loss for the year was £10,422 (2024 (Unaudited) - £0 profit).

These financial statements have been prepared in accordance with the provisions relating to medium-sized companies.

The financial statements were approved by the board of directors and authorised for issue on 11 June 2026 and are signed on its behalf by:
11 June 2026
Mr K S Rai
Director
Company registration number 10354295 (England and Wales)
HC 1265 LIMITED
GROUP STATEMENT OF CHANGES IN EQUITY
FOR THE YEAR ENDED 30 SEPTEMBER 2025
- 12 -
Share capital
Other reserves
Profit and loss reserves
Total
£
£
£
£
Balance at 1 October 2023
100
(57,788)
31,425
(26,263)
Year ended 30 September 2024:
Profit and total comprehensive income
-
-
180,667
180,667
Balance at 30 September 2024
100
(57,788)
212,092
154,404
Year ended 30 September 2025:
Profit and total comprehensive income
-
-
50,145
50,145
Balance at 30 September 2025
100
(57,788)
262,237
204,549
HC 1265 LIMITED
COMPANY STATEMENT OF CHANGES IN EQUITY
FOR THE YEAR ENDED 30 SEPTEMBER 2025
- 13 -
Share capital
Profit and loss reserves
Total
£
£
£
Balance at 1 October 2023
100
-
100
Year ended 30 September 2024:
Profit and total comprehensive income for the year
-
-
-
0
Balance at 30 September 2024
100
-
0
100
Year ended 30 September 2025:
Profit and total comprehensive income
-
(10,422)
(10,422)
Balance at 30 September 2025
100
(10,422)
(10,322)
HC 1265 LIMITED
GROUP STATEMENT OF CASH FLOWS
FOR THE YEAR ENDED 30 SEPTEMBER 2025
- 14 -
2025    (Audited)
2024 (Unaudited)
Notes
£
£
£
£
Cash flows from operating activities
Cash absorbed by operations
23
(916,556)
(176,430)
Interest paid
(95,321)
(2,554)
Income taxes (paid)/refunded
(45,025)
438
Net cash outflow from operating activities
(1,056,902)
(178,546)
Investing activities
Purchase of tangible fixed assets
(235,995)
(101,787)
Interest received
51,320
41,294
Net cash used in investing activities
(184,675)
(60,493)
Financing activities
(Repayment) / increase of bank loans
(242,576)
222,293
Proceeds of invoice financing
1,488,539
-
Net cash generated from financing activities
1,245,963
222,293
Net increase/(decrease) in cash and cash equivalents
4,386
(16,746)
Cash and cash equivalents at beginning of year
19,051
35,797
Cash and cash equivalents at end of year
23,437
19,051
HC 1265 LIMITED
COMPANY STATEMENT OF CASH FLOWS
FOR THE YEAR ENDED 30 SEPTEMBER 2025
- 15 -
2025    (Audited)
2024 (Unaudited)
Notes
£
£
£
£
Cash flows from operating activities
Cash generated from operations
24
4,581
-
0
Interest paid
(4,581)
-
0
Net cash inflow from operating activities
-
-
Net increase in cash and cash equivalents
-
-
Cash and cash equivalents at beginning of year
-
0
-
0
Cash and cash equivalents at end of year
-
0
-
0
HC 1265 LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 SEPTEMBER 2025
- 16 -
1
Accounting policies
Company information

HC 1265 Limited (“the company”) is a private limited company domiciled and incorporated in England and Wales. The registered office is 51 High Street, Sandbach, Cheshire, CW11 1AL.

 

The group consists of HC 1265 Limited and all of its subsidiaries.

1.1
Basis of preparation

These financial statements have been prepared in accordance with FRS 102 “The Financial Reporting Standard applicable in the UK and Republic of Ireland” (“FRS 102”) and the requirements of the Companies Act 2006.

The financial statements are prepared in sterling, which is the functional currency of the company. Monetary amounts in these financial statements are rounded to the nearest £.

The financial statements have been prepared under the historical cost convention. The principal accounting policies adopted are set out below.

1.2
Business combinations

In accordance with FRS 102, this group has applied the merger accounting method. The assets and liabilities of Miquill Catering Limited have been incorporated at their existing book values, with an amount transferred to the consolidated other reserve.

1.3
Basis of consolidation

The consolidated group financial statements consist of the financial statements of the parent company HC 1265 Limited together with all entities controlled by the parent company (its subsidiaries).

 

All financial statements are made up to 30 September 2025.

 

All intra-group transactions, balances and unrealised gains on transactions between group companies are eliminated on consolidation. Unrealised losses are also eliminated unless the transaction provides evidence of an impairment of the asset transferred.

Subsidiaries are consolidated in the group’s financial statements from the date that control commences until the date that control ceases.

1.4
Going concern

At the time of approving the financial statements, the director has a reasonable expectation that the group and parent company have adequate resources to continue in operational existence for the foreseeable future. Thus the director continues to adopt the going concern basis of accounting in preparing the financial statements.

1.5
Revenue

Turnover represents amounts receivable for goods and services net of VAT.

Revenue from the sale of goods is recognised when the significant risks and rewards of ownership of the goods have passed to the buyer (usually on dispatch of the goods), the amount of revenue can be measured reliably, it is probable that the economic benefits associated with the transaction will flow to the entity and the costs incurred or to be incurred in respect of the transaction can be measured reliably.

1.6
Tangible fixed assets

Tangible fixed assets are initially measured at cost and subsequently measured at cost or valuation, net of depreciation and any impairment losses.

HC 1265 LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 30 SEPTEMBER 2025
1
Accounting policies
(Continued)
- 17 -

Depreciation is recognised so as to write off the cost or valuation of assets less their residual values over their useful lives on the following bases:

Design and build
over the life of the contract
Computers
straight line over 3 years

The gain or loss arising on the disposal of an asset is determined as the difference between the sale proceeds and the carrying value of the asset, and is recognised in the profit and loss account.

1.7
Fixed asset investments

Equity investments are measured at fair value through profit or loss, except for those equity investments that are not publicly traded and whose fair value cannot otherwise be measured reliably, which are recognised at cost less impairment until a reliable measure of fair value becomes available.

 

In the parent company financial statements, investments in subsidiaries entities are initially measured at cost and subsequently measured at cost less any accumulated impairment losses.

A subsidiary is an entity controlled by the group. Control is the power to govern the financial and operating policies of the entity so as to obtain benefits from its activities.

1.8
Impairment of fixed assets

At each reporting period end date, the group reviews the carrying amounts of its tangible assets to determine whether there is any indication that those assets have suffered an impairment loss. If any such indication exists, the recoverable amount of the asset is estimated in order to determine the extent of the impairment loss (if any).

 

The carrying amount of the investments accounted for using the equity method is tested for impairment as a single asset.

Recoverable amount is the higher of fair value less costs to sell and value in use.

 

If the recoverable amount of an asset is estimated to be less than its carrying amount, the carrying amount of the asset is reduced to its recoverable amount. An impairment loss is recognised immediately in profit or loss.

Recognised impairment losses are reversed if, and only if, the reasons for the impairment loss have ceased to apply. Where an impairment loss subsequently reverses, the carrying amount of the asset is increased to the revised estimate of its recoverable amount, but so that the increased carrying amount does not exceed the carrying amount that would have been determined had no impairment loss been recognised for the asset in prior years. A reversal of an impairment loss is recognised immediately in profit or loss.

1.9
Stocks

Stocks are stated at the lower of cost and estimated selling price less costs to complete and sell. Cost comprises direct materials and, where applicable, direct labour costs and those overheads that have been incurred in bringing the stocks to their present location and condition.

At each reporting date, an assessment is made for impairment. Any excess of the carrying amount of stocks over its estimated selling price less costs to complete and sell is recognised as an impairment loss in profit or loss. Reversals of impairment losses are also recognised in profit or loss.

1.10
Cash and cash equivalents

Cash and cash equivalents are basic financial assets and include cash in hand, deposits held at call with banks, other short-term liquid investments with original maturities of three months or less, and bank overdrafts. Bank overdrafts are shown within borrowings in current liabilities.

HC 1265 LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 30 SEPTEMBER 2025
1
Accounting policies
(Continued)
- 18 -
1.11
Financial instruments

The group has elected to apply the provisions of Section 11 ‘Basic Financial Instruments’ and Section 12 ‘Other Financial Instruments Issues’ of FRS 102 to all of its financial instruments.

 

Financial instruments are recognised in the group's balance sheet when the group becomes party to the contractual provisions of the instrument.

 

Financial assets and liabilities are offset and the net amounts presented in the financial statements when there is a legally enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously.

Basic financial assets

Basic financial assets, which include debtors and cash and bank balances, are initially measured at transaction price including transaction costs and are subsequently carried at amortised cost using the effective interest method unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest. Financial assets classified as receivable within one year are not amortised.

Impairment of financial assets

Financial assets, other than those held at fair value through profit and loss, are assessed for indicators of impairment at each reporting end date.

 

Financial assets are impaired where there is objective evidence that, as a result of one or more events that occurred after the initial recognition of the financial asset, the estimated future cash flows have been affected. If an asset is impaired, the impairment loss is the difference between the carrying amount and the present value of the estimated cash flows discounted at the asset’s original effective interest rate. The impairment loss is recognised in profit or loss.

 

If there is a decrease in the impairment loss arising from an event occurring after the impairment was recognised, the impairment is reversed. The reversal is such that the current carrying amount does not exceed what the carrying amount would have been, had the impairment not previously been recognised. The impairment reversal is recognised in profit or loss.

Derecognition of financial assets

Financial assets are derecognised only when the contractual rights to the cash flows from the asset expire or are settled, or when the group transfers the financial asset and substantially all the risks and rewards of ownership to another entity, or if some significant risks and rewards of ownership are retained but control of the asset has transferred to another party that is able to sell the asset in its entirety to an unrelated third party.

Classification of financial liabilities

Financial liabilities and equity instruments are classified according to the substance of the contractual arrangements entered into. An equity instrument is any contract that evidences a residual interest in the assets of the group after deducting all of its liabilities.

HC 1265 LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 30 SEPTEMBER 2025
1
Accounting policies
(Continued)
- 19 -
Basic financial liabilities

Basic financial liabilities, including creditors, bank loans and loans from fellow group that are classified as debt, are initially recognised at transaction price unless the arrangement constitutes a financing transaction, where the debt instrument is measured at the present value of the future payments discounted at a market rate of interest. Financial liabilities classified as payable within one year are not amortised.

 

Debt instruments are subsequently carried at amortised cost, using the effective interest rate method.

 

Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of business from suppliers. Amounts payable are classified as current liabilities if payment is due within one year or less. If not, they are presented as non-current liabilities. Trade creditors are recognised initially at transaction price and subsequently measured at amortised cost using the effective interest method.

Derecognition of financial liabilities

Financial liabilities are derecognised when the group's contractual obligations expire or are discharged or cancelled.

1.12
Equity instruments

Equity instruments issued by the group are recorded at the proceeds received, net of transaction costs. Dividends payable on equity instruments are recognised as liabilities once they are no longer at the discretion of the group.

1.13
Taxation

The tax expense represents the sum of the tax currently payable and deferred tax.

Current tax

The tax currently payable is based on taxable profit for the year. Taxable profit differs from net profit as reported in the profit and loss account because it excludes items of income or expense that are taxable or deductible in other years and it further excludes items that are never taxable or deductible. The group’s liability for current tax is calculated using tax rates that have been enacted or substantively enacted by the reporting end date.

Deferred tax

Deferred tax liabilities are generally recognised for all timing differences and deferred tax assets are recognised to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits. Such assets and liabilities are not recognised if the timing difference arises from goodwill or from the initial recognition of other assets and liabilities in a transaction that affects neither the tax profit nor the accounting profit.

The carrying amount of deferred tax assets is reviewed at each reporting end date and reduced to the extent that it is no longer probable that sufficient taxable profits will be available to allow all or part of the asset to be recovered. Deferred tax is calculated at the tax rates that are expected to apply in the period when the liability is settled or the asset is realised. Deferred tax is charged or credited in the profit and loss account, except when it relates to items charged or credited directly to equity, in which case the deferred tax is also dealt with in equity. Deferred tax assets and liabilities are offset if, and only if, there is a legally enforceable right to offset current tax assets and liabilities and the deferred tax assets and liabilities relate to taxes levied by the same tax authority.

HC 1265 LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 30 SEPTEMBER 2025
1
Accounting policies
(Continued)
- 20 -
1.14
Employee benefits

The costs of short-term employee benefits are recognised as a liability and an expense, unless those costs are required to be recognised as part of the cost of stock or fixed assets.

 

The cost of any unused holiday entitlement is recognised in the period in which the employee’s services are received.

 

Termination benefits are recognised immediately as an expense when the company is demonstrably committed to terminate the employment of an employee or to provide termination benefits.

1.15
Retirement benefits

Payments to defined contribution retirement benefit schemes are charged as an expense as they fall due.

2
Judgements and key sources of estimation uncertainty

In the application of the group’s accounting policies, the director is required to make judgements, estimates and assumptions about the carrying amount of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.

 

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised where the revision affects only that period, or in the period of the revision and future periods where the revision affects both current and future periods.

3
Turnover and other revenue
2025    (Audited)
2024 (Unaudited)
£
£
Turnover analysed by class of business
15,978,873
11,667,449
2025    (Audited)
2024 (Unaudited)
£
£
Turnover analysed by geographical market
UK sales
15,978,873
11,667,449
2025    (Audited)
2024 (Unaudited)
£
£
Other revenue
Interest income
51,320
41,294
HC 1265 LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 30 SEPTEMBER 2025
- 21 -
4
Operating profit
2025    (Audited)
2024 (Unaudited)
£
£
Operating profit for the year is stated after charging:
Depreciation of tangible fixed assets
134,074
167,382
Loss on disposal of tangible fixed assets
3,911
12,045
5
Auditor's remuneration
2025    (Audited)
2024 (Unaudited)
Fees payable to the company's auditor and associates:
£
£
For audit services
Audit of the financial statements of the company's subsidiaries
9,950
-
6
Employees

The average monthly number of persons (including directors) employed by the group and company during the year was:

Group
Company
2025    (Audited)
2024 (Unaudited)
2025    (Audited)
2024 (Unaudited)
Number
Number
Number
Number
24
17
-
-
596
428
-
-
Total
620
445
0
0

Their aggregate remuneration comprised:

Group
Company
2025    (Audited)
2024 (Unaudited)
2025    (Audited)
2024 (Unaudited)
£
£
£
£
Wages and salaries
8,695,151
6,028,739
-
0
-
0
Social security costs
723,769
345,334
-
-
Pension costs
652,078
303,056
-
0
-
0
10,070,998
6,677,129
-
0
-
0
HC 1265 LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 30 SEPTEMBER 2025
- 22 -
7
Interest receivable and similar income
2025    (Audited)
2024 (Unaudited)
£
£
Interest income
Other interest income
51,320
41,294
8
Interest payable and similar expenses
2025    (Audited)
2024 (Unaudited)
£
£
Interest on financial liabilities measured at amortised cost:
Interest on bank overdrafts and loans
90,740
2,554
Other finance costs:
Other interest
4,581
-
Total finance costs
95,321
2,554
9
Taxation
2025    (Audited)
2024 (Unaudited)
£
£
Current tax
UK corporation tax on profits for the current period
24,324
45,025
Deferred tax
Origination and reversal of timing differences
(7,574)
22,690
Total tax charge
16,750
67,715

The actual charge for the year can be reconciled to the expected charge for the year based on the profit or loss and the standard rate of tax as follows:

2025    (Audited)
2024 (Unaudited)
£
£
Profit before taxation
66,895
248,382
Expected tax charge based on the standard rate of corporation tax in the UK of 25% (2024 (Unaudited): 25%)
16,724
62,096
Effects of:
Expenses that are not deductible in determining taxable profit
26
37
Depreciation on assets not qualifying for tax allowances
-
0
5,582
Taxation charge in the financial statements
16,750
67,715
HC 1265 LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 30 SEPTEMBER 2025
- 23 -
10
Tangible fixed assets
Group
Design and build
Computers
Total
£
£
£
Cost
At 1 October 2024
513,504
48,229
561,733
Additions
201,239
34,756
235,995
Disposals
(149,936)
(743)
(150,679)
At 30 September 2025
564,807
82,242
647,049
Depreciation and impairment
At 1 October 2024
401,502
21,242
422,744
Depreciation charged in the year
116,492
17,582
134,074
Eliminated in respect of disposals
(146,178)
(590)
(146,768)
At 30 September 2025
371,816
38,234
410,050
Carrying amount
At 30 September 2025
192,991
44,008
236,999
At 30 September 2024
112,002
26,987
138,989
The company had no tangible fixed assets at 30 September 2025 or 30 September 2024.
11
Fixed asset investments
Group
Company
2025    (Audited)
2024 (Unaudited)
2025    (Audited)
2024 (Unaudited)
Notes
£
£
£
£
Investments in subsidiaries
12
-
0
-
0
57,790
57,790
Movements in fixed asset investments
Company
Shares in subsidiaries
£
Cost or valuation
At 1 October 2024 and 30 September 2025
57,790
Carrying amount
At 30 September 2025
57,790
At 30 September 2024
57,790
12
Subsidiaries

Details of the company's subsidiaries at 30 September 2025 are as follows:

HC 1265 LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 30 SEPTEMBER 2025
12
Subsidiaries
(Continued)
- 24 -
Name of undertaking
Registered office
Class of
% Held
shares held
Direct
Miquill Catering Limited
England & Wales
Ordinary
100.00
13
Stocks
Group
Company
2025    (Audited)
2024 (Unaudited)
2025    (Audited)
2024 (Unaudited)
£
£
£
£
Raw materials and consumables
520,543
390,792
-
-
14
Debtors
Group
Company
2025    (Audited)
2024 (Unaudited)
2025    (Audited)
2024 (Unaudited)
Amounts falling due within one year:
£
£
£
£
Trade debtors
2,003,542
1,290,944
-
0
-
0
Other debtors
44,737
594,462
-
0
-
0
Prepayments and accrued income
746,225
187,001
-
0
-
0
2,794,504
2,072,407
-
-
Amounts falling due after more than one year:
Deferred tax asset (note 19)
2,903
-
0
-
0
-
0
Total debtors
2,797,407
2,072,407
-
-
HC 1265 LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 30 SEPTEMBER 2025
- 25 -
15
Creditors: amounts falling due within one year
Group
Company
2025    (Audited)
2024 (Unaudited)
2025    (Audited)
2024 (Unaudited)
Notes
£
£
£
£
Bank loans
17
1,498,179
102,232
-
0
-
0
Trade creditors
406,249
916,017
-
0
-
0
Amounts owed to group undertakings
-
0
-
0
62,271
57,690
Corporation tax payable
24,324
45,025
-
0
-
0
Other taxation and social security
701,534
791,335
-
0
-
0
Deferred income
18
21,622
26,995
-
0
-
0
Other creditors
973
1,118
5,841
-
0
Accruals and deferred income
720,956
429,458
-
0
-
0
3,373,837
2,312,180
68,112
57,690
16
Creditors: amounts falling due after more than one year
Group
Company
2025    (Audited)
2024 (Unaudited)
2025    (Audited)
2024 (Unaudited)
Notes
£
£
£
£
Bank loans and overdrafts
17
-
0
149,984
-
0
-
0
17
Loans and overdrafts
Group
Company
2025    (Audited)
2024 (Unaudited)
2025    (Audited)
2024 (Unaudited)
£
£
£
£
Bank loans
9,640
252,216
-
0
-
0
Invoice financing
1,488,539
-
-
0
-
0
1,498,179
252,216
-
-
Payable within one year
1,498,179
102,232
-
0
-
0
Payable after one year
-
0
149,984
-
0
-
0

During the year, there were early final settlements for two of the loans in March 2025, which original had end term dates in 2026 and 2029. HSBC Bank plc also held a debenture over the subsidiary's assets which was satisfied on 4th December 2024.

 

At the year end, there was a HSBC bounce-back loan, with an interest rate of 2.5% which is due to complete in July 2026 and RBS Invoice Finance Ltd holds a debenture over all of the subsidiary's assets, for the use of an Invoice Finance Facility with an interest rate of 2.25% above base.

HC 1265 LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 30 SEPTEMBER 2025
- 26 -
18
Deferred income
Group
Company
2025    (Audited)
2024 (Unaudited)
2025    (Audited)
2024 (Unaudited)
£
£
£
£
Other deferred income
21,622
26,995
-
-
19
Deferred taxation

The following are the major deferred tax liabilities and assets recognised by the group and company:

Assets / (Liabilities)
Assets / (Liabilities)
2025    (Audited)
2024 (Unaudited)
Group
£
£
Accelerated capital allowances
(59,250)
(34,747)
Retirement benefit obligations
62,153
30,076
2,903
(4,671)
The company has no deferred tax assets or liabilities.
Group
Company
2025    (Audited)
2025    (Audited)
Movements in the year:
£
£
Liability at 1 October 2024
(4,671)
-
Charge to profit or loss
7,574
-
Asset at 30 September 2025
2,903
-

The deferred tax asset set out above is expected to reverse within the foreseeable future and relates to the utilisation of retirement benefit obligations against accelerated capital allowances that will mature during the same period.

20
Retirement benefit schemes
2025    (Audited)
2024 (Unaudited)
Defined contribution schemes
£
£
Charge to profit or loss in respect of defined contribution schemes
652,078
303,056

A defined contribution pension scheme is operated for all qualifying employees. The assets of the scheme are held separately from those of the group in an independently administered fund.

HC 1265 LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 30 SEPTEMBER 2025
- 27 -
21
Share capital
Group and company
2025    (Audited)
2024 (Unaudited)
2025    (Audited)
2024 (Unaudited)
Ordinary share capital
Number
Number
£
£
Issued and fully paid
Ordinary shares of £1 each
100
100
100
100
22
Controlling party

The directors regard Higgs Trust Corporation Limited, a company registered in England and Wales to be the company's ultimate parent company.

23
Cash absorbed by group operations
2025    (Audited)
2024 (Unaudited)
£
£
Profit after taxation
50,145
180,667
Adjustments for:
Taxation charged
16,750
67,715
Finance costs
95,321
2,554
Investment income
(51,320)
(41,294)
Loss on disposal of tangible fixed assets
3,911
12,045
Depreciation and impairment of tangible fixed assets
134,074
167,382
Movements in working capital:
Increase in stocks
(129,751)
(34,139)
Increase in debtors
(722,097)
(332,781)
Decrease in creditors
(308,216)
(177,742)
Decrease in deferred income
(5,373)
(20,837)
Cash absorbed by operations
(916,556)
(176,430)
24
Cash generated from operations - company
2025    (Audited)
2024 (Unaudited)
£
£
Loss after taxation
(10,422)
-
Adjustments for:
Finance costs
10,422
-
0
Movements in working capital:
Increase in creditors
4,581
-
Cash generated from operations
4,581
-
HC 1265 LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 30 SEPTEMBER 2025
- 28 -
25
Analysis of changes in net debt - group
1 October 2024
Cash flows
30 September 2025
£
£
£
Cash at bank and in hand
19,051
4,386
23,437
Borrowings excluding overdrafts
(252,216)
(1,245,963)
(1,498,179)
(233,165)
(1,241,577)
(1,474,742)
26
Analysis of changes in net funds - company
1 October 2024
30 September 2025
£
£
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