Jackson Financial Planning Limited iXBRL

Jackson Financial Planning Limited

Unaudited Financial Statements

for the financial period ended 23 September 2025

Jackson Financial Planning Limited

DIRECTOR AND OTHER INFORMATION


Directors	R A Jackson (Resigned 24 September 2025)
	S C Munday (Appointed 24 September 2025)


Company Registration Number	01796324


Registered Office and Business Address	Tubwell Farm
	Tubwell Lane
	Crowborough
	East Sussex
	TN6 3RQ
	United Kingdom


Accountants	Redshield Business Solutions Ltd
	Chartered Accountants
	Suite 3, 1 - 3 Warren Court,
	Park Road,
	Crowborough
	East Sussex
	TN6 2QX

Jackson Financial Planning Limited

Company Registration Number: 01796324

BALANCE SHEET

as at 23 September 2025

Sep 25

Mar 25

Notes

Fixed Assets

Tangible assets

7,872

10,658

Investments

370

370

─────────

Fixed Assets

8,242

11,028

─────────

Current Assets

Debtors

63,989

154,538

Cash and cash equivalents

180,522

147,873

─────────

244,511

302,411

─────────

Creditors: amounts falling due within one year

(43,730)

(44,895)

─────────

Net Current Assets

200,781

257,516

─────────

Total Assets less Current Liabilities

209,023

268,544

Provisions for liabilities

(1,968)

(2,664)

─────────

Net Assets

207,055

265,880

═════════

Capital and Reserves

Called up share capital

3,103

3,203

Revaluation reserve

159

159

Retained earnings

203,793

262,518

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Equity attributable to owners of the company

207,055

265,880

═════════

The financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies' regime and in accordance with the provisions of FRS 102 Section 1A (Small Entities).

The company has taken advantage of the exemption under section 444 not to file the Profit and Loss Account and Director's Report.

For the financial period ended 23 September 2025 the company was entitled to exemption from audit under section 477 of the Companies Act 2006.

The director confirms that the members have not required the company to obtain an audit of its financial statements for the financial period in question in accordance with section 476 of the Companies Act 2006.

The director acknowledges their responsibilities for ensuring that the company keeps accounting records which comply with section 386 and for preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of the financial period and of its profit and loss for the financial period in accordance with the requirements of sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

Approved by the Director and authorised for issue on 17 June 2026



S C Munday
Director

Jackson Financial Planning Limited

NOTES TO THE FINANCIAL STATEMENTS

for the financial period ended 23 September 2025

General Information

Jackson Financial Planning Limited is a company limited by shares incorporated and registered in the United Kingdom. The registered number of the company is 01796324. The registered office of the company is Tubwell Farm, Tubwell Lane, Crowborough, East Sussex, TN6 3RQ, United Kingdom which is also the principal place of business of the company. The nature of the company's operations and its principal activities are set out in the Director's Report. The financial statements have been presented in Pound (£) which is also the functional currency of the company.

Summary of Significant Accounting Policies

The following accounting policies have been applied consistently in dealing with items which are considered material in relation to the company's financial statements.

Statement of compliance

The financial statements of the company for the financial period ended 23 September 2025 have been prepared in accordance with the provisions of FRS 102 Section 1A (Small Entities) and the Companies Act 2006.

Basis of preparation

The financial statements have been prepared on the going concern basis and in accordance with the historical cost convention except for certain properties and financial instruments that are measured at revalued amounts or fair values, as explained in the accounting policies below. Historical cost is generally based on the fair value of the consideration given in exchange for assets.

Turnover

Turnover comprises the invoice value of goods supplied by the company, exclusive of trade discounts and value added tax.

Goodwill

Purchased goodwill arising on the acquisition of a business represents the excess of the acquisition cost over the fair value of the identifiable net assets including other intangible fixed assets when they were acquired. Purchased goodwill is capitalised in the Balance Sheet and amortised on a straight line basis over its economic useful life of 8 years, which is estimated to be the period during which benefits are expected to arise. On disposal of a business any goodwill not yet amortised is included in determining the profit or loss on sale of the business.

Tangible assets and depreciation

Tangible assets are stated at cost or at valuation, less accumulated depreciation. Cost comprises purchase price and other directly attributable costs. The charge to depreciation is calculated to write off the original cost or valuation of tangible assets, less their estimated residual value, over their expected useful lives as follows:

Fixtures, fittings and equipment

10% on cost

The carrying values of tangible fixed assets are reviewed annually for impairment in periods if events or changes in circumstances indicate the carrying value may not be recoverable.

Investments

Investments held as fixed assets are stated at cost less provision for any permanent diminution in value. Income from other investments together with any related tax credit is recognised in the Profit and Loss Account in the financial period in which it is receivable.

Trade and other debtors

Trade and other debtors are initially recognised at fair value and thereafter stated at amortised cost using the effective interest method less impairment losses for bad and doubtful debts except where the effect of discounting would be immaterial. In such cases the receivables are stated at cost less impairment losses for bad and doubtful debts.

Provisions

Provisions are recognised when the company has a present legal or constructive obligation arising as a result of a past event, it is probable that an outflow of economic benefits will be required to settle the obligation and a reliable estimate can be made. Provisions are measured at the present value of the expenditures expected to be required to settle the obligation using a pre-tax rate that reflects current market assessments of the same value of money and the risks specific to the obligation. The increase in the provision due to passage of time is recognised as interest expense.

Trade and other creditors

Trade and other creditors are initially recognised at fair value and thereafter stated at amortised cost using the effective interest rate method, unless the effect of discounting would be immaterial, in which case they are stated at cost.

Employee benefits

The company operates a defined contribution pension scheme. The assets of the scheme are held separately from those of the company in an independently administered fund. The company also operates a defined benefit pension scheme for its employees providing benefits based on final pensionable pay. The assets of this scheme are also held separately from those of the company, being invested with pension fund managers.

Taxation and deferred taxation

Current tax represents the amount expected to be paid or recovered in respect of taxable profits for the financial period and is calculated using the tax rates and laws that have been enacted or substantially enacted at the Balance Sheet date.

Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date where transactions or events have occurred at that date that will result in an obligation to pay more tax in the future, or a right to pay less tax in the future. Timing differences are temporary differences between the company's taxable profits and its results as stated in the financial statements.

Deferred tax is measured on an undiscounted basis at the tax rates that are anticipated to apply in the periods in which the timing differences are expected to reverse, based on tax rates and laws that have been enacted or substantively enacted by the Balance Sheet date.

Ordinary share capital

The ordinary share capital of the company is presented as equity.

Period of financial statements

The financial statements are for the 5 month 23 days period ended 23 September 2025.

Employees

The average monthly number of employees, including director, during the financial period was 2, (Mar 25 - 2).

Sep 25

Mar 25

Number

Number

Company Secretary

Directors

─────────

═════════

Directors' remuneration

The directors' remuneration for the period was as follows:

Sep 25

Mar 25

Remuneration

25,140

12,570

═════════

Dividends

Dividends on equity shares:

Sep 25

Mar 25

Ordinary A - Interim paid

55,366

61,433

Ordinary C - Interim paid

10,000

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55,366

71,433

═════════


7.	Intangible assets

		Goodwill	Total
		£	£
	Cost
	At 1 April 2025	64,705	64,705
		─────────	─────────

	At 23 September 2025	64,705	64,705
		─────────	─────────
	Amortisation

	At 23 September 2025	64,705	64,705
		─────────	─────────
	Net book value
	At 23 September 2025	-	-
		═════════	═════════


8.	Tangible assets
		Fixtures,	Total
		fittings and
		equipment
		£	£
	Cost
	At 1 April 2025	72,423	72,423
	Disposals	(57,607)	(57,607)
		─────────	─────────
	At 23 September 2025	14,816	14,816
		─────────	─────────
	Depreciation
	At 1 April 2025	61,765	61,765
	Charge for the financial period	1,482	1,482
	On disposals	(56,303)	(56,303)
		─────────	─────────
	At 23 September 2025	6,944	6,944
		─────────	─────────
	Net book value
	At 23 September 2025	7,872	7,872
		═════════	═════════
	At 31 March 2025	10,658	10,658
		═════════	═════════


9.	Investments
		Other	Total
		investments

	Investments	£	£
	Cost

	At 23 September 2025	370	370
		─────────	─────────
	Net book value
	At 23 September 2025	370	370
		═════════	═════════
	At 31 March 2025	370	370
		═════════	═════════


10.	Debtors	Sep 25	Mar 25
		£	£

	Trade debtors	-	7,615
	Other debtors	43,875	43,875
	Director's current account (Note 16)	-	100,000
	Prepayments and accrued income	20,114	3,048
		─────────	─────────
		63,989	154,538
		═════════	═════════


11.	Creditors	Sep 25	Mar 25
	Amounts falling due within one year	£	£

	Taxation (Note 13)	39,210	40,396
	Other creditors	20	-
	Accruals	4,500	4,499
		─────────	─────────
		43,730	44,895
		═════════	═════════


12.	Share capital

	Allotted, called up and fully paid shares

		Sep 25	Mar 25
		£	£

	Ordinary A shares of £1.00 each	3,003	3,003
	Ordinary B shares of £1.00 each	100	100
	Ordinary C shares of £1.00 each	-	50
	Ordinary D shares of £1.00 each	-	50
		─────────	─────────
		3,103	3,203
		═════════	═════════


13.	Taxation	Sep 25	Mar 25
		£	£

	Creditors:
	Corporation tax	38,873	39,296
	PAYE / NI	337	1,100
		─────────	─────────
		39,210	40,396
		═════════	═════════

14.

Provisions for liabilities

The amounts provided for deferred taxation are analysed below:

Capital

Total

Total

allowances

Sep 25

Mar 25

At financial period start

2,664

2,664

2,664

Charged to profit and loss

(696)

(696)

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At financial period end

1,968

2,664

═════════

15.

Capital commitments

The company had no material capital commitments at the financial period-ended 23 September 2025.

16.

Director's advances, credits and guarantees

During the previous financial period, the company made a loan to R A Jackson amounting to £100,000.00. Interest at the rate of 2.25% per annum is payable annually and the loan is repayable on demand. The loan was repaid on 31 July 2025.

During the current financial period, the company made a further loan to R A Jackson amounting to £4,369.59. Interest at the rate of 2.25% per annum up to 5 April 2025, and 3.75% per annum from 6 April 2025, is payable annually and the loan is repayable on demand. The loan was repaid on 2 September 2025.

17.

Parent company

The company regards Prosperity IFA Limited as its parent company.

18.

Post-Balance Sheet Events

The following non-adjusting events have occurred since 23 September 2025:

. on 24 September 2025, the company's goodwill and net assets were acquired by Prosperity IFA Limited.