H Craker 0 0 1 28 February 2026 25.00 25.00 280147 0 2 2 The principal activity of the company during the year under review was that of providing luxury lifestyle management and travel concierge services.1 March 2025 0 176915 173636 23309 29291 20353 64750 16722 13152 99741 63403 16790 3040 599270 196826 5660 41913 59542 523920 36270 27777 101014 4048 13206 3033 20287 3015 41232 7518 51765 2153 8823 10976 1033 1983 3016 1120 6840 7960 5168 41232 16341 62741 28026 6468 34494 5168 13206 9873 28247 The Company operates a defined contribution plan for its employees. A defined contribution plan is a pension plan under which the Company pays fixed contributions into a separate entity. Once the contributions have been paid the Company has no further payment obligations.The contributions are recognised as an expense in profit or loss when they fall due. Amounts not paid are shown as accruals in the Statement of financial position. The assets of the scheme are held separately from the Company in independently administered funds.Assets that are subject to depreciation or amortisation are assessed at each statement of financial position date to determine whether there is any indication that the assets are impaired. Where there is any indication that an asset may be impaired, the carrying value of the asset (or cash-generating unit to which the asset has been allocated) is tested for impairment. An impairment loss is recognised for the amount by which the asset's carrying amount exceeds its recoverable amount. The recoverable amount is the higher of an asset's (or CGU's) fair value less costs to sell and value in use. For the purposes of assessing impairment, assets are grouped at the lowest levels for which there are separately identifiable cash flows (CGUs). Non-financial assets that have been previously impaired are reviewed at each reporting date to assess whether there is any indication that the impairment losses recognised in prior periods may no longer exist or may have decreased.Subsequently, tangible fixed assets are measured using the cost model . Under the cost model, intangible assets are measured at cost less any accumulated depreciation and any accumulated impairment losses.Foreign currency transactions are translated into the functional currency using the spot exchange rates at the dates of the transactions.At each period end, foreign currency monetary items are translated using the closing rate, non-monetary items measured on a historical cost basis are translated using the exchange rate at the date of the transaction, and non-monetary items measured at fair value in a foreign currency are translated using the rate at the date when the fair value was determined.Deferred tax balances are recognised in respect of all timing differences that have originated but not reversed by the statement of financial position date, except that:The recognition of deferred tax assets is limited to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.Any deferred tax balances are reversed if and when all conditions for retaining associated tax allowances have been met.Where they relate to timing differences in respect of interests in subsidiaries, joint ventures and associated undertaking and the group can control the reversal of the timing differences and such reversal is not considered probable in the foreseeable future.Deferred tax balances are not recognised in respect of permanent differences except in respect of business combinations, when deferred tax is recognised on the differences between the fair values of assets acquired and the future tax deductions available for them and the differences between the fair values of liabilities acquired and the amount that will be assessed for tax. Deferred tax is determined using tax rates and laws that have been enacted or substantively enacted by the statement of financial position date.The tax expense for the year comprises current and deferred tax. Tax is recognised in profit or loss except that a charge attributable to an item recognised in other comprehensive income or directly in equity. In this case, the tax is recognised in other comprehensive income or directly in equity respectively.The current income tax charge is calculated on the basis of tax rates and laws that have been enacted or substantively enacted by the statement of financial position date in the countries where the Company operates and generates income.Revenue from a contract to provide services is recognised in the period in which services are provided in accordance with the stage of completion of the contract when all of the following conditions are satisfied:the amount of revenue can be measured reliably;it is probable that the Company will receive the consideration due under the transaction;the stage of completion of the contract at the end of the reporting period can be measured reliably; andthe costs incurred or to be incurred in respect of the transaction can be measured reliably.The Company's functional and presentational currency is the Pound Sterling.The financial statements have been prepared under the historic cost convention unless otherwise specified within these accounting policies and in accordance with Section 1A of Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and the Republic of Ireland' (FRS 102) and the Companies Act 2006.1 July 2026 The Company has opted not to file the Statement of income and retained earnings in accordance with the provisions applicable to companies subject to the small companies regime.The Company's financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies regime.The Director acknowledges his responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of financial statements The members have not required the Company to obtain an audit in accordance with section 476 of the Companies Act 2006.For the year ending 28 February 2026, the Company was entitled to exemption from audit under section 477 of the Companies Act 2006.731952 539235 731951 539234 1 1 731952 539235 2420 1969 734372 541204 682607 520917 859522 694553 260252 497727 51765 20287 28 February 2026 Financial Statements HX Private Clients Limited 12444995 Financials UK FRS 102 2026.3.0+76851 12444995 bus:AuditExemptWithAccountantsReport 2025-03-01 2026-02-28 12444995 bus:PrivateLimitedCompanyLtd 2025-03-01 2026-02-28 12444995 core:OwnedOrFreeholdAssets 2025-03-01 2026-02-28 12444995 core:RetainedEarningsAccumulatedLosses 2026-02-28 12444995 core:RetainedEarningsAccumulatedLosses 2025-02-28 12444995 core:OfficeEquipment 2026-02-28 12444995 core:MotorVehicles 2026-02-28 12444995 core:ShareCapital 2025-02-28 12444995 bus:Director1 2025-03-01 2026-02-28 12444995 core:ShareCapital 2026-02-28 12444995 core:CurrentFinancialInstruments 2026-02-28 12444995 bus:FullAccounts 2025-03-01 2026-02-28 12444995 curr:PoundSterling 2025-03-01 2026-02-28 12444995 core:FurnitureFittingsToolsEquipment 2025-02-28 12444995 core:OwnedOrFreeholdAssets core:OfficeEquipment 2025-03-01 2026-02-28 12444995 core:FurnitureFittingsToolsEquipment 2025-03-01 2026-02-28 12444995 core:OfficeEquipment 2025-03-01 2026-02-28 12444995 core:MotorVehicles 2025-02-28 12444995 core:OfficeEquipment 2025-02-28 12444995 2025-03-01 12444995 core:CurrentFinancialInstruments 2025-02-28 12444995 core:FurnitureFittingsToolsEquipment 2026-02-28 12444995 core:OwnedOrFreeholdAssets core:MotorVehicles 2025-03-01 2026-02-28 12444995 bus:FRS102 2025-03-01 2026-02-28 12444995 2025-02-28 12444995 bus:SmallCompaniesRegimeForAccounts 2025-03-01 2026-02-28 12444995 2026-02-28 12444995 2024-03-01 2025-02-28 12444995 2025-03-01 2026-02-28 xbrli:pure xbrli:pure iso4217:GBP iso4217:GBP

Registered number: 12444995 # HX Private Clients Limited ​​​​​ #### #### Unaudited #### ​​Financial Statements #### Information For Filing With The Registrar #### For the year ended 28 February 2026
### HX Private Clients Limited
2
4
### HX Private Clients Limited Registered number: 12444995​ Statement of financial position​ As at 28 February 2026
| Note | 2026 £ | 2025 £
--- | --- | --- | ---
Fixed assets |  |  |
Tangible fixed assets | 4 | 51,765 | 20,287
|  | 51,765 | 20,287
Current assets |  |  |
Debtors: amounts falling due within one year | 5 | 599,270 | 196,826
Cash at bank and in hand |  | 260,252 | 497,727
|  | 859,522 | 694,553
Creditors: amounts falling due within one year | 6 | (176,915) | (173,636)
Net current assets |  | 682,607 | 520,917
Total assets less current liabilities |  | 734,372 | 541,204
Provisions for liabilities |  |  |
Deferred taxation |  | (2,420) | (1,969)
Net assets |  | 731,952 | 539,235
Capital and reserves |  |  |
Called up share capital |  | 1 | 1
Profit and loss account |  | 731,951 | 539,234
Total capital and reserves |  | 731,952 | 539,235
For the year​ ending 28 February 2026, the Company was entitled to exemption from audit under section 477 of the Companies Act 2006. The members have not required the Company to obtain an audit in accordance with section 476 of the Companies Act 2006. The Director acknowledges his​ responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of financial statements The Company's financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies regime. The financial statements have been delivered in accordance with the provisions applicable to companies subject to the small companies regime. The Company has opted not to file the Statement of income and retained earnings in accordance with the provisions applicable to companies subject to the small companies regime.
### HX Private Clients Limited Registered number: 12444995​ Statement of financial position​ As at 28 February 2026 The financial statements were approved and authorised for issue by the board and were signed on its behalf: ________
H Craker |
Director |
Date: 1 July 2026 The notes 4 on to 9 form part of these financial statements.
### HX Private Clients Limited #### Notes to the financial statements For the year ended 28 February 2026 1. General information HX Private Clients Limited is a private company limited by shares and is incorporated in England & Wales. The address of its registered office is 23 Berkeley Square, London, W1J 6HE. The principal activity of the company during the year under review was that of providing luxury lifestyle management and travel concierge services. 2. Accounting policies The principal accounting policies applied in the preparation of these financial statements are set out below. These policies have been applied consistently to all periods presented, unless otherwise stated. a. Basis of preparation of financial statements The financial statements have been prepared under the historic cost convention unless otherwise specified within these accounting policies and in accordance with Section 1A of ​Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and the Republic of Ireland' (FRS 102) and the Companies Act 2006. The Company's functional and presentational currency is the Pound Sterling. b. Revenue Revenue is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes. Rendering of services Revenue from a contract to provide services is recognised in the period in which services are provided in accordance with the stage of completion of the contract when all of the following conditions are satisfied:
| • | the amount of revenue can be measured reliably;
| • | it is probable that the Company​​​ will receive the consideration due under the transaction;
| • | the stage of completion of the contract at the end of the reporting period can be measured reliably; and
| • | the costs incurred or to be incurred in respect of the transaction can be measured reliably.
c. Taxation The tax expense for the year​ comprises current and deferred tax. Tax is recognised in profit or loss except that a charge attributable to an item recognised in other comprehensive income or directly in equity. In this case, the tax is recognised in other comprehensive income or directly in equity respectively. The current income tax charge is calculated on the basis of tax rates and laws that have been enacted or substantively enacted by the statement of financial position date in the countries where the Company ​​operates​ ​and generates​​ income.
### HX Private Clients Limited #### Notes to the financial statements For the year ended 28 February 2026 2. Accounting policies (continued) c. Taxation (continued) Deferred tax balances are recognised in respect of all timing differences that have originated but not reversed by the statement of financial position date, except that:
| • | The recognition of deferred tax assets is limited to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.
| • | Any deferred tax balances are reversed if and when all conditions for retaining associated tax allowances have been met.
Deferred tax balances are not recognised in respect of permanent differences except in respect of business combinations, when deferred tax is recognised on the differences between the fair values of assets acquired and the future tax deductions available for them and the differences between the fair values of liabilities acquired and the amount that will be assessed for tax. Deferred tax is determined using tax rates and laws that have been enacted or substantively enacted by the statement of financial position date. d. Foreign currency translation Foreign currency transactions are translated into the functional currency using the spot exchange rates at the dates of the transactions. At each period end, foreign currency monetary items are translated using the closing rate, non-monetary items measured on a historical cost basis are translated using the exchange rate at the date of the transaction, and non-monetary items measured at fair value in a foreign currency are translated using the rate at the date when the fair value was determined. e. Tangible fixed assets Tangible fixed assets are initially recognised at cost. Cost includes the purchase price and any costs directly attributable to bringing the asset to the location and condition necessary for it to be capable of operating in the manner intended by management. Subsequently, tangible fixed assets are measured using the cost model. Under the cost model, intangible assets are measured at cost less any accumulated depreciation and any accumulated impairment losses. All tangible fixed assets are considered to have a finite useful life. Depreciation is calculated to allocate the depreciable amount of tangible fixed assets to their residual values over their estimated useful lives on the following bases​:
Motor vehicles | 20% straight line
Office equipment | 25% straight line
Fixtures and fittings are not depreciated as the useful life of the assets are indefinite and they are not expected to decrease in value.
### HX Private Clients Limited #### Notes to the financial statements For the year ended 28 February 2026 2. Accounting policies (continued) e. Tangible fixed assets (continued) If factors such as a change in how an asset is used, technological advancement, or changes in market prices indicate that the residual value or useful life of an asset has changed since the most recent statement of financial position date, the Company reviews its previous estimates and, if current expectations differ, amends the residual value, amortisation method or useful life, accounting for this as a change in an accounting estimate. Tangible fixed assets are derecognised on disposal, with the difference between the net disposal proceeds and the carrying amount recognised in profit or loss. f. Impairment of fixed assets Assets that are subject to depreciation or amortisation are assessed at each statement of financial position date to determine whether there is any indication that the assets are impaired. Where there is any indication that an asset may be impaired, the carrying value of the asset (or cash-generating unit to which the asset has been allocated) is tested for impairment. An impairment loss is recognised for the amount by which the asset's carrying amount exceeds its recoverable amount. The recoverable amount is the higher of an asset's (or CGU's) fair value less costs to sell and value in use. For the purposes of assessing impairment, assets are grouped at the lowest levels for which there are separately identifiable cash flows (CGUs). Non-financial assets that have been previously impaired are reviewed at each reporting date to assess whether there is any indication that the impairment losses recognised in prior periods may no longer exist or may have decreased. g. Financial instruments Financial assets Financial assets are initially measured at transaction price, including transaction costs, and subsequently held at cost less accumulated impairment, or at amortised cost using the effective interest method in the case of debt instruments meeting the criteria for recognition as basic financial instruments. At each reporting date, financial assets are assessed for objective evidence of impairment with any impairment loss recognised in profit or loss. An impairment loss is calculated as the difference between the carrying amount and the best estimate of the recoverable amount which is an approximation of its sale value at the statement of financial position date or, for basic debt instruments, the present value of estimated cash flows discounted at the asset’s original effective interest rate. If there is a decrease in the impairment loss arising from an event occurring after the impairment was recognised, the impairment is reversed. The reversal is such that the current carrying amount does not exceed what the carrying amount would have been had the impairment not previously been recognised. The impairment reversal is recognised in profit or loss.
### HX Private Clients Limited #### Notes to the financial statements For the year ended 28 February 2026 2. Accounting policies (continued) g. Financial instruments (continued) Financial assets are derecognised when:
| • | the contractual rights to the cash flows from the asset expire or are settled; or
| • | substantially all the risks and rewards of the ownership of the asset are transferred to another party; or
| • | despite having retained some significant risks and rewards of ownership, control of the asset has been transferred to another party who has the practical ability to unilaterally sell the asset to an unrelated third party without imposing additional restrictions.
Financial liabilities Basic financial liabilities, unless the arrangement constitutes a financing transaction, are initially measured at transaction price, including transaction costs. A financial liability, where the arrangement constitutes a financing transaction, is initially measured at the present value of future payments discounted at a market rate of interest for a similar debt instrument as determined at initial recognition adjusted for transaction costs. Basic financial liabilities are subsequently carried at amortised cost, using the effective interest rate method. Financial liabilities are derecognised when the liability is extinguished, either by way of the contractual obligation having been discharged, cancelled or expired. h. Pensions Defined contribution pension plan The Company​​​ operates a defined contribution plan for its employees. A defined contribution plan is a pension plan under which the Company​​​​ pays fixed contributions into a separate entity. Once the contributions have been paid the Company​​​​ has no further payment obligations. The contributions are recognised as an expense in profit or loss when they fall due. Amounts not paid are shown as accruals in the Statement of financial position. The assets of the scheme are held separately from the Company​​​​ in independently administered funds. 3. Employees The average number of persons employed by the company during the year amounted to 2 (2025: 2).
### HX Private Clients Limited #### Notes to the financial statements For the year ended 28 February 2026 4. Tangible fixed assets
| Motor vehicles £ | Fixtures and fittings £ | Office equipment £ | Total £
--- | --- | --- | --- | ---
Cost |  |  |  |
At 1 March 2025 | 5,168 | 13,206 | 9,873 | 28,247
Additions | - | 28,026 | 6,468 | 34,494
At 28 February 2026 | 5,168 | 41,232 | 16,341 | 62,741
Depreciation and impairment |  |  |  |
At 1 March 2025 | (1,120) | - | (6,840) | (7,960)
Charge for the year on owned assets | (1,033) | - | (1,983) | (3,016)
At 28 February 2026 | (2,153) | - | (8,823) | (10,976)
Net book value |  |  |  |
At 28 February 2026 | 3,015 | 41,232 | 7,518 | 51,765
At 28 February 2025 | 4,048 | 13,206 | 3,033 | 20,287
5. Debtors
| 2026 £ | 2025 £
--- | --- | ---
Due within one year |  |
Debtors | 27,777 | 101,014
Other debtors | 523,920 | 36,270
Prepayments and accrued income | 41,913 | 59,542
Corporation tax receivable | 5,660 | -
| 599,270 | 196,826
### HX Private Clients Limited #### Notes to the financial statements For the year ended 28 February 2026 6. Creditors
| 2026 £ | 2025 £
--- | --- | ---
Trade creditors | 16,790 | 3,040
Corporation tax | 99,741 | 63,403
Other taxation and social security | 16,722 | 13,152
Other creditors | 20,353 | 64,750
Accruals and deferred income | 23,309 | 29,291
| 176,915 | 173,636
7. Director's
Description | 2026 £ | 2025 £
--- | --- | ---
Balance bought forward | 36,270 | 77,041
Advances/(credits) | 476,062 | (40,771)
Balance carried forward | 512,332 | 36,270