Registered number
08251661
Richard Cavey Financial Planning Limited
Filleted Accounts
31 October 2025

Richard Cavey Financial Planning Limited
Registered number: | 08251661
Balance Sheet
as at 31 October 2025
Notes |  |  | 2025 |  |  | 2024
£ | £
Fixed assets
Tangible assets | 4 |  |  | 565 |  |  | 706
Current assets
Cash at bank and in hand |  |  | 35,919 |  |  | 26,912
Creditors: amounts falling due within one year | 5 |  | (12,434) |  |  | (9,144)
Net current assets |  |  |  | 23,485 |  |  | 17,768
Net assets |  |  |  | 24,050 |  |  | 18,474
Capital and reserves
Called up share capital |  |  |  | 100 |  |  | 100
Profit and loss account |  |  |  | 23,950 |  |  | 18,374
Shareholders' funds |  |  |  | 24,050 |  |  | 18,474
The directors are satisfied that the company is entitled to exemption from the requirement to obtain an audit under section 477 of the Companies Act 2006.
The members have not required the company to obtain an audit in accordance with section 476 of the Act.
The directors acknowledge their responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of accounts.
The accounts have been prepared and delivered in accordance with the special provisions applicable to companies subject to the small companies regime. The profit and loss account has not been delivered to the Registrar of Companies.
R Cavey
Director
Approved by the board on 30 June 2026

Richard Cavey Financial Planning Limited
Notes to the Accounts
for the year ended 31 October 2025
1 | Accounting policies
| Turnover
| Turnover is measured at the fair value of the consideration received or receivable, net of discounts and value added taxes. Turnover includes revenue earned from the sale of goods and from the rendering of services. Turnover from the sale of goods is recognised when the significant risks and rewards of ownership of the goods have transferred to the buyer. Turnover from the rendering of services is recognised by reference to the stage of completion of the contract. The stage of completion of a contract is measured by comparing the costs incurred for work performed to date to the total estimated contract costs.
| Debtors
| Short term debtors are measured at transaction price (which is usually the invoice price), less any impairment losses for bad and doubtful debts. Loans and other financial assets are initially recognised at transaction price including any transaction costs and subsequently measured at amortised cost determined using the effective interest method, less any impairment losses for bad and doubtful debts.
| Creditors
| Short term creditors are measured at transaction price (which is usually the invoice price). Loans and other financial liabilities are initially recognised at transaction price net of any transaction costs and subsequently measured at amortised cost determined using the effective interest method.
2 | Employees | 2025 |  | 2024
Number | Number
| Average number of persons employed by the company | 1 |  | 1
3 | Intangible fixed assets | £
| Goodwill:
| Cost
| At 1 November 2024 | 9,000
| At 31 October 2025 | 9,000
| Amortisation
| At 1 November 2024 | 9,000
| At 31 October 2025 | 9,000
| Net book value
| At 31 October 2025 | -
| Goodwill is being written off in equal annual instalments over its estimated economic life of 5 years.
4 | Tangible fixed assets
|  |  |  |  |  |  |  | Plant and machinery etc
£
| Cost
| At 1 November 2024 | 2,006
| At 31 October 2025 | 2,006
| Depreciation
| At 1 November 2024 | 1,300
| Charge for the year | 141
| At 31 October 2025 | 1,441
| Net book value
| At 31 October 2025 | 565
| At 31 October 2024 | 706
5 | Creditors: amounts falling due within one year | 2025 |  | 2024
£ | £
| Taxation and social security costs | 8,378 |  | 6,828
| Directors Account | 2,526 |  | 861
| Accruals | 1,530 |  | 1,455
|  |  |  |  |  | 12,434 |  | 9,144
6 | Other information
| Richard Cavey Financial Planning Limited is a private company limited by shares and incorporated in England. Its registered office is:
| 21a Willow Road
| Prestwich
| Manchester
| M25 3AG

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