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Registered number: 02276251
















 
THE RH GROUP LTD
ANNUAL REPORT AND CONSOLIDATED FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025




































Page Kirk LLP
Chartered Accountants and Statutory Auditors
Sherwood House
7 Gregory Boulevard
Nottingham
NG7 6LB


 
THE RH GROUP LTD
 


CONTENTS



Page
Company Information
1
Group Strategic Report
2 - 6
Directors' Report
7 - 9
Directors' Responsibilities Statement
10
Independent Auditors' Report
11 - 14
Consolidated Profit and Loss Account
15
Consolidated Balance Sheet
16 - 17
Company Balance Sheet
18 - 19
Consolidated Statement of Changes in Equity
20
Company Statement of Changes in Equity
21
Consolidated Statement of Cash Flows
22 - 23
Consolidated Analysis of Net Debt
24
Notes to the Financial Statements
25 - 53



 
THE RH GROUP LTD
 

 
COMPANY INFORMATION


Directors
Mr Neville A Baxter 
Mr Nigel A Baxter 
Mr Peter J Baxter 




Company secretary
Mr Nigel A Baxter



Registered number
02276251



Registered office
Birkbeck House
Colliers Way

Nottingham

NG8 6AT




Independent auditors
Page Kirk LLP
Chartered Accountants and Statutory Auditors

Sherwood House

7 Gregory Boulevard

Nottingham

NG7 6LB




Page 1


 
THE RH GROUP LTD
 

 
GROUP STRATEGIC REPORT
FOR THE YEAR ENDED 31 DECEMBER 2025

Introduction
 
The Directors, in preparing this Strategic Report, have complied with s414C of the Companies Act 2006.

Business review
 
The groups principal activities are those of commercial vehicle sales, service, repair, contract hire and rental of commercial vehicles and other assets.

The RH Group Ltd is also active in the development of industrial property and the letting of commercial property.

2025 saw a significantly improved performance in RH Commercial Vehicles (RHCV) following a very disappointing prior year. A reasonable forward orderbook carried into the first quarter and a number of substantial orders through the early part of the year generated registrations to meet our manufacturer volume targets, something missed in 2024.

That said, the overall market for medium and heavy-duty vehicles (MHDV) was down on the prior year (2024)  by some 10%+ as business confidence weakened during the period following the unprecedented increase in employers’ national insurance contributions and thresholds alongside substantive wage pressure following the increases to the national minimum wage.

This decline in registrations followed through into reduced customer orders in Q4 of the year; correspondingly we are back in the cycle of challenges around this year’s volume target. Data for the Q1 this year showed registrations down a further 10% nationally against the corresponding period last year.

The year will also be remembered for increasing insolvency issues; we suffered several business failures across both RHCV and RH Rentals (RHR) during the year. Consequently, we have bolstered our credit management and further in this current year by recruitment of a Credit Manager, along with the introduction of more sophisticated credit analysis and the management of credit limits.

Although all business was put under considerable pressure in the year, the logistics sector is notorious for working with very fine margins, that pressure was too much to bear for a number borne out by our own experience and wider notifications through various media across the country.

Of course there were plenty of positives; our first full year of operation in Coventry, acquired in late 2024 allowed us to start to build workshop volume, although there is work to do, I was pleased to see robust growth in that business unit.
 
Across the business we almost hit a long-standing aspiration billing just short of 150,000 labour hours through our now seven operational sites with the corresponding parts sales contributing to our overall result. Our aftersales business is now circa £30m turnover in its own right.

RH Rentals enjoyed another solid year; as I have stated before, maturity in a business that in our ownership dates only from 2016 allows for both new business and disposals. Disposals continue to contribute to this business unit’s profitability. We saw good growth in asset numbers during the year increasing the asset base to some 430 pieces.

As with RHCV, the dampener was business insolvency, and although we have managed to reallocate or dispose of assets displaced by these occurrences the business suffered a hit to profitability consequently.

Page 2


 
THE RH GROUP LTD
 


GROUP STRATEGIC REPORT (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025

The RH Group. Having sold its subsidiary Carlton Road Development (CRD) in the prior year, inevitably 2025 was going to be somewhat less exciting. Turnover increased by some 8%, in the most part due to increased property rental income, albeit the full benefit of the Coventry lease was only felt in the last two months of the year; correspondingly administrative expenses and increased borrowing supporting the acquisition conspired to reduce profits in the year. In this year of course, the group benefits from the full rental income from all its property portfolio.

At the time of writing the effects of the conflict in the Middle East alongside the continued war in the Ukraine are still playing out. Our own cost base is of course affected, road fuel particularly, however pressure of our customer base of which fuel is typically 30 – 40% of total operating costs is immense. Some operators of course will be protected by contractual ‘escalators’ but all the same fuel purchases are generally settled in days not weeks or months, putting acute strain on cash-flow for many. 

Taking a positive from the situation above, product development in battery electric vehicles (BEV) continues apace; the distance range we can now rely on across the product range is quite extraordinary and new grant funding through a very welcome government initiative ZETG (zero emission truck grant) goes a long way to price parity with diesel (ICE) equivalents.

If we can manage charging capacity which stills impedes many projects then we should be able to cultivate some growth in this area, something that has been a challenge of us, our peers, and the industry as a whole. 

In summary, business conditions are challenging, simply reading any media will confirm that, but we are a resilient business, continuing to invest in our people, dealerships and systems including some early work with artificial intelligence (AI) which will open up numerous avenues of efficiency across all our operations.

Our Q1 management figures are solid, as such despite the headwinds we continue to drive the business forward.

Key performance indicators (KPI's)

The Directors consider earnings before interest, taxation and depreciation (EBITDA) to be the core KPI of the business.

2025
2024
      £000
      £000
Profit before tax

1,513

3,064
 
Interest payable

2,173

2,052
 
Interest receivable

-

(1)
 
Depreciation and amortisation

5,674

5,049
 
Profit and disposal of subsidiary

-

(2,596)
 

9,360

7,568
 

Other key performance indicators
 
Aside from financial KPIs the business monitors a number of operational KPIs such as the number of vehicles sold, recovery rate and parts purchases.

Page 3


 
THE RH GROUP LTD
 


GROUP STRATEGIC REPORT (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025

Principal risks and uncertainties
 
The management of the business and the execution of the Group's strategy are subject to a number of risks. The key business risks and uncertainties affecting the Group are considered to relate to competition from other companies operating in the same market. The Group manages risk by providing excellent service and maintaining strong relationships with both customers and suppliers.

Financial risk management, objectives and policies

The Group's activities expose it to a number of financial risks relating to credit risk, cash flow risk and liquidity risk. The Group does not use derivative financial instruments.

Credit risk

The Group's principal financial assets are bank balances and cash, trade and other debtors. The Group's credit risk is primarily attributable to its trade debtors. The amounts presented in the Group's Statement of Financial Position are net of allowances for doubtful debts. An allowance for impairment is made where there is an identified loss event which, based on previous experience, is evidence of a reduction in the recoverability of the cash flows. The Group has no significant concentration of credit risk, with exposure spread over a large number of counter parties and customers.

Cash flow risk

Cash flow risk is the risk exposure to variability in cash flows that is attributable to a particular risk associated with acquisition of capital assets through short term borrowings such as repayment and interest payment on short term borrowings.

Liquidity risk

In order to maintain liquidity to ensure that sufficient funds are available for ongoing operations and future developments, the Group uses a mixture of external borrowings and cash flows generated from within the Group.

Page 4


 
THE RH GROUP LTD
 


GROUP STRATEGIC REPORT (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025

Section 172 (1) statement
 
The Directors of the Group, as those of all UK Companies, must act in accordance with a set of general duties. These duties are detailed in section 172 (1) of the UK Companies Act 2006 which can be summarised as follows; "a director of a company must act in a way they consider, in good faith, would be most likely to promote the success of the Group for the benefit of its shareholders as a whole, and in doing so have regard (amongst other matters) to:

• the likely consequences of any decisions in the long term
• the interest of the Group's employees
• the need to foster the Group's business relationship with suppliers, customers and others
• the impact of the Group's operations on the community and the environment
• the desirability of the Group maintaining a reputation for high standards of business conduct and
• the need to act fairly between shareholders of the Group

It is important to recognise that in an organisation of this size, some of the Directors duties are fulfilled through policies and governance which delegate day to day decision making to employees of the Group. The following paragraphs summarise how the Directors fulfil their duties:

Our strategy and consideration of consequences of decisions for the long term

As Directors of the Group we provide overall risk oversight, with a focus on the most significant risks facing the Group. In addition, we are responsible for ensuring overall crisis management and business continuity plans are in place. Together with partners and senior management, we frequently discuss the Group's business strategy, operations, policies, controls and risks.

Our values and culture

The RH Group is committed to conducting its business consistently with the highest standards of business ethics. We have an obligation to our employees, shareholders, customers, suppliers, partners, and other business contacts to be honest, fair and forthright in all our business activities.

Our employees

We recognise the importance of good communications and relationships with employees. We continue to encourage and increase employee participation and involvement in matters which affect their interests. We provide updates to employees on developments within the Group on a regular basis. We celebrate success and share good practice as we strive to be a regional employer of choice.

Business relationships

Our diverse, global customer, partner and supplier base includes some of the largest blue-chip multinationals in the road transport sector. We value our customers and suppliers and have long term relationships in place. We have dedicated customer and supplier account managers who safeguard the interests of ourselves, our customers and our suppliers. As a Group we consciously endeavour to purchase from regional suppliers, with the intention of contributing to strengthening the local economy.

Community and environment

We are committed to the protection of the environment, using our environment management system to ensure compliance with legislation and regulations, and to help achieve our objectives for improvement in environmental performance. This includes reducing waste by increased recycling and reuse where possible and transitioning to electric and hybrid vehicles in the company fleet. We are a partner with a network of dealers committed to helping the transport industry and our customers through energy transition and decarbonisation strategies to lower their environmental impact.

Page 5


 
THE RH GROUP LTD
 


GROUP STRATEGIC REPORT (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025


This report was approved by the board on 4 June 2026 and signed on its behalf.



................................................
Mr Nigel A Baxter
Director

Page 6


 
THE RH GROUP LTD
 
 
DIRECTORS' REPORT
FOR THE YEAR ENDED 31 DECEMBER 2025

The directors present their report and the financial statements for the year ended 31 December 2025.

Results and dividends

The profit for the year, after taxation and minority interests, amounted to £977k (2024 - £3,863k).

Directors

The directors who served during the year were:

Mr Neville A Baxter 
Mr Nigel A Baxter 
Mr Peter J Baxter 

Going concern and future developments

The Directors have prepared this statement of going concern for The RH Group Ltd and its subsidiary companies utilising shared resources and linked funding.

2025 was in many respects a good year overall; RH Commercial Vehicles returned to profitability following a challenging prior year with much improved new vehicle sales volume being key.

That said, the market for new trucks and light commercial vans was significantly down nationally against the prior year, and at the time of writing looks to be tracking down further ( -10% Q1YoY) in the current year as the effects of governmental economic policies and geopolitical events weigh on business sentiment. Correspondingly I expect our new registrations to finish lower in the current year than 2025. 

However, in our aftersales business, in Coventry a full year’s trading following its acquisition in November 2024 we saw good growth in both labour hours and parts sales invoiced; both records as might be expected with a larger area of influence but pleasing all the same and more so that the growth pattern continues in this current year.

Our truck rental business continued to perform well, utilisation running at very acceptable levels; that said, new contracts are challenging to secure, the sector is very competitive, and we are reluctant to participate in deals that don’t meet our margin aspirations which tend to store up issues as contracts mature often in five years’ time.

As has been the case since our acquisition in 2012, we continue to look for further opportunities for growth despite the current headwinds. There will always be demand for transport solutions in both new technologies, BEV (battery electric vehicles) and ICE (internal combustion engine) variants. The movement of goods is something that cannot be replaced by artificial intelligence; as such it is inevitable that assets continue to need replacement or repair affording opportunities to us in sales, aftersales, contract hire and rental.

Providing we continue to offer high service levels for which we have a strong reputation I have little concern as to continued business volumes; the task though is to generate margin and profitability in this challenging period.

As such, although we are working hard to do so, my expectation is to deliver a result similar to 2025, which in the current climate feels both realistic and acceptable.

Page 7


 
THE RH GROUP LTD
 
 
DIRECTORS' REPORT (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025

Carbon reporting

The Companies Act 2006 (Strategic Report and Directors Report) Regulations 2018 requires The RH Group to disclose annual UK energy consumption and Greenhouse Gas (GHG) emissions from SECR regulated sources.

Energy and GH emissions are reported from buildings and transport where operational control is held – this includes natural gas, electricity and fuel consumed, and group owned or leased vehicles.

The tables below details the SECR energy and GHG emissions for the reporting period 2025.

Consumption

Unit
2025
Activity

Purchased Energy

tCO2e

40.75

Water

tCO2e

6.41

Company and leased cars

tCO2e

213.2

Rail

km

-

Business flights

km

-

Paper

Tones

13.86

Waste Generated in Operations

tCO2e

267.34


Emissions

Unit
2025
Scope

Scope 1

tCO2e

278.63

Scope 2

tCO2e

40.75

Scope 3

tCO2e

267.34





Sub Total

tCO2e

586.72

Renewable Sources Electricity

46%

(47)





Totals



539.72

Intensity Metric

total SECR emissions tCO2e/£m

7.92


Page 8


 
THE RH GROUP LTD
 
 
DIRECTORS' REPORT (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025

Economic impact of global events

UK businesses continue to face challenging conditions, in part as a result of UK Government policies, recent changes to employer NIC (national insurance contributions) have added significantly to the group's employment costs and will inevitably impact on the group's overall profitability alongside proposed changes to employment legislation and wider taxation initiatives.

In addition, global events continue to colour business sentiment, with specific concerns around oil prices, as the  group's customer base is transport focused, fuel remains a key cost effecting their own profitability, and thus outlook including investment in new and used vehicles, in turn inevitably potentially reflecting on the RH Group's financial performance. 

However, the directors have carried out an assessment of the potential impact of these uncertainties on the business, including the impact of mitigation measures, and have concluded that these are non-adjusting events with the greatest impact on the business expected to be from the economic ripple effect on the global economy. The directors have taken account of these potential impacts in their going concern assessment.

The RH Group Ltd continues to work with its partners to minimise any impacts of these events and maximise the realisation of any opportunities they may provide to the business.

Matters covered in the Group Strategic Report

As permitted by section 414C(11) of the Companies Act 2006, certain matters which are required to be disclosed in the Directors' Report have been omitted as they are included in the Strategic Report instead.

Disclosure of information to auditors

Each of the persons who are directors at the time when this Directors' Report is approved has confirmed that:
 
so far as the director is aware, there is no relevant audit information of which the Company and the Group's auditors are unaware, and

the director has taken all the steps that ought to have been taken as a director in order to be aware of any relevant audit information and to establish that the Company and the Group's auditors are aware of that information.

Post balance sheet events

There have been no significant events affecting the Group since the year end.

Auditors

The auditorsPage Kirk LLPwill be proposed for reappointment in accordance with section 485 of the Companies Act 2006.

This report was approved by the board on 4 June 2026 and signed on its behalf.
 





................................................
Mr Nigel A Baxter
Director

Page 9


 
THE RH GROUP LTD
 

 
DIRECTORS' RESPONSIBILITIES STATEMENT
FOR THE YEAR ENDED 31 DECEMBER 2025

The directors are responsible for preparing the Group Strategic Report, the Directors' Report and the consolidated financial statements in accordance with applicable law and regulations.

Company law requires the directors to prepare financial statements for each financial year. Under that law the directors have elected to prepare the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice), including Financial Reporting Standard 102 ‘The Financial Reporting Standard applicable in the UK and Republic of Ireland'. Under company law the directors must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the Company and the Group and of the profit or loss of the Group for that period.

 In preparing these financial statements, the directors are required to:

select suitable accounting policies for the Group's financial statements and then apply them consistently;

make judgments and accounting estimates that are reasonable and prudent;

state whether applicable UK Accounting Standards have been followed, subject to any material departures disclosed and explained in the financial statements;

prepare the financial statements on the going concern basis unless it is inappropriate to presume that the Group will continue in business.

The directors are responsible for keeping adequate accounting records that are sufficient to show and explain the Company's transactions and disclose with reasonable accuracy at any time the financial position of the Company and the Group and to enable them to ensure that the financial statements comply with the Companies Act 2006They are also responsible for safeguarding the assets of the Company and the Group and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Page 10


 
THE RH GROUP LTD
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF THE RH GROUP LTD
FOR THE YEAR ENDED 31 DECEMBER 2025 

Opinion


We have audited the financial statements of The RH Group Ltd (the 'parent Company') and its subsidiaries (the 'Group') for the year ended 31 December 2025, which comprise the Consolidated Profit and Loss Account, the Consolidated Analysis of Net Debt, the Consolidated Balance Sheet, the Company Balance Sheet, the Consolidated Statement of Cash Flows, the Consolidated Statement of Changes in Equity, the Company Statement of Changes in Equity and the related notes, including a summary of significant accounting policiesThe financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 ‘The Financial Reporting Standard applicable in the UK and Republic of Ireland' (United Kingdom Generally Accepted Accounting Practice).


In our opinion the financial statements:


give a true and fair view of the state of the Group's and of the Parent Company's affairs as at 31 December 2025 and of the Group's profit for the year then ended;
have been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice; and
have been prepared in accordance with the requirements of the Companies Act 2006.


Basis for opinion


We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditors' responsibilities for the audit of the financial statements section of our report. We are independent of the Group in accordance with the ethical requirements that are relevant to our audit of the financial statements in the United Kingdom, including the Financial Reporting Council's Ethical Standard and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.


Conclusions relating to going concern


In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.


Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Group's or the Parent Company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.


Our responsibilities and the responsibilities of the directors with respect to going concern are described in the relevant sections of this report.


Page 11


 
THE RH GROUP LTD
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF THE RH GROUP LTD (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025

Other information


The other information comprises the information included in the Annual Report other than the financial statements and our Auditors' Report thereon. The directors are responsible for the other information contained within the Annual ReportOur opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon. Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the course of the audit, or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.


We have nothing to report in this regard.


Opinion on other matters prescribed by the Companies Act 2006
 

In our opinion, based on the work undertaken in the course of the audit:


the information given in the Group Strategic Report and the Directors' Report for the financial year for which the financial statements are prepared is consistent with the financial statements; and
the Group Strategic Report and the Directors' Report have been prepared in accordance with applicable legal requirements.


Matters on which we are required to report by exception
 

In the light of the knowledge and understanding of the Group and the Parent Company and its environment obtained in the course of the audit, we have not identified material misstatements in the Group Strategic Report or the Directors' Report.


We have nothing to report in respect of the following matters in relation to which the Companies Act 2006 requires us to report to you if, in our opinion:


adequate accounting records have not been kept by the Parent Company, or returns adequate for our audit have not been received from branches not visited by us; or
the Parent Company financial statements are not in agreement with the accounting records and returns; or
certain disclosures of directors' remuneration specified by law are not made; or
we have not received all the information and explanations we require for our audit.


Responsibilities of directors
 

As explained more fully in the Directors' Responsibilities Statement set out on page 10, the directors are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the directors determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.


In preparing the financial statements, the directors are responsible for assessing the Group's and the Parent Company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the directors either intend to liquidate the Group or the Parent Company or to cease operations, or have no realistic alternative but to do so.


Page 12


 
THE RH GROUP LTD
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF THE RH GROUP LTD (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025

Auditors' responsibilities for the audit of the financial statements
 

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an Auditors' Report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these Group financial statements.


Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

We obtained an understanding of the legal and regulatory frameworks within which the company operates, focusing on those laws and regulations that have a direct effect on the determination of material amounts and disclosures in the financial statements. The laws and regulations we considered in this context were the Companies Act 2006, taxation legislation and money laundering regulations.

We identified the greatest risk of material impact on the financial statements from irregularities, including fraud, to be the override of controls by management and the understatement of revenue.

Our audit procedures to respond to these risks included:
• Enquiries of management about their own identification and assessment of the risks of irregularities.
• Sample testing on the posting of journals.
• Reviewing regulatory correspondence and professional fees.
• Detailed substantive testing on the completeness of income.

Owing to the inherent limitations of an audit, there is an unavoidable risk that we may not have detected some material misstatements in the financial statements, even though we have properly planned and performed our audit in accordance with auditing standards. We are not responsible for preventing non-compliance and cannot be expected to detect non-compliance with all laws and regulations.

These inherent limitations are particularly significant in the case of misstatement resulting from fraud as this may involve sophisticated schemes designed to avoid detection, including deliberate failure to record transactions, collusion or the provision of intentional misrepresentations.


A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council's website at: www.frc.org.uk/auditorsresponsibilities. This description forms part of our Auditors' Report.


Page 13


 
THE RH GROUP LTD
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF THE RH GROUP LTD (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025

Use of our report
 

This report is made solely to the Company's members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006Our audit work has been undertaken so that we might state to the Company's members those matters we are required to state to them in an Auditors' Report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the Company and the Company's members, as a body, for our audit work, for this report, or for the opinions we have formed.





John Wallis FCA (Senior Statutory Auditor)
  
for and on behalf of
Page Kirk LLP
 
Chartered Accountants and Statutory Auditors
  
Sherwood House
7 Gregory Boulevard
Nottingham
NG7 6LB

4 June 2026
Page 14


 
THE RH GROUP LTD
 

 
CONSOLIDATED PROFIT AND LOSS ACCOUNT
FOR THE YEAR ENDED 31 DECEMBER 2025

2025
2024
Note
£000
£000

  

Turnover
 4 
81,980
63,299

Cost of sales
  
(64,947)
(48,528)

Gross profit
  
17,033
14,771

Administrative expenses
  
(13,347)
(12,252)

Operating profit
 5 
3,686
2,519

Profit on disposal of investments
  
-
2,596

Interest receivable and similar income
 9 
-
1

Interest payable and similar expenses
 10 
(2,173)
(2,052)

Profit before tax
  
1,513
3,064

Tax on profit
 11 
(451)
917

Profit for the financial year
  
1,062
3,981

Profit for the year attributable to:
  

Non-controlling interests
  
85
118

Owners of the Parent Company
  
977
3,863

  
1,062
3,981

The notes on pages 25 to 53 form part of these financial statements.

Page 15


 
THE RH GROUP LTD
REGISTERED NUMBER:02276251


CONSOLIDATED BALANCE SHEET
AS AT 31 DECEMBER 2025

2025
2025
2024
2024
Note
£000
£000
£000
£000

Fixed assets
  

Intangible assets
 12 
891
1,034

Tangible assets
 13 
34,995
26,397

Investment property
 15 
2,850
3,105

  
38,736
30,536

Current assets
  

Stocks
 16 
19,809
19,617

Debtors: amounts falling due within one year
 17 
8,514
10,875

Cash at bank and in hand
 18 
911
425

  
29,234
30,917

Creditors: amounts falling due within one year
 19 
(35,883)
(35,598)

Net current liabilities
  
 
 
(6,649)
 
 
(4,681)

Total assets less current liabilities
  
32,087
25,855

Creditors: amounts falling due after more than one year
 20 
(18,172)
(13,388)

Provisions for liabilities
  

Deferred taxation
 24 
(1,738)
(1,352)

  
 
 
(1,738)
 
 
(1,352)

Net assets excluding pension asset
  
12,177
11,115

Net assets
  
12,177
11,115


Capital and reserves
  

Called up share capital 
 25 
1,000
1,000

Profit and loss account
  
10,461
9,484

Equity attributable to owners of the parent Company
  
11,461
10,484

Non-controlling interests
  
716
631

  
12,177
11,115


Page 16


 
THE RH GROUP LTD
REGISTERED NUMBER:02276251

    
CONSOLIDATED BALANCE SHEET (CONTINUED)
AS AT 31 DECEMBER 2025

The financial statements were approved and authorised for issue by the board and were signed on its behalf on 4 June 2026.




................................................
Mr Nigel A Baxter
Director

The notes on pages 25 to 53 form part of these financial statements.

Page 17


 
THE RH GROUP LTD
REGISTERED NUMBER:02276251


COMPANY BALANCE SHEET
AS AT 31 DECEMBER 2025

2025
2025
2024
2024
Note
£000
£000
£000
£000

Fixed assets
  

Tangible assets
 13 
5,713
5,858

Investments
 14 
798
801

Investment Property
 15 
3,025
3,280

  
9,536
9,939

Current assets
  

Debtors: amounts falling due within one year
 17 
1,094
1,570

Cash at bank and in hand
 18 
911
425

  
2,005
1,995

Creditors: amounts falling due within one year
 19 
(2,142)
(2,514)

Net current liabilities
  
 
 
(137)
 
 
(519)

Total assets less current liabilities
  
9,399
9,420

  

Creditors: amounts falling due after more than one year
 20 
(3,179)
(3,327)

Provisions for liabilities
  

Deferred taxation
 24 
(2)
-

  
 
 
(2)
 
 
-

Net assets excluding pension asset
  
6,218
6,093

Net assets
  
6,218
6,093


Capital and reserves
  

Called up share capital 
 25 
1,000
1,000

Profit and loss account
  
5,218
5,093

  
6,218
6,093


Page 18


 
THE RH GROUP LTD
REGISTERED NUMBER:02276251

    
COMPANY BALANCE SHEET (CONTINUED)
AS AT 31 DECEMBER 2025

The financial statements were approved and authorised for issue by the board and were signed on its behalf on 4 June 2026.


................................................
Mr Nigel A Baxter
Director

The notes on pages 25 to 53 form part of these financial statements.

Page 19


 
THE RH GROUP LTD
 


CONSOLIDATED STATEMENT OF CHANGES IN EQUITY
FOR THE YEAR ENDED 31 DECEMBER 2025


Called up share capital
Profit and loss account
Non-controlling interests
Total equity

£000
£000
£000
£000

At 1 January 2025
1,000
9,484
631
11,115



Profit for the year
-
977
85
1,062


At 31 December 2025
1,000
10,461
716
12,177


The notes on pages 25 to 53 form part of these financial statements.


CONSOLIDATED STATEMENT OF CHANGES IN EQUITY
FOR THE YEAR ENDED 31 DECEMBER 2024


Called up share capital
Profit and loss account
Non-controlling interests
Total equity

£000
£000
£000
£000

At 1 January 2024
1,000
5,621
460
7,081



Profit for the year
-
3,863
118
3,981

Disposal of investment
-
-
53
53


At 31 December 2024
1,000
9,484
631
11,115


The notes on pages 25 to 53 form part of these financial statements.

Page 20


 
THE RH GROUP LTD
 


COMPANY STATEMENT OF CHANGES IN EQUITY
FOR THE YEAR ENDED 31 DECEMBER 2025


Called up share capital
Profit and loss account
Total equity

£000
£000
£000

At 1 January 2025
1,000
5,093
6,093



Profit for the year
-
125
125


At 31 December 2025
1,000
5,218
6,218


The notes on pages 25 to 53 form part of these financial statements.


COMPANY STATEMENT OF CHANGES IN EQUITY
FOR THE YEAR ENDED 31 DECEMBER 2024


Called up share capital
Profit and loss account
Total equity

£000
£000
£000

At 1 January 2024
1,000
2,347
3,347



Profit for the year
-
2,746
2,746


At 31 December 2024
1,000
5,093
6,093


The notes on pages 25 to 53 form part of these financial statements.

Page 21


 
THE RH GROUP LTD
 


CONSOLIDATED STATEMENT OF CASH FLOWS
FOR THE YEAR ENDED 31 DECEMBER 2025

2025
2024
£000
£000

Cash flows from operating activities

Profit for the financial year
1,062
3,981

Adjustments for:

Amortisation of intangible assets
143
52

Depreciation of tangible assets
5,674
4,997

Loss on disposal of tangible assets
(315)
(107)

Interest paid
2,173
2,052

Interest received
-
(1)

Taxation charge
451
(917)

(Increase) in stocks
(192)
(1,448)

Decrease/(increase) in debtors
2,312
(3,717)

Decrease/(increase) in amounts owed by joint ventures
-
(251)

(Decrease)/increase in creditors
(2,782)
5,088

Net fair value losses/(gains) recognised in P&L
-
(2,596)

Corporation tax (paid)/received
(29)
101

Net cash generated from operating activities

8,497
7,234


Cash flows from investing activities

Purchase of intangible fixed assets
-
(1,000)

Purchase of tangible fixed assets
(1,022)
(4,262)

Sale of tangible fixed assets
916
2,520

Sale of investment properties
255
255

Sale of fixed asset investments
-
2,488

Interest received
-
1

Net cash from investing activities

149
2

Cash flows from financing activities

New secured loans
-
1,742

Repayment of loans
(139)
-

Repayment of finance leases
(6,230)
(7,718)

Interest paid
(1,175)
(1,235)

HP interest paid
(998)
(817)

Net cash used in financing activities
(8,542)
(8,028)

Net increase/(decrease) in cash and cash equivalents
104
(792)

Cash and cash equivalents at beginning of year
(2,079)
(1,287)
Page 22


 
THE RH GROUP LTD
 


CONSOLIDATED STATEMENT OF CASH FLOWS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025


2025
2024

£000
£000


Cash and cash equivalents at the end of year
(1,975)
(2,079)


Cash and cash equivalents at the end of year comprise:

Cash at bank and in hand
911
425

Bank overdrafts
(2,886)
(2,504)

(1,975)
(2,079)


The notes on pages 25 to 53 form part of these financial statements.

Page 23


 
THE RH GROUP LTD
 


CONSOLIDATED ANALYSIS OF NET DEBT
FOR THE YEAR ENDED 31 DECEMBER 2025





At 1 January 2025
Cash flows
New finance leases
At 31 December 2025
£000

£000

£000

£000

Cash at bank and in hand

425

486

-

911

Bank overdrafts

(2,504)

(382)

-

(2,886)

Debt due after 1 year

(3,327)

148

-

(3,179)

Debt due within 1 year

(149)

(9)

-

(158)

Finance leases

(15,284)

10,721

(18,342)

(22,905)


(20,839)
10,964
(18,342)
(28,217)

The notes on pages 25 to 53 form part of these financial statements.

Page 24


 
THE RH GROUP LTD
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

1.


General information

The company is a private company limited by share capital, incorporated in England.

The address of its registered office is:
Birkbeck House
Colliers Way
Nottingham
England
NG8 6AT

2.Accounting policies

 
2.1

Basis of preparation of financial statements

The financial statements have been prepared under the historical cost convention unless otherwise specified within these accounting policies and in accordance with Financial Reporting Standard 102, the Financial Reporting Standard applicable in the UK and the Republic of Ireland and the Companies Act 2006.

The financial statements are presented in Sterling (£) which is the functional currency of the company.

The preparation of financial statements in compliance with FRS 102 requires the use of certain critical accounting estimates. It also requires Group management to exercise judgment in applying the Group's accounting policies (see note 3).

The Company has taken advantage of the exemption allowed under section 408 of the Companies Act 2006 and has not presented its own Profit and Loss Account in these financial statements.

The following principal accounting policies have been applied:

 
2.2

Basis of consolidation

The consolidated financial statements present the results of the Company and its own subsidiaries ("the Group") as if they form a single entity. Intercompany transactions and balances between group companies are therefore eliminated in full.

The consolidated financial statements incorporate the results of business combinations using the purchase method. In the Balance Sheet, the acquiree's identifiable assets, liabilities and contingent liabilities are initially recognised at their fair values at the acquisition date. The results of acquired operations are included in the Consolidated Profit and Loss Account from the date on which control is obtained. They are deconsolidated from the date control ceases.

Page 25


 
THE RH GROUP LTD
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

2.Accounting policies (continued)

 
2.3

Going concern

The Directors have prepared this statement of going concern for The RH Group Ltd and its subsidiary companies utilising shared resources and linked funding.

2025 was in many respects a good year overall; RH Commercial Vehicles returned to profitability following a challenging prior year with much improved new vehicle sales volume being key.

That said, the market for new trucks and light commercial vans was significantly down nationally against the prior year, and at the time of writing looks to be tracking down further ( -10% Q1YoY) in the current year as the effects of governmental economic policies and geopolitical events weigh on business sentiment. Correspondingly I expect our new registrations to finish lower in the current year than 2025. 

However, in our aftersales business, in Coventry a full year’s trading following its acquisition in November 2024 we saw good growth in both labour hours and parts sales invoiced; both records as might be expected with a larger area of influence but pleasing all the same and more so that the growth pattern continues in this current year.

Our truck rental business continued to perform well, utilisation running at very acceptable levels; that said, new contracts are challenging to secure, the sector is very competitive, and we are reluctant to participate in deals that don’t meet our margin aspirations which tend to store up issues as contracts mature often in five years’ time.

As has been the case since our acquisition in 2012, we continue to look for further opportunities for growth despite the current headwinds. There will always be demand for transport solutions in both new technologies, BEV (battery electric vehicles) and ICE (internal combustion engine) variants. The movement of goods is something that cannot be replaced by artificial intelligence; as such it is inevitable that assets continue to need replacement or repair affording opportunities to us in sales, aftersales, contract hire and rental.

Providing we continue to offer high service levels for which we have a strong reputation I have little concern as to continued business volumes; the task though is to generate margin and profitability in this challenging period.

As such, although we are working hard to do so, my expectation is to deliver a result similar to 2025, which in the current climate feels both realistic and acceptable. I therefore consider The RH Group to be an going concern.

Page 26


 
THE RH GROUP LTD
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

2.Accounting policies (continued)

 
2.4

Revenue

Revenue is recognised to the extent that it is probable that the economic benefits will flow to the Group and the revenue can be reliably measured. Revenue is measured as the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes. The following criteria must also be met before revenue is recognised:

Sale of goods

Revenue from the sale of goods is recognised when all of the following conditions are satisfied:
the Group has transferred the significant risks and rewards of ownership to the buyer;
the Group retains neither continuing managerial involvement to the degree usually associated with ownership nor effective control over the goods sold;
the amount of revenue can be measured reliably;
it is probable that the Group will receive the consideration due under the transaction; and
the costs incurred or to be incurred in respect of the transaction can be measured reliably.

Rendering of services

Revenue from a contract to provide services is recognised in the period in which the services are provided in accordance with the stage of completion of the contract when all of the following conditions are satisfied:
the amount of revenue can be measured reliably;
it is probable that the Group will receive the consideration due under the contract;
the stage of completion of the contract at the end of the reporting period can be measured reliably; and
the costs incurred and the costs to complete the contract can be measured reliably.

The Company policy in regard to the sale of vehicles is that the revenue is recognised upon production of the sales invoice to the buyer. The payment of that invoice and delivery of the purchased vehicle usually follow within a short timescale, often within a week, the Directors therefore feel that this is a suitable revenue recognition policy.

 
2.5

Operating leases: the Group as lessee

Rental income from operating leases is credited to profit or loss on a straight-line basis over the lease term.

 
2.6

Operating leases

Rentals paid under operating leases are charged to profit or loss on a straight-line basis over the lease term.

 
2.7

Finance costs

Finance costs are charged to profit or loss over the term of the debt using the effective interest method so that the amount charged is at a constant rate on the carrying amount. Issue costs are initially recognised as a reduction in the proceeds of the associated capital instrument.

Page 27


 
THE RH GROUP LTD
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

2.Accounting policies (continued)

 
2.8

Pensions

Defined contribution pension plan

The Group operates a defined contribution plan for its employees. A defined contribution plan is a pension plan under which the Group pays fixed contributions into a separate entity. Once the contributions have been paid the Group has no further payment obligations.

The contributions are recognised as an expense in profit or loss when they fall due. Amounts not paid are shown in accruals as a liability in the Balance Sheet. The assets of the plan are held separately from the Group in independently administered funds.

 
2.9

Current and deferred taxation

The tax expense for the year comprises current and deferred tax. Tax is recognised in profit or loss except that a charge attributable to an item of income and expense recognised as other comprehensive income or to an item recognised directly in equity is also recognised in other comprehensive income or directly in equity respectively.

The current income tax charge is calculated on the basis of tax rates and laws that have been enacted or substantively enacted by the balance sheet date in the countries where the Company and the Group operate and generate income.

Deferred tax balances are recognised in respect of all timing differences that have originated but not reversed by the balance sheet date, except that:
The recognition of deferred tax assets is limited to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits;
Any deferred tax balances are reversed if and when all conditions for retaining associated tax allowances have been met; and
Where they relate to timing differences in respect of interests in subsidiaries, associates, branches and joint ventures and the Group can control the reversal of the timing differences and such reversal is not considered probable in the foreseeable future.

Deferred tax balances are not recognised in respect of permanent differences except in respect of business combinations, when deferred tax is recognised on the differences between the fair values of assets acquired and the future tax deductions available for them and the differences between the fair values of liabilities acquired and the amount that will be assessed for tax. Deferred tax is determined using tax rates and laws that have been enacted or substantively enacted by the balance sheet date.


Page 28


 
THE RH GROUP LTD
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

2.Accounting policies (continued)

 
2.10

Intangible assets

Goodwill

Goodwill represents the difference between amounts paid on the cost of a business combination and the acquirer’s interest in the fair value of the Group's share of its identifiable assets and liabilities of the acquiree at the date of acquisition. Subsequent to initial recognition, goodwill is measured at cost less accumulated amortisation and accumulated impairment losses. Goodwill is amortised on a straight-line basis to the Consolidated Profit and Loss Account over its useful economic life, which is 10 years.

Other intangible assets

Intangible assets are initially recognised at cost. After recognition, under the cost model, intangible assets are measured at cost less any accumulated amortisation and any accumulated impairment losses.

All intangible assets are considered to have a finite useful life. If a reliable estimate of the useful life cannot be made, the useful life shall not exceed ten years.

 
2.11

Tangible fixed assets

Tangible fixed assets under the cost model are stated at historical cost less accumulated depreciation and any accumulated impairment losses. Historical cost includes expenditure that is directly attributable to bringing the asset to the location and condition necessary for it to be capable of operating in the manner intended by management.

Depreciation is charged so as to allocate the cost of assets less their residual value over their estimated useful lives, using the straight-line method.

The estimated useful lives range as follows:

Freehold property
-
50
years
Long-term leasehold property
-
50
years
Short-term leasehold property
-
50
years
Plant and machinery
-
3
- 10 years
Motor vehicles
-
3
- 10 years
Fixtures and fittings
-
3
- 10 years
Commercial vehicles
-
3
- 10 years

The assets' residual values, useful lives and depreciation methods are reviewed, and adjusted prospectively if appropriate, or if there is an indication of a significant change since the last reporting date.

Gains and losses on disposals are determined by comparing the proceeds with the carrying amount and are recognised in profit or loss.

 
2.12

Investment property

Investment property is carried at fair value determined annually by external valuers and derived from the current market rents and investment property yields for comparable real estate, adjusted if necessary for any difference in the nature, location or condition of the specific asset. No depreciation is provided. Changes in fair value are recognised in profit or loss.

Page 29


 
THE RH GROUP LTD
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

2.Accounting policies (continued)

 
2.13

Valuation of investments

Investments in subsidiaries are measured at cost less accumulated impairment.

 
2.14

Stocks

Stocks are stated at the lower of cost and net realisable value, being the estimated selling price less costs to complete and sell. Cost is based on the cost of purchase on a first in, first out basis. Work in progress and finished goods include labour and attributable overheads.

At each balance sheet date, stocks are assessed for impairment. If stock is impaired, the carrying amount is reduced to its selling price less costs to complete and sell. The impairment loss is recognised immediately in profit or loss.

 
2.15

Debtors

Short-term debtors are measured at transaction price, less any impairment. Loans receivable are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method, less any impairment.

 
2.16

Cash and cash equivalents

Cash is represented by cash in hand and deposits with financial institutions repayable without penalty on notice of not more than 24 hours. Cash equivalents are highly liquid investments that mature in no more than three months from the date of acquisition and that are readily convertible to known amounts of cash with insignificant risk of change in value.

In the Consolidated Statement of Cash Flows, cash and cash equivalents are shown net of bank overdrafts that are repayable on demand and form an integral part of the Group's cash management.

 
2.17

Creditors

Short-term creditors are measured at the transaction price. Other financial liabilities, including bank loans, are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method.

 
2.18

Financial instruments

The Group has elected to apply the provisions of Section 11 “Basic Financial Instruments” of FRS 102 to all of its financial instruments.

The Group has elected to apply the recognition and measurement provisions of IFRS 9 Financial Instruments (as adopted by the UK Endorsement Board) with the disclosure requirements of Sections 11 and 12 and the other presentation requirements of FRS 102.

Financial instruments are recognised in the Group's Balance Sheet when the Group becomes party to the contractual provisions of the instrument.

Basic financial assets

Basic financial assets, which include trade and other debtors, cash and bank balances, are initially measured at their transaction price (adjusted for transaction costs except in the initial measurement of financial assets that are subsequently measured at fair value through profit and loss) and are subsequently carried at their amortised cost using the effective interest method, less any provision for
Page 30


 
THE RH GROUP LTD
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

2.Accounting policies (continued)


2.18
Financial instruments (continued)

impairment, unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest.

Discounting is omitted where the effect of discounting is immaterial. The Group's cash and cash equivalents, trade and most other debtors due with the operating cycle fall into this category of financial instruments.

Basic financial liabilities

Financial liabilities and equity instruments are classified according to the substance of the contractual arrangements entered into. An equity instrument is any contract that evidences a residual interest in the assets of the Group after the deduction of all its liabilities.

Basic financial liabilities, which include trade and other creditors, bank loans, other loans and loans due to fellow group companies are initially measured at their transaction price (adjusting for transaction costs except in the initial measurement of financial liabilities that are subsequently measured at fair value through profit and loss). When this constitutes a financing transaction, whereby the debt instrument is measured at the present value of the future payments discounted at a market rate of interest, discounting is omitted where the effect of discounting is immaterial.

Debt instruments are subsequently carried at their amortised cost using the effective interest rate method.

Trade creditors are obligations to pay for goods and services that have been acquired in the ordinary course of business from suppliers. Trade creditors are classified as current liabilities if the payment is due within one year. If not, they represent non-current liabilities. Trade creditors are initially recognised at their transaction price and subsequently are measured at amortised cost using the effective interest method. Discounting is omitted where the effect of discounting is immaterial.

Page 31


 
THE RH GROUP LTD
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

3.


Judgments in applying accounting policies and key sources of estimation uncertainty

In the application of the Company's accounting policies, which are described in note 2, management is required to make judgements, estimates and assumptions about the carrying values· of assets and liabilities that are not readily apparent from other sources. The estimates and underlying assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised if the revision affects only that period, or in the period of revision and future periods if the revision affects both current and future periods.

The Directors have not identified any critical judgements in preparing these financial statements.

The key sources of estimation uncertainty that have a significant effect on the amounts recognised in the financial statements are described below:

Valuation of investments - Investment property

Estimations have been made with regards to the carrying value of the investment properties which are held at market value. The Directors have sought expert valuations from a valuation firm to assist with these key estimations. Further details are disclosed in note 15.

Useful economic life of tangible fixed assets

Residual values are estimated for commercial vehicles held as fixed assets. The Directors use available market data, history of recoverable values and their judgement in making these estimates.


4.


Turnover

An analysis of turnover by class of business is as follows:


2025
2024
£000
£000

Commercial and residential property rental
175
365

Vehicle sales and services
72,989
54,359

Vehicle rental
8,816
8,575

81,980
63,299


Analysis of turnover by country of destination:

2025
2024
£000
£000

United Kingdom
81,980
63,299

81,980
63,299


Page 32


 
THE RH GROUP LTD
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

5.


Operating profit

The operating profit is stated after charging:

2025
2024
£000
£000

Depreciation of tangible fixed assets
5,674
4,997

Amortisation
143
52

Profit on disposal
(315)
(107)

Other operating lease rentals
1,035
1,024


6.


Auditors' remuneration

During the year, the Group obtained the following services from the Company's auditors and their associates:


2025
2024
£000
£000

Fees payable to the Company's auditors and their associates for the audit of the consolidated and parent Company's financial statements
31
28

Fees payable to the Company's auditors and their associates in respect of:

Non-audit services
23
21

Page 33


 
THE RH GROUP LTD
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

7.


Employees

Staff costs, including directors' remuneration, were as follows:


Group
Group
2025
2024
£000
£000


Wages and salaries
8,543
7,232

Social security costs
995
773

Cost of defined contribution scheme
198
156

9,736
8,161


The average monthly number of employees, including the directors, during the year was as follows:


        2025
        2024
            No.
            No.







Office and management
78
66



Technicians
122
105

200
171


8.


Directors' remuneration

2025
2024
£000
£000

Directors' emoluments
509
423

Group contributions to defined contribution pension schemes
19
15

528
438


During the year retirement benefits were accruing to 3 directors (2024 - 2) in respect of defined contribution pension schemes.

The highest paid director received remuneration of £202k (2024 - £213k).

The value of the Group's contributions paid to a defined contribution pension scheme in respect of the highest paid director amounted to £8k (2024 - £8k).

The value of the Group's contributions paid to a defined benefit pension scheme in respect of the highest paid director amounted to £8k (2024 - £8k).

Page 34


 
THE RH GROUP LTD
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

9.


Interest receivable

2025
2024
£000
£000


Interest received on loans
-
1

-
1


10.


Interest payable and similar expenses

2025
2024
£000
£000


Bank interest payable
300
190

Other loan interest payable
875
1,045

Finance leases and hire purchase contracts
998
817

2,173
2,052


11.


Taxation


2025
2024
£000
£000

Corporation tax


Current tax on profits for the year
132
-

Adjustments in respect of previous periods
(67)
(14)


65
(14)


Total current tax
65
(14)

Deferred tax


Origination and reversal of timing differences
283
183

Adjustments in respect of previous periods
103
(1,086)

Total deferred tax
386
(903)


Tax on profit
451
(917)
Page 35


 
THE RH GROUP LTD
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025
 
11.Taxation (continued)


Factors affecting tax charge for the year

The tax assessed for the year is the same as (2024 - the same as) the standard rate of corporation tax in the UK of 25% (2024 - 25%) as set out below:

2025
2024
£000
£000


Profit on ordinary activities before tax
1,428
3,064


Profit on ordinary activities multiplied by standard rate of corporation tax in the UK of 25% (2024 - 25%)
357
766

Effects of:


Non-tax deductible amortisation of goodwill and impairment
36
-

Expenses not deductible for tax purposes
(31)
3

Capital allowances for year in excess of depreciation
(227)
(287)

Utilisation of tax losses
(3)
-

Adjustments to tax charge in respect of prior periods
(67)
(14)

Adjustments to tax charge in respect of prior periods - deferred tax
103
(1,086)

Arising from origination and reversal of timing differences
283
183

Effect of tax losses
-
157

Other differences
-
(639)

Total tax charge for the year
451
(917)

Page 36


 
THE RH GROUP LTD
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

12.


Intangible assets

Group





Goodwill

£000



Cost


At 1 January 2025
1,675



At 31 December 2025

1,675



Amortisation


At 1 January 2025
641


Charge for the year on owned assets
143



At 31 December 2025

784



Net book value



At 31 December 2025
891



At 31 December 2024
1,034

There are no intangible assets held in the parent company.



Page 37


 
THE RH GROUP LTD
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

13.


Tangible fixed assets

Group



Freehold property
Long-term leasehold property
Short-term leasehold property
Plant and machinery
Motor vehicles

£000
£000
£000
£000
£000



Cost or valuation


At 1 January 2025
3,834
2,268
400
1,570
1,109


Additions
-
-
-
300
608


Disposals
-
-
-
-
(329)


Transfers between classes
-
-
-
65
(84)



At 31 December 2025

3,834
2,268
400
1,935
1,304



Depreciation


At 1 January 2025
49
226
46
513
407


Charge for the year on owned assets
84
45
8
106
262


Disposals
-
-
-
-
(226)


Transfers between classes
-
-
-
30
(10)



At 31 December 2025

133
271
54
649
433



Net book value



At 31 December 2025
3,701
1,997
346
1,286
871



At 31 December 2024
3,785
2,042
354
1,056
702
Page 38


 
THE RH GROUP LTD
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

           13.Tangible fixed assets (continued)


Fixtures and fittings
Assets under construction
Commercial Vehicles
Total

£000
£000
£000
£000



Cost or valuation


At 1 January 2025
3,059
16
30,168
42,424


Additions
402
-
13,563
14,873


Disposals
-
(16)
(5,259)
(5,604)


Transfers between classes
(168)
-
187
-



At 31 December 2025

3,293
-
38,659
51,693



Depreciation


At 1 January 2025
829
-
13,957
16,027


Charge for the year on owned assets
386
-
4,783
5,674


Disposals
-
-
(4,777)
(5,003)


Transfers between classes
(133)
-
113
-



At 31 December 2025

1,082
-
14,076
16,698



Net book value



At 31 December 2025
2,211
-
24,583
34,995



At 31 December 2024
2,230
16
16,212
26,397




The net book value of land and buildings may be further analysed as follows:


2025
2024
£000
£000

Freehold
3,701
3,782

Long leasehold
1,997
2,042

Short leasehold
346
354

6,044
6,178


Page 39


 
THE RH GROUP LTD
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

           13.Tangible fixed assets (continued)

The net book value of assets held under finance leases or hire purchase contracts, included above, are as follows:


2025
2024
£000
£000



Plant and machinery
127
-

Motor vehicles
729
573

Furniture, fittings and equipment
102
-

Commercial Vehicles
24,006
15,903

24,964
16,476

The depreciation charge of assets held under finance leases or hire purchase contracts, included above, are as follows:

2025
£000
Plant and machinery

127

Motor vehicles

729

Furniture, fittings and equipment

102

Commercial Vehicles

24,006

24,964


Security

Bank loans are secured over freehold property and long-term leasehold property with a net book value of £5,698k at 31 December 2025.

Obligations under finance lease and hire purchase contracts are secured over the assets to which they relate with a net book value of £24,964k at 31 December 2025.

Page 40


 
THE RH GROUP LTD
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

           13.Tangible fixed assets (continued)


Company






Freehold property
Long-term leasehold property
Plant and machinery
Assets under construction
Total

£000
£000
£000
£000
£000

Cost or valuation


At 1 January 2025
3,834
2,268
68
16
6,186


Disposals
-
-
-
(16)
(16)



At 31 December 2025

3,834
2,268
68
-
6,170



Depreciation


At 1 January 2025
49
226
53
-
328


Charge for the year on owned assets
84
45
-
-
129



At 31 December 2025

133
271
53
-
457



Net book value



At 31 December 2025
3,701
1,997
15
-
5,713



At 31 December 2024
3,785
2,042
15
16
5,858





The net book value of land and buildings may be further analysed as follows:


2025
2024
£000
£000

Freehold
3,701
3,784

Long leasehold
1,997
2,042

5,698
5,826


Security

Bank loans are secured over freehold property and long-term leasehold property with a net book value of £5,698k at 31 December 2025.

The carrying amount of investment property, which the Company rents to another group entity when it has chosen to account for such properties using the cost model is £5,698k (2024 - £5,827k)

Page 41


 
THE RH GROUP LTD
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

14.


Fixed asset investments

Company





Investments in subsidiary companies

£000



Cost or valuation


At 1 January 2025
801


Amounts written off
(3)



At 31 December 2025
798





Direct subsidiary undertaking


The following were subsidiary undertakings at 31 December 2025:

Name

Principal activity

Class of shares

Holding

RH Commercial Vehicles Ltd
Commercial vehicles sales and maintenance and repairs.
Ordinary
90%

The aggregate of the share capital and reserves as at 31 December 2025 and the profit or loss for the year ended on that date for the subsidiary undertaking were as follows:

Name
Aggregate of share capital and reserves
£000
Profit/(loss)
£000

RH Commercial Vehicles Ltd
5,349
401

Carlton Road Development Limited was disposed of in the year ended 31 December 2024. A gain of £2,442k was recognised on disposal of the company's investment.


Indirect subsidiary undertaking


The following was an indirect subsidiary undertaking of the Company:

Name

Principal activity

Class of shares

Holding

RH Rentals Ltd
The rental and contract hire of commercial vehicles.
Ordinary
90%

Page 42


 
THE RH GROUP LTD
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025
Indirect subsidiary undertaking (continued)

The aggregate of the share capital and reserves as at 31 December 2025 and the profit or loss for the year ended on that date for the subsidiary undertaking were as follows:

Name
Aggregate of share capital and reserves
£000
Profit/(Loss)
£000

RH Rentals Ltd
2,480
451

Page 43


 
THE RH GROUP LTD
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

15.


Investment property

Group


Freehold investment property

£000



Valuation


At 1 January 2025
3,105


Disposals
(255)



At 31 December 2025
2,850

Freehold investment properties were valued in June 2023, based on an exercise carried out by FHP, an independent surveyor, having an appropriate recognised qualification and recent experience in the location and class of property being valued.

The directors have reviewed the investment property valuation and deem to appropriate.



If the Investment properties had been accounted for under the historic cost accounting rules, the properties would have been measured as follows:

2025
2024
£000
£000


Historic cost
2,482
2,836

Security

Bank loans are secured over investment property with a net book value of £2,850k at 31 December 2025.

Company





Freehold investment property

£000



Valuation


At 1 January 2025
3,280


Disposals
(255)



At 31 December 2025
3,025

Freehold properties were valued in June 2023, based on an exercise carried out by FHP, an independent surveyor, having an appropriate recognised qualification and recent experience in the location and class of property being valued.

The directors have reviewed the investment property valuation and deem to appropriate.

Page 44


 
THE RH GROUP LTD
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025
2025
2024
£000
£000



Historic cost
2,482
2,836

Security

Bank loans are secured over investment property with a net book value of £3,025k at 31 December 2025.


16.


Stocks

Group
Group
2025
2024
£000
£000

Vehicle parts
3,049
2,885

Work in progress
263
224

Vehicles
16,497
16,508

19,809
19,617


Some vehicle parts are held under consignment at certain premises, title of which is held by RH Commercial Vehicles Ltd until such time as payment is received in full.

Contractual arrangements are in place which ensures this stock is held separately to the clients' own stock, and secured at all times. This arrangement also covers stock cleansing, permissions and restrictions, payment terms, and the replenishment of the stock RH Commercial Vehicles Ltd has an exclusivity clause with all consignment stock.

There is no material difference between the balance sheet value of stock and the replacement cost.

Page 45


 
THE RH GROUP LTD
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

17.


Debtors

Group
Group
Company
Company
2025
2024
2025
2024
£000
£000
£000
£000


Trade debtors
5,408
8,572
270
290

Amounts owed by group undertakings
-
-
-
463

Amounts owed by related party
792
792
792
792

Other debtors
760
431
-
-

Prepayments and accrued income
1,554
1,080
32
25

8,514
10,875
1,094
1,570


Amounts owed by group undertakings are unsecured and repayable on demand.


18.


Cash and cash equivalents

Group
Group
Company
Company
2025
2024
2025
2024
£000
£000
£000
£000

Cash at bank and in hand
911
425
911
425

Less: bank overdrafts
(2,886)
(2,504)
-
-

(1,975)
(2,079)
911
425


Page 46


 
THE RH GROUP LTD
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

19.


Creditors: Amounts falling due within one year

Group
Group
Company
Company
2025
2024
2025
2024
£000
£000
£000
£000

Bank overdrafts
2,886
2,504
-
-

Bank loans
158
149
158
149

Trade creditors
11,688
11,366
14
43

Corporation tax
82
95
80
60

Other taxation and social security
1,287
295
40
66

Obligations under finance lease and hire purchase contracts
7,912
5,223
-
-

Other creditors
11,136
14,669
1,553
1,972

Accruals and deferred income
734
1,297
297
224

35,883
35,598
2,142
2,514



The following liabilities were secured:
Group
Group
Company
Company
2025
2024
2025
2024
£000
£000
£000
£000

Bank overdrafts
2,886
2,504
-
-

Bank loans
158
149
158
149

Obligations under finance lease and hire purchase contracts
7,912
5,223
-
-

10,956
7,876
158
149

Details of security provided:

Bank overdraft is secured with Barclays Bank PLC by a fixed and floating charge over the assets of the group, supported by a company cross guarantee.

Bank loans are secured with Barclays Bank PLC over the investment properties, freehold property and long leasehold property held by the group with a net book value of £8,723k at 31 December 2025.

Finance leases and hire purchase contracts are secured over the assets to which they relate with Lombard North Central PLC, Barclays Mercantile Business Finance Limited, HSBC Asset Finance (UK) LTD, HSBC Equipment Finance (UK) LTD and Bmbf (No.24) Limited. Assets under finance lease and hire purchase agreements have a net book value of £24,964k at 31 December 2025.

Page 47


 
THE RH GROUP LTD
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

20.


Creditors: Amounts falling due after more than one year

Group
Group
Company
Company
2025
2024
2025
2024
£000
£000
£000
£000

Bank loans (note 21)
3,179
3,327
3,179
3,327

Net obligations under finance leases and hire purchase contracts
14,993
10,061
-
-

18,172
13,388
3,179
3,327



The following liabilities were secured:
Group
Group
Company
Company
2025
2024
2025
2024
£000
£000
£000
£000


Bank loans
3,179
3,327
3,179
3,327

Net obligations under finance leases and hire purchase contracts
14,993
10,061
-
-

18,172
13,388
3,179
3,327

Details of security provided:

Bank loans are secured with Barclays Bank PLC over the investment properties, freehold property and long leasehold property held by the group with a net book value of £8,723k at 31 December 2026.

Finance leases and hire purchase contracts are secured over the assets to which they relate with Lombard North Central PLC, Barclays Mercantile Business Finance Limited, HSBC Asset Finance (UK) LTD, HSBC Equipment Finance (UK) LTD and Bmbf (No.24) Limited. Assets under finance lease and hire purchase agreements have a net book value of £24,964k at 31 December 2025.



Page 48


 
THE RH GROUP LTD
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

21.


Loans


Analysis of the maturity of loans is given below:


Group
Group
Company
Company
2025
2024
2025
2024
£000
£000
£000
£000

Amounts falling due within one year

Bank loans
158
149
158
149


158
149
158
149

Amounts falling due 1-5 years

Bank loans
3,179
3,327
3,179
3,327


3,179
3,327
3,179
3,327



3,337
3,476
3,337
3,476


The terms of repayment can vary from 36 - 60 months depending on the nature of the loan.


22.


Finance leases


Minimum lease payments under hire purchase fall due as follows:

Group
Group
2025
2024
£000
£000

Within one year
7,912
5,223

Between 1-5 years
14,994
10,061

22,906
15,284

Page 49


 
THE RH GROUP LTD
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

23.


Financial instruments

Group
Group
Company
Company
2025
2024
2025
2024
£000
£000
£000
£000

Categories of financial instruments

Financial assets measured at amortised cost
7,871
11,109
1,149
690

Financial liabilities measured at amortised cost
29,748
33,312
5,201
5,715

37,619
44,421
6,350
6,405



Items of income, expenses, gains or losses

Group

The total interest income for financial assets not measured at fair value through profit or loss is £Nil (2024 - £1k).

The total interest expense for financial liabilities measured at fair value through profit or loss is £2,173k (2024 - £2,052k).

Company

The total interest income for financial assets not measured at fair value through profit or loss is £Nil (2024 - £1k).

The total interest expense for financial liabilities measured at fair value through profit or loss is £227k (2024 - £132k).


24.


Deferred taxation


Group



2025
2024


£000

£000






At beginning of year
(1,352)
(2,255)


Charged to profit or loss
(386)
903



At end of year
(1,738)
(1,352)

Page 50


 
THE RH GROUP LTD
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025
 
24.Deferred taxation (continued)

Company


2025
2024


£000

£000






At beginning of year
-
(4)


Charged to profit or loss
(2)
4



At end of year
(2)
-

Group
Group
Company
Company
2025
2024
2025
2024
£000
£000
£000
£000

Accelerated capital allowances
(1,769)
(2,255)
(2)
-

Tax losses carried forward
31
903
-
-

(1,738)
(1,352)
(2)
-


The net reversal of deferred tax assets and deferred tax liabilities in the year ended 31 December 2026 is expected to be in line with the 2025 movement.


25.


Share capital

2025
2024
£000
£000
Allotted, called up and fully paid



999,999 Ordinary shares of £1 each
1,000
1,000

There is a single class of ordinary shares. There are no restrictions on the distribution of dividends and the repayment of capital.


Page 51


 
THE RH GROUP LTD
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

26.


Charges

The following general charges were outstanding at the year end:

• A charge with Mr Frank Litchfield created on 10 May 2018 over Allegro Transport Limited, Birchwood Way, Somercotes Alfreton, Derbyshire, DE55 4QQ.

• A charge with Barclays Bank PLC created on 31 March 2016 contains a fixed and floating charge and a negative pledge over all the property or undertaking of the group.

• A charge with Barclays Bank PLC created on 2 December 2013 contains a fixed and floating charge over all the property or undertaking of RH Commercial Vehicles Ltd.

• A legal charge with Barclays Bank PLC created on 12 December 2006 over the leasehold property known as The White Villa, Dark Lane, Whatton, Nottingham.

• A legal charge with Barclays Bank PLC created on 12 December 2006 over the land and buildings near West Garth, West Tanfield, North Yorkshire.

• A debenture with Barclays Bank PLC created on 18 February 1994 contains a fixed and floating charge over the undertaking and all property and assets present and future including goodwill, bookdebts, uncalled capital, buildings, fixtures and fixed plant and machinery.


27.


Capital commitments




At 31 December 2025 the Group and Company had capital commitments as follows:


Group
Group
2025
2024
£000
£000

Contracted for but not provided in these financial statements
-
36

-
36


28.


Pension commitments

The Group operates a defined contribution scheme, the assets being held separate from the Company in an independent administered fund. The employer contributions are charged directly to the consolidated profit and loss account.

In the current year there was a charge to the consolidated profit and loss account in respect of the pension costs for the defined contribution scheme of £198k (2024 - £156k). Contributions totalling £42k (2024 - £38k) were payable to the fund at the year end and are included within creditors.

Page 52


 
THE RH GROUP LTD
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

29.


Commitments under operating leases

At 31 December 2025 the Group and the Company had future minimum lease payments due under non-cancellable operating leases for each of the following periods:


Group
Group
2025
2024
£000
£000

Not later than 1 year
159
177

Later than 1 year and not later than 5 years
346
144

505
321

The amount of non-cancellable operating lease payments recognised as an expense during the year was £167k (2024 - £166k).


30.


Related party transactions

During the year rental sales of £483k (2024 - £317k) were made to RH Commercial Vehicles Ltd. At the year end The RH Group Ltd was owed £Nil (creditor 2024 - £463k) from RH Commercial Vehicles Ltd. The loan was unsecured and interest free.

At the year end, a company under common control by 2 of the directors of The RH Group Ltd owed £792k (2024 - £792k). This loan is unsecured and interest free.

The Directors, who are also the shareholders, are owed the following amounts at the balance sheet date in respect of loans made to the Company. No interest is paid on the loans:

Mr Neville Baxter £761k (2024 - £987k), maximum amount in the year being £987k (2024 -£1,190k).

Mr Nigel Baxter £313k (2024 - £398k), maximum amount in the year being £398k (2024 - £418k).

Mr Peter Baxter £478k (2024 - £587k), maximum amount in the year being £587k (2024 - £711k).


31.


Controlling party

The RH Group Ltd is controlled by the Directors.

 
Page 53