REGISTERED NUMBER: 09701710 (England and Wales)

Financial Statements for the Year Ended 31 March 2026

for

Matthew & John Homes Limited

Trading as

M & J Homes

Page

Company Information

1

Abridged Balance Sheet

2

Notes to the Financial Statements

4

DIRECTORS:

Mr J Mills

Mr M Halton

REGISTERED OFFICE:

219 Ulverley Green Road

Olton

Solihull

West Midlands

B92 8AB

REGISTERED NUMBER:

09701710 (England and Wales)

FIXED ASSETS

Investment property

4

2,050,000

1,941,551

CURRENT ASSETS

Debtors

5

73,849

84,584

Cash at bank

8,559

21,730

82,408

106,314

CREDITORS

Amounts falling due within one year

69,256

78,000

NET CURRENT ASSETS

13,152

28,314

TOTAL ASSETS LESS CURRENT LIABILITIES

2,063,152

1,969,865

CREDITORS

Amounts falling due after more than one year

6

(1,727,544

)

(1,610,286

)

PROVISIONS FOR LIABILITIES

(9,673

)

(9,673

)

NET ASSETS

325,935

349,906

CAPITAL AND RESERVES

Called up share capital

8

100

100

Fair value reserve

9

448,733

428,062

Retained earnings

(122,898

)

(78,256

)

SHAREHOLDERS' FUNDS

325,935

349,906

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 March 2026.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 March 2026 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:

(a)	ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b)

preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

All the members have consented to the preparation of an abridged Balance Sheet for the year ended 31 March 2026 in accordance with Section 444(2A) of the Companies Act 2006.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 30 June 2026 and were signed on its behalf by:

Mr M Halton - Director

Mr J Mills - Director

1.	STATUTORY INFORMATION

Matthew & John Homes Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

The presentation currency of the financial statements is the Pound Sterling (£).

2.	ACCOUNTING POLICIES

Basis of preparing the financial statements

These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention as modified by the revaluation of certain assets.

The financial statements have been prepared on a going concern basis which assumes that the company will receive continued support from its directors and creditors.

Turnover

Turnover is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes.

Investment property

Investment property is valued at fair value. The investment properties have been revalued based on the opinion of the directors.

3.	EMPLOYEES AND DIRECTORS

The average number of employees during the year was 2 (2025 - NIL ) .

4.	INVESTMENT PROPERTY

Total

£

FAIR VALUE

At 1 April 2025

1,941,551

Additions

108,449

At 31 March 2026

2,050,000

NET BOOK VALUE

At 31 March 2026

2,050,000

At 31 March 2025

1,941,551

Fair value at 31 March 2026 is represented by:

£

Valuation in 2018

129,345

Valuation in 2019

(26,433

)

Valuation in 2020

89,801

Valuation in 2022

188,022

Valuation in 2023

6,000

Valuation in 2024

29,000

Valuation in 2025

22,000

Valuation in 2026

20,671

Cost

1,591,594

2,050,000

If the investment properties had not been revalued they would have been included at the following historical cost:

31.3.26

31.3.25

£

£

Cost

1,503,816

1,503,816

The investment properties were valued on an open market basis on 31 March 2025 by the directors .

5.

DEBTORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR

31.3.26

31.3.25

£

£

Amounts owed by associates

6,000

-

6.

CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN FIVE YEARS

31.3.26

31.3.25

£

£

Repayable otherwise than by instalments

Bank loans more 5 yrs non-inst

1,320,051

1,221,476

7.	SECURED DEBTS

The following secured debts are included within creditors:

31.3.26

31.3.25

£

£

Bank loans

1,320,051

1,231,925

The mortgage loans are secured on the properties to which they relate.

8.	CALLED UP SHARE CAPITAL

Allotted, issued and fully paid:

Number:

Class:

Nominal

31.3.26

31.3.25

value:

£

£

100

Ordinary

1

100

100

9.

RESERVES

Fair

value

reserve

£

At 1 April 2025

428,062

Fair value adjustment

20,671

At 31 March 2026

448,733

10.	DIRECTORS' ADVANCES, CREDITS AND GUARANTEES

The following advances and credits to a director subsisted during the years ended 31 March 2026 and 31 March 2025:

31.3.26

31.3.25

£

£

Mr J Mills

Balance outstanding at start of year

71,160

-

Amounts advanced

2,826

71,160

Amounts repaid

(20,589

)

-

Amounts written off

-

-

Amounts waived

-

-

Balance outstanding at end of year

53,397

71,160