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REGISTERED NUMBER: 09504891 (England and Wales)

| Unaudited Financial Statements |

| for the Year Ended 31 March 2026 |

| for |

| E P Mortgage Services Limited |

E P Mortgage Services Limited (Registered number: 09504891)

Contents of the Financial Statements

for the Year Ended 31 March 2026

Page |

| Company Information | 1 |

| Statement of Financial Position | 2 |

| Notes to the Financial Statements | 3 |

| Chartered Accountants' Report | 5 |

E P Mortgage Services Limited

Company Information

for the Year Ended 31 March 2026

| DIRECTOR: | C Ringrose

| REGISTERED OFFICE: | The Granary

| Crowhill Farm

| Ravensden Road

| Wilden

| Bedfordshire

| MK44 2QS

| REGISTERED NUMBER: | 09504891 (England and Wales)

| ACCOUNTANTS: | GREGORY WILDMAN

| The Granary

| Crowhill Farm

| Ravensden Road

| Wilden

| Bedfordshire

| MK44 2QS

E P Mortgage Services Limited (Registered number: 09504891)

Statement of Financial Position

31 March 2026

| 31.3.26 | 31.3.25 |

| Notes | £ | £ | £ | £ |

FIXED ASSETS

Tangible assets | 4 | 192 |  | 551 |  |

CURRENT ASSETS

Debtors | 5 | 794 |  | 6,345 |  |

Cash at bank | 10,893 |  | 1,715 |  |

11,687 |  | 8,060 |  |

CREDITORS

Amounts falling due within one year | 6 | 11,598 |  | 7,985 |  |

NET CURRENT ASSETS | 89 |  | 75 |  |

TOTAL ASSETS LESS CURRENT LIABILITIES | 281 |  | 626 |  |

PROVISIONS FOR LIABILITIES | 36 |  | 105 |  |

NET ASSETS | 245 |  | 521 |  |

CAPITAL AND RESERVES

Called up share capital | 7 | 100 |  | 100 |  |

Retained earnings | 145 |  | 421 |  |

SHAREHOLDERS' FUNDS | 245 |  | 521 |  |

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 March 2026.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 March 2026 in accordance with Section 476 of the Companies Act 2006.

The director acknowledges his responsibilities for:

(a) | ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b) | preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the director and authorised for issue on 23 June 2026 and were signed by:

C Ringrose - Director

E P Mortgage Services Limited (Registered number: 09504891)

Notes to the Financial Statements

for the Year Ended 31 March 2026

1. | STATUTORY INFORMATION

| E P Mortgage Services Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

| The presentation currency of the financial statements is the Pound Sterling (£).

2. | ACCOUNTING POLICIES

| Basis of preparing the financial statements

| These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

| There were no material departures from that standard.

| Turnover

| Turnover is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes. The following criteria must also be met before revenue is recognised:

| Rendering of services

| Revenue from mortgage advisory services is recognised at the stage of completion of the mortgage case.

| Tangible fixed assets

| Tangible fixed assets are included at cost less depreciation and impairment. Depreciation has been computed to write off the cost of tangible fixed assets over their expected useful lives as follows:

| Computer equipment - Straight line over 3 years.

| Fixtures & fittings - Straight line over 5 years.

| Taxation

| Taxation for the year comprises current and deferred tax. Tax is recognised in the Income Statement, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

| Current or deferred taxation assets and liabilities are not discounted.

| Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the statement of financial position date.

| Deferred tax

| Deferred taxation is provided on the liability method to take account of timing differences between the treatment of certain items for accounts purposes and their treatment for tax purposes.

| Tax deferred or accelerated is accounted for in respect of all material timing differences.

| Pension costs and other post-retirement benefits

| The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are charged to profit or loss in the period to which they relate.

3. | EMPLOYEES AND DIRECTORS

| The average number of employees during the year was 2 (2025 - 1 ) .

E P Mortgage Services Limited (Registered number: 09504891)

Notes to the Financial Statements - continued

for the Year Ended 31 March 2026

4. | TANGIBLE FIXED ASSETS

| Fixtures |

| and |  | Computer |

| fittings |  | equipment |  | Totals

£ | £ | £ |

| COST

| At 1 April 2025

| and 31 March 2026 | 239 |  | 1,597 |  | 1,836 |  |

| DEPRECIATION

| At 1 April 2025 | 163 |  | 1,122 |  | 1,285 |  |

| Charge for year | 48 |  | 311 |  | 359 |  |

| At 31 March 2026 | 211 |  | 1,433 |  | 1,644 |  |

| NET BOOK VALUE

| At 31 March 2026 | 28 |  | 164 |  | 192 |  |

| At 31 March 2025 | 76 |  | 475 |  | 551 |  |

5. | DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR |

| 31.3.26 |  | 31.3.25

£ | £ |

| Directors' current accounts | 794 |  | 6,345 |  |

6. | CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR |

| 31.3.26 |  | 31.3.25

£ | £ |

| Trade creditors | 2,532 |  | 1,819 |  |

| Tax | 7,683 |  | 4,967 |  |

| Social security and other taxes | 139 |  | - |  |

| Accrued expenses | 1,244 |  | 1,199 |  |

11,598 |  | 7,985 |  |

7. | CALLED UP SHARE CAPITAL

| Allotted, issued and fully paid:

| Number: | Class: | Nominal | 31.3.26 |  | 31.3.25

| value: | £ | £ |

| 100 | Ordinary | £1.00 | 100 |  | 100 |  |

8. | RELATED PARTY DISCLOSURES

| The amount outstanding at the year end from Mr C Ringrose was £794 (2025 - £6,345).

Chartered Accountants' Report to the Director

on the Unaudited Financial Statements of

E P Mortgage Services Limited

The following reproduces the text of the report prepared for the director in respect of the company's annual unaudited financial statements. In accordance with the Companies Act 2006, the company is only required to file a Statement of Financial Position. Readers are cautioned that the Income Statement and certain other primary statements and the Report of the Director are not required to be filed with the Registrar of Companies.

In order to assist you to fulfil your duties under the Companies Act 2006, we have prepared for your approval the financial statements of E P Mortgage Services Limited for the year ended 31 March 2026 which comprise the Income Statement, Other Comprehensive Income, Statement of Financial Position, Statement of Changes in Equity and the related notes from the company's accounting records and from information and explanations you have given us.

As a practising member firm of the Institute of Chartered Accountants in England and Wales (ICAEW), we are subject to its ethical and other professional requirements which are detailed within the ICAEW's regulations and guidance at http://www.icaew.com/en/membership/regulations-standards-and-guidance.

This report is made solely to the director of E P Mortgage Services Limited in accordance with our terms of engagement. Our work has been undertaken solely to prepare for your approval the financial statements of E P Mortgage Services Limited and state those matters that we have agreed to state to the director of E P Mortgage Services Limited in this report in accordance with ICAEW Technical Release 07/16AAF. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than E P Mortgage Services Limited and its director for our work or for this report.

It is your duty to ensure that E P Mortgage Services Limited has kept adequate accounting records and to prepare statutory financial statements that give a true and fair view of the assets, liabilities, financial position and profit of E P Mortgage Services Limited. You consider that E P Mortgage Services Limited is exempt from the statutory audit requirement for the year.

We have not been instructed to carry out an audit or a review of the financial statements of E P Mortgage Services Limited. For this reason, we have not verified the accuracy or completeness of the accounting records or information and explanations you have given to us and we do not, therefore, express any opinion on the statutory financial statements.

GREGORY WILDMAN

The Granary

Crowhill Farm

Ravensden Road

Wilden

Bedfordshire

MK44 2QS

23 June 2026